HomeTrust Bancshares Stock

HomeTrust Bancshares ROA 2024

HomeTrust Bancshares ROA

0.01

Ticker

HTBI

ISIN

US4378721041

WKN

A1J1DL

In 2024, HomeTrust Bancshares's return on assets (ROA) was 0.01, a -37.36% increase from the 0.01 ROA in the previous year.

HomeTrust Bancshares Aktienanalyse

What does HomeTrust Bancshares do?

Hometrust Bancshares Inc is a versatile financial institution that focuses on customers in the US states of North Carolina, South Carolina, Tennessee, and Virginia. The company was founded in 1926 in North Carolina under the name "Home Building and Loan Association" and has undergone many changes over the years to become the present-day Hometrust Bancshares Inc. The business model of Hometrust Bancshares Inc is simple: it provides financial services for retail customers, small businesses, and institutional customers. The company has over 40 branches in the four states where it operates and employs approximately 500 employees. The company specializes in various business areas, including mortgages, business and personal loans, and deposit accounts. An important focus of Hometrust Bancshares Inc is mortgages. The company offers a variety of mortgage products, including conventional mortgages, FHA and VA mortgages, jumbo mortgages, and first-time buyer programs. Additionally, the company offers refinancing options for both existing Hometrust customers and customers looking to switch from other providers. Hometrust Bancshares Inc also offers deposit accounts, including savings accounts, checking accounts, and money market accounts. Customers can easily deposit and withdraw their money, and all accounts are protected up to a certain amount by the FDIC (Federal Deposit Insurance Corporation). In addition to mortgage products and deposit accounts, the company also offers business and personal loans. The business and personal loans are specifically tailored to the needs of the customer, with loan terms, interest rates, and loan amounts based on individual circumstances. Hometrust Bancshares Inc has extensive experience in lending and has firsthand witnessed how an entrepreneur can build their business from scratch with the help of a reliable credit partner. Hometrust Bancshares Inc places great emphasis on providing excellent customer service and has assembled a team of qualified financial advisors for this purpose. The employees are committed to assisting customers with any questions and needs and helping them achieve their financial goals. In summary, Hometrust Bancshares Inc is a solid financial institution with a long history. The company offers mortgage products, deposit accounts, and loans tailored to the specific needs of its customers. Hometrust Bancshares Inc demonstrates a clear commitment to customer service and strives to assist its customers to the best of its abilities. HomeTrust Bancshares ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROA Details

Understanding HomeTrust Bancshares's Return on Assets (ROA)

HomeTrust Bancshares's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing HomeTrust Bancshares's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider HomeTrust Bancshares's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in HomeTrust Bancshares’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about HomeTrust Bancshares stock

What is the Return on Assets (ROA) of HomeTrust Bancshares this year?

The Return on Assets (ROA) of HomeTrust Bancshares is 0.01 undefined this year.

What was the ROA of HomeTrust Bancshares compared to the previous year?

The ROA of HomeTrust Bancshares has increased by -37.36% compared to the previous year.

What consequences do high ROA have for investors of HomeTrust Bancshares?

A high ROA is advantageous for investors of HomeTrust Bancshares, as it indicates that the company efficiently utilizes its assets and generates good profits.

What are the consequences of low ROA for investors in HomeTrust Bancshares?

A low ROA can be unfavorable for investors of HomeTrust Bancshares as it indicates that the company is inefficiently utilizing its assets and may potentially achieve lower profits.

How does an increase in the ROA of HomeTrust Bancshares affect the company?

An increase in ROA of HomeTrust Bancshares can be an indicator of improved efficiency in asset utilization and higher profitability.

How does a reduction in ROA of HomeTrust Bancshares impact the company?

A reduction in the ROA of HomeTrust Bancshares can be an indicator of lower asset efficiency and profitability.

What are some factors that can influence the ROA of HomeTrust Bancshares?

Some factors that can influence the ROA of HomeTrust Bancshares include revenue, operating costs, asset structure, and industry average.

Why is the ROA of HomeTrust Bancshares important for investors?

The ROA of HomeTrust Bancshares is important for investors as it is an indicator of the company's profitability and efficiency in utilizing assets. It provides investors with information on how well the company utilizes its resources to generate profits.

What strategic measures can HomeTrust Bancshares take to improve ROA?

To improve ROA, HomeTrust Bancshares can take measures such as cost savings, revenue growth, optimizing asset structure, and diversifying its business activities. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic measures to improve ROA.

How much dividend does HomeTrust Bancshares pay?

Over the past 12 months, HomeTrust Bancshares paid a dividend of 0.41 USD . This corresponds to a dividend yield of about 1.2 %. For the coming 12 months, HomeTrust Bancshares is expected to pay a dividend of 0.44 USD.

What is the dividend yield of HomeTrust Bancshares?

The current dividend yield of HomeTrust Bancshares is 1.2 %.

When does HomeTrust Bancshares pay dividends?

HomeTrust Bancshares pays a quarterly dividend. This is distributed in the months of December, March, June, September.

How secure is the dividend of HomeTrust Bancshares?

HomeTrust Bancshares paid dividends every year for the past 10 years.

What is the dividend of HomeTrust Bancshares?

For the upcoming 12 months, dividends amounting to 0.44 USD are expected. This corresponds to a dividend yield of 1.29 %.

In which sector is HomeTrust Bancshares located?

HomeTrust Bancshares is assigned to the 'Finance' sector.

Wann musste ich die Aktien von HomeTrust Bancshares kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of HomeTrust Bancshares from 8/29/2024 amounting to 0.11 USD, you needed to have the stock in your portfolio before the ex-date on 8/15/2024.

When did HomeTrust Bancshares pay the last dividend?

The last dividend was paid out on 8/29/2024.

What was the dividend of HomeTrust Bancshares in the year 2023?

In the year 2023, HomeTrust Bancshares distributed 0.37 USD as dividends.

In which currency does HomeTrust Bancshares pay out the dividend?

The dividends of HomeTrust Bancshares are distributed in USD.

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Andere Kennzahlen von HomeTrust Bancshares

Our stock analysis for HomeTrust Bancshares Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of HomeTrust Bancshares Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.