RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE
International Personal Finance Stock

International Personal Finance ROE 2024

International Personal Finance ROE

0.1

Ticker

IPF.L

ISIN

GB00B1YKG049

WKN

A0MV91

In 2024, International Personal Finance's return on equity (ROE) was 0.1, a -25.04% increase from the 0.13 ROE in the previous year.

International Personal Finance Aktienanalyse

What does International Personal Finance do?

International Personal Finance PLC is a global company in the consumer credit sector. The company was founded in 1997 and is headquartered in Leeds, United Kingdom. International Personal Finance is listed on the London Stock Exchange and has branches in Europe and Latin America. The business model of International Personal Finance aims to provide small consumer loans to people who do not have access to traditional banking services. The company offers direct personal loans without the need for an application. The borrower receives the money in cash and can repay it within weeks or months. International Personal Finance is divided into various business areas, including Europe and Latin America. In Europe, the company operates under the name Provident Personal Credit and provides services in Poland, Spain, Romania, and the United Kingdom. In Latin America, the company operates under the name IPF Digital and offers services in Mexico, Argentina, and Brazil. The range of products offered by International Personal Finance is diverse and includes various types of consumer loans such as the Home Credit product and Satsuma loans. Home Credit is a product offered to customers directly by an agent on-site, while Satsuma is an online loan that can be applied for quickly and easily. The company also offers online credit cards, available under the brands IPF Digital Gold and IPF Digital Classic. The company places particular emphasis on responsible lending and has developed a unique scorecard system that ensures that loans are only granted to customers who are able to repay them. Additionally, the company works closely with local regulatory authorities to ensure that its business practices comply with local laws and regulations. International Personal Finance has delivered solid financial performance in recent years and has experienced steady growth. In 2019, the company's revenue was £871 million, while net profit was £127 million. Overall, International Personal Finance has established itself as one of the leading companies in the consumer credit sector. The company has a robust performance and a strong business model based on responsible lending. With its wide range of products and services, International Personal Finance contributes to meeting the needs of consumers worldwide. International Personal Finance ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROE Details

Decoding International Personal Finance's Return on Equity (ROE)

International Personal Finance's Return on Equity (ROE) is a fundamental metric evaluating the company's profitability relative to its equity. Calculated by dividing net income by shareholder's equity, ROE illustrates how effectively the company is generating profits from shareholders’ investments. A higher ROE represents enhanced efficiency and profitability.

Year-to-Year Comparison

Analyzing International Personal Finance's ROE on a yearly basis aids in tracking its profitability trends and financial performance. An increasing ROE suggests enhanced profitability and value generation for shareholders, whereas a declining ROE may indicate issues in profit generation or equity management.

Impact on Investments

International Personal Finance's ROE is instrumental for investors assessing the company's profitability, efficiency, and investment attractiveness. A robust ROE indicates the firm’s adeptness at converting equity investments into profits, thereby enhancing its appeal to potential and current investors.

Interpreting ROE Fluctuations

Changes in International Personal Finance’s ROE can emanate from variations in net income, equity capital, or both. These fluctuations are scrutinized to evaluate management’s effectiveness, financial strategies, and the inherent risks and opportunities, aiding investors in making informed decisions.

Frequently Asked Questions about International Personal Finance stock

What is the ROE (Return on Equity) of International Personal Finance this year?

The ROE of International Personal Finance this year is 0.1 undefined.

How has the Return on Equity (ROE) of International Personal Finance developed compared to the previous year?

The ROE of International Personal Finance has increased by -25.04% decreased compared to the previous year.

What impact does a high ROE (Return on Equity) have on investors of International Personal Finance?

A high ROE indicates that International Personal Finance generates good returns on capital and is successful in monetizing its investments. This is a positive indicator for investors.

What impact does a low ROE (Return on Equity) have on investors of International Personal Finance?

A low ROE can indicate that International Personal Finance is having difficulties monetizing its investments successfully and can be a negative signal for investors.

How does a change in the ROE (Return on Equity) of International Personal Finance affect the company?

A change in ROE (Return on Equity) of International Personal Finance can be an indicator of the financial performance of the company and demonstrate how successful the company is compared to other companies in the same industry.

How to calculate the ROE (Return on Equity) of International Personal Finance?

The ROE (Return on Equity) is calculated by dividing the company's profit by the total equity. The formula is: ROE = Profit / Total equity.

Which factors influence the ROE (Return on Equity) of International Personal Finance?

Some factors that can influence International Personal Finance's Return on Equity (ROE) include the efficiency in using equity, the profitability of the company, and the financing structure.

What strategic measures can take to improve the ROE (Return on Equity)?

To improve the Return on Equity (ROE), can take measures such as cost savings, increasing revenue, improving efficiency in the use of equity, and making changes in the financing structure. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic actions to improve ROE.

How much dividend does International Personal Finance pay?

Over the past 12 months, International Personal Finance paid a dividend of 0.1 GBP . This corresponds to a dividend yield of about 7.11 %. For the coming 12 months, International Personal Finance is expected to pay a dividend of 0.1 GBP.

What is the dividend yield of International Personal Finance?

The current dividend yield of International Personal Finance is 7.11 %.

When does International Personal Finance pay dividends?

International Personal Finance pays a quarterly dividend. This is distributed in the months of October, May, September, May.

How secure is the dividend of International Personal Finance?

International Personal Finance paid dividends every year for the past 6 years.

What is the dividend of International Personal Finance?

For the upcoming 12 months, dividends amounting to 0.1 GBP are expected. This corresponds to a dividend yield of 7.76 %.

In which sector is International Personal Finance located?

International Personal Finance is assigned to the 'Finance' sector.

Wann musste ich die Aktien von International Personal Finance kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of International Personal Finance from 5/10/2024 amounting to 0.072 GBP, you needed to have the stock in your portfolio before the ex-date on 4/11/2024.

When did International Personal Finance pay the last dividend?

The last dividend was paid out on 5/10/2024.

What was the dividend of International Personal Finance in the year 2023?

In the year 2023, International Personal Finance distributed 0.085 GBP as dividends.

In which currency does International Personal Finance pay out the dividend?

The dividends of International Personal Finance are distributed in GBP.

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Andere Kennzahlen von International Personal Finance

Our stock analysis for International Personal Finance Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of International Personal Finance Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.