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Macatawa Bank stock price, quote, forecast and news

MCBC
US5542251021
675406

Price

14.82
Today +/-
+0
Today %
+0 %
P

Macatawa Bank stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the Macatawa Bank stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Macatawa Bank stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Macatawa Bank stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Macatawa Bank's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Macatawa Bank Stock Price History

DateMacatawa Bank Price
8/1/202414.82 undefined
7/31/202414.82 undefined

Macatawa Bank Revenue, EBIT, Net Income

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  • Max

Revenue
Net Income
Details

Revenue, EBIT and Profit

ⓘ

Understanding Revenue, EBIT, and Income

Gain insights into Macatawa Bank, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Macatawa Bank from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Macatawa Bank’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Macatawa Bank. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Macatawa Bank’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Macatawa Bank’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Macatawa Bank’s growth potential.

Macatawa Bank Revenue, EBIT and net profit per share

DateMacatawa Bank RevenueMacatawa Bank Net Income
2025e110.41 M undefined42.93 M undefined
2024e107.09 M undefined41.58 M undefined
2023132.25 M undefined43.22 M undefined
202294.93 M undefined34.73 M undefined
202182.33 M undefined29.01 M undefined
202091.2 M undefined30.17 M undefined
201995.67 M undefined31.98 M undefined
201886.54 M undefined26.38 M undefined
201775.1 M undefined16.29 M undefined
201671.57 M undefined15.95 M undefined
201567.18 M undefined12.79 M undefined
201463.2 M undefined10.47 M undefined
201364.76 M undefined-8.03 M undefined
201272.91 M undefined35.49 M undefined
201175.67 M undefined5.83 M undefined
201094.02 M undefined-17.85 M undefined
2009112.58 M undefined-66.51 M undefined
2008134.22 M undefined-39.67 M undefined
2007155.47 M undefined9.27 M undefined
2006147.69 M undefined19.83 M undefined
2005118.4 M undefined20.89 M undefined
200488.37 M undefined12.78 M undefined

Macatawa Bank Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (M)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (M)EBIT MARGIN (%)NET INCOME (M)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
1997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e
0721364665748811814715513411294757264636771758695918294132107110
--200.0071.4327.7841.3013.8518.9234.0924.585.44-13.55-16.42-16.07-20.21-4.00-11.11-1.566.355.975.6314.6710.47-4.21-9.8914.6340.43-18.942.80
-----------------------------
00000000000000000000000000000
0000000000000000000000000005355
-----------------------------
0-20359111220199-39-66-17535-8101215162631302934434142
----66.6780.0022.229.0966.67-5.00-52.63-533.3369.23-74.24-129.41600.00-122.86-225.0020.0025.006.6762.5019.23-3.23-3.3317.2426.47-4.652.44
-----------------------------
-----------------------------
2.114.597.018.0910.0615.6516.9517.0717.3117.3817.3117.0317.4517.6922.7427.0927.1633.833.8733.9433.9534.0234.0634.1234.234.2634.300
-----------------------------
Details

Keystats

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Revenue and Growth

The Macatawa Bank Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Macatawa Bank is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (M)TOTAL ASSETS (M)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (M)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (M)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (M)LONG-T. LIAB. (M)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (M)DEBT (M)TOTAL CAPITAL (M)
199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                     
000000000000000000000000000
000000000000000000000000000
000000000000000000000000000
000000000000000000000000000
000000000000000000000000000
000000000000000000000000000
0.77.11012.314.925.838.745.85360.764.663.5615755.453.653.652.951.55046.644.943.443.341.840.338.6
000000000000000000000000000
000000000000000000000000000
0.100003.32.82.31.91.630.90.60.30.1000000000000
0000023.923.923.923.923.925.90000000000000000
00000000000000018.816.212.38.88.93.83.42.12.12.29.77.2
0.87.11012.314.95365.47278.886.293.564.461.657.355.572.469.865.260.358.950.448.345.545.4445045.81
0.87.11012.314.95365.47278.886.293.564.461.657.355.572.469.865.260.358.950.448.345.545.4445045.81
                                                     
