RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE
First Citizens BancShares Inc (Delaware) Stock

First Citizens BancShares Inc (Delaware) Debt 2024

First Citizens BancShares Inc (Delaware) Debt

38,743 USD

Ticker

FCNCA

ISIN

US31946M1036

WKN

925298

In 2024, First Citizens BancShares Inc (Delaware)'s total debt was 38,743 USD, a 407.11% change from the 7,640 USD total debt recorded in the previous year.

First Citizens BancShares Inc (Delaware) Aktienanalyse

What does First Citizens BancShares Inc (Delaware) do?

First Citizens BancShares Inc (Delaware) is a major US bank holding company headquartered in Raleigh, North Carolina. The company's roots date back to 1898 when First-Citizens Bank & Trust Company was founded. Since its inception, the bank has expanded its business through mergers and acquisitions of other banks in various states. As a bank holding company, First Citizens focuses on providing financial services to customers in the US. The bank offers a variety of services, including personal banking services such as deposit accounts, loans, credit cards, and online banking. Commercial customers are also offered loans, deposit accounts, cash management, and trade finance. The company is a diversified financial services company divided into three business segments: First Citizens Bank, First Citizens Investor Services, and IronStone Bank. First Citizens Bank is the main subsidiary and the heart of the company. It operates a large network of over 570 branches and hundreds of thousands of ATMs nationwide. The bank specializes in offering tailored solutions to individuals, businesses, and institutions. For example, customers can open deposit and checking accounts, take out loans, and secure mortgages. In addition, there are special offerings for small business owners and farmers. First Citizens Investor Services is the company's second business segment, offering a wide range of financial services to investors. These include investment advisory, asset management, and brokerage services. The company helps individuals and businesses manage their investment portfolios and plan their finances. IronStone Bank was acquired in 2003 and specializes in providing online deposit accounts for individuals and businesses. The product portfolio includes high-yield savings and money market accounts, as well as checking accounts. The bank also offers credit and debit cards, as well as online access and deposits. First Citizen BancShares is a strong and experienced bank holding company that offers customized and reliable financial services to its customers. The company has a loyal customer base and is committed to meeting the needs of its customers through continuous improvements and innovations. Its robust network, known for its presence in rural areas and medium-sized cities, makes it very convenient for customers to conduct their banking business. In 2019, the company became the 61st largest bank holding company in the US, with assets totaling over $48.4 billion. First Citizens Bank is an excellent choice for private and business customers seeking a customer-oriented financial services company. First Citizens BancShares Inc (Delaware) ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Debt Details

Understanding First Citizens BancShares Inc (Delaware)'s Debt Structure

First Citizens BancShares Inc (Delaware)'s total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.

Year-to-Year Comparison

Analyzing First Citizens BancShares Inc (Delaware)'s debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.

Impact on Investments

Investors pay close attention to First Citizens BancShares Inc (Delaware)’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.

Interpreting Debt Fluctuations

Shifts in First Citizens BancShares Inc (Delaware)’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.

Frequently Asked Questions about First Citizens BancShares Inc (Delaware) stock

What is the debt of First Citizens BancShares Inc (Delaware) this year?

First Citizens BancShares Inc (Delaware) has a debt level of 38,743 USD this year.

What was the debt of First Citizens BancShares Inc (Delaware) compared to the previous year?

The debt of First Citizens BancShares Inc (Delaware) has increased by 407.11% compared to the previous year increased.

What are the consequences of high debt for investors in First Citizens BancShares Inc (Delaware)?

High debt can pose a risk for investors of First Citizens BancShares Inc (Delaware), as it can weaken the company's financial position and hinder its ability to fulfill its obligations.

What are the consequences of low debt for investors of First Citizens BancShares Inc (Delaware)?

Low debt means that First Citizens BancShares Inc (Delaware) has a strong financial position and is able to fulfill its obligations without overburdening its finances.

