What is the debt of HomeStreet this year?
HomeStreet has a debt level of 870.05 USD this year.
HomeStreet Debt 2024
HomeStreet Debt
870.05 USD
Ticker
HMST
ISIN
US43785V1026
WKN
A1JASV
In 2024, HomeStreet's total debt was 870.05 USD, a 287.03% change from the 224.8 USD total debt recorded in the previous year.
HomeStreet Aktienanalyse
What does HomeStreet do?
HomeStreet Inc is a US financial services company that has been in existence since 1921. The company is headquartered in Seattle, Washington, and is listed on the NASDAQ exchange under the ticker symbol HMST. Today, HomeStreet is one of the largest independent banks in the US, offering a wide range of financial products and services to retail customers, small businesses, and the commercial real estate segment. History of HomeStreet Inc Originally founded as Home Savings Bank in 1921 in Seattle, HomeStreet expanded in the region and changed its name to HomeStreet Bank in 2000. The company's business model focused on providing financial services to local communities and small businesses in the region. Since 2011, the company has expanded its branch network by nearly 70 percent, becoming a significant national player. Business model of HomeStreet Inc HomeStreet operates a wide range of financial services and products. The company has focused its operations on three segments: banking, mortgage, and commercial real estate. In the banking segment, HomeStreet offers traditional banking products and services, including deposit accounts, credit cards, personal loans, loans for commercial customers, and SBA loans. HomeStreet is also heavily involved in residential mortgage lending, offering a wide range of mortgage loans, including FHA loans, VA loans, conventional loans, and refinancing options. HomeStreet's mortgage business is one of the largest of its kind in the US. The company offers both traditional mortgage loans and specialized financing options, such as jumbo loans, reverse mortgages, and home equity loans. HomeStreet also operates an online mortgage platform that allows customers and prospective borrowers to compare mortgage offers online and submit applications directly. HomeStreet is also active in the commercial real estate segment. The company offers loans for the purchase and development of mixed-use properties and office complexes. HomeStreet is able to offer its customers customized financing plans tailored to the specific needs of their business. Products of HomeStreet Inc HomeStreet offers a wide range of financial services, including, but not limited to: - Deposit accounts (savings, checking, money market, CD, and IRA accounts) - Credit cards and debit cards - Personal loans, auto loans, and lines of credit - Commercial loans and SBA loans - Mortgages (conventional, FHA, VA, jumbo, reverse) - Mortgage refinancing and restructuring - Commercial construction financing and real estate loans Overall, HomeStreet provides its customers with a broad range of financial services and products. In terms of its banking sector, the company aims to continue growing to strengthen its position as a significant national player in the market while continuing to provide its customers with high-quality service. HomeStreet ist eines der beliebtesten Unternehmen auf Eulerpool.com.Debt Details
Understanding HomeStreet's Debt Structure
HomeStreet's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.
Year-to-Year Comparison
Analyzing HomeStreet's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.
Impact on Investments
Investors pay close attention to HomeStreet’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.
Interpreting Debt Fluctuations
Shifts in HomeStreet’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.
Frequently Asked Questions about HomeStreet stock
What was the debt of HomeStreet compared to the previous year?
The debt of HomeStreet has increased by 287.03% compared to the previous year increased.
What are the consequences of high debt for investors in HomeStreet?
High debt can pose a risk for investors of HomeStreet, as it can weaken the company's financial position and hinder its ability to fulfill its obligations.
What are the consequences of low debt for investors of HomeStreet?
Low debt means that HomeStreet has a strong financial position and is able to fulfill its obligations without overburdening its finances.
How does an increase in debt from HomeStreet affect the company?
An increase in debt of HomeStreet can adversely affect the financial condition of the company and result in a higher burden on its finances.
How does a reduction of debt of HomeStreet affect the company?
A reduction in debt of HomeStreet can strengthen the company's financial position and improve its ability to meet its financial obligations.
What are some factors that influence the debt of HomeStreet?
Some factors that can influence the debt of HomeStreet include investments, acquisitions, operating costs, and revenue development.
Why are the debts of HomeStreet so important for investors?
The debts of HomeStreet are important for investors as they serve as an indicator of the company's financial stability. It provides investors with information on how the company fulfills its financial obligations.
What strategic measures can HomeStreet take to change the debt?
To change the debt, HomeStreet can take measures such as cost savings, increasing revenue, selling assets, making investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic actions to change its debt.
How much dividend does HomeStreet pay?
Over the past 12 months, HomeStreet paid a dividend of 0.65 USD . This corresponds to a dividend yield of about 4.5 %. For the coming 12 months, HomeStreet is expected to pay a dividend of 0.7 USD.
What is the dividend yield of HomeStreet?
The current dividend yield of HomeStreet is 4.5 %.
When does HomeStreet pay dividends?
HomeStreet pays a quarterly dividend. This is distributed in the months of March, June, September, December.
How secure is the dividend of HomeStreet?
HomeStreet paid dividends every year for the past 2 years.
What is the dividend of HomeStreet?
For the upcoming 12 months, dividends amounting to 0.7 USD are expected. This corresponds to a dividend yield of 4.87 %.
In which sector is HomeStreet located?
HomeStreet is assigned to the 'Finance' sector.
Wann musste ich die Aktien von HomeStreet kaufen, um die vorherige Dividende zu erhalten?
To receive the latest dividend of HomeStreet from 11/22/2023 amounting to 0.1 USD, you needed to have the stock in your portfolio before the ex-date on 11/7/2023.
When did HomeStreet pay the last dividend?
The last dividend was paid out on 11/22/2023.
What was the dividend of HomeStreet in the year 2023?
In the year 2023, HomeStreet distributed 1.4 USD as dividends.
In which currency does HomeStreet pay out the dividend?
The dividends of HomeStreet are distributed in USD.
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Andere Kennzahlen von HomeStreet
Our stock analysis for HomeStreet Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of HomeStreet Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.
