What is the Return on Assets (ROA) of HomeStreet this year?
The Return on Assets (ROA) of HomeStreet is -0 undefined this year.
HomeStreet ROA 2024
HomeStreet ROA
-0
Ticker
HMST
ISIN
US43785V1026
WKN
A1JASV
In 2024, HomeStreet's return on assets (ROA) was -0, a -141.24% increase from the 0.01 ROA in the previous year.
HomeStreet Aktienanalyse
What does HomeStreet do?
HomeStreet Inc is a US financial services company that has been in existence since 1921. The company is headquartered in Seattle, Washington, and is listed on the NASDAQ exchange under the ticker symbol HMST. Today, HomeStreet is one of the largest independent banks in the US, offering a wide range of financial products and services to retail customers, small businesses, and the commercial real estate segment. History of HomeStreet Inc Originally founded as Home Savings Bank in 1921 in Seattle, HomeStreet expanded in the region and changed its name to HomeStreet Bank in 2000. The company's business model focused on providing financial services to local communities and small businesses in the region. Since 2011, the company has expanded its branch network by nearly 70 percent, becoming a significant national player. Business model of HomeStreet Inc HomeStreet operates a wide range of financial services and products. The company has focused its operations on three segments: banking, mortgage, and commercial real estate. In the banking segment, HomeStreet offers traditional banking products and services, including deposit accounts, credit cards, personal loans, loans for commercial customers, and SBA loans. HomeStreet is also heavily involved in residential mortgage lending, offering a wide range of mortgage loans, including FHA loans, VA loans, conventional loans, and refinancing options. HomeStreet's mortgage business is one of the largest of its kind in the US. The company offers both traditional mortgage loans and specialized financing options, such as jumbo loans, reverse mortgages, and home equity loans. HomeStreet also operates an online mortgage platform that allows customers and prospective borrowers to compare mortgage offers online and submit applications directly. HomeStreet is also active in the commercial real estate segment. The company offers loans for the purchase and development of mixed-use properties and office complexes. HomeStreet is able to offer its customers customized financing plans tailored to the specific needs of their business. Products of HomeStreet Inc HomeStreet offers a wide range of financial services, including, but not limited to: - Deposit accounts (savings, checking, money market, CD, and IRA accounts) - Credit cards and debit cards - Personal loans, auto loans, and lines of credit - Commercial loans and SBA loans - Mortgages (conventional, FHA, VA, jumbo, reverse) - Mortgage refinancing and restructuring - Commercial construction financing and real estate loans Overall, HomeStreet provides its customers with a broad range of financial services and products. In terms of its banking sector, the company aims to continue growing to strengthen its position as a significant national player in the market while continuing to provide its customers with high-quality service. HomeStreet ist eines der beliebtesten Unternehmen auf Eulerpool.com.ROA Details
Understanding HomeStreet's Return on Assets (ROA)
HomeStreet's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.
Year-to-Year Comparison
Comparing HomeStreet's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.
Impact on Investments
Investors consider HomeStreet's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.
Interpreting ROA Fluctuations
Variations in HomeStreet’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.
Frequently Asked Questions about HomeStreet stock
What was the ROA of HomeStreet compared to the previous year?
The ROA of HomeStreet has increased by -141.24% compared to the previous year.
What consequences do high ROA have for investors of HomeStreet?
A high ROA is advantageous for investors of HomeStreet, as it indicates that the company efficiently utilizes its assets and generates good profits.
What are the consequences of low ROA for investors in HomeStreet?
A low ROA can be unfavorable for investors of HomeStreet as it indicates that the company is inefficiently utilizing its assets and may potentially achieve lower profits.
How does an increase in the ROA of HomeStreet affect the company?
An increase in ROA of HomeStreet can be an indicator of improved efficiency in asset utilization and higher profitability.
How does a reduction in ROA of HomeStreet impact the company?
A reduction in the ROA of HomeStreet can be an indicator of lower asset efficiency and profitability.
What are some factors that can influence the ROA of HomeStreet?
Some factors that can influence the ROA of HomeStreet include revenue, operating costs, asset structure, and industry average.
Why is the ROA of HomeStreet important for investors?
The ROA of HomeStreet is important for investors as it is an indicator of the company's profitability and efficiency in utilizing assets. It provides investors with information on how well the company utilizes its resources to generate profits.
What strategic measures can HomeStreet take to improve ROA?
To improve ROA, HomeStreet can take measures such as cost savings, revenue growth, optimizing asset structure, and diversifying its business activities. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic measures to improve ROA.
How much dividend does HomeStreet pay?
Over the past 12 months, HomeStreet paid a dividend of 0.65 USD . This corresponds to a dividend yield of about 4.5 %. For the coming 12 months, HomeStreet is expected to pay a dividend of 0.7 USD.
What is the dividend yield of HomeStreet?
The current dividend yield of HomeStreet is 4.5 %.
When does HomeStreet pay dividends?
HomeStreet pays a quarterly dividend. This is distributed in the months of March, June, September, December.
How secure is the dividend of HomeStreet?
HomeStreet paid dividends every year for the past 2 years.
What is the dividend of HomeStreet?
For the upcoming 12 months, dividends amounting to 0.7 USD are expected. This corresponds to a dividend yield of 4.87 %.
In which sector is HomeStreet located?
HomeStreet is assigned to the 'Finance' sector.
Wann musste ich die Aktien von HomeStreet kaufen, um die vorherige Dividende zu erhalten?
To receive the latest dividend of HomeStreet from 11/22/2023 amounting to 0.1 USD, you needed to have the stock in your portfolio before the ex-date on 11/7/2023.
When did HomeStreet pay the last dividend?
The last dividend was paid out on 11/22/2023.
What was the dividend of HomeStreet in the year 2023?
In the year 2023, HomeStreet distributed 1.4 USD as dividends.
In which currency does HomeStreet pay out the dividend?
The dividends of HomeStreet are distributed in USD.
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Andere Kennzahlen von HomeStreet
Our stock analysis for HomeStreet Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of HomeStreet Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.
