What is the level of liabilities of Banco Pan this year?
Banco Pan has a debt balance of 46.36 B BRL this year.
Banco Pan Liabilities 2024
Banco Pan Liabilities
46.36 B BRL
Ticker
BPAN4.SA
ISIN
BRBPANACNPR1
In 2024, Banco Pan's total liabilities amounted to 46.36 B BRL, a -4.26% difference from the 48.43 B BRL total liabilities in the previous year.
Banco Pan Aktienanalyse
What does Banco Pan do?
Banco Pan SA is a Brazilian bank that has been operating in the market since 1969 and is based in São Paulo. The company was founded by three major automobile manufacturers: Ford Motor Company, Volkswagen AG, and Mercedes-Benz AG. The goal was to offer financing solutions for car buyers. Over the years, Banco Pan has evolved into a full-service bank and now offers a wide range of financial products and services. The bank's business model focuses on the retail market, including providing banking and financial services to retail customers, small and medium-sized enterprises, and auto dealers. Banco Pan's various divisions can be divided into three main areas: Retail, Wholesale, and Insurance. In the Retail segment, the bank offers products such as checking accounts, credit cards, loans, investments, and insurance. In the Wholesale segment, it offers corporate solutions such as corporate loans, foreign exchange trading, and treasury solutions. The insurance segment focuses on selling car insurance and other non-life insurance products. One of Banco Pan's most well-known services is its auto financing service. The bank works closely with automobile manufacturers to offer financing solutions to customers who want to buy a new or used car. The loan process is quick and easy, and the terms are typically flexible and competitive. In 2011, Banco Pan merged with Caixa Econômica Federal, the second-largest state-owned bank in Brazil. The merger expanded Banco Pan's business and allowed the bank to expand its retail and wholesale offerings and strengthen its market position. Currently, Banco Pan is a subsidiary of the investment group BTG Pactual and has over 5 million customers in Brazil. The bank has an extensive network of branches and ATMs throughout the country, allowing customers to access their accounts and financial services when needed. Overall, Banco Pan has become a versatile bank over the past few decades, offering financial solutions for various customer segments. From auto financing services to corporate financing solutions, the company is committed to providing its customers with a wide range of services and products. With a broad range of services, a strong presence in the market, and an extensive network of branches and ATMs, Banco Pan is well positioned to remain a key player in the Brazilian financial sector in the future. Banco Pan ist eines der beliebtesten Unternehmen auf Eulerpool.com.Liabilities Details
Assessing Banco Pan's Liabilities
Banco Pan's liabilities constitute the company's financial obligations and debts owed to external parties and stakeholders. They are categorized into current liabilities, due within a year, and long-term liabilities, which are due over a longer period. A detailed assessment of these liabilities is crucial for evaluating Banco Pan's financial stability, operational efficiency, and long-term viability.
Year-to-Year Comparison
By comparing Banco Pan's liabilities year-over-year, investors can identify trends, shifts, and anomalies in the company’s financial positioning. A decrease in total liabilities often signals financial strengthening, while an increase might indicate enhanced investments, acquisitions, or potential financial strain.
Impact on Investments
Banco Pan's total liabilities play a significant role in determining the company's leverage and risk profile. Investors and analysts examine this aspect meticulously to ascertain the firm’s ability to meet its financial obligations, which influences investment attractiveness and credit ratings.
Interpreting Liability Fluctuations
Shifts in Banco Pan’s liability structure indicate changes in its financial management and strategy. A reduction in liabilities reflects efficient financial management or debt payoffs, while an increase may suggest expansion, acquisition activities, or accruing operational expenses, each carrying distinct implications for investors.
Frequently Asked Questions about Banco Pan stock
What were the liabilities of Banco Pan compared to the previous year?
The liabilities of Banco Pan have increased by -4.26% dropped compared to the previous year.
What are the consequences of high debt for investors of Banco Pan?
High liabilities can pose a risk for investors of Banco Pan, as they can weaken the company's financial position and impair its ability to meet its obligations.
What consequences do low liabilities have for investors in Banco Pan?
Low liabilities mean that Banco Pan has a strong financial position and is able to meet its obligations without overburdening its finances.
How does an increase in liabilities of Banco Pan affect the company?
An increase in liabilities of Banco Pan can lead to the company having more obligations and potentially find it more difficult to meet its financial commitments.
How does a reduction in the liabilities of Banco Pan affect the company?
A decrease in the liabilities of Banco Pan can lead to the company having fewer obligations and a stronger financial position, which can make it easier for the company to fulfill its financial commitments.
What are some factors that influence the liabilities of Banco Pan?
Some factors that can influence the liabilities of Banco Pan include investments, acquisitions, operating costs, and sales development.
Why is the level of liabilities of Banco Pan so important for investors?
The liabilities of Banco Pan are important for investors as they serve as an indicator of the company's financial stability and provide investors with information on how the company meets its financial obligations.
What strategic measures can Banco Pan take to modify the liabilities?
To change its liabilities, Banco Pan can take measures such as cost savings, increasing revenue, selling assets, raising investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to choose the best strategic actions.
How much dividend does Banco Pan pay?
Over the past 12 months, Banco Pan paid a dividend of 0.47 BRL . This corresponds to a dividend yield of about 4.91 %. For the coming 12 months, Banco Pan is expected to pay a dividend of 0.49 BRL.
What is the dividend yield of Banco Pan?
The current dividend yield of Banco Pan is 4.91 %.
When does Banco Pan pay dividends?
Banco Pan pays a quarterly dividend. This is distributed in the months of January, June, January, January.
How secure is the dividend of Banco Pan?
Banco Pan paid dividends every year for the past 9 years.
What is the dividend of Banco Pan?
For the upcoming 12 months, dividends amounting to 0.49 BRL are expected. This corresponds to a dividend yield of 5.14 %.
In which sector is Banco Pan located?
Banco Pan is assigned to the 'Finance' sector.
Wann musste ich die Aktien von Banco Pan kaufen, um die vorherige Dividende zu erhalten?
To receive the latest dividend of Banco Pan from 1/24/2024 amounting to 0.215 BRL, you needed to have the stock in your portfolio before the ex-date on 12/28/2023.
When did Banco Pan pay the last dividend?
The last dividend was paid out on 1/24/2024.
What was the dividend of Banco Pan in the year 2023?
In the year 2023, Banco Pan distributed 0.279 BRL as dividends.
In which currency does Banco Pan pay out the dividend?
The dividends of Banco Pan are distributed in BRL.
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Andere Kennzahlen von Banco Pan
Our stock analysis for Banco Pan Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Banco Pan Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.
