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Overview
Profile

Ameris Bancorp stock price, quote, forecast and news

ABCB
US03076K1088
A0HNB2

Price

58.16
Today +/-
+0.96
Today %
+1.86 %
P

Ameris Bancorp stock price

%
Weekly
Details

Price

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Overview

The Quote Chart provides detailed and dynamic insights into the Ameris Bancorp stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Ameris Bancorp stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Ameris Bancorp stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Ameris Bancorp's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Ameris Bancorp Stock Price History

DateAmeris Bancorp Price
8/16/202458.16 undefined
8/15/202457.09 undefined
8/14/202456.18 undefined
8/13/202456.12 undefined
8/12/202455.66 undefined
8/9/202456.26 undefined
8/8/202456.72 undefined
8/7/202455.40 undefined
8/6/202455.97 undefined
8/5/202455.13 undefined
8/2/202456.32 undefined
8/1/202458.41 undefined
7/31/202460.89 undefined
7/30/202460.98 undefined
7/29/202461.00 undefined
7/26/202461.71 undefined
7/25/202460.88 undefined
7/24/202459.56 undefined
7/23/202461.05 undefined

Ameris Bancorp Revenue, EBIT, Net Income

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Revenue
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Ameris Bancorp, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Ameris Bancorp from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Ameris Bancorp’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Ameris Bancorp. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Ameris Bancorp’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Ameris Bancorp’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Ameris Bancorp’s growth potential.

Ameris Bancorp Revenue, EBIT and net profit per share

DateAmeris Bancorp RevenueAmeris Bancorp Net Income
2026e1.25 B undefined392.66 M undefined
2025e1.2 B undefined350.93 M undefined
2024e1.14 B undefined328.89 M undefined
20231.52 B undefined269.11 M undefined
20221.18 B undefined346.5 M undefined
20211.07 B undefined376.9 M undefined
20201.17 B undefined262 M undefined
2019834.5 M undefined161.4 M undefined
2018531.7 M undefined121 M undefined
2017398.8 M undefined73.5 M undefined
2016344.9 M undefined72.1 M undefined
2015276 M undefined40.8 M undefined
2014227.4 M undefined38.4 M undefined
2013172.8 M undefined18.3 M undefined
2012187.4 M undefined10.9 M undefined
2011193.9 M undefined17.9 M undefined
2010154.3 M undefined-7.2 M undefined
2009173 M undefined-45 M undefined
2008148.1 M undefined-4.2 M undefined
2007163.7 M undefined15.2 M undefined
2006143.4 M undefined22.1 M undefined
200593 M undefined13.7 M undefined
200477.4 M undefined13.1 M undefined

Ameris Bancorp Income Statement, Balance Sheet, Cash Flow Statement

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  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (M)EBIT MARGIN (%)NET INCOME (M)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
199219931994199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e
0.020.020.030.050.060.070.070.070.080.080.090.080.080.090.140.160.150.170.150.190.190.170.230.280.340.40.530.831.171.071.181.521.141.21.25
-29.4154.5532.3526.6715.794.55-2.9014.939.093.57-9.20-2.5320.7853.7613.99-9.2016.89-10.9825.32-3.11-8.0231.9821.5924.6415.7033.4257.0640.65-8.9510.3029.29-24.894.904.00
-----------------------------------
00000000000000000000000000000000000
00000000000000000000000000000000530557588
-----------------------------------
12467769109101213132215-4-45-717101838407273121161262376346269328350392
-100.00100.0050.0016.67--14.2950.0011.11-10.0011.1120.008.33-69.23-31.82-126.671,025.00-84.44-342.86-41.1880.00111.115.2680.001.3965.7533.0662.7343.51-7.98-22.2521.936.7112.00
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-----------------------------------
4.34.35.59.910.510.810.710.710.411.412.212.112.212.413.61413.913.920.523.523.824.326.332.134.737.143.258.669.469.869.469.1000
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Details

