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Overview
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South Plains Financial stock price, quote, forecast and news

SPFI
US83946P1075
A2PJ0C

Price

33.89
Today +/-
-0.81
Today %
-2.62 %
P

South Plains Financial stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the South Plains Financial stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the South Plains Financial stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the South Plains Financial stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze South Plains Financial's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

South Plains Financial Stock Price History

DateSouth Plains Financial Price
9/20/202433.89 undefined
9/19/202434.79 undefined
9/18/202433.75 undefined
9/17/202433.58 undefined
9/16/202433.20 undefined
9/13/202432.99 undefined
9/12/202432.51 undefined
9/11/202432.41 undefined
9/10/202433.00 undefined
9/9/202433.00 undefined
9/6/202432.83 undefined
9/5/202433.56 undefined
9/4/202434.03 undefined
9/3/202434.43 undefined
8/30/202434.91 undefined
8/29/202434.49 undefined
8/28/202434.28 undefined
8/27/202434.09 undefined
8/26/202434.15 undefined

South Plains Financial Revenue, EBIT, Net Income

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  • Max

Revenue
Net Income
Details

Revenue, EBIT and Profit

ⓘ

Understanding Revenue, EBIT, and Income

Gain insights into South Plains Financial, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by South Plains Financial from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects South Plains Financial’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of South Plains Financial. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into South Plains Financial’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing South Plains Financial’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on South Plains Financial’s growth potential.

South Plains Financial Revenue, EBIT and net profit per share

DateSouth Plains Financial RevenueSouth Plains Financial Net Income
2026e222.64 M undefined41.68 M undefined
2025e207.47 M undefined44.55 M undefined
2024e198.29 M undefined43.17 M undefined
2023291.26 M undefined62.75 M undefined
2022237.3 M undefined58.2 M undefined
2021232.5 M undefined58.6 M undefined
2020239.8 M undefined45.4 M undefined
2019189.5 M undefined29.2 M undefined
2018170.2 M undefined29.3 M undefined
2017151.8 M undefined23.6 M undefined

South Plains Financial Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (M)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (M)EBIT MARGIN (%)NET INCOME (M)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
20172018201920202021202220232024e2025e2026e
151170189239232237291198207222
-12.5811.1826.46-2.932.1622.78-31.964.557.25
----------
0000000000
0000000646766
----------
23292945585862434441
-26.09-55.1728.89-6.90-30.652.33-6.82
----------
----------
17.517.51718.318.51817.33000
----------
Details

Keystats

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Revenue and Growth

The South Plains Financial Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the South Plains Financial is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (M)TOTAL ASSETS (M)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (M)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (M)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (M)LONG-T. LIAB. (M)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (M)DEBT (M)TOTAL CAPITAL (M)
2017201820192020202120222023
             
0000000
0000000
0000000
0000000
0000000
0000000
61.959.861.960.357.756.355.07
0000000
0000000
008.616.625.631.829
0018.819.519.519.519.32
0002.5322.819.41
61.959.889.398.9105.8130.4122.8
61.959.889.398.9105.8130.4122.8
             
15.214.81818.117.81716.42
85.980.4140.5141.1133.2112.897.11
120.6119.8146.7189.5242.8292.3345.26
-0.4-2.21-0.14.516.113.16
00021.49.2-81.2-64.83
221.3212.8306.2370407.5357407.11
0000000
2628.728.631.23158.361.36
0000000
15.617.717.226.6000
07.500000
41.653.945.857.83158.361.36
67.372.972.9122122.2122.4110.17
0000000
0.10.70.500061.36
67.473.673.4122122.2122.4171.53
109127.5119.2179.8153.2180.7232.88
330.3340.3425.4549.8560.7537.7640
Details

Balance Sheet

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Understanding the Balance Sheet

The balance sheet of South Plains Financial provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand South Plains Financial's financial health and stability.

Assets

South Plains Financial's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that South Plains Financial must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of South Plains Financial after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into South Plains Financial's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (k)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
2017201820192020202120222023
23292945585862
5556676
000001,0000
3-7-3-49285616
200443-25
15222816132170
02613121319
35263059612358
-9-3-4-3-2-4-4
-148-184-213-156-159-408-143
-139-181-209-152-156-404-138
0000000
0004900-12
00510-9-22-17
431089529225033180
431384424626464218
0-30-1-2-5-8-8
-68-48-87142186-25295
26.323.826.52.393.4119.153.86
0000000

South Plains Financial stock margins

The South Plains Financial margin analysis displays the gross margin, EBIT margin, as well as the profit margin of South Plains Financial. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for South Plains Financial.

