Union Bank of the Philippines Stock

Union Bank of the Philippines P/E 2024

Union Bank of the Philippines P/E

6.74

Ticker

UBP.PM

ISIN

PHY9091H1069

WKN

901925

As of Oct 1, 2024, Union Bank of the Philippines's P/E ratio was 6.74, a -67.53% change from the 20.76 P/E ratio recorded in the previous year.

The Union Bank of the Philippines P/E history

Union Bank of the Philippines Aktienanalyse

What does Union Bank of the Philippines do?

The Union Bank of the Philippines, also known as UBP, is one of the largest banks in the Philippines. It was established in Manila in August 1968 and is headquartered in Pasig City, Metro Manila. The bank is a subsidiary of Aboitiz Equity Ventures Inc., a diversified conglomerate in the Philippines engaged in various industries including energy, real estate, food, and infrastructure. The history of the Union Bank of the Philippines dates back to 1864 when the Banco Español-Filipino de Isabel II was founded. It later became the Bank of the Philippine Islands (BPI), which is still one of the largest banks in the Philippines today. However, UBP was only established in 1968 when the two banks, City Savings Bank and Union Bank of the Philippines, merged. After the merger, UBP adopted a business model that differentiated itself from traditional large banks in the Philippines. UBP focused on retail banking from the beginning and offered customers a variety of products and services, ranging from loans and mortgages to insurance and investment funds. Over the years, the Union Bank of the Philippines has evolved its business model and operates in various segments. In addition to retail banking, the bank is also involved in wholesale banking, investment banking, asset management, and treasury operations. The bank also operates an extensive network of branches and ATMs in the Philippines and is now active in online banking as well. The products and services offered by the Union Bank of the Philippines include a variety of accounts, such as savings accounts, checking accounts, and fixed deposit accounts. The bank also offers various credit cards, from standard to premium cards with additional benefits and perks. Furthermore, the bank provides a range of loans, including auto and housing loans, as well as loans for small and medium-sized enterprises. Another focus of the Union Bank of the Philippines is investment banking. The bank provides advisory services to clients on mergers and acquisitions, offers assistance in capital raising, and aids in debt structuring. The bank is also involved in stock and bond issuances, as well as asset management. One of the Union Bank of the Philippines' latest initiatives is its partnership with a company specialized in blockchain technology. Together, they are developing a platform called i2i (Innovations for Inclusive Insurance) to make insurance products more accessible for people in remote and disadvantaged areas in the Philippines. The platform utilizes blockchain technology to facilitate more secure and faster transactions. Over the past decades, the Union Bank of the Philippines has become one of the most significant banks in the Philippines. The bank specializes in retail banking and offers a wide range of products and services to its customers. In addition, the bank is involved in wholesale banking, investment banking, asset management, and treasury operations. In recent years, the bank has also launched initiatives to make financial services more accessible for people in remote and disadvantaged areas, demonstrating its commitment not only to the already tapped market segment but also to playing a larger role in promoting financial inclusion. Union Bank of the Philippines ist eines der beliebtesten Unternehmen auf Eulerpool.com.

P/E Details

Deciphering Union Bank of the Philippines's P/E Ratio

The Price to Earnings (P/E) Ratio of Union Bank of the Philippines is a vital metric that investors and analysts use to determine the company’s market value relative to its earnings. It is calculated by dividing the current stock price by the earnings per share (EPS). A higher P/E ratio could suggest that investors are expecting higher future growth, while a lower ratio may indicate a potentially undervalued company or lower growth expectations.

Year-to-Year Comparison

Assessing Union Bank of the Philippines's P/E ratio on a yearly basis provides insights into the valuation trends and investor sentiment. An increasing P/E ratio over the years signifies growing investor confidence and expectations for future earnings growth, while a decreasing ratio may reflect concerns over the company's profitability or growth prospects.

Impact on Investments

The P/E ratio of Union Bank of the Philippines is a key consideration for investors aiming to balance risk and reward. A comprehensive analysis of this ratio, in conjunction with other financial indicators, aids investors in making informed decisions regarding buying, holding, or selling the company’s stocks.

Interpreting P/E Ratio Fluctuations

Fluctuations in Union Bank of the Philippines’s P/E ratio can be attributed to various factors including changes in earnings, stock price movements, and shifts in investor expectations. Understanding the underlying reasons for these fluctuations is essential for predicting future stock performance and assessing the company's intrinsic value.

Frequently Asked Questions about Union Bank of the Philippines stock

What is the price-to-earnings ratio of Union Bank of the Philippines?

The price-earnings ratio of Union Bank of the Philippines is currently 6.74.

How has the price-earnings ratio of Union Bank of the Philippines changed compared to last year?

The price-to-earnings ratio of Union Bank of the Philippines has increased by -67.53% fallen (meaning "decreased" or "dropped") compared to last year.

What consequences does a high price-earnings ratio have for investors?

A high price-to-earnings ratio indicates that the company's stock is relatively expensive and investors may potentially achieve a lower return.

What does a low price-earnings ratio mean?

A low price-earnings ratio means that the company's stock is relatively cheap and investors may potentially achieve a higher return.

Is the price-earnings ratio of Union Bank of the Philippines high compared to other companies?

Yes, the price-to-earnings ratio of Union Bank of the Philippines is high compared to other companies.

How does an increase in the price-earnings ratio of Union Bank of the Philippines affect the company?

An increase in the price-earnings ratio of Union Bank of the Philippines would lead to a higher market capitalization of the company, which in turn would lead to a higher valuation of the company.

How does a reduction in the price-to-earnings ratio of Union Bank of the Philippines affect the company?

A decrease in the price-earnings ratio of Union Bank of the Philippines would result in a lower market capitalization of the company, which in turn would lead to a lower valuation of the company.

What are some factors that influence the price-earnings ratio of Union Bank of the Philippines?

Some factors that influence the price-earnings ratio of Union Bank of the Philippines are the company's growth, financial position, industry development, and the overall economic situation.

How much dividend does Union Bank of the Philippines pay?

Over the past 12 months, Union Bank of the Philippines paid a dividend of 2 PHP . This corresponds to a dividend yield of about 5.2 %. For the coming 12 months, Union Bank of the Philippines is expected to pay a dividend of 2.09 PHP.

What is the dividend yield of Union Bank of the Philippines?

The current dividend yield of Union Bank of the Philippines is 5.2 %.

When does Union Bank of the Philippines pay dividends?

Union Bank of the Philippines pays a quarterly dividend. This is distributed in the months of March, March, March, March.

How secure is the dividend of Union Bank of the Philippines?

Union Bank of the Philippines paid dividends every year for the past 20 years.

What is the dividend of Union Bank of the Philippines?

For the upcoming 12 months, dividends amounting to 2.09 PHP are expected. This corresponds to a dividend yield of 5.43 %.

In which sector is Union Bank of the Philippines located?

Union Bank of the Philippines is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Union Bank of the Philippines kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Union Bank of the Philippines from 2/20/2024 amounting to 0.8 PHP, you needed to have the stock in your portfolio before the ex-date on 2/12/2024.

When did Union Bank of the Philippines pay the last dividend?

The last dividend was paid out on 2/20/2024.

What was the dividend of Union Bank of the Philippines in the year 2023?

In the year 2023, Union Bank of the Philippines distributed 2.508 PHP as dividends.

In which currency does Union Bank of the Philippines pay out the dividend?

The dividends of Union Bank of the Philippines are distributed in PHP.

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Andere Kennzahlen von Union Bank of the Philippines

Our stock analysis for Union Bank of the Philippines Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Union Bank of the Philippines Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.