Keystats

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Revenue and Growth

The Ameris Bancorp Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Ameris Bancorp is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (B)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (B)RETAINED EARNINGS (B)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (B)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (M)LONG-T. LIAB. (M)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (B)DEBT (B)TOTAL CAPITAL (B)
1993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
0000000000000000000000000000000
0000000000000000000000000000000
0000000000000000000000000000000
0000000000000000000000000000000
0000000000000000000000000000000
0000000000000000000000000000000
6711161919202027252628404759666867737610397122121118145272297281277266.3
0000000000000000000000000000000
0000000000000000000000000000000
000000009434665444336817171359927212610687.95
0000.010.010.010.010.010.020.020.020.020.040.050.060.0600000.040.060.090.130.130.50.930.931.011.021.02
00000000000000000000000412835233000
0.010.010.010.020.030.030.030.030.050.050.050.060.090.110.120.130.070.070.080.080.140.170.230.310.290.741.31.331.421.41.37
0.010.010.010.020.030.030.030.030.050.050.050.060.090.110.120.130.070.070.080.080.140.170.230.310.290.741.31.331.421.41.37
235688991111111314151564657576535428343639497272727272.52
0.010.020.020.030.030.030.030.030.050.050.050.050.070.080.080.090.090.170.170.170.190.230.340.410.511.051.911.911.931.941.95
0.010.010.020.030.030.040.040.050.050.060.070.070.080.10.10.090.040.040.060.070.080.120.150.210.270.380.510.671.011.311.54
000000-20010-1-3-31776771100000000-35.94
00000000000000000000-263-1-2-5183416-47-35.94
0.020.030.050.060.070.070.080.090.110.120.120.130.160.190.20.250.210.280.310.290.330.380.530.660.821.472.512.693.023.273.49
0000000000000000000000000000000
000000000000000000000000004277656558.52
0000000000000000000000000000000
328251613675899125106815212099556838508473645431202112600
00000000000000000000000474912400000
32825161367589912510681521209955683850847364101801446389716558.52
50000000353536364142424242424242250144109529112111397501817505441.44
0000000000000000000000000000000
3357776889871625161369923182222405977157196289324370.02
0.0100.010.010.010.010.010.010.040.040.040.040.060.070.060.060.050.050.050.070.270.170.130.570.170.190.550.71.110.830.81
0.010.010.010.030.020.020.070.070.140.170.150.050.070.090.080.150.10.120.090.120.350.240.20.670.250.330.620.791.180.890.87
0.030.040.060.10.090.090.150.150.250.290.270.180.230.280.280.40.310.40.390.410.680.620.721.331.071.813.123.484.24.174.36
Details

Balance Sheet

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Understanding the Balance Sheet

The balance sheet of Ameris Bancorp provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Ameris Bancorp's financial health and stability.

Assets

Ameris Bancorp's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Ameris Bancorp must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Ameris Bancorp after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Ameris Bancorp's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (B)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (B)CASH FLOW FROM OTHER FINANCING ACTIVITIES (B)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (B)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
19921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
12467769109101213132215-3-41-421142038407273121161262376346269
00112232334223444445668111313193035323837
000000-100000000-1-410-182360012122-738-35-20
010020620473447329206037-53-38-80-102-179-178-245-1,201563-433726256
000000-1000000001031-13-25233122262420149-502-636
000000000000000000001691415193267125944986418
00123343554667994-5-1-1216195403820359871133101
000.010.010.010.010.010.010.010.020.020.020.020.020.030.020.030.020.050.05-0.010.02-0.01-0.03-0.07-0.06-0.11-0.940.80.011.060.57
-10-20-3-4-2-2-2-1-1-2-2-3-6-15-10-6-5-12-9-5-5-12-11-3-10-11-18-25-13-17
-5-14-32-63-23-2-32-67-45-89-3215-62-121-281-83-3161801202784546331-167-802-666-53-487-1,200-421-4,874-338
-4-13-29-62-191-29-64-42-87-3017-59-119-275-67-3061871252904636836-155-791-663-43-475-1,182-395-4,861-320
00000000000000000000000000000000
0000000000000000000000000000-5000
0-1800000-40-30000000850-240-28115090-1-13-5-4-19-19
0.010.010.030.060.02-0.020.030.060.020.080-0.030.040.130.240.050.3-0.19-0.17-0.33-0.43-0.09-0.120.410.680.860.511.371.92.360.87-0.18
0.010.010.020.060.02-0.010.030.060.030.090.01-0.030.040.140.250.060.3-0.19-0.26-0.33-0.41-0.09-0.090.30.690.790.531.411.952.410.93-0.12
000-1-1-2-2-2-3-4-4-4-5-6-7-7-5-4-2-2-2-1-4-6-8-14-16-24-41-41-41-41
0.01-0000.01-0.010.010.01-0.010.01-0.010-00.03-0.01-0.010.010.01-0.01-0.010.01-0.01-0.10.22-0.190.130.35-0.061.51.95-2.950.05
1.54.12.777.44.911.91211.115.420.716.518.118.728.37.115.41739.934.2-16.916.2-11.3-37.8-80.8-66.4-118.8-951.8780.3-16.31,048.9551.43
00000000000000000000000000000000

