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Overview
Profile

Esquire Financial Holdings stock

ESQ
US29667J1016
A2JPL5

Price

67.96
Today +/-
+1.92
Today %
+3.14 %
P

Esquire Financial Holdings stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the Esquire Financial Holdings stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Esquire Financial Holdings stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Esquire Financial Holdings stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Esquire Financial Holdings's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Esquire Financial Holdings Stock Price History

DateEsquire Financial Holdings Price
11/5/202467.96 undefined
11/4/202465.86 undefined
11/1/202466.49 undefined
10/31/202466.58 undefined
10/30/202467.13 undefined
10/29/202467.43 undefined
10/28/202466.76 undefined
10/25/202464.60 undefined
10/24/202465.74 undefined
10/23/202462.83 undefined
10/22/202463.23 undefined
10/21/202463.82 undefined
10/18/202466.45 undefined
10/17/202467.55 undefined
10/16/202467.27 undefined
10/15/202465.29 undefined
10/14/202464.31 undefined
10/11/202463.69 undefined
10/10/202461.70 undefined
10/9/202461.78 undefined
10/8/202461.53 undefined

Esquire Financial Holdings Revenue, EBIT, Net Income

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  • Max

Revenue
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Esquire Financial Holdings, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Esquire Financial Holdings from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Esquire Financial Holdings’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Esquire Financial Holdings. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Esquire Financial Holdings’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Esquire Financial Holdings’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Esquire Financial Holdings’s growth potential.

Esquire Financial Holdings Revenue, EBIT and net profit per share

DateEsquire Financial Holdings RevenueEsquire Financial Holdings Net Income
2026e133.42 M undefined50.7 M undefined
2025e112.39 M undefined46.31 M undefined
2024e100.78 M undefined43.34 M undefined
2023121.64 M undefined41.01 M undefined
202285.92 M undefined28.52 M undefined
202165.55 M undefined17.93 M undefined
202053.28 M undefined12.62 M undefined
201948.47 M undefined14.14 M undefined
201836.81 M undefined8.73 M undefined
201725.91 M undefined3.62 M undefined
201620.3 M undefined2.76 M undefined
201515.39 M undefined1.13 M undefined
201412.48 M undefined40,000 undefined
201311.53 M undefined5.95 M undefined

Esquire Financial Holdings Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (M)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (M)EBIT MARGIN (%)NET INCOME (M)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
201320142015201620172018201920202021202220232024e2025e2026e
11121520253648536585121100112133
-9.0925.0033.3325.0044.0033.3310.4222.6430.7742.35-17.3612.0018.75
--------------
00000000000000
00000000000647074
--------------
5012381412172841434650
---100.0050.00166.6775.00-14.2941.6764.7146.434.886.988.70
--------------
--------------
6.866.866.866.866.237.737.787.647.958.218.35000
--------------
Details

Keystats

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Revenue and Growth

The Esquire Financial Holdings Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Esquire Financial Holdings is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (M)TOTAL ASSETS (M)LIABILITIESCOMMON STOCK (k)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (M)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (M)LIABILITIES (k)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (M)LONG-T. LIAB. (k)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (M)DEBT (M)TOTAL CAPITAL (M)
2014201520162017201820192020202120222023
                   
0000000000
0000000000
0000000000
0000000000
0000000000
0000000000
0.80.52.82.52.72.833.354.33
0000000000
0000000000
0000000000
0000000000
4.84.33.12.23.122.62.89.611.63
5.64.85.94.75.84.85.66.114.615.95
5.64.85.94.75.84.85.66.114.615.95
                   
0010010010010010010010084
48.658.558.886.788.589.791.693.696.499.71
-9.8-8.6-5.8-26.820.933.551.577.7114.26
-0.3-0.4-0.9-1.4-2.60.41.4-0.9-15.1-13.24
0000000000
38.549.552.283.492.8111.1126.6144.3159.1200.82
040000000000
11.21.51.42.66.26.56.69.211.02
0000000000
0000000000
0000000000
11.61.51.42.66.26.56.69.211.02
40004003001001000000
0000000000
00000000011.02
0.400.40.30.10.100011.02
1.41.61.91.72.76.36.56.69.222.04
39.951.154.185.195.5117.4133.1150.9168.3222.87
Details

Balance Sheet

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Understanding the Balance Sheet

The balance sheet of Esquire Financial Holdings provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Esquire Financial Holdings's financial health and stability.