8.122.336.936.962.3105.2114.6124.4136.6153.7163.5194.9200.4200.5220.9220.9216.3216.5216.5216.7217.1217.8218.1218.5219.1219.6220.26
000000000000000000000000000
-0.2-2.7-21.13.25.95.34.384.8-4.2-48.3-114.8-132.7-126.8-91.3-81.8-74-64.9-53-42.8-24.7-2.217.135.25989.76
00-0.40.112.820.4-2.9-1.71.32.52.400.41-20.10.3-1.5-1.3-2.31.54.2-0.3-31.6-22.93
000000000000000000000000000
7.919.634.538.166.5113.9121.9129.1141.7156.8160.6149.18867.894.5130.6132.5142.6151.9162.2173190.8217.4239.8254247287.09
000000000000000000000000000
00.611.91.99.94.54.78.35.278.44.95.66.59.23.95.74.74.64.96.317.41311.814.715.88
000000000000000000000000000
0206.2020022.125.832156.5904015.313.611.800000000000
000000000000000000000000000
02.618.11.929.94.526.834.137.2163.598.444.920.920.1213.95.74.74.64.96.317.41311.814.715.88
00040019.741.241.241.241.241.242.942.942.942.941.241.241.241.241.241.220.620.6000
000000000000000000000000000
0000000000000000000000000015.88
00040019.741.241.241.241.241.242.942.942.942.941.241.241.241.241.241.220.620.60015.88
02.6112.11.929.924.26875.378.4204.7139.687.863.86363.945.146.945.945.846.147.53833.611.814.731.77
7.922.235.550.268.4143.8146.1197.1217235.2365.3288.7175.8131.6157.5194.5177.6189.5197.8208219.1238.3255.4273.4265.8261.7318.85
Details

Balance Sheet

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Understanding the Balance Sheet

The balance sheet of Macatawa Bank provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Macatawa Bank's financial health and stability.

Assets

Macatawa Bank's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Macatawa Bank must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Macatawa Bank after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Macatawa Bank's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
0-20359111220199-38-63-17535910121516263130293443
000112223333323233222222210
0000000000001800-1842304000100
0110-8-7156809256140-6-11-3-1-6-4-10-5-22-2-1
00000000000306810532111101111
000000000000000011554591252425
0001356691263-9-180000464575569
0024-14292232242320243312131616141622292930353443
0-6-3-3-3-12-15-9-9-10-7-200-10-2-1-1-1-1-1-1-2000
-3-169-155-148-155-171-236-310-191-220-53-5523935672-44-40-95-95-105-83-7725-6369-402-137
-2-162-151-145-151-159-221-300-181-209-46-5324035673-43-38-94-94-104-81-7526-6170-401-137
000000000000000000000000000
0004-4415210000101000000000000
81414023-20011-3304019000000000000
101801551501641792182601761864052-254-232-7713-4451133-31325746544262-28-210
21661401461461792062421811925226-256-232-9813-405413701386555555273-18-199
0000-1-2-3-4-6-7-8-4-3000-4-2-3-4-6-8-9-10-10-10-11
7102571312-2817-9918101576-16-69-2752-91719101511368-396-304
-0.94-7.48-0.740.78-5.43-7.2714.7212.3822.5813.8716.5418.6424.1932.9111.1212.7913.914.8512.8315.7421.5928.3628.6828.3134.933443.36
000000000000000000000000000

Macatawa Bank stock margins

The Macatawa Bank margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Macatawa Bank. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Macatawa Bank.

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Profit margin
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Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Macatawa Bank's sales revenue. A higher gross margin percentage indicates that the Macatawa Bank retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Macatawa Bank's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Macatawa Bank's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Macatawa Bank's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Macatawa Bank. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Macatawa Bank's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Macatawa Bank Margin History

DateMacatawa Bank Profit margin
2025e38.88 %
2024e38.83 %
202332.68 %
202236.58 %
202135.24 %
202033.08 %
201933.43 %
201830.48 %
201721.69 %
201622.29 %
201519.04 %
201416.57 %
2013-12.4 %
201248.68 %
20117.7 %
2010-18.99 %
2009-59.08 %
2008-29.56 %
20075.96 %
200613.43 %
200517.64 %
200414.46 %

Macatawa Bank Stock Sales Revenue, EBIT, Earnings per Share

The Macatawa Bank earnings per share therefore indicates how much revenue Macatawa Bank has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Macatawa Bank earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Macatawa Bank's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Macatawa Bank’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Macatawa Bank's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Macatawa Bank Revenue, EBIT and net profit per share