Ameris Bancorp stock margins

The Ameris Bancorp margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Ameris Bancorp. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Ameris Bancorp.

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Profit margin
Details

Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Ameris Bancorp's sales revenue. A higher gross margin percentage indicates that the Ameris Bancorp retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Ameris Bancorp's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Ameris Bancorp's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Ameris Bancorp's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Ameris Bancorp. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Ameris Bancorp's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Ameris Bancorp Margin History

DateAmeris Bancorp Profit margin
2026e31.46 %
2025e29.24 %
2024e28.75 %
202317.67 %
202229.41 %
202135.27 %
202022.34 %
201919.34 %
201822.76 %
201718.43 %
201620.9 %
201514.78 %
201416.89 %
201310.59 %
20125.82 %
20119.23 %
2010-4.67 %
2009-26.01 %
2008-2.84 %
20079.29 %
200615.41 %
200514.73 %
200416.93 %

Ameris Bancorp Stock Sales Revenue, EBIT, Earnings per Share

The Ameris Bancorp earnings per share therefore indicates how much revenue Ameris Bancorp has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Ameris Bancorp earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Ameris Bancorp's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Ameris Bancorp’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Ameris Bancorp's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Ameris Bancorp Revenue, EBIT and net profit per share

DateAmeris Bancorp Sales per ShareAmeris Bancorp Earnings per Share
2026e18.06 undefined5.68 undefined
2025e17.36 undefined5.08 undefined
2024e16.55 undefined4.76 undefined
202322.04 undefined3.89 undefined
202216.98 undefined4.99 undefined
202115.31 undefined5.4 undefined
202016.9 undefined3.78 undefined
201914.24 undefined2.75 undefined
201812.31 undefined2.8 undefined
201710.75 undefined1.98 undefined
20169.94 undefined2.08 undefined
20158.6 undefined1.27 undefined
20148.65 undefined1.46 undefined
20137.11 undefined0.75 undefined
20127.87 undefined0.46 undefined
20118.25 undefined0.76 undefined
20107.53 undefined-0.35 undefined
200912.45 undefined-3.24 undefined
200810.65 undefined-0.3 undefined
200711.69 undefined1.09 undefined
200610.54 undefined1.63 undefined
20057.5 undefined1.1 undefined
20046.34 undefined1.07 undefined

