Banco Pan Stock

Banco Pan Debt 2024

Banco Pan Debt

16,783.03 BRL

Ticker

BPAN4.SA

ISIN

BRBPANACNPR1

In 2024, Banco Pan's total debt was 16,783.03 BRL, a -14.17% change from the 19,554.8 BRL total debt recorded in the previous year.

Banco Pan Aktienanalyse

What does Banco Pan do?

Banco Pan SA is a Brazilian bank that has been operating in the market since 1969 and is based in São Paulo. The company was founded by three major automobile manufacturers: Ford Motor Company, Volkswagen AG, and Mercedes-Benz AG. The goal was to offer financing solutions for car buyers. Over the years, Banco Pan has evolved into a full-service bank and now offers a wide range of financial products and services. The bank's business model focuses on the retail market, including providing banking and financial services to retail customers, small and medium-sized enterprises, and auto dealers. Banco Pan's various divisions can be divided into three main areas: Retail, Wholesale, and Insurance. In the Retail segment, the bank offers products such as checking accounts, credit cards, loans, investments, and insurance. In the Wholesale segment, it offers corporate solutions such as corporate loans, foreign exchange trading, and treasury solutions. The insurance segment focuses on selling car insurance and other non-life insurance products. One of Banco Pan's most well-known services is its auto financing service. The bank works closely with automobile manufacturers to offer financing solutions to customers who want to buy a new or used car. The loan process is quick and easy, and the terms are typically flexible and competitive. In 2011, Banco Pan merged with Caixa Econômica Federal, the second-largest state-owned bank in Brazil. The merger expanded Banco Pan's business and allowed the bank to expand its retail and wholesale offerings and strengthen its market position. Currently, Banco Pan is a subsidiary of the investment group BTG Pactual and has over 5 million customers in Brazil. The bank has an extensive network of branches and ATMs throughout the country, allowing customers to access their accounts and financial services when needed. Overall, Banco Pan has become a versatile bank over the past few decades, offering financial solutions for various customer segments. From auto financing services to corporate financing solutions, the company is committed to providing its customers with a wide range of services and products. With a broad range of services, a strong presence in the market, and an extensive network of branches and ATMs, Banco Pan is well positioned to remain a key player in the Brazilian financial sector in the future. Banco Pan ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Debt Details

Understanding Banco Pan's Debt Structure

Banco Pan's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.

Year-to-Year Comparison

Analyzing Banco Pan's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.

Impact on Investments

Investors pay close attention to Banco Pan’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.

Interpreting Debt Fluctuations

Shifts in Banco Pan’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.

Frequently Asked Questions about Banco Pan stock

What is the debt of Banco Pan this year?

Banco Pan has a debt level of 16,783.03 BRL this year.

What was the debt of Banco Pan compared to the previous year?

The debt of Banco Pan has increased by -14.17% compared to the previous year dropped.

What are the consequences of high debt for investors in Banco Pan?

High debt can pose a risk for investors of Banco Pan, as it can weaken the company's financial position and hinder its ability to fulfill its obligations.

What are the consequences of low debt for investors of Banco Pan?

Low debt means that Banco Pan has a strong financial position and is able to fulfill its obligations without overburdening its finances.

How does an increase in debt from Banco Pan affect the company?

An increase in debt of Banco Pan can adversely affect the financial condition of the company and result in a higher burden on its finances.

How does a reduction of debt of Banco Pan affect the company?

A reduction in debt of Banco Pan can strengthen the company's financial position and improve its ability to meet its financial obligations.

What are some factors that influence the debt of Banco Pan?

Some factors that can influence the debt of Banco Pan include investments, acquisitions, operating costs, and revenue development.

Why are the debts of Banco Pan so important for investors?

The debts of Banco Pan are important for investors as they serve as an indicator of the company's financial stability. It provides investors with information on how the company fulfills its financial obligations.

What strategic measures can Banco Pan take to change the debt?

To change the debt, Banco Pan can take measures such as cost savings, increasing revenue, selling assets, making investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic actions to change its debt.

How much dividend does Banco Pan pay?

Over the past 12 months, Banco Pan paid a dividend of 0.47 BRL . This corresponds to a dividend yield of about 7.18 %. For the coming 12 months, Banco Pan is expected to pay a dividend of 0.49 BRL.

What is the dividend yield of Banco Pan?

The current dividend yield of Banco Pan is 7.18 %.

When does Banco Pan pay dividends?

Banco Pan pays a quarterly dividend. This is distributed in the months of January, June, January, January.

How secure is the dividend of Banco Pan?

Banco Pan paid dividends every year for the past 9 years.

What is the dividend of Banco Pan?

For the upcoming 12 months, dividends amounting to 0.49 BRL are expected. This corresponds to a dividend yield of 7.51 %.

In which sector is Banco Pan located?

Banco Pan is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Banco Pan kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Banco Pan from 1/24/2024 amounting to 0.215 BRL, you needed to have the stock in your portfolio before the ex-date on 12/28/2023.

When did Banco Pan pay the last dividend?

The last dividend was paid out on 1/24/2024.

What was the dividend of Banco Pan in the year 2023?

In the year 2023, Banco Pan distributed 0.279 BRL as dividends.

In which currency does Banco Pan pay out the dividend?

The dividends of Banco Pan are distributed in BRL.

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Andere Kennzahlen von Banco Pan

Our stock analysis for Banco Pan Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Banco Pan Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.