Access the world's leading financial data and tools

Subscribe for $2
Overview
Profile

Synovus Financial stock

SNV
US87161C5013
A114G1

Price

49.23
Today +/-
-0.51
Today %
-1.12 %
P

Synovus Financial stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the Synovus Financial stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Synovus Financial stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Synovus Financial stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Synovus Financial's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Synovus Financial Stock Price History

DateSynovus Financial Price
11/5/202449.23 undefined
11/5/202449.78 undefined
11/4/202448.70 undefined
11/1/202449.39 undefined
10/31/202449.87 undefined
10/30/202450.49 undefined
10/29/202449.82 undefined
10/28/202450.04 undefined
10/25/202448.58 undefined
10/24/202449.07 undefined
10/23/202449.00 undefined
10/22/202449.09 undefined
10/21/202448.87 undefined
10/18/202450.55 undefined
10/17/202450.85 undefined
10/16/202448.37 undefined
10/15/202447.32 undefined
10/14/202446.54 undefined
10/11/202445.81 undefined
10/10/202443.98 undefined
10/9/202443.57 undefined
10/8/202443.05 undefined

Synovus Financial Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
Net Income
Details

Revenue, EBIT and Profit

ⓘ

Understanding Revenue, EBIT, and Income

Gain insights into Synovus Financial, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Synovus Financial from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Synovus Financial’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Synovus Financial. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Synovus Financial’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Synovus Financial’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Synovus Financial’s growth potential.

Synovus Financial Revenue, EBIT and net profit per share

DateSynovus Financial RevenueSynovus Financial Net Income
2026e2.48 B undefined755.48 M undefined
2025e2.34 B undefined661.67 M undefined
2024e2.1 B undefined625.48 M undefined
20233.44 B undefined507.76 M undefined
20222.49 B undefined724.74 M undefined
20210 undefined727.3 M undefined
20200 undefined340.5 M undefined
20190 undefined540.9 M undefined
20180 undefined410.5 M undefined
20170 undefined265.2 M undefined
20160 undefined236.5 M undefined
20150 undefined215.8 M undefined
20140 undefined185 M undefined
20130 undefined118.6 M undefined
20120 undefined771.5 M undefined
20110 undefined-118.7 M undefined
20100 undefined-848.2 M undefined
20090 undefined-1.49 B undefined
20080 undefined-584.5 M undefined
20070 undefined526.3 M undefined
20060 undefined616.9 M undefined
20050 undefined516.4 M undefined
20040 undefined437 M undefined

Synovus Financial Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (B)EBIT (B)EBIT MARGIN (%)NET INCOME (M)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
198319841985198619871988198919901991199219931994199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e
0000000000000000000000000000000000000002.493.442.12.342.48
----------------------------------------38.47-38.9111.275.94
---------------------------------------85.35----
0000000000000000000000000000000000000002.120000
0000000000000000000000000000000000000000.9800.9111.07
--------------------------------------------
913172023283033486124289114139170196225262311365388437516616526-584-1,488-848-118771118185215236265410540340727724507625661755
-44.4430.7717.6515.0021.747.1410.0045.4527.08296.72-63.2228.0921.9322.3015.2914.8016.4418.7017.366.3012.6318.0819.38-14.61-211.03154.79-43.01-86.08-753.39-84.7056.7816.229.7712.2954.7231.71-37.04113.82-0.41-29.9723.275.7614.22
--------------------------------------------
--------------------------------------------
18.519.620.921.12223.424.629.830.93235.736.837.237.73939.640.54142.34343.644.34546.347.14753.397.9112.2130134.2139.2133.2125.1122118.4156.1148.2148.5146.48146.73000
--------------------------------------------
Details