Ameris Bancorp business model

Ameris Bancorp is a US financial institution based in Moultrie, Georgia. It was founded in 1971 as the American Banking Company and has undergone several expansions and mergers since then. In 1998, the American Bank changed its name to Ameris Bank and was eventually converted into the Ameris Bancorp Holding Company in 2005. The business model of Ameris Bancorp is that of a traditional bank that offers various financial products and services. This includes deposit, credit, business, and investment services. The company operates in numerous southeastern US states, including Georgia, Florida, Alabama, South Carolina, and Tennessee, and operates over 180 branches. The company has also developed an online banking platform and mobile app that allows its customers to manage their banking transactions from any location. One of Ameris Bancorp's most well-known divisions is its focus on lending to small and medium-sized businesses. The company offers a wide range of financing products such as working capital loans, guarantee loans, mortgage loans, and leasing services to support these entrepreneurs. Ameris Bancorp places great emphasis on close collaboration with its customers to provide them with optimal financing solutions and increase the profitability of their investments. Another business area of Ameris Bancorp is its deposit and money market fund business. The company offers a variety of deposit and money market accounts, such as savings accounts, checking accounts, money market accounts, and certificates of deposit (CDs). By focusing on high customer loyalty, Ameris Bancorp aims to expand its customer base and build long-term relationships. Ameris Bancorp also provides wealth management services, including insurance products, investment products, financial planning services, and trust management services. These services are provided by experienced and specialized financial advisors tailored to the needs of the customers, thus offering comprehensive financial solutions. Another important business area of Ameris Bancorp is the real estate sector. The company offers a variety of services related to real estate, including mortgages, refinancing, real estate purchases and sales, as well as construction and renovation loans. Ameris Bancorp works closely with other industry companies to provide its customers with the best solution. In conclusion, Ameris Bancorp is a financial institution with a wide range of financial products and services. The company's focus on close collaboration with customers and the emphasis on long-term and trusting relationships are at the forefront of the company. Ameris Bancorp is one of the most popular companies on Eulerpool.com.

Ameris Bancorp SWOT Analysis

Strengths

  • Strong regional presence: Ameris Bancorp has a well-established presence in several Southeastern states, giving it a significant market share and customer base.
  • Diverse product portfolio: The company offers a comprehensive range of banking products and services, including consumer and commercial banking, wealth management, and mortgage services, catering to different customer needs.
  • Strong financial performance: Ameris Bancorp has consistently exhibited robust financial performance, with strong revenue growth and profitability, indicating its ability to effectively manage its operations.

Weaknesses

  • Dependency on the regional market: The company's strong regional presence can also pose a weakness, as it makes Ameris Bancorp vulnerable to economic downturns or specific risks associated with the areas it operates in.
  • Relatively small market capitalization: Compared to larger national or international banks, Ameris Bancorp has a smaller market capitalization, which may limit its access to capital and potential growth opportunities.
  • Limited international presence: The company's operations are primarily focused on the Southeastern United States, which restricts its exposure to international markets and potential diversification benefits.

Opportunities

  • Expansion through acquisitions: Ameris Bancorp can pursue strategic acquisitions of smaller regional banks to expand its market share and geographic reach, enhancing its competitive position.
  • Growing demand for digital banking: The increasing adoption of digital banking services presents a significant opportunity for Ameris Bancorp to invest in technology and enhance its online banking platform, attracting tech-savvy customers.
  • Market expansion within Southeastern states: The company can focus on penetrating further into the Southeastern states where it already operates, capturing additional market share and strengthening its presence.

Threats

  • Intense competition in the banking industry: Ameris Bancorp faces strong competition from national, regional, and local banks, as well as non-bank financial institutions, which can affect its market share and profitability.
  • Regulatory challenges: The banking sector is subject to extensive regulations and compliance requirements, and any changes in regulations or increased scrutiny can impact Ameris Bancorp's operations and profitability.
  • Economic volatility and interest rate risks: The company's performance is closely tied to the overall economic conditions and interest rates, making it vulnerable to economic downturns or fluctuations in interest rates that can affect its loan portfolios and revenue streams.

Ameris Bancorp Eulerpool Fair Value

Details

Fair Value

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Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Ameris Bancorp historical P/E ratio, EBIT, and P/S ratio.

Ameris Bancorp shares outstanding

The number of shares was Ameris Bancorp in 2023 — This indicates how many shares 69.104 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
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Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Ameris Bancorp earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Ameris Bancorp's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Ameris Bancorp’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Ameris Bancorp's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Ameris Bancorp Stock splits

In Ameris Bancorp's history, there have been no stock splits.

Ameris Bancorp dividend history and estimates

In 2023, Ameris Bancorp paid a dividend amounting to 0.6 USD. Dividend means that Ameris Bancorp distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details

Dividend

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Dividend Overview

The dividend per year chart for Ameris Bancorp provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Ameris Bancorp’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Ameris Bancorp's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Ameris Bancorp Dividend History

DateAmeris Bancorp Dividend
2026e0.66 undefined
2025e0.66 undefined
2024e0.66 undefined
20230.6 undefined
20220.6 undefined
20210.6 undefined
20200.6 undefined
20190.5 undefined
20180.4 undefined
20170.4 undefined
20160.3 undefined
20150.2 undefined
20140.15 undefined
20090.1 undefined
20080.37 undefined
20070.54 undefined
20060.54 undefined
20050.54 undefined
20040.45 undefined

Ameris Bancorp dividend payout ratio

In 2023, Ameris Bancorp had a payout ratio of 13.02%. The payout ratio indicates the percentage of the company's profits that Ameris Bancorp distributes as dividends.