DateMacatawa Bank Sales per ShareMacatawa Bank Earnings per Share
2025e3.21 undefined1.25 undefined
2024e3.12 undefined1.21 undefined
20233.86 undefined1.26 undefined
20222.77 undefined1.01 undefined
20212.41 undefined0.85 undefined
20202.67 undefined0.88 undefined
20192.81 undefined0.94 undefined
20182.54 undefined0.78 undefined
20172.21 undefined0.48 undefined
20162.11 undefined0.47 undefined
20151.98 undefined0.38 undefined
20141.87 undefined0.31 undefined
20132.38 undefined-0.3 undefined
20122.69 undefined1.31 undefined
20113.33 undefined0.26 undefined
20105.31 undefined-1.01 undefined
20096.45 undefined-3.81 undefined
20087.88 undefined-2.33 undefined
20078.98 undefined0.54 undefined
20068.5 undefined1.14 undefined
20056.84 undefined1.21 undefined
20045.18 undefined0.75 undefined

Macatawa Bank business model

Macatawa Bank Corp is a US bank founded in 1997. The bank is named after the area in Michigan where it is located - Macatawa is the name of a river in the region. The bank's headquarters is in Holland, Michigan, and it operates a total of 26 branches in various cities and communities in the region. The business model of Macatawa Bank Corp is to offer a comprehensive range of banking and financial services to both private and business customers. The products and services offered include checking accounts, savings accounts, loans, mortgages, investment advice, insurance, online banking, and mobile banking services. The bank strives to provide its customers with a high level of service quality and personal attention. The bank operates in four main business areas. The first area is retail banking. Here, the bank offers checking accounts, savings accounts, loans, and mortgages for retail customers. The goal is to provide customers with easy and convenient access to the desired banking and financial services. The second area is commercial banking. Here, the bank offers financial services to businesses, including loans, accounts, and treasury management services. The bank aims to understand the needs of businesses and provide tailored solutions. The third area is wealth management. Here, the bank offers investment advice and asset management services to clients who require a higher level of expertise and personalization in their financial affairs. The bank provides a team of fiduciary specialists to ensure that client investments are effectively and securely managed. The fourth area is online and mobile banking. Here, the bank offers a comprehensive online platform where customers can conveniently conduct their banking transactions from home or on the go. The platform includes features such as online banking, mobile banking, cash management tools, mobile payments, and integration with third-party providers such as PayPal and Venmo. Macatawa Bank Corp places great importance on working with local communities and promoting their growth and development. The bank has established a volunteer community foundation to support local non-profit organizations and programs. The bank also offers special loan programs and other resources for local businesses to promote their growth. Overall, Macatawa Bank Corp has earned an excellent reputation as a trusted financial service provider with a strong commitment to customer loyalty and community engagement. The bank takes pride in understanding its customers and providing them with the technological and financial resources to achieve their goals. Macatawa Bank is one of the most popular companies on Eulerpool.com.

Macatawa Bank SWOT Analysis

Strengths

Macatawa Bank Corp has shown consistent growth and profitability over the years, with strong financial indicators such as high return on assets and return on equity.

The company has a loyal and expanding customer base, which contributes to its stable deposit base and allows for cross-selling opportunities.

Macatawa Bank Corp actively participates in community development initiatives, establishing a positive reputation and fostering goodwill among customers and the local community.

Weaknesses

Macatawa Bank Corp has a relatively small footprint, which restricts its market reach compared to larger regional or national competitors.

The bank heavily relies on interest income as its primary revenue stream, exposing it to interest rate fluctuations and economic downturns.

Macatawa Bank Corp faces intense competition from larger banks in the markets it operates in, resulting in a relatively lower market share.

Opportunities

The company has the opportunity to expand its geographic footprint and tap into new markets, attracting more customers and increasing its market share.

Macatawa Bank Corp can explore diversifying its sources of revenue by offering additional financial products and services, such as investment and wealth management options.

Keeping pace with technological advancements can allow the bank to improve operational efficiency, enhance customer experience, and compete better in the digital banking landscape.

Threats

The banking industry is subject to stringent regulations and compliance requirements, which can pose challenges for Macatawa Bank Corp in terms of increased costs and operational constraints.