Assets

Esquire Financial Holdings's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Esquire Financial Holdings must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Esquire Financial Holdings after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Esquire Financial Holdings's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (k)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
2014201520162017201820192020202120222023
012381412172841
0000000000
001,0001,0000000-1,000-2,000
000-2-101873
0011333450
0000121018
00022565817
0163101615303842
00-20000-100
-35-60-65-108-142-97-135-170-221-215
-35-60-62-108-142-96-134-169-221-214
0000000000
0000000000
89027000000
912069104120112123224197174
83106977119112123224199177
00000000-2-3
56-3890-1231383141
0.231.483.653.799.5415.6614.8429.0838.7341.8
0000000000

Esquire Financial Holdings stock margins

The Esquire Financial Holdings margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Esquire Financial Holdings. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Esquire Financial Holdings.

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Profit margin
Details

Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Esquire Financial Holdings's sales revenue. A higher gross margin percentage indicates that the Esquire Financial Holdings retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Esquire Financial Holdings's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Esquire Financial Holdings's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Esquire Financial Holdings's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Esquire Financial Holdings. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Esquire Financial Holdings's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Esquire Financial Holdings Margin History

DateEsquire Financial Holdings Profit margin
2026e38 %
2025e41.21 %
2024e43 %
202333.72 %
202233.19 %
202127.35 %
202023.69 %
201929.17 %
201823.72 %
201713.97 %
201613.6 %
20157.34 %
20140.32 %
201351.6 %

Esquire Financial Holdings Stock Sales Revenue, EBIT, Earnings per Share

The Esquire Financial Holdings earnings per share therefore indicates how much revenue Esquire Financial Holdings has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Esquire Financial Holdings earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Esquire Financial Holdings's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Esquire Financial Holdings’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Esquire Financial Holdings's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Esquire Financial Holdings Revenue, EBIT and net profit per share

DateEsquire Financial Holdings Sales per ShareEsquire Financial Holdings Earnings per Share
2026e16.04 undefined6.09 undefined
2025e13.51 undefined5.57 undefined
2024e12.11 undefined5.21 undefined
202314.58 undefined4.91 undefined
202210.47 undefined3.47 undefined
20218.25 undefined2.26 undefined
20206.97 undefined1.65 undefined
20196.23 undefined1.82 undefined
20184.76 undefined1.13 undefined
20174.16 undefined0.58 undefined
20162.96 undefined0.4 undefined
20152.24 undefined0.16 undefined
20141.82 undefined0.01 undefined
20131.68 undefined0.87 undefined

Esquire Financial Holdings business model

Esquire Financial Holdings Inc is an American bank holding company that was originally founded as Esquire Bank. The company is headquartered in Jericho, New York, and serves a variety of customers in commercial and retail banking. The company's history dates back to 2006 when Esquire Bank was established as a branch of Gold Coast Bank based in Islandia, New York. In its early years, Esquire Bank primarily focused on supporting attorneys and their firms, as well as receivables, but soon expanded its business to small and medium-sized enterprises. Since then, the company has divided into three business segments: 1. Commercial Loans Esquire Financial Holdings Inc. specializes in data collection, analysis, and risk assessment to help businesses with unsecured financing. The company offers loans to fulfill operational needs, expansions, and investment plans. 2. Deposits The company offers various deposit products, including savings accounts, demand deposits, and certificates. These products have gained popularity in recent years as many people seek alternative investment options due to low interest rates. 3. Escrow Accounts The company also provides escrow accounts used by attorneys to hold deposits of their clients until the need arises to release the funds. These accounts are regulated by government regulations and serve as an important source of revenue for the bank. Esquire Financial Holdings Inc. also offers mobile and online banking services to make access to financial services even more convenient. With the help of these features, customers can conveniently perform transactions from their desktop or mobile device. Overall, the company has experienced strong growth and increased its total assets in each year since 2016. Although the company has faced credit losses in the past, it has since established itself as a stable company and is focused on expanding its presence further. Esquire Financial Holdings Inc. is also committed to supporting customers and communities, especially in times of crisis and challenges. In this regard, the company announced a COVID-19 relief initiative in 2020 to provide financial assistance to affected businesses. Overall, Esquire Financial Holdings Inc. has expanded its business operations in recent years, and its commitment to customers and communities is an integral part of its mission. Esquire Financial Holdings is one of the most popular companies on Eulerpool.com.