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Payout ratio
Details

Payout ratio

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What is Yearly Payout Ratio?

The yearly payout ratio for Ameris Bancorp represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Ameris Bancorp could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Ameris Bancorp's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Ameris Bancorp Payout Ratio History

DateAmeris Bancorp Payout ratio
2026e12.48 %
2025e12.36 %
2024e12.05 %
202313.02 %
202212.02 %
202111.11 %
202015.92 %
201918.18 %
201814.29 %
201720.2 %
201614.42 %
201515.75 %
201410.27 %
201313.02 %
201213.02 %
201113.02 %
201013.02 %
2009-3.01 %
2008-119.23 %
200750.43 %
200633.42 %
200549.07 %
200442.42 %
Unfortunately, there are currently no price targets and forecasts available for Ameris Bancorp.

Ameris Bancorp latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/20241.16 1.17  (0.78 %)2024 Q2
3/31/20241.06 1.1  (3.72 %)2024 Q1
12/31/20231.13 1.07  (-4.96 %)2023 Q4
9/30/20231.15 1.16  (0.53 %)2023 Q3
6/30/20231.15 0.91  (-20.86 %)2023 Q2
3/31/20231.2 0.87  (-27.48 %)2023 Q1
12/31/20221.37 1.18  (-13.67 %)2022 Q4
9/30/20221.36 1.34  (-1.37 %)2022 Q3
6/30/20221.21 1.3  (7.28 %)2022 Q2
3/31/20221.09 1.17  (7.49 %)2022 Q1
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Eulerpool ESG Scorecard© for the Ameris Bancorp stock

Eulerpool World ESG Rating (EESG©)

77/ 100

🌱 Environment

62

👫 Social

96

🏛️ Governance

72

Environment

Scope 1 - Direct Emissions
—
Scope 2 - Indirect emissions from purchased energy
—
Scope 3 - Indirect emissions within the value chain
—
Total CO₂ emissions
—
CO₂ reduction strategy
✅
Coal energy
❌
Nuclear power
❌
Animal experiments
❌
Fur & Leather
—
Pesticides
—
Palm Oil
—
Tobacco
❌
Genetically modified organisms
❌
Climate concept
—
Sustainable forestry
—
Recycling regulations
❌
Environmentally friendly packaging
❌
Hazardous substances
❌
Fuel consumption and efficiency
❌
Water consumption and efficiency
✅

Social

Percentage of female employees66
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content❌
Alcohol❌
Weapons—
Firearms
❌
Gambling❌
Military contracts❌
Human rights concept✅
Privacy concept—
Occupational health and safety✅
Catholic✅

Governance (Corporate Governance)

Environmental reporting✅
Stakeholder Engagement❌
Call Back Policies❌
Antitrust law❌

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Ameris Bancorp list of shareholders

%
Name
Stocks
Change
Date
6.07 % Dimensional Fund Advisors, L.P.4,193,610205,75012/31/2023
5.45 % Wellington Management Company, LLP3,767,907-263,85612/31/2023
4.91 % State Street Global Advisors (US)3,395,854352,22812/31/2023
3.64 % Independent Advisor Alliance, LLC2,514,293201,64412/31/2023
3.62 % American Century Investment Management, Inc.2,502,475-44,65912/31/2023
3.23 % North Reef Capital Management LP2,233,203255,20312/31/2023
3.19 % Miller (James B Jr)2,207,825-54112/5/2023
2.12 % Geode Capital Management, L.L.C.1,461,83557,50312/31/2023
13.58 % BlackRock Institutional Trust Company, N.A.9,382,803131,41712/31/2023
10.77 % The Vanguard Group, Inc.7,444,17733,38612/31/2023
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Ameris Bancorp Executives and Management Board