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Profit margin
Details

Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the South Plains Financial's sales revenue. A higher gross margin percentage indicates that the South Plains Financial retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the South Plains Financial's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the South Plains Financial's total revenue generated. When comparing the revenue margin year over year, investors can gauge the South Plains Financial's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the South Plains Financial. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the South Plains Financial's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

South Plains Financial Margin History

DateSouth Plains Financial Profit margin
2026e18.72 %
2025e21.47 %
2024e21.77 %
202321.54 %
202224.53 %
202125.2 %
202018.93 %
201915.41 %
201817.22 %
201715.55 %

South Plains Financial Stock Sales Revenue, EBIT, Earnings per Share

The South Plains Financial earnings per share therefore indicates how much revenue South Plains Financial has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue South Plains Financial earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates South Plains Financial's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of South Plains Financial’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating South Plains Financial's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

South Plains Financial Revenue, EBIT and net profit per share

DateSouth Plains Financial Sales per ShareSouth Plains Financial Earnings per Share
2026e13.58 undefined2.54 undefined
2025e12.66 undefined2.72 undefined
2024e12.1 undefined2.63 undefined
202316.8 undefined3.62 undefined
202213.18 undefined3.23 undefined
202112.57 undefined3.17 undefined
202013.1 undefined2.48 undefined
201911.15 undefined1.72 undefined
20189.73 undefined1.67 undefined
20178.67 undefined1.35 undefined

South Plains Financial business model

South Plains Financial Inc is a company in the financial services industry that was founded in 2013 and is headquartered in Lubbock, Texas. The company offers a variety of financial products and services, including banking, lending, wealth management, and insurance. The history of South Plains Financial, Inc The company traces its roots back to the original founding of City Bank Texas in Lubbock in 1941. Over the decades, the company has built a strong presence in West Texas and expanded further in 2013 through the establishment of South Plains Financial Inc. Today, the company is listed on the NASDAQ stock exchange and has a market capitalization of over $1 billion. Business model The business model of South Plains Financial Inc is focused on offering a range of financial services. The company relies on a strong local presence in West Texas to provide a wide range of financial products and services. These include deposit and lending offerings, wealth management services, insurance, and other financial services. The company also has a strong presence in the agricultural sector of West Texas and offers specific financial services tailored to the sector's needs. Divisions and products South Plains Financial Inc offers various types of financial products and services tailored to the needs of business and personal customers. The main divisions of the company are Commercial Banking and Wealth Management. Commercial Banking Within the Commercial Banking division, the company offers various types of accounts and loans. These include deposit accounts such as checking accounts, savings accounts, and money market deposits. Lending offerings include commercial real estate loans, investment loans, construction loans, vehicle loans, and lines of credit. Wealth Management The Wealth Management division of South Plains Financial Inc caters to affluent individual clients and institutions. Services include financial planning, asset management, and consultation on tax and estate planning. Insurance The company also offers insurance products, including auto, home, life, accident, and health insurance. Agricultural Financing South Plains Financial specializes in agricultural financing and offers specific financial services to farmers. These include ag banking services, agricultural loans, farm management services, mortgage loans, operating capital, and agricultural business financing. Conclusion South Plains Financial Inc is a financial services company that offers a wide range of products and services at a local level in West Texas. Like many other financial companies, it aims to adapt to changes in the industry, including the impact of digitalization. By creating specialized services for the agricultural sector in West Texas, it has been able to differentiate itself from other companies. The company has established itself as a significant financial service provider in its region and will continue to strive to improve the breadth of its services and the quality of customer care. South Plains Financial is one of the most popular companies on Eulerpool.com.

South Plains Financial SWOT Analysis

Strengths

South Plains Financial Inc has several strengths that contribute to its success in the market. First, the company benefits from a strong financial position, including healthy cash reserves and low debt levels. This provides stability and flexibility for future investments and expansion initiatives. Second, South Plains Financial Inc has an extensive branch network, allowing it to reach a wide customer base and provide convenient access to its services. Third, the company possesses a team of experienced and knowledgeable professionals who excel in delivering personalized financial solutions to clients, enhancing customer satisfaction and loyalty. Lastly, South Plains Financial Inc has a solid reputation and brand recognition, which further strengthens its competitive position.

