Oak Ridge Financial Services Stock

Oak Ridge Financial Services Debt 2024

Oak Ridge Financial Services Debt

18.79 USD

Ticker

BKOR

ISIN

US6717681091

WKN

A0MR6P

In 2024, Oak Ridge Financial Services's total debt was 18.79 USD, a 0% change from the 0 USD total debt recorded in the previous year.

Oak Ridge Financial Services Aktienanalyse

What does Oak Ridge Financial Services do?

Oak Ridge Financial Services Inc. is a company that was founded in 2002 and is headquartered in Oak Ridge, North Carolina. The company has been listed on the NASDAQ stock exchange since 2004 and has made a name for itself in the financial services industry. Oak Ridge Financial Services offers its customers a wide range of financial services, including deposit accounts, credit cards, loans, investment management, and other financial products and services. History Oak Ridge Financial Services Inc. was founded in 2002 when Carolina Bank Holding Inc. acquired Bank of Oak Ridge. The Bank of Oak Ridge, a local bank originally established in the late 1980s, was already well-established in the local market. Through the acquisition, the company gained recognition in the local community and began expanding its banking business. Business Model Oak Ridge Financial Services' business strategy is based on providing banking and financial services to small and medium-sized businesses (SMEs) and individuals in its target region. The bank aims to offer a broad range of financial services to its customers to meet their needs and requirements. Oak Ridge Financial Services is able to do this easily through competitive pricing and comprehensive coverage of financial products and services. Divisions Oak Ridge Financial Services has several divisions serving its customers. These include: 1. Personal Banking: Oak Ridge Financial Services offers a wide range of banking services to its personal customers, including deposit accounts, ATMs, credit cards, financial management training programs, investment management, and other services. 2. Business Banking: The bank provides business customers with the ability to open business accounts, obtain loans for business purposes, and offer other financial products and services to meet their business needs. 3. Investment Management: Oak Ridge Financial Services also offers a wide range of investment products and services, including investment funds, investment advice, and asset management. Products Oak Ridge Financial Services offers a variety of products to support its customers' financial needs. These include: 1. Deposit Accounts: Oak Ridge Financial Services offers a wide range of deposit accounts, from savings accounts to checking accounts, to meet all of its customers' needs. 2. Credit Cards: The company also offers a variety of credit cards, including standard cards for daily use as well as special cards for business purposes. 3. Loans: Oak Ridge Financial Services also offers a wide range of loan products, including unsecured loans, secured loans, home financing, and auto loans. 4. Investment Products: The company also offers a wide range of investment products, including investment funds, stocks, bonds, and other financial instruments. Overall, Oak Ridge Financial Services is a versatile financial services firm offering a wide range of products and services to its customers. With its strong presence in the local community and commitment to high-quality customer service, the company is well-positioned to continue growing in the future. Oak Ridge Financial Services ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Debt Details

Understanding Oak Ridge Financial Services's Debt Structure

Oak Ridge Financial Services's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.

Year-to-Year Comparison

Analyzing Oak Ridge Financial Services's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.

Impact on Investments

Investors pay close attention to Oak Ridge Financial Services’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.

Interpreting Debt Fluctuations

Shifts in Oak Ridge Financial Services’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.

Frequently Asked Questions about Oak Ridge Financial Services stock

What is the debt of Oak Ridge Financial Services this year?

Oak Ridge Financial Services has a debt level of 18.79 USD this year.

What was the debt of Oak Ridge Financial Services compared to the previous year?

The debt of Oak Ridge Financial Services has increased by 0% compared to the previous year dropped.

What are the consequences of high debt for investors in Oak Ridge Financial Services?

High debt can pose a risk for investors of Oak Ridge Financial Services, as it can weaken the company's financial position and hinder its ability to fulfill its obligations.

What are the consequences of low debt for investors of Oak Ridge Financial Services?

Low debt means that Oak Ridge Financial Services has a strong financial position and is able to fulfill its obligations without overburdening its finances.

How does an increase in debt from Oak Ridge Financial Services affect the company?

An increase in debt of Oak Ridge Financial Services can adversely affect the financial condition of the company and result in a higher burden on its finances.

How does a reduction of debt of Oak Ridge Financial Services affect the company?

A reduction in debt of Oak Ridge Financial Services can strengthen the company's financial position and improve its ability to meet its financial obligations.

What are some factors that influence the debt of Oak Ridge Financial Services?

Some factors that can influence the debt of Oak Ridge Financial Services include investments, acquisitions, operating costs, and revenue development.

Why are the debts of Oak Ridge Financial Services so important for investors?

The debts of Oak Ridge Financial Services are important for investors as they serve as an indicator of the company's financial stability. It provides investors with information on how the company fulfills its financial obligations.

What strategic measures can Oak Ridge Financial Services take to change the debt?

To change the debt, Oak Ridge Financial Services can take measures such as cost savings, increasing revenue, selling assets, making investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic actions to change its debt.

How much dividend does Oak Ridge Financial Services pay?

Over the past 12 months, Oak Ridge Financial Services paid a dividend of 0.27 USD . This corresponds to a dividend yield of about 1.41 %. For the coming 12 months, Oak Ridge Financial Services is expected to pay a dividend of 0.27 USD.

What is the dividend yield of Oak Ridge Financial Services?

The current dividend yield of Oak Ridge Financial Services is 1.41 %.

When does Oak Ridge Financial Services pay dividends?

Oak Ridge Financial Services pays a quarterly dividend. This is distributed in the months of December, March, June, September.

How secure is the dividend of Oak Ridge Financial Services?

Oak Ridge Financial Services paid dividends every year for the past 3 years.

What is the dividend of Oak Ridge Financial Services?

For the upcoming 12 months, dividends amounting to 0.27 USD are expected. This corresponds to a dividend yield of 1.41 %.

In which sector is Oak Ridge Financial Services located?

Oak Ridge Financial Services is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Oak Ridge Financial Services kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Oak Ridge Financial Services from 9/3/2024 amounting to 0.12 USD, you needed to have the stock in your portfolio before the ex-date on 8/19/2024.

When did Oak Ridge Financial Services pay the last dividend?

The last dividend was paid out on 9/3/2024.

What was the dividend of Oak Ridge Financial Services in the year 2023?

In the year 2023, Oak Ridge Financial Services distributed 0.24 USD as dividends.

In which currency does Oak Ridge Financial Services pay out the dividend?

The dividends of Oak Ridge Financial Services are distributed in USD.

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Andere Kennzahlen von Oak Ridge Financial Services

Our stock analysis for Oak Ridge Financial Services Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Oak Ridge Financial Services Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.