Mr. H. Proctor55
Ameris Bancorp Chief Executive Officer, Director (since 2019)
Compensation 4.4 M
Mr. James Lahaise62
Ameris Bancorp Corporate Executive Vice President, Chief Strategy Officer
Compensation 1.68 M
Ms. Nicole Stokes48
Ameris Bancorp Chief Financial Officer, Corporate Executive Vice President
Compensation 1.65 M
Mr. Lawton Bassett54
Ameris Bancorp Corporate Executive Vice President, Chief Banking Officer, Bank President
Compensation 1.56 M
Mr. Jon Edwards61
Ameris Bancorp Corporate Executive Vice President, Chief Credit Officer
Compensation 1.45 M
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Most common questions regarding Ameris Bancorp

What values and corporate philosophy does Ameris Bancorp represent?

Ameris Bancorp represents strong values and a customer-focused corporate philosophy. The company emphasizes integrity, teamwork, and a commitment to excellence in everything they do. Ameris Bancorp aims to deliver personalized financial solutions while establishing lasting relationships with their clients. With a focus on community banking, they strive to support local businesses and individuals by providing a range of innovative products and services. Through their dedication to transparency and ethical practices, Ameris Bancorp has built a reputation for reliability and trustworthiness in the financial industry.

In which countries and regions is Ameris Bancorp primarily present?

The primary presence of Ameris Bancorp is in the United States. As a leading financial institution, Ameris Bancorp operates primarily within the southeastern region, including states like Georgia, Alabama, Florida, and South Carolina. With its headquarters in Moultrie, Georgia, Ameris Bancorp offers a comprehensive range of banking and financial services to customers throughout these regions. As a result of its strong market presence and strategic expansions, Ameris Bancorp has developed a solid reputation within the communities it serves, making it a trusted choice for individuals and businesses seeking reliable banking solutions.

What significant milestones has the company Ameris Bancorp achieved?

Ameris Bancorp has achieved several significant milestones, solidifying its position in the financial industry. In recent years, the company successfully completed several strategic acquisitions, expanding its footprint and customer base. Ameris Bancorp also achieved record-breaking financial results, consistently reporting strong earnings and revenue growth. The company's dedication to providing exceptional customer service and innovative banking solutions has earned them industry recognition and numerous awards. Furthermore, Ameris Bancorp's commitment to community involvement and corporate social responsibility has made a positive impact on the areas it serves. Overall, Ameris Bancorp's impressive milestones demonstrate its unwavering commitment to success and the satisfaction of its customers.

What is the history and background of the company Ameris Bancorp?

Ameris Bancorp, headquartered in Moultrie, Georgia, is a leading financial holding company that operates as the parent company of Ameris Bank. Founded in 1971, Ameris Bank has since established itself as a trusted provider of banking services, offering a wide range of financial products and solutions to individuals and businesses. With over 150 locations across the Southeast, Ameris Bancorp has a strong presence in its core markets and continues to expand its reach. Throughout its history, Ameris Bancorp has stayed committed to providing exceptional customer service, fostering long-term relationships, and driving growth and prosperity for its stakeholders.

Who are the main competitors of Ameris Bancorp in the market?

The main competitors of Ameris Bancorp in the market include Pinnacle Financial Partners, South State Corporation, and Synovus Financial Corp. These companies operate in a similar space, providing financial services and products to customers. Ameris Bancorp consistently strives to differentiate itself from its competitors by offering unique banking solutions, personalized customer service, and a strong commitment to community development.

In which industries is Ameris Bancorp primarily active?

Ameris Bancorp is primarily active in the banking and financial services industry. As a leading financial institution, Ameris Bancorp offers a wide range of services including commercial and retail banking, mortgage lending, wealth management, and trust services. With a strong commitment to providing personalized solutions and exceptional customer service, Ameris Bancorp caters to the needs of individuals, businesses, and communities. Through its extensive network of branches and online platforms, Ameris Bancorp aims to facilitate financial growth and foster economic development for its customers.

What is the business model of Ameris Bancorp?