Weaknesses

Despite its strengths, South Plains Financial Inc faces certain weaknesses that pose challenges to its operations. One key weakness is the company's limited geographic presence, primarily focused on a specific region. This restricts potential market opportunities and exposes the business to the risks associated with regional economic fluctuations. Additionally, the company heavily relies on traditional banking channels and has not yet fully embraced digital transformation. This may result in a loss of market share to more technologically advanced competitors and hinder its ability to adapt to changing customer preferences.

Opportunities

South Plains Financial Inc can explore several opportunities to drive growth and profitability. Firstly, the company can consider expanding its operations geographically, entering new markets to diversify its revenue streams and reduce dependence on a single region. Secondly, there is an opportunity for South Plains Financial Inc to invest in technological infrastructure and digital banking solutions, enhancing its competitiveness and attracting tech-savvy customers. Moreover, the company can leverage strategic partnerships and acquisitions to broaden its product offerings and penetrate new customer segments. Lastly, the current economic landscape presents opportunities for South Plains Financial Inc to provide tailored financial solutions to support small businesses and entrepreneurs in their growth aspirations.

Threats

In addition to opportunities, South Plains Financial Inc faces certain threats that necessitate proactive risk management. One notable threat is intense competition within the financial services industry. The presence of both national and regional players creates pricing pressures and poses challenges in acquiring and retaining customers. Regulatory changes and compliance requirements also impose threats, as non-compliance can result in financial penalties and reputational damage. Furthermore, economic downturns and uncertainties may impact the overall demand for financial services, potentially affecting the profitability of South Plains Financial Inc. Lastly, technological advancements and disruptive fintech companies present a threat, as they may introduce innovative and convenient financial solutions that attract customers away from traditional banking institutions.

South Plains Financial Eulerpool Fair Value

Details

Fair Value

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Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

South Plains Financial historical P/E ratio, EBIT, and P/S ratio.

South Plains Financial shares outstanding

The number of shares was South Plains Financial in 2023 — This indicates how many shares 17.333 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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  • Max

Number of stocks
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue South Plains Financial earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates South Plains Financial's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of South Plains Financial’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating South Plains Financial's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

South Plains Financial dividend history and estimates

In 2023, South Plains Financial paid a dividend amounting to 0.52 USD. Dividend means that South Plains Financial distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details

Dividend

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Dividend Overview

The dividend per year chart for South Plains Financial provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify South Plains Financial’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating South Plains Financial's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

South Plains Financial Dividend History

DateSouth Plains Financial Dividend
2026e0.6 undefined
2025e0.59 undefined
2024e0.6 undefined
20230.52 undefined
20220.46 undefined
20210.3 undefined
20200.14 undefined
20190.06 undefined

South Plains Financial dividend payout ratio

In 2023, South Plains Financial had a payout ratio of 9.79%. The payout ratio indicates the percentage of the company's profits that South Plains Financial distributes as dividends.

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Payout ratio
Details

Payout ratio

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What is Yearly Payout Ratio?

The yearly payout ratio for South Plains Financial represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for South Plains Financial could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate South Plains Financial's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

South Plains Financial Payout Ratio History

DateSouth Plains Financial Payout ratio
2026e10.9 %
2025e11.73 %
2024e11.17 %
20239.79 %
202214.24 %
20219.46 %
20205.67 %
20193.51 %
20189.79 %
20179.79 %
Unfortunately, there are currently no price targets and forecasts available for South Plains Financial.

South Plains Financial latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/20240.6 0.66  (10.61 %)2024 Q2
3/31/20240.59 0.64  (9.12 %)2024 Q1
12/31/20230.65 0.61  (-6.2 %)2023 Q4
9/30/20230.65 0.78  (19.94 %)2023 Q3
6/30/20230.63 1.71  (172.6 %)2023 Q2
3/31/20230.58 0.53  (-8.3 %)2023 Q1
12/31/20220.63 0.71  (13.18 %)2022 Q4
9/30/20220.71 0.86  (20.45 %)2022 Q3
6/30/20220.5 0.88  (74.29 %)2022 Q2
3/31/20220.54 0.78  (44.28 %)2022 Q1
1
2
3

Eulerpool ESG Scorecard© for the South Plains Financial stock

Eulerpool World ESG Rating (EESG©)

30/ 100

🌱 Environment

4

👫 Social

34

🏛️ Governance

52

Environment

Scope 1 - Direct Emissions
—
Scope 2 - Indirect emissions from purchased energy
—
Scope 3 - Indirect emissions within the value chain
—
Total CO₂ emissions
—
CO₂ reduction strategy
✅
Coal energy
❌
Nuclear power
❌
Animal experiments
❌
Fur & Leather
—
Pesticides
—
Palm Oil
—
Tobacco
❌
Genetically modified organisms
❌
Climate concept
—
Sustainable forestry
—
Recycling regulations
❌
Environmentally friendly packaging
❌
Hazardous substances
❌
Fuel consumption and efficiency
❌
Water consumption and efficiency
❌

