Heartland Financial USA Stock

Heartland Financial USA Revenue 2024

Heartland Financial USA Revenue

753.86 M USD

Ticker

HTLF

ISIN

US42234Q1022

WKN

812814

In 2024, Heartland Financial USA's sales reached 753.86 M USD, a -19.19% difference from the 932.87 M USD sales recorded in the previous year.

The Heartland Financial USA Revenue history

YEARREVENUE (undefined USD)GROSS MARGIN (%)
2026e793.56-
2025e766.02-
2024e753.86-
2023932.87-
2022803-
2021717.7-
2020656.9-
2019630.5-
2018575-
2017465.7-
2016440.1-
2015376.7-
2014319.2-
2013289.1-
2012298-
2011251.3-
2010251.2-
2009256-
2008232.8-
2007246.9-
2006220.1-
2005177-
2004144.6-

Heartland Financial USA Revenue, EBIT, Net Income

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Revenue
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into Heartland Financial USA, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Heartland Financial USA from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Heartland Financial USA’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Heartland Financial USA. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Heartland Financial USA’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Heartland Financial USA’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Heartland Financial USA’s growth potential.

Heartland Financial USA Revenue, EBIT and net profit per share

DateHeartland Financial USA RevenueHeartland Financial USA Net Income
2026e793.56 M undefined316.76 M undefined
2025e766.02 M undefined203.9 M undefined
2024e753.86 M undefined205.68 M undefined
2023932.87 M undefined71.87 M undefined
2022803 M undefined204.1 M undefined
2021717.7 M undefined211.9 M undefined
2020656.9 M undefined133.5 M undefined
2019630.5 M undefined149.1 M undefined
2018575 M undefined117 M undefined
2017465.7 M undefined75.2 M undefined
2016440.1 M undefined80.1 M undefined
2015376.7 M undefined59.2 M undefined
2014319.2 M undefined41.1 M undefined
2013289.1 M undefined35.7 M undefined
2012298 M undefined46.4 M undefined
2011251.3 M undefined20.4 M undefined
2010251.2 M undefined18.6 M undefined
2009256 M undefined1.2 M undefined
2008232.8 M undefined11.1 M undefined
2007246.9 M undefined25.6 M undefined
2006220.1 M undefined25.1 M undefined
2005177 M undefined22.7 M undefined
2004144.6 M undefined20.3 M undefined

Heartland Financial USA stock margins

The Heartland Financial USA margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Heartland Financial USA. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Heartland Financial USA.
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Profit margin
Details

Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Heartland Financial USA's sales revenue. A higher gross margin percentage indicates that the Heartland Financial USA retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Heartland Financial USA's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Heartland Financial USA's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Heartland Financial USA's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Heartland Financial USA. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Heartland Financial USA's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Heartland Financial USA Margin History

DateHeartland Financial USA Profit margin
2026e39.92 %
2025e26.62 %
2024e27.28 %
20237.7 %
202225.42 %
202129.52 %
202020.32 %
201923.65 %
201820.35 %
201716.15 %
201618.2 %
201515.72 %
201412.88 %
201312.35 %
201215.57 %
20118.12 %
20107.4 %
20090.47 %
20084.77 %
200710.37 %
200611.4 %
200512.82 %
200414.04 %

Heartland Financial USA Aktienanalyse

What does Heartland Financial USA do?

Heartland Financial USA Inc is a US financial institution that was founded in 1981. The company is headquartered in Dubuque, Iowa and has branches in 12 states across the US. It is listed on the NASDAQ index and has a market capitalization of around $1.3 billion. The company was originally founded as Dubuque Bank and Trust Company and has expanded over the years through mergers and acquisitions of other banks. It now owns 11 regional banks and multiple subsidiaries, allowing it to offer a wide range of financial products and services. Heartland Financial USA Inc operates as a financial holding company, providing banking, investment, credit, and asset management services to both individual and business customers. Its subsidiaries specialize in specific customer groups or products, including banking, trust and asset management, insurance, and agricultural finance. Some of the products and services offered by Heartland Financial USA Inc include deposit accounts, credit cards, mortgages, investment services, asset management, and various insurance options. The company has experienced continuous growth and aims to expand its presence in the American market. Heartland Financial USA ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Revenue Details

Understanding Heartland Financial USA's Sales Figures

The sales figures of Heartland Financial USA originate from the total revenue accrued from goods sold or services provided during a specific time period. These numbers are a direct reflection of the company’s ability to translate its products or services into revenue, indicating the demand and market presence.