Keystats

ⓘ

Revenue and Growth

The Synovus Financial Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Synovus Financial is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (B)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (B)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (B)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (B)ADDITIONAL PAID-IN CAPITAL (B)RETAINED EARNINGS (B)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (B)LIABILITIES (B)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (B)LONG-TERM DEBT PORTION (k)SHORT-TERM REC. (B)LONG-T. LIAB. (B)DEFERRED TAXES (M)OTHER LIAB. (B)LONG-T. LIABILITIES (B)DEBT (B)TOTAL CAPITAL (B)
19831984198519861987198819891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                                                 
0000000000000000000000000000000000000002.010
00000000000000000000000000000000000000000
00000000000000000000000000000000000000000
00000000000000000000000000000000000000015.320
000000000000000000000000000000000000000732.660
0000000000000000000000000000000000000002.760
26364548566179125172183175203220247297381437527573616579638669481547605580545487480469455445417427434869844819792.11838.88
0000000000000000000000000000002928282516111911211.1712.56
000000000000000000000000000000000000000167.780
00000000000039587611315022126934141844347736282117129500013111056453627.1245.93
00000000000000000035992494164585165194024242424242424605757497452452452.39480.44
000000000000000000000001.39000.0100.020.820.750.640.520.410.170.140000.60.51
0.030.040.050.050.060.060.080.130.170.180.180.20.260.310.370.490.590.750.881.061.251.51.62.421.090.670.630.580.541.331.281.141.020.930.690.651.441.341.322.051.89
0.030.040.050.050.060.060.080.130.170.180.180.20.260.310.370.490.590.750.881.061.251.51.62.421.090.670.630.580.541.331.281.141.020.930.690.651.441.341.324.81.89
                                                                                 
0.030.010.020.020.140.030.030.030.070.070.070.080.110.170.260.280.280.280.30.30.310.320.320.330.341.261.421.731.741.750.270.270.270.270.270.340.70.710.710.710.71
00.020.020.0200.020.030.040.070.080.080.120.090.040.020.060.080.110.170.310.440.630.691.031.11.171.612.292.242.192.982.962.993.033.043.063.823.853.893.923.96
0.040.050.060.08000.140.170.240.280.330.420.490.580.620.770.91.021.21.391.581.82.092.462.091.35-0.15-0.97-1.06-0.26-0.140.020.180.350.540.841.071.181.712.232.52
000000000012-2160610-3062946309-30-2311298557214-12-12-12-11-11-11-1853-14-221.85-118.81
000000000000000000000000000000-29-1-18-44-43-8384106-68-1,220.26-998.26
0.070.080.10.120.140.050.210.240.380.420.480.590.690.790.911.121.231.421.72.042.362.763.063.823.563.92.973.112.943.683.063.233.43.593.84.155.665.896.235.426.06
00000000000000000000000000000000000000048.870
000000000000000000000000000000000000384558000
00000000000000000000000000000000000000000
0.030.020.040.050.060.080.080.110.150.150.250.410.230.340.310.51.261.041.351.281.361.211.161.582.320.730.480.50.310.20.150.130.180.160.160.240.170.240.260.150.19
00000000000000000000000000000000000001,000000
0.030.020.040.050.060.080.080.110.150.150.250.410.230.340.310.51.261.041.351.281.361.211.161.582.320.730.480.50.310.20.150.130.180.160.160.240.550.80.2649.020.19
0.020.020.010.010.010.010.030.030.110.130.130.140.080.080.080.080.080.280.280.280.560.520.770.780.780.790.711.811.371.730.770.760.960.840.560.560.861.21.24.111.93
00000000000000000000000000000000000000000
0.020.020.020.030.030.030.040.050.070.070.080.10.140.160.170.220.240.370.320.340.370.580.60.80.450.520.30.260.250.210.20.210.190.210.250.270.390.541.131.521.8
0.030.040.030.040.040.040.060.080.180.20.210.240.220.240.260.290.310.650.590.610.931.11.371.581.231.311.012.071.611.930.960.981.151.040.80.831.251.752.335.633.73
0.060.060.080.090.10.110.150.180.320.350.460.650.450.580.560.81.571.691.941.892.282.312.533.163.552.031.482.571.922.131.111.11.331.20.961.071.82.542.5954.663.93
0.130.140.170.210.250.160.350.420.70.770.941.241.151.361.471.912.83.13.633.934.645.065.596.987.115.934.455.684.875.824.174.334.734.84.765.217.468.438.8260.089.99
Details

Balance Sheet

ⓘ

Understanding the Balance Sheet

The balance sheet of Synovus Financial provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Synovus Financial's financial health and stability.