How does an increase in debt from First Citizens BancShares Inc (Delaware) affect the company?

An increase in debt of First Citizens BancShares Inc (Delaware) can adversely affect the financial condition of the company and result in a higher burden on its finances.

How does a reduction of debt of First Citizens BancShares Inc (Delaware) affect the company?

A reduction in debt of First Citizens BancShares Inc (Delaware) can strengthen the company's financial position and improve its ability to meet its financial obligations.

What are some factors that influence the debt of First Citizens BancShares Inc (Delaware)?

Some factors that can influence the debt of First Citizens BancShares Inc (Delaware) include investments, acquisitions, operating costs, and revenue development.

Why are the debts of First Citizens BancShares Inc (Delaware) so important for investors?

The debts of First Citizens BancShares Inc (Delaware) are important for investors as they serve as an indicator of the company's financial stability. It provides investors with information on how the company fulfills its financial obligations.

What strategic measures can First Citizens BancShares Inc (Delaware) take to change the debt?

To change the debt, First Citizens BancShares Inc (Delaware) can take measures such as cost savings, increasing revenue, selling assets, making investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic actions to change its debt.

How much dividend does First Citizens BancShares Inc (Delaware) pay?

Over the past 12 months, First Citizens BancShares Inc (Delaware) paid a dividend of 3.89 USD . This corresponds to a dividend yield of about 0.2 %. For the coming 12 months, First Citizens BancShares Inc (Delaware) is expected to pay a dividend of 4.3 USD.

What is the dividend yield of First Citizens BancShares Inc (Delaware)?

The current dividend yield of First Citizens BancShares Inc (Delaware) is 0.2 %.

When does First Citizens BancShares Inc (Delaware) pay dividends?

First Citizens BancShares Inc (Delaware) pays a quarterly dividend. This is distributed in the months of December, March, June, September.

How secure is the dividend of First Citizens BancShares Inc (Delaware)?

First Citizens BancShares Inc (Delaware) paid dividends every year for the past 24 years.

What is the dividend of First Citizens BancShares Inc (Delaware)?

For the upcoming 12 months, dividends amounting to 4.3 USD are expected. This corresponds to a dividend yield of 0.23 %.

In which sector is First Citizens BancShares Inc (Delaware) located?

First Citizens BancShares Inc (Delaware) is assigned to the 'Finance' sector.

Wann musste ich die Aktien von First Citizens BancShares Inc (Delaware) kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of First Citizens BancShares Inc (Delaware) from 9/16/2024 amounting to 1.64 USD, you needed to have the stock in your portfolio before the ex-date on 8/30/2024.

When did First Citizens BancShares Inc (Delaware) pay the last dividend?

The last dividend was paid out on 9/16/2024.

What was the dividend of First Citizens BancShares Inc (Delaware) in the year 2023?

In the year 2023, First Citizens BancShares Inc (Delaware) distributed 2.16 USD as dividends.

In which currency does First Citizens BancShares Inc (Delaware) pay out the dividend?

The dividends of First Citizens BancShares Inc (Delaware) are distributed in USD.

Stock savings plans offer an attractive way for investors to build wealth over the long term. One of the main advantages is the so-called cost-average effect: by regularly investing a fixed amount in stocks or stock funds, you automatically buy more shares when prices are low, and fewer when they are high. This can lead to a more favorable average price per share over time. In addition, stock savings plans allow small investors access to expensive stocks, as they can participate with small amounts. Regular investment also promotes a disciplined investment strategy and helps to avoid emotional decisions, such as impulsive buying or selling. Furthermore, investors benefit from the potential appreciation of the stocks as well as from dividend distributions, which can be reinvested, enhancing the compounding effect and thus the growth of the invested capital.

Andere Kennzahlen von First Citizens BancShares Inc (Delaware)

Our stock analysis for First Citizens BancShares Inc (Delaware) Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of First Citizens BancShares Inc (Delaware) Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.