Banco Pan Stock

Banco Pan EBIT 2024

Banco Pan EBIT

-413.25 M BRL

Ticker

BPAN4.SA

ISIN

BRBPANACNPR1

In 2024, Banco Pan's EBIT was -413.25 M BRL, a -161.16% increase from the 675.64 M BRL EBIT recorded in the previous year.

The Banco Pan EBIT history

YEAREBIT (undefined BRL)
2026e-0.03
2025e-0.18
2024e-0.41
20230.68
20221.07
20210.77
2020-
2019-
2018-
2017-
2016-
2015-
2014-
2013-
2012-
2011-
2010-
2009-
2008-
2007-
2006-
2005-
2004-

Banco Pan Revenue, EBIT, Net Income

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Revenue
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into Banco Pan, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Banco Pan from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Banco Pan’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Banco Pan. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Banco Pan’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Banco Pan’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Banco Pan’s growth potential.

Banco Pan Revenue, EBIT and net profit per share

DateBanco Pan RevenueBanco Pan Net Income
2026e15.88 B undefined823.16 M undefined
2025e13.18 B undefined641.34 M undefined
2024e10.87 B undefined434.77 M undefined
20236.12 B undefined444.04 M undefined
202215.37 B undefined706.11 M undefined
202111.29 B undefined774.6 M undefined
202010.15 B undefined655.6 M undefined
20198.76 B undefined515.9 M undefined
20187.82 B undefined221.5 M undefined
20178.95 B undefined212.6 M undefined
20168.12 B undefined-237.2 M undefined
20158.45 B undefined8.1 M undefined
20146.28 B undefined7.8 M undefined
20135.43 B undefined-151.7 M undefined
20125.91 B undefined-364.6 M undefined
20116.03 B undefined231.1 M undefined
20100 undefined231.1 M undefined
20090 undefined174 M undefined
20080 undefined95.6 M undefined
20070 undefined130 M undefined
20060 undefined72.4 M undefined
20050 undefined122.4 M undefined
20040 undefined-14.9 M undefined

Banco Pan stock margins

The Banco Pan margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Banco Pan. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Banco Pan.
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  • Max

Profit margin
Details

Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Banco Pan's sales revenue. A higher gross margin percentage indicates that the Banco Pan retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Banco Pan's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Banco Pan's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Banco Pan's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Banco Pan. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Banco Pan's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Banco Pan Margin History

DateBanco Pan Profit margin
2026e5.18 %
2025e4.87 %
2024e4 %
20237.25 %
20224.59 %
20216.86 %
20206.46 %
20195.89 %
20182.83 %
20172.37 %
2016-2.92 %
20150.1 %
20140.12 %
2013-2.79 %
2012-6.17 %
20113.83 %
20100 %
20090 %
20080 %
20070 %
20060 %
20050 %
20040 %

Banco Pan Aktienanalyse

What does Banco Pan do?

Banco Pan SA is a Brazilian bank that has been operating in the market since 1969 and is based in São Paulo. The company was founded by three major automobile manufacturers: Ford Motor Company, Volkswagen AG, and Mercedes-Benz AG. The goal was to offer financing solutions for car buyers. Over the years, Banco Pan has evolved into a full-service bank and now offers a wide range of financial products and services. The bank's business model focuses on the retail market, including providing banking and financial services to retail customers, small and medium-sized enterprises, and auto dealers. Banco Pan's various divisions can be divided into three main areas: Retail, Wholesale, and Insurance. In the Retail segment, the bank offers products such as checking accounts, credit cards, loans, investments, and insurance. In the Wholesale segment, it offers corporate solutions such as corporate loans, foreign exchange trading, and treasury solutions. The insurance segment focuses on selling car insurance and other non-life insurance products. One of Banco Pan's most well-known services is its auto financing service. The bank works closely with automobile manufacturers to offer financing solutions to customers who want to buy a new or used car. The loan process is quick and easy, and the terms are typically flexible and competitive. In 2011, Banco Pan merged with Caixa Econômica Federal, the second-largest state-owned bank in Brazil. The merger expanded Banco Pan's business and allowed the bank to expand its retail and wholesale offerings and strengthen its market position. Currently, Banco Pan is a subsidiary of the investment group BTG Pactual and has over 5 million customers in Brazil. The bank has an extensive network of branches and ATMs throughout the country, allowing customers to access their accounts and financial services when needed. Overall, Banco Pan has become a versatile bank over the past few decades, offering financial solutions for various customer segments. From auto financing services to corporate financing solutions, the company is committed to providing its customers with a wide range of services and products. With a broad range of services, a strong presence in the market, and an extensive network of branches and ATMs, Banco Pan is well positioned to remain a key player in the Brazilian financial sector in the future. Banco Pan ist eines der beliebtesten Unternehmen auf Eulerpool.com.

