HomeStreet Stock

HomeStreet Equity 2024

HomeStreet Equity

538.39 M USD

Ticker

HMST

ISIN

US43785V1026

WKN

A1JASV

In 2024, HomeStreet's equity was 538.39 M USD, a -4.22% increase from the 562.1 M USD equity in the previous year.

HomeStreet Aktienanalyse

What does HomeStreet do?

HomeStreet Inc is a US financial services company that has been in existence since 1921. The company is headquartered in Seattle, Washington, and is listed on the NASDAQ exchange under the ticker symbol HMST. Today, HomeStreet is one of the largest independent banks in the US, offering a wide range of financial products and services to retail customers, small businesses, and the commercial real estate segment. History of HomeStreet Inc Originally founded as Home Savings Bank in 1921 in Seattle, HomeStreet expanded in the region and changed its name to HomeStreet Bank in 2000. The company's business model focused on providing financial services to local communities and small businesses in the region. Since 2011, the company has expanded its branch network by nearly 70 percent, becoming a significant national player. Business model of HomeStreet Inc HomeStreet operates a wide range of financial services and products. The company has focused its operations on three segments: banking, mortgage, and commercial real estate. In the banking segment, HomeStreet offers traditional banking products and services, including deposit accounts, credit cards, personal loans, loans for commercial customers, and SBA loans. HomeStreet is also heavily involved in residential mortgage lending, offering a wide range of mortgage loans, including FHA loans, VA loans, conventional loans, and refinancing options. HomeStreet's mortgage business is one of the largest of its kind in the US. The company offers both traditional mortgage loans and specialized financing options, such as jumbo loans, reverse mortgages, and home equity loans. HomeStreet also operates an online mortgage platform that allows customers and prospective borrowers to compare mortgage offers online and submit applications directly. HomeStreet is also active in the commercial real estate segment. The company offers loans for the purchase and development of mixed-use properties and office complexes. HomeStreet is able to offer its customers customized financing plans tailored to the specific needs of their business. Products of HomeStreet Inc HomeStreet offers a wide range of financial services, including, but not limited to: - Deposit accounts (savings, checking, money market, CD, and IRA accounts) - Credit cards and debit cards - Personal loans, auto loans, and lines of credit - Commercial loans and SBA loans - Mortgages (conventional, FHA, VA, jumbo, reverse) - Mortgage refinancing and restructuring - Commercial construction financing and real estate loans Overall, HomeStreet provides its customers with a broad range of financial services and products. In terms of its banking sector, the company aims to continue growing to strengthen its position as a significant national player in the market while continuing to provide its customers with high-quality service. HomeStreet ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Equity Details

Analyzing HomeStreet's Equity

HomeStreet's equity represents the ownership interest in the company, calculated as the difference between total assets and total liabilities. It reflects the residual claim by shareholders on the company’s assets after all debts have been paid. Understanding HomeStreet's equity is essential for assessing its financial health, stability, and value to shareholders.

Year-to-Year Comparison

Evaluating HomeStreet's equity over successive years offers insights into the company's growth, profitability, and capital structure. Increasing equity indicates an enhancement in net assets and financial health, while decreasing equity could point to rising debts or operational challenges.

Impact on Investments

HomeStreet's equity is a crucial element for investors, influencing the company's leverage, risk profile, and return on equity (ROE). Higher equity levels generally suggest lower risk and enhanced financial stability, making the company a potentially attractive investment opportunity.

Interpreting Equity Fluctuations

Fluctuations in HomeStreet’s equity can arise from various factors, including changes in net income, dividend payments, and issuance or buyback of shares. Investors analyze these shifts to gauge the company's financial performance, operational efficiency, and strategic financial management.

Frequently Asked Questions about HomeStreet stock

What is the equity of HomeStreet this year?

HomeStreet has equity of 538.39 M USD this year.

What was the equity of HomeStreet compared to the previous year?

The equity of HomeStreet has increased/decreased by -4.22% decreased compared to the previous year.

What impact does a high equity have on investors of HomeStreet?

A high equity is advantageous for investors of HomeStreet as it is an indicator of the company's financial stability and its ability to manage risks and challenges.

What impact does low equity have on investors of HomeStreet?

A low equity can be a risk for investors of HomeStreet, as it can put the company in a weaker financial position and impair its ability to manage risks and challenges.

How does an increase in equity of HomeStreet affect the company?

An increase in equity of HomeStreet can strengthen the company's financial position and improve its ability to make investments in the future.

How does a reduction in the equity of HomeStreet affect the company?

A reduction in equity of HomeStreet can affect the financial situation of the company and lead to a higher dependence on debt capital.

What are some factors that influence the equity of HomeStreet?

Some factors that can affect the equity of HomeStreet include profits, dividend payments, capital increases, and acquisitions.

Why is the equity of HomeStreet so important for investors?

The equity of HomeStreet is important for investors as it is an indicator of the financial strength of the company and can be an indication of how well the company is able to fulfill its financial obligations.

What strategic measures can HomeStreet take to change the equity?

To change equity, HomeStreet can take various measures such as increasing profits, conducting capital increases, reducing expenses, and acquiring companies. It is important for the company to perform a thorough review of its financial situation to determine the best strategic actions to modify its equity.

How much dividend does HomeStreet pay?

Over the past 12 months, HomeStreet paid a dividend of 0.65 USD . This corresponds to a dividend yield of about 4.5 %. For the coming 12 months, HomeStreet is expected to pay a dividend of 0.7 USD.

What is the dividend yield of HomeStreet?

The current dividend yield of HomeStreet is 4.5 %.

When does HomeStreet pay dividends?

HomeStreet pays a quarterly dividend. This is distributed in the months of March, June, September, December.

How secure is the dividend of HomeStreet?

HomeStreet paid dividends every year for the past 2 years.

What is the dividend of HomeStreet?

For the upcoming 12 months, dividends amounting to 0.7 USD are expected. This corresponds to a dividend yield of 4.87 %.

In which sector is HomeStreet located?

HomeStreet is assigned to the 'Finance' sector.

Wann musste ich die Aktien von HomeStreet kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of HomeStreet from 11/22/2023 amounting to 0.1 USD, you needed to have the stock in your portfolio before the ex-date on 11/7/2023.

When did HomeStreet pay the last dividend?

The last dividend was paid out on 11/22/2023.

What was the dividend of HomeStreet in the year 2023?

In the year 2023, HomeStreet distributed 1.4 USD as dividends.

In which currency does HomeStreet pay out the dividend?

The dividends of HomeStreet are distributed in USD.

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Andere Kennzahlen von HomeStreet

Our stock analysis for HomeStreet Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of HomeStreet Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.