What is the ROE (Return on Equity) of OFG Bancorp this year?
The ROE of OFG Bancorp this year is 0.15 undefined.
OFG Bancorp ROE 2024
OFG Bancorp ROE
0.15
Ticker
OFG
ISIN
PR67103X1020
WKN
A1T9X8
In 2024, OFG Bancorp's return on equity (ROE) was 0.15, a -4.44% increase from the 0.16 ROE in the previous year.
OFG Bancorp Aktienanalyse
What does OFG Bancorp do?
OFG Bancorp is a financial services company based in San Juan, Puerto Rico. The company has a long history dating back to 1964 when it was founded as Oriental Financial Group. Over the years, OFG Bancorp has conducted a number of mergers and acquisitions and is now the holding company for a range of subsidiary companies that focus on various areas of the financial services business. The company is divided into five main areas: retail banking, commercial banking, wealth management, treasury management, and mortgage banking. Each area offers a range of products and services to respond to customer needs. Retail banking: OFG's retail banking focuses on personal accounts, loans, and credit cards. The company operates over 50 branches and ATMs in Puerto Rico and also has a presence in Florida. Products offered include credit and debit cards, mortgages, auto loans, personal loans, and savings accounts. Commercial banking: OFG Bancorp also provides banking services to small and medium-sized businesses. This includes deposit accounts, loans, leasing financing, and treasury management services. OFG's commercial banking is divided into several areas, including real estate, consumer products, healthcare, and government. Wealth management: OFG's wealth management offers a range of financial services to affluent private and business clients. This includes investment advice, portfolio management, retirement and estate planning, and tax planning. These services are provided by a team of experienced financial advisors and investment experts who work closely with clients to ensure their needs are met. Treasury management: OFG's treasury management focuses on companies and institutions that require complex financial management and payment solutions. This includes cash management solutions, payment processing, electronic invoicing, and trade financing. OFG also offers customized solutions tailored to their specific requirements. Mortgage banking: OFG's mortgage banking specializes in mortgage financing in the United States and operates a large network of lenders and brokers. The company offers a wide range of mortgage products including fixed and variable interest rates, FHA and VA loans, and jumbo mortgages. OFG Mortgage also focuses on US overseas territories. Overall, OFG Bancorp is a diverse financial services company that caters to a wide range of customers and needs. The company is committed to continuously evolving and adapting its products and services to meet the changing needs of its customers. OFG Bancorp ist eines der beliebtesten Unternehmen auf Eulerpool.com.ROE Details
Decoding OFG Bancorp's Return on Equity (ROE)
OFG Bancorp's Return on Equity (ROE) is a fundamental metric evaluating the company's profitability relative to its equity. Calculated by dividing net income by shareholder's equity, ROE illustrates how effectively the company is generating profits from shareholders’ investments. A higher ROE represents enhanced efficiency and profitability.
Year-to-Year Comparison
Analyzing OFG Bancorp's ROE on a yearly basis aids in tracking its profitability trends and financial performance. An increasing ROE suggests enhanced profitability and value generation for shareholders, whereas a declining ROE may indicate issues in profit generation or equity management.
Impact on Investments
OFG Bancorp's ROE is instrumental for investors assessing the company's profitability, efficiency, and investment attractiveness. A robust ROE indicates the firm’s adeptness at converting equity investments into profits, thereby enhancing its appeal to potential and current investors.
Interpreting ROE Fluctuations
Changes in OFG Bancorp’s ROE can emanate from variations in net income, equity capital, or both. These fluctuations are scrutinized to evaluate management’s effectiveness, financial strategies, and the inherent risks and opportunities, aiding investors in making informed decisions.
Frequently Asked Questions about OFG Bancorp stock
How has the Return on Equity (ROE) of OFG Bancorp developed compared to the previous year?
The ROE of OFG Bancorp has increased by -4.44% decreased compared to the previous year.
What impact does a high ROE (Return on Equity) have on investors of OFG Bancorp?
A high ROE indicates that OFG Bancorp generates good returns on capital and is successful in monetizing its investments. This is a positive indicator for investors.
What impact does a low ROE (Return on Equity) have on investors of OFG Bancorp?
A low ROE can indicate that OFG Bancorp is having difficulties monetizing its investments successfully and can be a negative signal for investors.
How does a change in the ROE (Return on Equity) of OFG Bancorp affect the company?
A change in ROE (Return on Equity) of OFG Bancorp can be an indicator of the financial performance of the company and demonstrate how successful the company is compared to other companies in the same industry.
How to calculate the ROE (Return on Equity) of OFG Bancorp?
The ROE (Return on Equity) is calculated by dividing the company's profit by the total equity. The formula is: ROE = Profit / Total equity.
Which factors influence the ROE (Return on Equity) of OFG Bancorp?
Some factors that can influence OFG Bancorp's Return on Equity (ROE) include the efficiency in using equity, the profitability of the company, and the financing structure.
What strategic measures can take to improve the ROE (Return on Equity)?
To improve the Return on Equity (ROE), can take measures such as cost savings, increasing revenue, improving efficiency in the use of equity, and making changes in the financing structure. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic actions to improve ROE.
How much dividend does OFG Bancorp pay?
Over the past 12 months, OFG Bancorp paid a dividend of 0.88 USD . This corresponds to a dividend yield of about 1.93 %. For the coming 12 months, OFG Bancorp is expected to pay a dividend of 0.99 USD.
What is the dividend yield of OFG Bancorp?
The current dividend yield of OFG Bancorp is 1.93 %.
When does OFG Bancorp pay dividends?
OFG Bancorp pays a quarterly dividend. This is distributed in the months of April, July, October, January.
How secure is the dividend of OFG Bancorp?
OFG Bancorp paid dividends every year for the past 23 years.
What is the dividend of OFG Bancorp?
For the upcoming 12 months, dividends amounting to 0.99 USD are expected. This corresponds to a dividend yield of 2.18 %.
In which sector is OFG Bancorp located?
OFG Bancorp is assigned to the 'Finance' sector.
Wann musste ich die Aktien von OFG Bancorp kaufen, um die vorherige Dividende zu erhalten?
To receive the latest dividend of OFG Bancorp from 1/15/2025 amounting to 0.25 USD, you needed to have the stock in your portfolio before the ex-date on 12/31/2024.
When did OFG Bancorp pay the last dividend?
The last dividend was paid out on 1/15/2025.
What was the dividend of OFG Bancorp in the year 2023?
In the year 2023, OFG Bancorp distributed 0.7 USD as dividends.
In which currency does OFG Bancorp pay out the dividend?
The dividends of OFG Bancorp are distributed in USD.
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Andere Kennzahlen von OFG Bancorp
Our stock analysis for OFG Bancorp Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of OFG Bancorp Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.