Social

Percentage of female employees—
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content❌
Alcohol❌
Weapons—
Firearms
❌
Gambling❌
Military contracts❌
Human rights concept❌
Privacy concept—
Occupational health and safety✅
Catholic✅

Governance (Corporate Governance)

Environmental reporting❌
Stakeholder Engagement❌
Call Back Policies❌
Antitrust law❌

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

South Plains Financial list of shareholders

%
Name
Stocks
Change
Date
9.69729 % Henry TAW LP1,589,386-40,0003/18/2024
9.24830 % Griffith (Curtis C)1,515,797-630,3603/18/2024
6.20558 % BlackRock Institutional Trust Company, N.A.1,017,09573,29112/31/2023
3.21225 % The Vanguard Group, Inc.526,488-32,63212/31/2023
2.45955 % South Plains Financial, Inc. ESOP403,120-560,8093/31/2023
1.91917 % Dimensional Fund Advisors, L.P.314,55237,59312/31/2023
1.80125 % M3F, Inc.295,225-54,98912/31/2023
1.68384 % Newsom (Cory T)275,9816433/18/2024
1.53299 % Geode Capital Management, L.L.C.251,2576,41412/31/2023
1.49794 % Valles (Noe G)245,51203/18/2024
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South Plains Financial Executives and Management Board

Mr. Cory Newsom55
South Plains Financial President, Director (since 2008)
Compensation 1.9 M
Mr. Curtis Griffith70
South Plains Financial Chairman of the Board, Chief Executive Officer (since 1993)
Compensation 1.18 M
Mr. Steven Crockett51
South Plains Financial Chief Financial Officer, Treasurer
Compensation 757,455
Mr. Richard Campbell65
South Plains Financial Lead Independent Director
Compensation 133,792
Dr. Kyle Wargo62
South Plains Financial Independent Director
Compensation 118,792
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South Plains Financial Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
Raymond James Fincl Stock
Raymond James Fincl
SupplierCustomer0,160,670,490,490,780,97
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Most common questions regarding South Plains Financial

What values and corporate philosophy does South Plains Financial represent?

South Plains Financial Inc represents strong values and a customer-centric corporate philosophy. The company prioritizes integrity, transparency, and building long-lasting relationships with its clients. South Plains Financial Inc aims to provide exceptional financial services tailored to meet the unique needs of individuals, businesses, and communities it serves. By offering personalized solutions and maintaining a high level of trust, the company strives to achieve financial success for its stakeholders. South Plains Financial Inc is committed to fostering growth, empowering its employees, and positively impacting the communities it operates in.

In which countries and regions is South Plains Financial primarily present?

South Plains Financial Inc primarily operates in the United States.

What significant milestones has the company South Plains Financial achieved?

South Plains Financial Inc has achieved significant milestones throughout its history. As a leading financial institution, the company has successfully expanded its presence in Texas and New Mexico regions. It has demonstrated consistent growth by providing a wide range of banking services to retail and commercial customers. South Plains Financial Inc has been recognized for its commitment to customer satisfaction, earning numerous accolades and awards. Additionally, the company has successfully completed strategic acquisitions, enhancing its market position and delivering value to shareholders. With a strong focus on innovation and delivering exceptional financial solutions, South Plains Financial Inc continues to make remarkable strides in the industry.

What is the history and background of the company South Plains Financial?

South Plains Financial Inc is a banking institution headquartered in Texas, United States. It was established in 1992 as City Bank of Lubbock and operates under the name City Bank. Over the years, it has grown and expanded its services to cater to individuals, businesses, and organizations within its community. South Plains Financial Inc focuses on providing high-quality financial solutions, including commercial banking, wealth management, mortgage services, and insurance products. With a commitment to customer satisfaction and community involvement, South Plains Financial Inc has become a trusted name in the banking industry, offering reliable financial solutions to its clients.

Who are the main competitors of South Plains Financial in the market?

The main competitors of South Plains Financial Inc in the market are other financial institutions such as Wells Fargo, JPMorgan Chase, Bank of America, and Citigroup.

In which industries is South Plains Financial primarily active?

South Plains Financial Inc is primarily active in the financial services industry.

What is the business model of South Plains Financial?