Esquire Financial Holdings SWOT Analysis

Strengths

Esquire Financial Holdings Inc benefits from a well-diversified portfolio, reducing reliance on any single sector or market segment. This enables the company to mitigate risks and take advantage of various investment opportunities.

Esquire Financial Holdings Inc has consistently displayed strong financial performance, with steady revenue growth and healthy profitability metrics. This provides stability and attracts investors looking for reliable returns.

Weaknesses

Esquire Financial Holdings Inc operates solely within a limited geographic area. This narrow market exposure could potentially limit growth opportunities and subject the company to localized economic downturns.

Esquire Financial Holdings Inc's profitability is significantly influenced by interest rate fluctuations. In a low-interest-rate environment, the company may struggle to generate substantial interest income, impacting overall financial performance.

Opportunities

Esquire Financial Holdings Inc has the opportunity to expand its geographic reach and diversify its customer base by strategically entering new markets. This would reduce dependence on any single region and increase growth potential.

Embracing emerging technologies and digitalization offers Esquire Financial Holdings Inc the opportunity to streamline operations, improve efficiency, and enhance customer experience. This can drive competitive advantage and attract tech-savvy clients.

Threats

Esquire Financial Holdings Inc faces fierce competition from established financial institutions and emerging fintech companies. Aggressive pricing, innovative offerings, and superior customer service by competitors may impact market share and profitability.

As a financial institution, Esquire Financial Holdings Inc faces constant regulatory scrutiny and compliance requirements. Non-compliance or regulatory changes can result in financial penalties, reputational damage, and operational disruptions.

Esquire Financial Holdings Eulerpool Fair Value

Details

Fair Value

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Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Esquire Financial Holdings historical P/E ratio, EBIT multiple, and P/S ratio

Esquire Financial Holdings shares outstanding

The number of shares was Esquire Financial Holdings in 2023 — This indicates how many shares 8.346 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Esquire Financial Holdings earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Esquire Financial Holdings's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Esquire Financial Holdings’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Esquire Financial Holdings's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Esquire Financial Holdings dividend history and estimates

In 2023, Esquire Financial Holdings paid a dividend amounting to 0.48 USD. Dividend means that Esquire Financial Holdings distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details

Dividend

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Dividend Overview

The dividend per year chart for Esquire Financial Holdings provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Esquire Financial Holdings’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Esquire Financial Holdings's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Esquire Financial Holdings Dividend History

DateEsquire Financial Holdings Dividend
2026e0.55 undefined
2025e0.55 undefined
2024e0.55 undefined
20230.48 undefined
20220.28 undefined

Esquire Financial Holdings dividend payout ratio

In 2023, Esquire Financial Holdings had a payout ratio of 8.07%. The payout ratio indicates the percentage of the company's profits that Esquire Financial Holdings distributes as dividends.

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Payout ratio
Details

Payout ratio

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What is Yearly Payout Ratio?

