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Chemung Financial - Stock

Chemung Financial EBIT 2024

Chemung Financial EBIT

36.8 M USD

Ticker

CHMG

ISIN

US1640241014

WKN

A0YHJX

In 2024, Chemung Financial's EBIT was 36.8 M USD, a 0% increase from the 0 USD EBIT recorded in the previous year.

The Chemung Financial EBIT history

YEAREBIT (undefined USD)
2025e38.36
2024e36.8
2023-
2022-
2021-
2020-
2019-
2018-
2017-
2016-
2015-
2014-
2013-
2012-
2011-
2010-
2009-
2008-
2007-
2006-
2005-
2004-

Chemung Financial Revenue, EBIT, Net Income

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Revenue
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Chemung Financial, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Chemung Financial from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Chemung Financial’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Chemung Financial. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Chemung Financial’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Chemung Financial’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Chemung Financial’s growth potential.

Chemung Financial Revenue, EBIT and net profit per share

DateChemung Financial RevenueChemung Financial Net Income
2025e107.14 M undefined25.77 M undefined
2024e99.54 M undefined24.16 M undefined
2023137.62 M undefined25 M undefined
2022102.92 M undefined28.78 M undefined
202192.88 M undefined26.43 M undefined
202088.03 M undefined19.26 M undefined
201987 M undefined15.61 M undefined
201887.62 M undefined19.63 M undefined
201780.55 M undefined7.43 M undefined
201677.32 M undefined10.03 M undefined
201574.69 M undefined9.43 M undefined
201479.97 M undefined8.16 M undefined
201368.74 M undefined8.73 M undefined
201269.27 M undefined11.02 M undefined
201168.11 M undefined10.54 M undefined
201062.38 M undefined10.1 M undefined
200960.17 M undefined5.23 M undefined
200862.56 M undefined8.35 M undefined
200760.49 M undefined7.26 M undefined
200653.93 M undefined6.59 M undefined
200548.98 M undefined6.59 M undefined
200450.47 M undefined8.73 M undefined

Chemung Financial stock margins

The Chemung Financial margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Chemung Financial. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Chemung Financial.

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Profit margin
Details

Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Chemung Financial's sales revenue. A higher gross margin percentage indicates that the Chemung Financial retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Chemung Financial's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Chemung Financial's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Chemung Financial's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Chemung Financial. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Chemung Financial's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Chemung Financial Margin History

DateChemung Financial Profit margin
2025e24.05 %
2024e24.27 %
202318.17 %
202227.96 %
202128.46 %
202021.88 %
201917.94 %
201822.4 %
20179.22 %
201612.97 %
201512.63 %
201410.2 %
201312.7 %
201215.91 %
201115.47 %
201016.19 %
20098.69 %
200813.35 %
200712 %
200612.22 %
200513.45 %
200417.3 %

Chemung Financial Aktienanalyse

What does Chemung Financial do?

The Chemung Financial Corporation is a company that operates in the financial industry. It was founded in 1833 and is headquartered in Elmira, New York. The company specializes in providing financial services and is active in the areas of banking, real estate, and insurance. In the banking sector, Chemung Financial Corporation offers various products and services, including deposit accounts, credit cards, mortgage loans, loans, and investment advice. It operates a total of 34 branches in New York and Pennsylvania and has a workforce of over 500 employees. The company's history began in 1833 when the Chemung Canal Bank was founded to finance the transportation of goods on the Chemung Canal. In 1865, the bank received a federal banking license and was recognized as a national bank. In 1889, the bank was restructured as the Chemung Canal Trust Company. It was one of the first banks in New York to engage in trust business. Over time, the company expanded and in 2004, it added the name "Chemung Financial Corporation" as a holding company to the Chemung Canal Trust Company. They also acquired Capital Bank & Trust Co., which is now operated as a subsidiary. These acquisitions allowed the company to establish a strong customer base in the region. The Chemung Risk Management, Inc division is the real estate division of the company and offers asset management and investment advisory services. It specializes in fund management, private equity and fixed-income securities, stocks, and bonds. The real estate division serves multiple clients and invests in properties in New York and Florida. The Chemung Canal Trust Company offers various types of insurance, including life, health, auto, liability, and small business insurance. They prioritize personal service and provide customized insurance offerings tailored to individual customer needs. They also offer consultations and support for wealth planning. Chemung Financial Corporation has established itself as one of the reputable financial companies in the banking, real estate, and insurance industries. With their years of experience and expertise in these areas, the company provides outstanding service and reliable products. The company aims to continue its ongoing expansion to expand its customer base and strengthen its commitment to the financial industry. Chemung Financial ist eines der beliebtesten Unternehmen auf Eulerpool.com.