As technology evolves, the bank faces the constant threat of cyber attacks and data breaches. Implementing robust cybersecurity measures is vital to protect sensitive customer information and maintain trust.

Macatawa Bank Corp may be vulnerable to economic challenges, such as recessionary periods or fluctuations in interest rates, which can impact loan demand, credit quality, and overall profitability.

Macatawa Bank Eulerpool Fair Value

Details

Fair Value

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Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Macatawa Bank historical P/E ratio, EBIT, and P/S ratio.

Macatawa Bank shares outstanding

The number of shares was Macatawa Bank in 2023 — This indicates how many shares 34.302 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue Macatawa Bank earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Macatawa Bank's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Macatawa Bank’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Macatawa Bank's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Macatawa Bank Stock splits

In Macatawa Bank's history, there have been no stock splits.

Macatawa Bank dividend history and estimates

In 2023, Macatawa Bank paid a dividend amounting to 0.33 USD. Dividend means that Macatawa Bank distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details

Dividend

ⓘ

Dividend Overview

The dividend per year chart for Macatawa Bank provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Macatawa Bank’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Macatawa Bank's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Macatawa Bank Dividend History

DateMacatawa Bank Dividend
2025e0.36 undefined
2024e0.36 undefined
20230.33 undefined
20220.32 undefined
20210.32 undefined
20200.32 undefined
20190.28 undefined
20180.25 undefined
20170.18 undefined
20160.12 undefined
20150.14 undefined
20140.08 undefined
20080.26 undefined
20070.51 undefined
20060.46 undefined
20050.37 undefined
20040.27 undefined

Macatawa Bank dividend payout ratio

In 2023, Macatawa Bank had a payout ratio of 35.23%. The payout ratio indicates the percentage of the company's profits that Macatawa Bank distributes as dividends.

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Payout ratio
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Payout ratio

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What is Yearly Payout Ratio?

The yearly payout ratio for Macatawa Bank represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Macatawa Bank could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Macatawa Bank's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Macatawa Bank Payout Ratio History

DateMacatawa Bank Payout ratio
2025e33.92 %
2024e34.85 %
202335.23 %
202231.68 %
202137.65 %
202036.36 %
201929.79 %
201832.05 %
201738.3 %
201625.53 %
201536.84 %
201425.81 %
201335.23 %
201235.23 %
201135.23 %
201035.23 %
200935.23 %
2008-11.16 %
200795.15 %
200640.46 %
200530.51 %
200435.35 %
Unfortunately, there are currently no price targets and forecasts available for Macatawa Bank.

Macatawa Bank latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
3/31/20240.31 0.29  (-4.92 %)2024 Q1
12/31/20230.32 0.31  (-3 %)2023 Q4
9/30/20230.31 0.33  (5.84 %)2023 Q3
6/30/20230.34 0.3  (-11.01 %)2023 Q2
3/31/20230.33 0.35  (5.26 %)2023 Q1
12/31/20220.34 0.35  (3.98 %)2022 Q4
9/30/20220.24 0.29  (19.98 %)2022 Q3
6/30/20220.18 0.19  (7.04 %)2022 Q2
3/31/20220.16 0.18  (10.97 %)2022 Q1
12/31/20210.19 0.18  (-7.12 %)2021 Q4
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Eulerpool ESG Scorecard© for the Macatawa Bank stock

Eulerpool World ESG Rating (EESG©)

37/ 100

🌱 Environment

42

👫 Social

36

🏛️ Governance

35

Environment

Scope 1 - Direct Emissions
—
Scope 2 - Indirect emissions from purchased energy
—
Scope 3 - Indirect emissions within the value chain
—
Total CO₂ emissions
—
CO₂ reduction strategy
✅
Coal energy
❌
Nuclear power
❌
Animal experiments
❌
Fur & Leather
—
Pesticides
—
Palm Oil
—
Tobacco
❌
Genetically modified organisms
❌
Climate concept
—
Sustainable forestry
—
Recycling regulations
❌
Environmentally friendly packaging
❌
Hazardous substances
❌
Fuel consumption and efficiency
❌
Water consumption and efficiency
❌

Social

Percentage of female employees—
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content❌
Alcohol❌
Weapons—
Firearms
❌
Gambling❌
Military contracts❌
Human rights concept❌
Privacy concept—
Occupational health and safety❌
Catholic✅