The yearly payout ratio for Esquire Financial Holdings represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Esquire Financial Holdings could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Esquire Financial Holdings's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Esquire Financial Holdings Payout Ratio History

DateEsquire Financial Holdings Payout ratio
2026e8.07 %
2025e8.07 %
2024e8.07 %
20238.07 %
20228.07 %
20218.07 %
20208.07 %
20198.07 %
20188.07 %
20178.07 %
20168.07 %
20158.07 %
20148.07 %
20138.07 %

The World’s Best Investors Are On Eulerpool

Unfortunately, there are currently no price targets and forecasts available for Esquire Financial Holdings.

Esquire Financial Holdings latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
9/30/20241.32 1.34  (1.28 %)2024 Q3
6/30/20241.21 1.25  (3.68 %)2024 Q2
3/31/20241.18 1.2  (1.55 %)2024 Q1
12/31/20231.19 1.18  (-0.43 %)2023 Q4
9/30/20231.14 1.17  (2.97 %)2023 Q3
6/30/20231.06 1.1  (3.72 %)2023 Q2
3/31/20230.95 1.47  (55.33 %)2023 Q1
12/31/20220.99 1.1  (10.56 %)2022 Q4
9/30/20220.86 0.94  (8.92 %)2022 Q3
6/30/20220.72 0.78  (8.77 %)2022 Q2
1
2
3

Eulerpool ESG Scorecard© for the Esquire Financial Holdings stock

Eulerpool World ESG Rating (EESG©)

40/ 100

🌱 Environment

45

👫 Social

29

🏛️ Governance

45

Environment

Scope 1 - Direct Emissions
Scope 2 - Indirect emissions from purchased energy
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Esquire Financial Holdings shareholders

%
Name
Stocks
Change
Date
6.74970 % Wasatch Global Investors Inc561,575-1,6446/30/2024
5.88162 % BlackRock Institutional Trust Company, N.A.489,35119,1106/30/2024
4.24910 % Basswood Capital Management, LLC353,525-4096/30/2024
4.08590 % The Vanguard Group, Inc.339,947-28,4286/30/2024
2.91550 % Zises (Selig)242,570-60,0003/28/2024
2.91272 % Sagliocca (Andrew C)242,3387,8927/26/2024
2.72668 % Ampfield Management LP226,860226,8609/30/2024
2.47832 % GW&K Investment Management, LLC206,19613,5246/30/2024
2.43806 % Dimensional Fund Advisors, L.P.202,84717,3336/30/2024
2.11820 % Geode Capital Management, L.L.C.176,23410,2726/30/2024
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Esquire Financial Holdings Executives and Management Board

Mr. Andrew Sagliocca(55)
Esquire Financial Holdings President, Chief Executive Officer, Director (since 2007)
Compensation 2.53 M
Mr. Ari Kornhaber(51)
Esquire Financial Holdings Executive Vice President, Head - Corporate Development
Compensation 1.51 M
Mr. Eric Bader(46)
Esquire Financial Holdings Executive Vice President, Chief Operating Officer, Corporate Secretary
Compensation 1.51 M
Mr. Anthony Coelho(80)
Esquire Financial Holdings Independent Non-Executive Chairman of the Board
Compensation 361,500
Mr. Kevin Waterhouse(55)
Esquire Financial Holdings Independent Director
Compensation 142,525
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Esquire Financial Holdings Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
Salesforce Stock
Salesforce
SupplierCustomer0,57-0,69-0,68-0,37-0,190,18
Mastercard A Stock
Mastercard A
SupplierCustomer0,520,630,400,49-0,280,45
nCino Stock
nCino
SupplierCustomer0,05-0,78-0,67-0,37-0,52
Fiserv Stock
Fiserv
SupplierCustomer-0,21 0,22-0,01-0,70-0,10
Alphabet A Stock
Alphabet A
SupplierCustomer-0,24-0,66-0,66-0,490,320,89
Mullen Automotive Stock
Mullen Automotive
SupplierCustomer-0,39-0,91-0,21-0,22-0,75-0,52
Dun & Bradstreet Holdings Stock
Dun & Bradstreet Holdings
SupplierCustomer-0,50-0,46-0,19-0,15-0,50
Q2 Stock
Q2
SupplierCustomer-0,75-0,71-0,62-0,45-0,83-0,62
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Most common questions regarding Esquire Financial Holdings

What values and corporate philosophy does Esquire Financial Holdings represent?

