RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE
Union Bank of the Philippines Stock

Union Bank of the Philippines ROA 2024

Union Bank of the Philippines ROA

0.01

Ticker

UBP.PM

ISIN

PHY9091H1069

WKN

901925

In 2024, Union Bank of the Philippines's return on assets (ROA) was 0.01, a -31.29% increase from the 0.01 ROA in the previous year.

Union Bank of the Philippines Aktienanalyse

What does Union Bank of the Philippines do?

The Union Bank of the Philippines, also known as UBP, is one of the largest banks in the Philippines. It was established in Manila in August 1968 and is headquartered in Pasig City, Metro Manila. The bank is a subsidiary of Aboitiz Equity Ventures Inc., a diversified conglomerate in the Philippines engaged in various industries including energy, real estate, food, and infrastructure. The history of the Union Bank of the Philippines dates back to 1864 when the Banco Español-Filipino de Isabel II was founded. It later became the Bank of the Philippine Islands (BPI), which is still one of the largest banks in the Philippines today. However, UBP was only established in 1968 when the two banks, City Savings Bank and Union Bank of the Philippines, merged. After the merger, UBP adopted a business model that differentiated itself from traditional large banks in the Philippines. UBP focused on retail banking from the beginning and offered customers a variety of products and services, ranging from loans and mortgages to insurance and investment funds. Over the years, the Union Bank of the Philippines has evolved its business model and operates in various segments. In addition to retail banking, the bank is also involved in wholesale banking, investment banking, asset management, and treasury operations. The bank also operates an extensive network of branches and ATMs in the Philippines and is now active in online banking as well. The products and services offered by the Union Bank of the Philippines include a variety of accounts, such as savings accounts, checking accounts, and fixed deposit accounts. The bank also offers various credit cards, from standard to premium cards with additional benefits and perks. Furthermore, the bank provides a range of loans, including auto and housing loans, as well as loans for small and medium-sized enterprises. Another focus of the Union Bank of the Philippines is investment banking. The bank provides advisory services to clients on mergers and acquisitions, offers assistance in capital raising, and aids in debt structuring. The bank is also involved in stock and bond issuances, as well as asset management. One of the Union Bank of the Philippines' latest initiatives is its partnership with a company specialized in blockchain technology. Together, they are developing a platform called i2i (Innovations for Inclusive Insurance) to make insurance products more accessible for people in remote and disadvantaged areas in the Philippines. The platform utilizes blockchain technology to facilitate more secure and faster transactions. Over the past decades, the Union Bank of the Philippines has become one of the most significant banks in the Philippines. The bank specializes in retail banking and offers a wide range of products and services to its customers. In addition, the bank is involved in wholesale banking, investment banking, asset management, and treasury operations. In recent years, the bank has also launched initiatives to make financial services more accessible for people in remote and disadvantaged areas, demonstrating its commitment not only to the already tapped market segment but also to playing a larger role in promoting financial inclusion. Union Bank of the Philippines ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROA Details

Understanding Union Bank of the Philippines's Return on Assets (ROA)

Union Bank of the Philippines's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing Union Bank of the Philippines's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider Union Bank of the Philippines's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in Union Bank of the Philippines’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about Union Bank of the Philippines stock

What is the Return on Assets (ROA) of Union Bank of the Philippines this year?

The Return on Assets (ROA) of Union Bank of the Philippines is 0.01 undefined this year.

What was the ROA of Union Bank of the Philippines compared to the previous year?

The ROA of Union Bank of the Philippines has increased by -31.29% compared to the previous year.

What consequences do high ROA have for investors of Union Bank of the Philippines?

A high ROA is advantageous for investors of Union Bank of the Philippines, as it indicates that the company efficiently utilizes its assets and generates good profits.

What are the consequences of low ROA for investors in Union Bank of the Philippines?

A low ROA can be unfavorable for investors of Union Bank of the Philippines as it indicates that the company is inefficiently utilizing its assets and may potentially achieve lower profits.

How does an increase in the ROA of Union Bank of the Philippines affect the company?

An increase in ROA of Union Bank of the Philippines can be an indicator of improved efficiency in asset utilization and higher profitability.

How does a reduction in ROA of Union Bank of the Philippines impact the company?

A reduction in the ROA of Union Bank of the Philippines can be an indicator of lower asset efficiency and profitability.

What are some factors that can influence the ROA of Union Bank of the Philippines?

Some factors that can influence the ROA of Union Bank of the Philippines include revenue, operating costs, asset structure, and industry average.

Why is the ROA of Union Bank of the Philippines important for investors?

The ROA of Union Bank of the Philippines is important for investors as it is an indicator of the company's profitability and efficiency in utilizing assets. It provides investors with information on how well the company utilizes its resources to generate profits.

What strategic measures can Union Bank of the Philippines take to improve ROA?

To improve ROA, Union Bank of the Philippines can take measures such as cost savings, revenue growth, optimizing asset structure, and diversifying its business activities. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic measures to improve ROA.

How much dividend does Union Bank of the Philippines pay?

Over the past 12 months, Union Bank of the Philippines paid a dividend of 2 PHP . This corresponds to a dividend yield of about 5.22 %. For the coming 12 months, Union Bank of the Philippines is expected to pay a dividend of 2.09 PHP.

What is the dividend yield of Union Bank of the Philippines?

The current dividend yield of Union Bank of the Philippines is 5.22 %.

When does Union Bank of the Philippines pay dividends?

Union Bank of the Philippines pays a quarterly dividend. This is distributed in the months of March, March, March, March.

How secure is the dividend of Union Bank of the Philippines?

Union Bank of the Philippines paid dividends every year for the past 20 years.

What is the dividend of Union Bank of the Philippines?

For the upcoming 12 months, dividends amounting to 2.09 PHP are expected. This corresponds to a dividend yield of 5.45 %.

In which sector is Union Bank of the Philippines located?

Union Bank of the Philippines is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Union Bank of the Philippines kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Union Bank of the Philippines from 2/20/2024 amounting to 0.8 PHP, you needed to have the stock in your portfolio before the ex-date on 2/12/2024.

When did Union Bank of the Philippines pay the last dividend?

The last dividend was paid out on 2/20/2024.

What was the dividend of Union Bank of the Philippines in the year 2023?

In the year 2023, Union Bank of the Philippines distributed 2.508 PHP as dividends.

In which currency does Union Bank of the Philippines pay out the dividend?

The dividends of Union Bank of the Philippines are distributed in PHP.

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Andere Kennzahlen von Union Bank of the Philippines

Our stock analysis for Union Bank of the Philippines Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Union Bank of the Philippines Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.