EBIT Details

Analyzing Banco Pan's EBIT

Banco Pan's Earnings Before Interest and Taxes (EBIT) represents the company's operating profit. It is calculated by deducting all operating expenses, including the cost of goods sold (COGS) and operating expenses, from the total revenue, but before accounting for interest and taxes. It provides insights into the company’s operational profitability, excluding the impacts of financing and tax structures.

Year-to-Year Comparison

A yearly comparison of Banco Pan's EBIT can reveal trends in the company’s operational efficiency and profitability. An increase in EBIT over the years can indicate enhanced operational efficiency or growth in revenue, while a decrease might raise concerns about increased operating costs or declining sales.

Impact on Investments

Banco Pan's EBIT is a significant metric for investors. A positive EBIT suggests that the company is generating enough revenue to cover its operating expenses, an essential aspect for assessing the company’s financial health and stability. Investors closely monitor EBIT to gauge the company’s profitability and potential for future growth.

Interpreting EBIT Fluctuations

Fluctuations in Banco Pan’s EBIT can be due to variations in revenue, operating expenses, or both. An increasing EBIT indicates improved operational performance or increased sales, while a declining EBIT can signal rising operational costs or reduced revenue, prompting a need for strategic adjustments.

Frequently Asked Questions about Banco Pan stock

How much did Banco Pan achieve in EBIT for the current year?

In the current year, Banco Pan has achieved an EBIT of -413.25 M BRL.

What is EBIT?

EBIT stands for Earnings Before Interest and Taxes and refers to the profit before interest and taxes of a company Banco Pan.

How has the EBIT of Banco Pan developed in recent years?

The EBIT of Banco Pan has increased by -161.165% decreased compared to the previous year.

What does EBIT mean for investors?

EBIT provides investors with insights into a company's profitability as it reflects the profit before interest expenses and taxes.

Why is EBIT an important indicator for investors?

Since EBIT provides a more direct insight into a company's profit than net income, it is an important indicator for investors to assess the profitability of a company.

Why do EBIT values fluctuate?

EBIT values can fluctuate as they are influenced by various factors, such as revenue, costs, and tax effects.

What role does tax burden play in EBIT?

Tax burdens have a direct impact on a company's EBIT, as they are deducted from the profit.

How is EBIT presented in the balance sheet of the company Banco Pan?

The EBIT of Banco Pan is listed in the income statement.

Can EBIT be used as a single indicator for evaluating a company?

EBIT is an important indicator for evaluating a company, but additional financial ratios should also be considered to get a comprehensive picture.

Why is EBIT not equal to net profit?

The net profit of a company includes taxes and interest, while EBIT represents the profit before interest and taxes.

How much dividend does Banco Pan pay?

Over the past 12 months, Banco Pan paid a dividend of 0.47 BRL . This corresponds to a dividend yield of about 6.11 %. For the coming 12 months, Banco Pan is expected to pay a dividend of 0.49 BRL.

What is the dividend yield of Banco Pan?

The current dividend yield of Banco Pan is 6.11 %.

When does Banco Pan pay dividends?

Banco Pan pays a quarterly dividend. This is distributed in the months of January, June, January, January.

How secure is the dividend of Banco Pan?

Banco Pan paid dividends every year for the past 9 years.

What is the dividend of Banco Pan?

For the upcoming 12 months, dividends amounting to 0.49 BRL are expected. This corresponds to a dividend yield of 6.39 %.

In which sector is Banco Pan located?

Banco Pan is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Banco Pan kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Banco Pan from 1/24/2024 amounting to 0.215 BRL, you needed to have the stock in your portfolio before the ex-date on 12/28/2023.

When did Banco Pan pay the last dividend?

The last dividend was paid out on 1/24/2024.

What was the dividend of Banco Pan in the year 2023?

In the year 2023, Banco Pan distributed 0.279 BRL as dividends.

In which currency does Banco Pan pay out the dividend?

The dividends of Banco Pan are distributed in BRL.

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Andere Kennzahlen von Banco Pan

Our stock analysis for Banco Pan Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Banco Pan Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.