Esquire Financial Holdings Inc represents a strong commitment to its core values and corporate philosophy. With a focus on exceptional customer service, Esquire Financial Holdings Inc aims to exceed the expectations of its clients. The company values integrity, trust, and transparency in all its operations. By maintaining a customer-centric approach, Esquire Financial Holdings Inc strives to build long-term relationships with its clients. Through innovation, teamwork, and a dedication to excellence, Esquire Financial Holdings Inc aims to deliver value to its shareholders and become a leading player in the financial industry.

In which countries and regions is Esquire Financial Holdings primarily present?

Esquire Financial Holdings Inc primarily operates in the United States.

What significant milestones has the company Esquire Financial Holdings achieved?

Esquire Financial Holdings Inc has achieved significant milestones throughout its history. The company has successfully expanded its presence in the financial industry and demonstrated remarkable growth. Esquire Financial Holdings Inc has consistently delivered impressive financial results, reflecting its strong performance and commitment to success. By leveraging its expertise in banking services, Esquire Financial Holdings Inc has effectively built a solid reputation and gained the trust of its clients. With a focus on providing excellent customer service and innovative solutions, the company continues to excel in its mission to meet the financial needs of individuals and businesses. Esquire Financial Holdings Inc's achievements firmly establish it as a key player in the industry.

What is the history and background of the company Esquire Financial Holdings?

Esquire Financial Holdings Inc is a company founded in 2006, headquartered in Jericho, New York, United States. It operates as the holding company for Esquire Bank, a full-service commercial bank serving the legal profession and small businesses. Esquire Financial Holdings Inc and Esquire Bank offer a range of banking products and services, including commercial and residential mortgage loans, working capital lines of credit, deposit accounts, and cash management solutions. With a strong focus on legal professionals, they provide customized financial solutions to meet the unique needs of attorneys and law firms. Esquire Financial Holdings Inc has established a strong reputation in the legal and small business communities, offering reliable banking services and fostering long-term relationships with its clients.

Who are the main competitors of Esquire Financial Holdings in the market?

The main competitors of Esquire Financial Holdings Inc in the market include other financial institutions such as banking companies, community banks, and credit unions. Some notable competitors of Esquire Financial Holdings Inc may include BankUnited Inc, BofI Holding Inc, Signature Bank, and Flushing Financial Corporation. These competitors also operate in the financial services sector, offering similar products and services to customers.

In which industries is Esquire Financial Holdings primarily active?

Esquire Financial Holdings Inc is primarily active in the banking industry.

What is the business model of Esquire Financial Holdings?

Esquire Financial Holdings Inc operates as a bank holding company. The business model of Esquire Financial Holdings Inc is focused on providing commercial banking services, primarily to privately-held businesses and professionals in the legal industry. The company offers a wide range of financial products and services, including commercial loans, revolving lines of credit, cash management, and escrow services. Esquire Financial Holdings Inc aims to build long-term relationships with its clients by understanding their unique financial needs and providing personalized solutions. This allows the company to generate sustainable revenue streams and maintain a strong position in the banking industry.

What is the P/E ratio of Esquire Financial Holdings 2024?

The Esquire Financial Holdings P/E ratio is 13.09.

What is the P/S ratio of Esquire Financial Holdings 2024?

The Esquire Financial Holdings P/S ratio is 5.63.

What is the Quality Investing of Esquire Financial Holdings?

The Quality Investing for Esquire Financial Holdings is 6/10.

What is the revenue of Esquire Financial Holdings 2024?

The expected Esquire Financial Holdings revenue is 100.78 M USD.

How high is the profit of Esquire Financial Holdings 2024?

The expected Esquire Financial Holdings profit is 43.34 M USD.