EBIT Details

Analyzing Chemung Financial's EBIT

Chemung Financial's Earnings Before Interest and Taxes (EBIT) represents the company's operating profit. It is calculated by deducting all operating expenses, including the cost of goods sold (COGS) and operating expenses, from the total revenue, but before accounting for interest and taxes. It provides insights into the company’s operational profitability, excluding the impacts of financing and tax structures.

Year-to-Year Comparison

A yearly comparison of Chemung Financial's EBIT can reveal trends in the company’s operational efficiency and profitability. An increase in EBIT over the years can indicate enhanced operational efficiency or growth in revenue, while a decrease might raise concerns about increased operating costs or declining sales.

Impact on Investments

Chemung Financial's EBIT is a significant metric for investors. A positive EBIT suggests that the company is generating enough revenue to cover its operating expenses, an essential aspect for assessing the company’s financial health and stability. Investors closely monitor EBIT to gauge the company’s profitability and potential for future growth.

Interpreting EBIT Fluctuations

Fluctuations in Chemung Financial’s EBIT can be due to variations in revenue, operating expenses, or both. An increasing EBIT indicates improved operational performance or increased sales, while a declining EBIT can signal rising operational costs or reduced revenue, prompting a need for strategic adjustments.

Frequently Asked Questions about Chemung Financial stock

How much did Chemung Financial achieve in EBIT for the current year?

In the current year, Chemung Financial has achieved an EBIT of 36.8 M USD.

What is EBIT?

EBIT stands for Earnings Before Interest and Taxes and refers to the profit before interest and taxes of a company Chemung Financial.

How has the EBIT of Chemung Financial developed in recent years?

The EBIT of Chemung Financial has increased by 0% decreased compared to the previous year.

What does EBIT mean for investors?

EBIT provides investors with insights into a company's profitability as it reflects the profit before interest expenses and taxes.

Why is EBIT an important indicator for investors?

Since EBIT provides a more direct insight into a company's profit than net income, it is an important indicator for investors to assess the profitability of a company.

Why do EBIT values fluctuate?

EBIT values can fluctuate as they are influenced by various factors, such as revenue, costs, and tax effects.

What role does tax burden play in EBIT?

Tax burdens have a direct impact on a company's EBIT, as they are deducted from the profit.

How is EBIT presented in the balance sheet of the company Chemung Financial?

The EBIT of Chemung Financial is listed in the income statement.

Can EBIT be used as a single indicator for evaluating a company?

EBIT is an important indicator for evaluating a company, but additional financial ratios should also be considered to get a comprehensive picture.

Why is EBIT not equal to net profit?

The net profit of a company includes taxes and interest, while EBIT represents the profit before interest and taxes.

How much dividend does Chemung Financial pay?

Over the past 12 months, Chemung Financial paid a dividend of 1.24 USD . This corresponds to a dividend yield of about 2.78 %. For the coming 12 months, Chemung Financial is expected to pay a dividend of 1.41 USD.

What is the dividend yield of Chemung Financial?

The current dividend yield of Chemung Financial is 2.78 %.

When does Chemung Financial pay dividends?

Chemung Financial pays a quarterly dividend. This is distributed in the months of October, January, April, July.

How secure is the dividend of Chemung Financial?

Chemung Financial paid dividends every year for the past 22 years.

What is the dividend of Chemung Financial?

For the upcoming 12 months, dividends amounting to 1.41 USD are expected. This corresponds to a dividend yield of 3.16 %.

In which sector is Chemung Financial located?

Chemung Financial is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Chemung Financial kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Chemung Financial from 7/1/2024 amounting to 0.31 USD, you needed to have the stock in your portfolio before the ex-date on 6/17/2024.

When did Chemung Financial pay the last dividend?

The last dividend was paid out on 7/1/2024.

What was the dividend of Chemung Financial in the year 2023?

In the year 2023, Chemung Financial distributed 1.24 USD as dividends.

In which currency does Chemung Financial pay out the dividend?

The dividends of Chemung Financial are distributed in USD.

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Andere Kennzahlen von Chemung Financial

Our stock analysis for Chemung Financial Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Chemung Financial Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.