Assets

Synovus Financial's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Synovus Financial must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Synovus Financial after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Synovus Financial's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (B)NON-CASH ITEM (M)PAID INTEREST (B)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (B)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (B)CASH FLOW FROM OTHER INVESTING ACTIVITIES (B)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (B)NET CHANGE IN EQUITY (B)CASH FLOW FROM FINANCING ACTIVITIES (B)CASH FLOW FROM OTHER FINANCING ACTIVITIES (B)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (B)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
1987198819891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
2328304348617789114139170196225262311365388437516616526-574-1,429-790-60830159195226246275428563373760757542
10111114182732383843506172808797112161193231208703746476459555658595581061586993
-200000-1-1-4-9060-41172622-53-45-28-10717590-794901021211282313686-86451016
0.0200.01-0.010.030.020.010.040.010.030.03-0.110.140.1-0.230.260.190.18-0.07-0.05-0.140.881.71.720.640.360.280.020.030.010.030-0.07-0.4-0.20.330.6
11222364579101316168903638104405-49-6926181822263251335337555564
000000000000000000000000000.120.110.120.120.140.180.460.320.130.241.11
6121119202742486890959510614322420723519032339144065-87-324-5-726109184110111020417569
0.060.040.060.050.090.110.130.170.170.210.260.160.450.450.190.740.720.80.630.790.630.660.420.910.650.470.610.390.450.470.630.540.620.020.791.191.28
-16-18-21-59-42-35-64-52-56-73-82-158-178-243-201-211-249-173-142-172-219-113-34-21-15-30-28-38-28-34-51-53-61-30-26-30-32
-0.11-0.18-0.22-0.21-0.35-0.29-0.49-0.49-0.6-0.67-0.74-0.65-1.82-2.43-1.07-2.16-2.07-2.88-2.46-3.03-2.65-3.830.860.82.270.82-0.03-1.17-2.11-1.42-1.47-1.34-2.15-2.35-4.38-4.860.32
-0.09-0.16-0.2-0.15-0.31-0.26-0.42-0.43-0.54-0.59-0.66-0.49-1.64-2.18-0.87-1.95-1.82-2.71-2.31-2.85-2.43-3.720.890.822.280.850-1.13-2.08-1.38-1.42-1.28-2.09-2.32-4.36-4.830.36
0000000000000000000000000000000000000
0.010.010.010.010.050.020.01-0.02-0.03-0.010.03-0.010.180.520.180.190.170.260.06-0.630.790.18-0.30.06-0.440.370.310.110.05-0.34-0.580.051.44-2.7103.53-2.78
00-00000.01-0000.010.010.010.010.030.02-0.080.020.040.070.060.970.571.0300-0.67-0.09-0.19-0.26-0.17-0.11-0.37-0.02-0.2-0.010
0.050.150.190.180.260.180.440.310.470.480.470.451.462.060.961.511.32.072.032.252.013.01-1.24-1.89-2.79-1.19-0.720.81.540.670.781.011.585.42.352.63-1.13
0.050.130.190.180.230.180.440.360.540.540.490.531.371.650.91.481.422.163.061.422.06-1.43-2.91-2.27-1.48-0.290.821.751.331.591.190.698.352.77-0.651.9
00-10-15-17-20-27-33-42-48-62-76-98-119-142-169-194-209-224-244-264-199-73-73-79-79-72-53-65-69-64-120-185-223-227-229-252
00.010.020.010-00.08-0.010.040.02-0.01-0.030.090.090.090.09-0.05-0.010.20.010-0.160.04-0.180.120.1-0.150.02-0.12-0.29-0.070.210.043.07-1.24-1.030.47
3924.933.9-11.951.873.765.4115.3111.6133.1179.65.4274.6211.1-7.9529.7473622.4485617.1415.4546.3389.5889.5629.8441.6576.6348.5416.6431.6580.1484.9559.9-13.17681,161.381,250.42
0000000000000000000000000000000000000

Synovus Financial stock margins

The Synovus Financial margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Synovus Financial. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Synovus Financial.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Profit margin
Details

Margin

ⓘ

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Synovus Financial's sales revenue. A higher gross margin percentage indicates that the Synovus Financial retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Synovus Financial's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Synovus Financial's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Synovus Financial's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Synovus Financial. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Synovus Financial's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Synovus Financial Margin History

DateSynovus Financial Profit margin
2026e30.49 %
2025e28.29 %
2024e29.76 %
202314.75 %
202229.16 %
20210 %
20200 %
20190 %
20180 %
20170 %
20160 %
20150 %
20140 %
20130 %
20120 %
20110 %
20100 %
20090 %
20080 %
20070 %
20060 %
20050 %
20040 %