What is the business model of Esquire Financial Holdings

Esquire Financial Holdings Inc is a bank holding company focused on providing banking services to small and medium-sized businesses as well as individuals. The company operates Esquire Bank NA, a New York-based bank that offers loans, savings accounts, credit cards, individual and business deposits, and other banking services. The core business of Esquire Financial Holdings Inc is lending to small and medium-sized businesses. The company offers a wide range of loan products, including revolving loans, factoring finance, factoring lines, and loans for real estate development and financing. Esquire has experienced staff with specialized experience in lending to small and medium-sized businesses, allowing them to make effective lending decisions and respond quickly. Esquire Financial Holdings Inc also offers savings accounts and other deposit products. Deposit products offer customers the opportunity to save their money securely and profitably. Deposit products offered include personal and business deposit accounts, fixed-rate certificates, and money market accounts. Esquire Financial Holdings Inc also provides credit card services. The company collaborates with other credit card companies to provide credit and debit cards to both individuals and SME customers. Esquire's credit card services are tailored to the needs of small and medium-sized businesses, offering efficient processing, invoicing, reporting, and analysis as well as more secure transactions. The company also offers cash management solutions that automate customer accounting and make payment and transfer processing more efficient and effective. Cash management helps businesses optimize their cash management and accounting while reducing costs. Esquire Financial Holdings Inc caters to the needs of small businesses and offers a unique blend of diverse banking services. The customers of Esquire Financial Holdings Inc are primarily small and medium-sized businesses that require simple, flexible, and effective banking services. Esquire Financial Holdings Inc has extensive experience in lending to small and medium-sized businesses, makes quick and effective decisions, and provides an excellent customer experience. Esquire is a company that focuses on advanced technologies and data security to ensure that financial services are delivered effectively and securely, satisfying the customers.

What is the Esquire Financial Holdings dividend?

Esquire Financial Holdings pays a dividend of 0.28 USD distributed over payouts per year.

How often does Esquire Financial Holdings pay dividends?

The dividend cannot currently be calculated for Esquire Financial Holdings or the company does not pay out a dividend.

What is the Esquire Financial Holdings ISIN?

The ISIN of Esquire Financial Holdings is US29667J1016.

What is the Esquire Financial Holdings WKN?

The WKN of Esquire Financial Holdings is A2JPL5.

What is the Esquire Financial Holdings ticker?

The ticker of Esquire Financial Holdings is ESQ.

How much dividend does Esquire Financial Holdings pay?

Over the past 12 months, Esquire Financial Holdings paid a dividend of 0.48 USD . This corresponds to a dividend yield of about 0.7 %. For the coming 12 months, Esquire Financial Holdings is expected to pay a dividend of 0.55 USD.

What is the dividend yield of Esquire Financial Holdings?

The current dividend yield of Esquire Financial Holdings is 0.7 %.

When does Esquire Financial Holdings pay dividends?

Esquire Financial Holdings pays a quarterly dividend. This is distributed in the months of March, June, September, December.

How secure is the dividend of Esquire Financial Holdings?

Esquire Financial Holdings paid dividends every year for the past 5 years.

What is the dividend of Esquire Financial Holdings?

For the upcoming 12 months, dividends amounting to 0.55 USD are expected. This corresponds to a dividend yield of 0.81 %.

In which sector is Esquire Financial Holdings located?

Esquire Financial Holdings is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Esquire Financial Holdings kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Esquire Financial Holdings from 12/2/2024 amounting to 0.15 USD, you needed to have the stock in your portfolio before the ex-date on 11/15/2024.

When did Esquire Financial Holdings pay the last dividend?

The last dividend was paid out on 12/2/2024.

What was the dividend of Esquire Financial Holdings in the year 2023?

In the year 2023, Esquire Financial Holdings distributed 0.28 USD as dividends.

In which currency does Esquire Financial Holdings pay out the dividend?

The dividends of Esquire Financial Holdings are distributed in USD.

All fundamentals about Esquire Financial Holdings

Our stock analysis for Esquire Financial Holdings Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Esquire Financial Holdings Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.