Governance (Corporate Governance)

Environmental reporting❌
Stakeholder Engagement❌
Call Back Policies❌
Antitrust law❌

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Macatawa Bank list of shareholders

%
Name
Stocks
Change
Date
5.93309 % AllianceBernstein L.P.2,038,60923,04412/31/2023
4.70253 % The Vanguard Group, Inc.1,615,788205,43512/31/2023
4.60552 % BlackRock Institutional Trust Company, N.A.1,582,455178,02912/31/2023
4.54007 % Dimensional Fund Advisors, L.P.1,559,96913,18712/31/2023
4.53911 % Postma (Richard L)1,559,639012/31/2022
2.63667 % Renaissance Technologies LLC905,95914,80012/31/2023
15.48250 % White Bay Capital, L.L.L.P.5,319,7881,93611/16/2023
1.63382 % Geode Capital Management, L.L.C.561,37937,42412/31/2023
1.62630 % State Street Global Advisors (US)558,7964,31512/31/2023
1.45315 % Elizabeth Park Capital Management Ltd.499,302-33,93312/31/2023
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Macatawa Bank Executives and Management Board

Mr. Ronald Haan69
Macatawa Bank Director (since 2005)
Compensation 684,050
Mr. Jon Swets58
Macatawa Bank President, Chief Executive Officer, Director (since 2002)
Compensation 469,512
Mr. Craig Hankinson55
Macatawa Bank Senior Vice President and Chief Operating Officer of the Company and Bank
Compensation 469,512
Mr. Thomas Rosenbach66
Macatawa Bank Independent Director
Compensation 65,895
Mr. Robert Herr77
Macatawa Bank Independent Director
Compensation 62,445
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Most common questions regarding Macatawa Bank

What values and corporate philosophy does Macatawa Bank represent?

Macatawa Bank Corp is committed to operating with a strong set of values and a clear corporate philosophy. The company places a strong emphasis on integrity, honesty, and transparency in all its operations. Macatawa Bank Corp also believes in building lasting relationships with its customers, employees, and the communities it serves. By providing personalized solutions and exceptional customer service, Macatawa Bank Corp aims to help individuals and businesses achieve their financial goals. Through its dedication to these principles, Macatawa Bank Corp establishes itself as a trusted financial institution that is committed to making a positive impact on the lives of its stakeholders.

In which countries and regions is Macatawa Bank primarily present?

Macatawa Bank Corp, a professional stock website, is primarily present in the United States.

What significant milestones has the company Macatawa Bank achieved?

Macatawa Bank Corp has achieved significant milestones throughout its history. It has successfully grown its assets and expanded its presence in the West Michigan region. The company has maintained a strong commitment to providing exceptional customer service and building lasting relationships with its clients. Macatawa Bank Corp has also received recognition for its financial stability and performance. It continues to innovate and adapt to the changing banking landscape, ensuring its customers have access to the latest technologies and financial solutions. Overall, Macatawa Bank Corp's consistent growth and dedication to excellence have solidified its position as a trusted and respected financial institution.

What is the history and background of the company Macatawa Bank?

Macatawa Bank Corp, founded in 1997, is a Michigan-based bank that provides a comprehensive range of banking and financial services. With a focus on serving local communities, Macatawa Bank Corp has built a strong presence in West Michigan. Over the years, the company has experienced steady growth and has successfully expanded its operations. Macatawa Bank Corp is committed to delivering exceptional customer service and fostering long-term relationships. With a dedicated team of professionals and a solid reputation, this company has become a trusted financial partner for individuals and businesses alike.

Who are the main competitors of Macatawa Bank in the market?

The main competitors of Macatawa Bank Corp in the market include Fifth Third Bancorp, Chemical Financial Corporation, and Independent Bank Corporation.

In which industries is Macatawa Bank primarily active?

Macatawa Bank Corp is primarily active in the banking industry.

What is the business model of Macatawa Bank?

The business model of Macatawa Bank Corp focuses on providing banking services to individuals, businesses, and organizations in Michigan. Macatawa Bank Corp offers a range of financial products, including personal and business checking accounts, savings accounts, loans, mortgages, wealth management services, and investment options. The company aims to build strong relationships with its customers, providing exceptional customer service and tailored financial solutions. Macatawa Bank Corp strives to contribute to the economic development of the local community by supporting local businesses and community organizations.