Ameris Bancorp operates as a financial holding company that provides banking services to individuals and businesses. The company's business model focuses on offering a comprehensive range of financial products and services, including deposit accounts, loans, mortgage lending, electronic banking, and wealth management. By delivering personalized and innovative solutions, Ameris Bancorp aims to meet the diverse needs of its customers and foster long-term relationships built on trust and excellent customer service. Through its strong community banking approach, Ameris Bancorp is dedicated to supporting the growth and success of the communities it serves.

What is the P/E ratio of Ameris Bancorp 2024?

The Ameris Bancorp P/E ratio is 12.22.

What is the P/S ratio of Ameris Bancorp 2024?

The Ameris Bancorp P/S ratio is 3.51.

What is the AlleAktien quality score of Ameris Bancorp?

The AlleAktien quality score for Ameris Bancorp is 5/10.

What is the revenue of Ameris Bancorp 2024?

The expected Ameris Bancorp revenue is 1.14 B USD.

How high is the profit of Ameris Bancorp 2024?

The expected Ameris Bancorp profit is 328.89 M USD.

What is the business model of Ameris Bancorp

Ameris Bancorp is an American bank and financial company that offers its customers a comprehensive range of financial services. The company operates two main business segments: the banking segment and the wealth management segment. Under the banking segment, Ameris Bancorp offers a variety of products and services including savings accounts, checking accounts, credit cards, loans, and financing for real estate, mobile homes, and other goods. They also provide digital banking services such as online banking, mobile banking, and SMS banking. In the wealth management segment, the company offers investment and advisory services to help customers achieve their financial goals, including asset management, investment advice, and portfolio management. Ameris Bancorp also operates in the risk management segment, offering various insurance products such as life insurance, health insurance, liability insurance, and automobile insurance. They provide specialized financial services for small and medium-sized businesses, including credit lines, business financing, and overdrafts. The company focuses on digitizing and optimizing its product offerings to better serve customer needs. Overall, Ameris Bancorp aims to provide a comprehensive range of financial services to meet customer needs, gain their trust, and establish itself as a reliable partner.

What is the Ameris Bancorp dividend?

Ameris Bancorp pays a dividend of 0.6 USD distributed over payouts per year.

How often does Ameris Bancorp pay dividends?

The dividend cannot currently be calculated for Ameris Bancorp or the company does not pay out a dividend.

What is the Ameris Bancorp ISIN?

The ISIN of Ameris Bancorp is US03076K1088.

What is the Ameris Bancorp WKN?

The WKN of Ameris Bancorp is A0HNB2.

What is the Ameris Bancorp ticker?

The ticker of Ameris Bancorp is ABCB.

How much dividend does Ameris Bancorp pay?

Over the past 12 months, Ameris Bancorp paid a dividend of 0.6 USD . This corresponds to a dividend yield of about 1.03 %. For the coming 12 months, Ameris Bancorp is expected to pay a dividend of 0.66 USD.

What is the dividend yield of Ameris Bancorp?

The current dividend yield of Ameris Bancorp is 1.03 %.

When does Ameris Bancorp pay dividends?

Ameris Bancorp pays a quarterly dividend. This is distributed in the months of October, January, April, July.

How secure is the dividend of Ameris Bancorp?

Ameris Bancorp paid dividends every year for the past 13 years.

What is the dividend of Ameris Bancorp?

For the upcoming 12 months, dividends amounting to 0.66 USD are expected. This corresponds to a dividend yield of 1.13 %.

In which sector is Ameris Bancorp located?

Ameris Bancorp is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Ameris Bancorp kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Ameris Bancorp from 7/8/2024 amounting to 0.15 USD, you needed to have the stock in your portfolio before the ex-date on 6/28/2024.

When did Ameris Bancorp pay the last dividend?

The last dividend was paid out on 7/8/2024.

What was the dividend of Ameris Bancorp in the year 2023?

In the year 2023, Ameris Bancorp distributed 0.6 USD as dividends.

In which currency does Ameris Bancorp pay out the dividend?

The dividends of Ameris Bancorp are distributed in USD.

All fundamentals about Ameris Bancorp

Our stock analysis for Ameris Bancorp Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Ameris Bancorp Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.