Synovus Financial Stock Sales Revenue, EBIT, Earnings per Share

The Synovus Financial earnings per share therefore indicates how much revenue Synovus Financial has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue Synovus Financial earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Synovus Financial's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Synovus Financial’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Synovus Financial's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Synovus Financial Revenue, EBIT and net profit per share

DateSynovus Financial Sales per ShareSynovus Financial Earnings per Share
2026e17.45 undefined5.32 undefined
2025e16.47 undefined4.66 undefined
2024e14.8 undefined4.4 undefined
202323.45 undefined3.46 undefined
202216.97 undefined4.95 undefined
20210 undefined4.9 undefined
20200 undefined2.3 undefined
20190 undefined3.47 undefined
20180 undefined3.47 undefined
20170 undefined2.17 undefined
20160 undefined1.89 undefined
20150 undefined1.62 undefined
20140 undefined1.33 undefined
20130 undefined0.88 undefined
20120 undefined5.93 undefined
20110 undefined-1.06 undefined
20100 undefined-8.66 undefined
20090 undefined-27.93 undefined
20080 undefined-12.44 undefined
20070 undefined11.17 undefined
20060 undefined13.32 undefined
20050 undefined11.48 undefined
20040 undefined9.86 undefined

Synovus Financial business model

Synovus Financial Corp is a leading financial services company headquartered in Columbus, Georgia. The company's history dates back to 1888 when it was founded as the Bank of Columbus. Over the following decades, the company expanded and was renamed Synovus Financial Corp in 1989. Today, Synovus is a regional bank holding company offering a wide range of financial products and services that can be used by individuals and businesses. Synovus' business model is to provide services to its customers in a transparent and effective manner to ensure financial stability and growth for its customers. Synovus offers a wide range of financial services to its customers, including deposits, loans, investment advice, capital market transactions, asset management, and more. Deposit products include checking accounts, savings accounts, money market accounts, certificates, IRA accounts, and more. Synovus' credit products include personal loans, mortgages, auto loans, business loans, and more. The company also operates in various segments, including retail banking, commercial banking, and the capital markets business. In retail banking, Synovus offers banking services to individual customers. The business includes approximately 250 branches in Georgia, Alabama, Florida, South Carolina, and Tennessee. Synovus' commercial banking business provides financial services to small and medium-sized businesses. These services include cash management, loans, leasing, trade finance, and more. Synovus' capital markets business offers customers access to capital market products, including stocks, bonds, foreign currencies, and more. Synovus has also established itself as a leading provider of wealth management services. The company offers a wide range of investment products and services, including asset management, mutual funds, investment advisory, trust services, and more. In recent years, Synovus has experienced expansion into various geographic regions. The company has expanded into the banking business in North Carolina, South Carolina, and Tennessee through mergers and acquisitions. Currently, Synovus operates over 300 branches in a total of six states. Overall, Synovus has earned a reputation as an innovative and customer-focused financial services company. The company is committed to offering its customers the best possible products and services to promote financial stability and growth. With a wide range of financial products and services, Synovus is well positioned to continue growing and expanding in the coming years. Synovus Financial is one of the most popular companies on Eulerpool.com.

Synovus Financial SWOT Analysis

Strengths

Synovus Financial Corp possesses several strengths that contribute to its competitive position in the market. These strengths include:

  • Strong and established brand image
  • Diverse range of financial products and services
  • Solid financial performance and stability
  • Extensive network of branches and ATMs
  • Skilled and experienced management team

Weaknesses

Despite its strengths, Synovus Financial Corp has certain weaknesses that may hinder its growth and profitability. These weaknesses include:

  • Limited geographical presence compared to larger competitors
  • Relatively higher fees and interest rates compared to some competitors
  • Dependency on a single market segment for a significant portion of its revenue

Opportunities

Synovus Financial Corp has several opportunities to explore and capitalize on. These opportunities include:

  • Expansion into new markets and geographic regions
  • Strategic partnerships and collaborations to enhance offerings
  • Growing demand for digital banking services
  • Ongoing increase in consumer and small business borrowing

Threats

Synovus Financial Corp faces certain threats in the external environment that could impact its performance. These threats include:

  • Intense competition from large national and regional banks
  • New regulations and compliance requirements
  • Economic downturns and fluctuations in interest rates
  • Technological advancements leading to increased competition from fintech companies

Synovus Financial Revenue by Segment

  • 3 years

  • 5 years

  • Max

Details

Revenue by Segment

ⓘ

Overview of Revenue by Segment

The chart visualizes revenues by segments and provides a clear overview of the revenue distribution. Each segment is clearly marked to facilitate comparisons of revenues.