Year-to-Year Comparison

Analyzing Heartland Financial USA’s yearly sales data offers insights into the company’s growth and stability. An increase in sales suggests a growing demand for its offerings, efficient marketing, or expansion into new markets. Conversely, a decline might indicate market saturation, increased competition, or less effective strategies.

Impact on Investments

Investors often scrutinize Heartland Financial USA's sales data to evaluate its financial health and growth prospects. Consistent sales growth can be a promising indicator of the company’s profitability and potential return on investment, influencing stock prices and investor confidence.

Interpreting Sales Fluctuations

Increases in Heartland Financial USA’s sales indicate market growth, innovation, or effective marketing, often leading to a surge in stock prices. A decline, however, can signal challenges requiring strategic adjustments to enhance market share and profitability.

Frequently Asked Questions about Heartland Financial USA stock

How much revenue did Heartland Financial USA generate this year?

Heartland Financial USA has achieved a revenue of 753.86 M USD this year.

How much was the turnover of the company Heartland Financial USA compared to the previous year?

The revenue of Heartland Financial USA has increased by -19.19% decreased compared to the previous year.

What does revenue mean for investors?

The revenue of a company is an important indicator of its financial performance and attractiveness for investors.

Which factors influence the revenue of Heartland Financial USA?

The revenue of Heartland Financial USA is influenced by various factors, including the demand for its products and services, market conditions, and prices.

How is the revenue of Heartland Financial USA measured?

Revenue is typically measured in units referring to the sale of goods and services provided by the company.

How does an increase in sales affect investments?

An increase in revenue can prompt investors to invest more money in the company as it serves as a positive signal for its financial performance and growth prospects.

What are the possible risks associated with a declining revenue?

A decline in revenue can prompt investors to invest less money in the company, as it is a negative signal for its financial performance and growth prospects.

Why is the sales revenue of Heartland Financial USA so important for investors?

The revenue of Heartland Financial USA is an important indicator of financial performance and attractiveness for investors.

What strategic measures can a company take to increase revenue?

A company can take various strategic measures to increase revenue, including developing new products and services, introducing new pricing models, and expanding into new markets.

How much dividend does Heartland Financial USA pay?

Over the past 12 months, Heartland Financial USA paid a dividend of 1.2 USD . This corresponds to a dividend yield of about 2.14 %. For the coming 12 months, Heartland Financial USA is expected to pay a dividend of 1.31 USD.

What is the dividend yield of Heartland Financial USA?

The current dividend yield of Heartland Financial USA is 2.14 %.

When does Heartland Financial USA pay dividends?

Heartland Financial USA pays a quarterly dividend. This is distributed in the months of December, March, June, September.

How secure is the dividend of Heartland Financial USA?

Heartland Financial USA paid dividends every year for the past 23 years.

What is the dividend of Heartland Financial USA?

For the upcoming 12 months, dividends amounting to 1.31 USD are expected. This corresponds to a dividend yield of 2.34 %.

In which sector is Heartland Financial USA located?

Heartland Financial USA is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Heartland Financial USA kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Heartland Financial USA from 8/27/2024 amounting to 0.3 USD, you needed to have the stock in your portfolio before the ex-date on 8/13/2024.

When did Heartland Financial USA pay the last dividend?

The last dividend was paid out on 8/27/2024.

What was the dividend of Heartland Financial USA in the year 2023?

In the year 2023, Heartland Financial USA distributed 1.09 USD as dividends.

In which currency does Heartland Financial USA pay out the dividend?

The dividends of Heartland Financial USA are distributed in USD.

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Andere Kennzahlen von Heartland Financial USA

Our stock analysis for Heartland Financial USA Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Heartland Financial USA Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.