Central Valley Community Bancorp Debt 2024

Central Valley Community Bancorp Aktienanalyse

What does Central Valley Community Bancorp do?

Central Valley Community Bancorp was founded in 1980 in Fresno, California. Since then, it has become the leading independent bank in the region. The business model of Central Valley Community Bancorp focuses on the needs of rural California. The bank offers a variety of services to its customers, including deposits, loans, treasury management services, and online banking. Operating under the brand "Central Valley Community Bank," the bank serves seven counties in Central California, including Fresno, Kings, Madera, Merced, San Joaquin, Stanislaus, and Tulare. There are a total of over 20 branches, including a central headquarters in Fresno. The banking group also operates under the name "United Security Bank," which is more well-known in some customers and regions. United Security Bank operates 10 branches in San Joaquin and Stanislaus Counties. The product range of Central Valley Community Bancorp includes a wide range of financial services, including deposit services such as savings accounts, checking accounts, money market accounts, and certificates; loan services such as mortgages, auto loans, consumer loans, commercial construction loans, and lines of credit; as well as treasury management services such as online payments, checks, and transfers. The banking group has earned a good reputation in the region as a responsible business partner and supporter of the community. Central Valley Community Bancorp regularly demonstrates its support for local nonprofit organizations as well as education and research programs in the region. The bank is also very active in its employees' charitable projects and is notably transparent in its communication with the public. The banking group has established its own foundation, the Central Valley Community Foundation, and supports various projects - sports clubs, cultural centers, youth programs, or environmental organizations. With its long history as a local financial institution and its focus on the needs of the communities, it appears that Central Valley Community Bancorp will continue to play an important role in supporting rural California in the future. Central Valley Community Bancorp ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Debt Details

Understanding Central Valley Community Bancorp's Debt Structure

Central Valley Community Bancorp's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.

Year-to-Year Comparison

Analyzing Central Valley Community Bancorp's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.

Impact on Investments

Investors pay close attention to Central Valley Community Bancorp’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.

Interpreting Debt Fluctuations

Shifts in Central Valley Community Bancorp’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.

Frequently Asked Questions about Central Valley Community Bancorp stock

What is the debt of Central Valley Community Bancorp this year?

Central Valley Community Bancorp has a debt level of 69.74 USD this year.

What was the debt of Central Valley Community Bancorp compared to the previous year?

The debt of Central Valley Community Bancorp has increased by 0.21% compared to the previous year increased.

What are the consequences of high debt for investors in Central Valley Community Bancorp?

High debt can pose a risk for investors of Central Valley Community Bancorp, as it can weaken the company's financial position and hinder its ability to fulfill its obligations.

What are the consequences of low debt for investors of Central Valley Community Bancorp?

Low debt means that Central Valley Community Bancorp has a strong financial position and is able to fulfill its obligations without overburdening its finances.

How does an increase in debt from Central Valley Community Bancorp affect the company?

An increase in debt of Central Valley Community Bancorp can adversely affect the financial condition of the company and result in a higher burden on its finances.

How does a reduction of debt of Central Valley Community Bancorp affect the company?

A reduction in debt of Central Valley Community Bancorp can strengthen the company's financial position and improve its ability to meet its financial obligations.

What are some factors that influence the debt of Central Valley Community Bancorp?

Some factors that can influence the debt of Central Valley Community Bancorp include investments, acquisitions, operating costs, and revenue development.

Why are the debts of Central Valley Community Bancorp so important for investors?

The debts of Central Valley Community Bancorp are important for investors as they serve as an indicator of the company's financial stability. It provides investors with information on how the company fulfills its financial obligations.

What strategic measures can Central Valley Community Bancorp take to change the debt?

To change the debt, Central Valley Community Bancorp can take measures such as cost savings, increasing revenue, selling assets, making investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic actions to change its debt.

How much dividend does Central Valley Community Bancorp pay?

Over the past 12 months, Central Valley Community Bancorp paid a dividend of 0.48 USD . This corresponds to a dividend yield of about 2.38 %. For the coming 12 months, Central Valley Community Bancorp is expected to pay a dividend of 0.54 USD.

What is the dividend yield of Central Valley Community Bancorp?

The current dividend yield of Central Valley Community Bancorp is 2.38 %.

When does Central Valley Community Bancorp pay dividends?

Central Valley Community Bancorp pays a quarterly dividend. This is distributed in the months of June, September, December, March.

How secure is the dividend of Central Valley Community Bancorp?

Central Valley Community Bancorp paid dividends every year for the past 15 years.

What is the dividend of Central Valley Community Bancorp?

For the upcoming 12 months, dividends amounting to 0.54 USD are expected. This corresponds to a dividend yield of 2.66 %.

In which sector is Central Valley Community Bancorp located?

Central Valley Community Bancorp is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Central Valley Community Bancorp kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Central Valley Community Bancorp from 2/19/2024 amounting to 0.12 USD, you needed to have the stock in your portfolio before the ex-date on 2/1/2024.

When did Central Valley Community Bancorp pay the last dividend?

The last dividend was paid out on 2/19/2024.

What was the dividend of Central Valley Community Bancorp in the year 2023?

In the year 2023, Central Valley Community Bancorp distributed 0.48 USD as dividends.

In which currency does Central Valley Community Bancorp pay out the dividend?

The dividends of Central Valley Community Bancorp are distributed in USD.