Interpretation and Use

The chart enables quick identification of the highest-revenue segments, which is helpful in strategic decision-making. It supports the analysis of growth potentials and targeted resource allocation.

Investment Strategy

An investment strategy determines how capital is deliberately invested into various asset classes to maximize returns. It is based on risk tolerance, investment objectives, and a long-term plan.

Synovus Financial Revenue by Segment

Segmente2018
Service charges on deposit accounts80.84 M USD
Fiduciary and asset management fees54.69 M USD
Card fees42.5 M USD
Brokerage revenue36.57 M USD
Other fee income19.97 M USD
Mortgage banking income18.96 M USD
Other fees1.94 M USD
Insurance revenue-

  • 3 years

  • 5 years

  • Max

Details

Revenue by Segment

ⓘ

Overview of Revenue by Segment

The chart visualizes revenues by segments and provides a clear overview of the revenue distribution. Each segment is clearly marked to facilitate comparisons of revenues.

Interpretation and Use

The chart enables quick identification of the highest-revenue segments, which is helpful in strategic decision-making. It supports the analysis of growth potentials and targeted resource allocation.

Investment Strategy

An investment strategy determines how capital is deliberately invested into various asset classes to maximize returns. It is based on risk tolerance, investment objectives, and a long-term plan.

Synovus Financial Revenue by Segment

Segmente2018
Other3.24 M USD
Corporate Banking1.93 M USD
Community Banking-
Retail Banking-
Financial Management Services-

Synovus Financial Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Synovus Financial historical P/E ratio, EBIT multiple, and P/S ratio

Synovus Financial shares outstanding

The number of shares was Synovus Financial in 2023 — This indicates how many shares 146.734 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Number of stocks
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue Synovus Financial earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Synovus Financial's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Synovus Financial’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Synovus Financial's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Synovus Financial stock splits

In Synovus Financial's history, there have been no stock splits.

Synovus Financial dividend history and estimates

In 2023, Synovus Financial paid a dividend amounting to 1.52 USD. Dividend means that Synovus Financial distributes a portion of its profits to its owners.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Dividend
Dividend (Estimate)
Details

Dividend

ⓘ

Dividend Overview

The dividend per year chart for Synovus Financial provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Synovus Financial’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Synovus Financial's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Synovus Financial Dividend History

DateSynovus Financial Dividend
2026e1.68 undefined
2025e1.69 undefined
2024e1.69 undefined
20231.52 undefined
20221.36 undefined
20211.32 undefined
20201.32 undefined
20191.2 undefined
20181 undefined
20170.6 undefined
20160.48 undefined
20150.42 undefined
20140.31 undefined
20130.28 undefined
20120.28 undefined
20110.28 undefined
20100.28 undefined
20090.28 undefined
20083.22 undefined
20075.74 undefined
20065.46 undefined
20055.11 undefined
20044.85 undefined

Synovus Financial dividend payout ratio

In 2023, Synovus Financial had a payout ratio of 37.44%. The payout ratio indicates the percentage of the company's profits that Synovus Financial distributes as dividends.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Payout ratio
Details

Payout ratio

ⓘ

What is Yearly Payout Ratio?

The yearly payout ratio for Synovus Financial represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Synovus Financial could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Synovus Financial's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Synovus Financial Payout Ratio History

DateSynovus Financial Payout ratio
2026e33.3 %
2025e31.85 %
2024e30.62 %
202337.44 %
202227.49 %
202126.94 %
202057.89 %
201934.58 %
201828.9 %
201727.65 %
201625.4 %
201525.93 %
201423.31 %
201331.82 %
20124.72 %
2011-26.42 %
2010-3.23 %
2009-1 %
2008-25.91 %
200751.39 %
200640.99 %
200544.55 %
200449.21 %

The World’s Best Investors Are On Eulerpool

Unfortunately, there are currently no price targets and forecasts available for Synovus Financial.