What is the P/E ratio of Macatawa Bank 2024?

The Macatawa Bank P/E ratio is 12.22.

What is the P/S ratio of Macatawa Bank 2024?

The Macatawa Bank P/S ratio is 4.75.

What is the AlleAktien quality score of Macatawa Bank?

The AlleAktien quality score for Macatawa Bank is 5/10.

What is the revenue of Macatawa Bank 2024?

The expected Macatawa Bank revenue is 107.09 M USD.

How high is the profit of Macatawa Bank 2024?

The expected Macatawa Bank profit is 41.58 M USD.

What is the business model of Macatawa Bank

Macatawa Bank Corp is a US financial company based in Michigan. Its business model is based on various divisions, including deposits, loans, asset management, and investment services. The company operates around 25 branches in Michigan and is a member of the FDIC. Deposits are an important division for Macatawa Bank. The company offers various deposit products, including checking accounts, savings accounts, money market accounts, and certificates. Customers can keep their money at Macatawa Bank and benefit from attractive interest rates and online banking options. Loans are another important division for Macatawa Bank. The company offers various loan products, such as mortgage loans, auto loans, consumer loans, commercial loans, and lines of credit. Customers can obtain loans from Macatawa Bank and benefit from attractive interest rates and flexible repayment options. Asset management and investment services are other important divisions for Macatawa Bank. The company offers various services in the field of asset management, such as asset planning, portfolio management, and investment activity. Customers can manage their assets at Macatawa Bank and benefit from professional financial management. In addition, Macatawa Bank also offers various other services, such as credit and debit cards, mobile banking apps, and online banking options. Customers can easily and conveniently handle their banking transactions from home at Macatawa Bank. The goal of Macatawa Bank is to offer its customers a wide range of financial services to build long-term customer relationships and meet the needs of its customers. Macatawa Bank relies on a customer-oriented strategy and responsible management of its customers' finances. Overall, Macatawa Bank Corp is a solid financial company with a wide range of offerings and a customer-oriented business model. Customers can safely and professionally manage their finances at Macatawa Bank and benefit from attractive interest rates and flexible products.

What is the Macatawa Bank dividend?

Macatawa Bank pays a dividend of 0.32 USD distributed over payouts per year.

How often does Macatawa Bank pay dividends?

The dividend cannot currently be calculated for Macatawa Bank or the company does not pay out a dividend.

What is the Macatawa Bank ISIN?

The ISIN of Macatawa Bank is US5542251021.

What is the Macatawa Bank WKN?

The WKN of Macatawa Bank is 675406.

What is the Macatawa Bank ticker?

The ticker of Macatawa Bank is MCBC.

How much dividend does Macatawa Bank pay?

Over the past 12 months, Macatawa Bank paid a dividend of 0.33 USD . This corresponds to a dividend yield of about 2.23 %. For the coming 12 months, Macatawa Bank is expected to pay a dividend of 0.36 USD.

What is the dividend yield of Macatawa Bank?

The current dividend yield of Macatawa Bank is 2.23 %.

When does Macatawa Bank pay dividends?

Macatawa Bank pays a quarterly dividend. This is distributed in the months of September, December, March, June.

How secure is the dividend of Macatawa Bank?

Macatawa Bank paid dividends every year for the past 12 years.

What is the dividend of Macatawa Bank?

For the upcoming 12 months, dividends amounting to 0.36 USD are expected. This corresponds to a dividend yield of 2.43 %.

In which sector is Macatawa Bank located?

Macatawa Bank is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Macatawa Bank kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Macatawa Bank from 5/30/2024 amounting to 0.09 USD, you needed to have the stock in your portfolio before the ex-date on 5/10/2024.

When did Macatawa Bank pay the last dividend?

The last dividend was paid out on 5/30/2024.

What was the dividend of Macatawa Bank in the year 2023?

In the year 2023, Macatawa Bank distributed 0.32 USD as dividends.

In which currency does Macatawa Bank pay out the dividend?

The dividends of Macatawa Bank are distributed in USD.

All fundamentals about Macatawa Bank

Our stock analysis for Macatawa Bank Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Macatawa Bank Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.