The business model of South Plains Financial Inc. is centered around being a diversified financial services company. It aims to provide a wide range of banking and financial products to its customers. South Plains Financial Inc. offers traditional banking services such as commercial and consumer loans, deposit products, treasury management, and mortgage services. Additionally, the company provides specialized services including wealth management, insurance, and farm and ranch lending. By offering a comprehensive suite of financial solutions, South Plains Financial Inc. strives to meet the diverse needs of its customers and maintain its position as a leading financial services provider in its market.

What is the P/E ratio of South Plains Financial 2024?

The South Plains Financial P/E ratio is 13.61.

What is the P/S ratio of South Plains Financial 2024?

The South Plains Financial P/S ratio is 2.96.

What is the AlleAktien quality score of South Plains Financial?

The AlleAktien quality score for South Plains Financial is 3/10.

What is the revenue of South Plains Financial 2024?

The expected South Plains Financial revenue is 198.29 M USD.

How high is the profit of South Plains Financial 2024?

The expected South Plains Financial profit is 43.17 M USD.

What is the business model of South Plains Financial

The South Plains Financial Inc. is a financial services company based in Texas, USA. The company operates three main divisions: banking, brokerage, and insurance. The banking division includes deposit products, loans, and cash services. Deposit products include savings accounts, checking accounts, money market accounts, and certificates. Credit products include mortgages, auto loans, loans for small businesses, and personal loans. In addition, the bank offers cash services such as checks, transfers, and credit cards. The brokerage division includes stocks, bonds, mutual funds, exchange-traded funds (ETFs), and derivatives. The company also provides investment advice, research services, and customized investment portfolios. The brokerage division is particularly of interest to retail customers and institutional investors looking for a wide range of investment products and services. The insurance division includes various types of insurance such as auto insurance, liability insurance, life insurance, and health insurance. The insurance division is particularly of interest to retail customers looking for reliable protection for their family or property. The company also offers other financial services such as asset management, financial planning, tax consulting, and real estate financing. These services are of interest to retail customers, businesses, and institutional investors looking for customized financial solutions. The South Plains Financial Inc. has a broad customer portfolio ranging from retail customers to large institutions. The company focuses on building close customer relationships and offers personalized advice to meet the needs of its customers. The company is listed on the Nasdaq stock exchange and works with various partners such as other banks, brokerage firms, and insurance companies to offer its customers a comprehensive range of financial services. Conclusion: The South Plains Financial Inc. offers a wide range of financial services with a focus on banking, brokerage, and insurance. The company works closely with its customers to provide personalized solutions for their financial needs.

What is the South Plains Financial dividend?

South Plains Financial pays a dividend of 0.46 USD distributed over payouts per year.

How often does South Plains Financial pay dividends?

The dividend cannot currently be calculated for South Plains Financial or the company does not pay out a dividend.

What is the South Plains Financial ISIN?

The ISIN of South Plains Financial is US83946P1075.

What is the South Plains Financial WKN?

The WKN of South Plains Financial is A2PJ0C.

What is the South Plains Financial ticker?

The ticker of South Plains Financial is SPFI.

How much dividend does South Plains Financial pay?

Over the past 12 months, South Plains Financial paid a dividend of 0.52 USD . This corresponds to a dividend yield of about 1.53 %. For the coming 12 months, South Plains Financial is expected to pay a dividend of 0.59 USD.

What is the dividend yield of South Plains Financial?

The current dividend yield of South Plains Financial is 1.53 %.

When does South Plains Financial pay dividends?

South Plains Financial pays a quarterly dividend. This is distributed in the months of November, February, May, August.

How secure is the dividend of South Plains Financial?

South Plains Financial paid dividends every year for the past 8 years.

What is the dividend of South Plains Financial?

For the upcoming 12 months, dividends amounting to 0.59 USD are expected. This corresponds to a dividend yield of 1.76 %.

In which sector is South Plains Financial located?

South Plains Financial is assigned to the 'Finance' sector.

Wann musste ich die Aktien von South Plains Financial kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of South Plains Financial from 8/12/2024 amounting to 0.14 USD, you needed to have the stock in your portfolio before the ex-date on 7/29/2024.

When did South Plains Financial pay the last dividend?

The last dividend was paid out on 8/12/2024.

What was the dividend of South Plains Financial in the year 2023?

In the year 2023, South Plains Financial distributed 0.46 USD as dividends.

In which currency does South Plains Financial pay out the dividend?

The dividends of South Plains Financial are distributed in USD.

All fundamentals about South Plains Financial

Our stock analysis for South Plains Financial Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of South Plains Financial Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.