Synovus Financial latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
9/30/20241.1 1.23  (11.64 %)2024 Q3
6/30/20240.87 1.16  (32.91 %)2024 Q2
3/31/20241 0.86  (-13.76 %)2024 Q1
12/31/20230.91 1.06  (16.82 %)2023 Q4
9/30/20230.87 0.84  (-3.88 %)2023 Q3
6/30/20231.16 1.16  (-0.03 %)2023 Q2
3/31/20231.24 1.33  (7.47 %)2023 Q1
12/31/20221.37 1.35  (-1.65 %)2022 Q4
9/30/20221.29 1.34  (3.97 %)2022 Q3
6/30/20221.11 1.17  (5.84 %)2022 Q2
1
2
3
4
5
...
11

Eulerpool ESG Scorecard© for the Synovus Financial stock

Eulerpool World ESG Rating (EESG©)

60/ 100

🌱 Environment

39

👫 Social

91

🏛️ Governance

50

Environment

Scope 1 - Direct Emissions
3,569
Scope 2 - Indirect emissions from purchased energy
19,652
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions
23,222
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees66
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Synovus Financial shareholders

%
Name
Stocks
Change
Date
10.06732 % The Vanguard Group, Inc.14,295,601-537,3046/30/2024
8.50332 % BlackRock Institutional Trust Company, N.A.12,074,71317,0856/30/2024
6.75507 % Fidelity Management & Research Company LLC9,592,205446,9836/30/2024
6.04132 % Wellington Management Company, LLP8,578,669407,7856/30/2024
4.62046 % State Street Global Advisors (US)6,561,056201,3629/30/2024
4.05844 % Dimensional Fund Advisors, L.P.5,762,983491,0366/30/2024
3.87405 % Synovus Trust Company, N.A.5,501,153-43,5246/30/2024
3.41198 % Charles Schwab Investment Management, Inc.4,845,01546,7916/30/2024
2.64085 % North Reef Capital Management LP3,750,0001,050,0006/30/2024
1.99525 % Macquarie Investment Management2,833,249-93,6186/30/2024
1
2
3
4
5
...
10

Synovus Financial Executives and Management Board

Mr. Kevin Blair(52)
Synovus Financial Chairman of the Board, President, Chief Executive Officer (since 2016)
Compensation 5.17 M
Mr. Andrew Gregory(47)
Synovus Financial Chief Financial Officer, Executive Vice President
Compensation 2.09 M
Ms. Shellie Creson(55)
Synovus Financial Executive Vice President, Chief Risk Officer
Compensation 1.85 M
Mr. D. Zachary Bishop(47)
Synovus Financial Executive Vice President - Technology, Operations and Security
Compensation 1.67 M
Mr. Allan Kamensky(61)
Synovus Financial Executive Vice President, General Counsel
Compensation 1.38 M
1
2
3
4
...
5

Synovus Financial Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
Q2 Stock
Q2
SupplierCustomer0,600,470,870,53-0,24-0,31
Priority Technology Holdings, Inc. Stock
Priority Technology Holdings, Inc.
SupplierCustomer0,540,320,770,460,050,76
BlackRock Stock
BlackRock
SupplierCustomer0,510,920,900,570,080,76
SailPoint Technologies Stock
SailPoint Technologies
SupplierCustomer0,510,82-0,71-0,79-0,430,43
GreenSky, Inc. Stock
GreenSky, Inc.
SupplierCustomer0,44-0,440,650,580,67
Mullen Automotive Stock
Mullen Automotive
SupplierCustomer0,330,830,610,20-0,35-0,27
Visa Inc. Stock
Visa Inc.
SupplierCustomer-0,050,30-0,110,12-0,380,57
Mastercard A Stock
Mastercard A
SupplierCustomer-0,10-0,15-0,330,10-0,170,63
Cigniti Technologies Stock
Cigniti Technologies
SupplierCustomer-0,300,490,610,550,090,61
1

Most common questions regarding Synovus Financial

What values and corporate philosophy does Synovus Financial represent?

Synovus Financial Corp represents a set of core values and a strong corporate philosophy. The company believes in integrity, respect, teamwork, and excellence. Synovus is committed to providing exceptional financial services to its customers and creating value for its shareholders. With a customer-centric approach, Synovus focuses on building long-lasting relationships based on trust and understanding. The company values diversity and inclusivity, fostering an environment that encourages innovation and collaboration. Synovus Financial Corp strives to be a leader in the financial industry, delivering innovative solutions and personalized service to help customers achieve their financial goals.

In which countries and regions is Synovus Financial primarily present?

Synovus Financial Corp is primarily present in the United States.

What significant milestones has the company Synovus Financial achieved?

Synovus Financial Corp has achieved significant milestones throughout its history. Notably, the company has successfully expanded its operations, establishing itself as a leading financial institution in the Southeastern United States. Synovus has consistently prioritized customer satisfaction and has received numerous accolades for its outstanding service. Additionally, the company has demonstrated strong financial performance, delivering consistent revenue growth and generating positive shareholder returns. Synovus has also fostered a culture of innovation, embracing technological advancements to enhance its products and services. Overall, Synovus Financial Corp's notable achievements reflect its commitment to excellence and position it as a trusted and reliable financial partner.

What is the history and background of the company Synovus Financial?

Synovus Financial Corp is a prominent financial services company with a rich history. Established in 1888, Synovus has grown to become one of the leading providers of banking and financial solutions in the United States. Headquartered in Columbus, Georgia, Synovus operates through various subsidiaries and offers a wide range of services, including commercial and retail banking, investment management, and mortgage banking. Throughout its history, Synovus has prioritized customer service and community engagement, earning a strong reputation for its dedication to clients and local communities. With a focus on innovation and growth, Synovus Financial Corp continues to thrive as a trusted financial institution in the ever-evolving marketplace.

Who are the main competitors of Synovus Financial in the market?

The main competitors of Synovus Financial Corp in the market include banks such as Bank of America Corporation, Wells Fargo & Company, JPMorgan Chase & Co, and Regions Financial Corporation. The company faces competition from these major players in the financial industry.

In which industries is Synovus Financial primarily active?

Synovus Financial Corp is primarily active in the banking and financial services industry.

What is the business model of Synovus Financial?

The business model of Synovus Financial Corp is centered around providing a comprehensive range of banking and financial services to individual and commercial customers. As a leading financial institution, Synovus operates through its extensive network of branches and offers various products and solutions, including checking and savings accounts, mortgage and lending services, wealth management, and treasury management. With a focus on building long-term relationships and meeting the specific needs of its customers, Synovus strives to deliver superior financial solutions, exceptional customer service, and sustainable growth.

What is the P/E ratio of Synovus Financial 2024?

The Synovus Financial P/E ratio is 11.55.

What is the P/S ratio of Synovus Financial 2024?

The Synovus Financial P/S ratio is 3.44.

What is the Quality Investing of Synovus Financial?

The Quality Investing for Synovus Financial is 3/10.

What is the revenue of Synovus Financial 2024?

The expected Synovus Financial revenue is 2.1 B USD.

How high is the profit of Synovus Financial 2024?

The expected Synovus Financial profit is 625.48 M USD.

What is the business model of Synovus Financial

Synovus Financial Corp is a multinational financial services company based in Columbus, Georgia in the United States of America. The company has its roots in Synovus Bank, which was founded in 1888 and focuses on banking. Over the years, Synovus Financial Corp has established itself as one of the leading financial services companies in the USA, expanding its offerings to a wide range of financial services. The company's various business areas include retail and commercial banking, asset management, capital markets, investment banking, and insurance. Retail and commercial banking is Synovus's core business, where the company offers various types of financial products and services. These include savings accounts, checking accounts, credit cards, loans, mortgages, online banking, electronic transfers, and cash management services. The company also provides lending and management, risk management, stock market research and advice, private banking, and asset management services. Additionally, Synovus also offers various other products such as retirement and insurance services. Capital markets, investment banking, and insurance are other important business areas for Synovus. Capital markets offer institutional customers various capital investment instruments such as bonds, securities, and secured claims. Investment banking offers various services such as mergers and acquisitions, restructuring, corporate financing, and IPOs. Synovus also provides insurance services through its subsidiary Synovus Insurance Services. Asset management and pensions are important business areas for Synovus, focusing on asset management and financial planning for individuals and businesses. The company offers tailored investment and asset management services that are tailored to the needs of its clients. There are also specialized services such as trust and investment services, estate planning, and foundations. Synovus Financial Corp has successfully established itself in various sectors of the financial industry, offering its clients customized financial products and services. The company has a high-quality product and service offering supported by experienced financial experts. The wide range of products and services as well as the global presence of Synovus ensure that the company is able to meet the diverse needs of its clients and maximize growth potential.

What is the Synovus Financial dividend?

Synovus Financial pays a dividend of 1.36 USD distributed over payouts per year.

How often does Synovus Financial pay dividends?

The dividend cannot currently be calculated for Synovus Financial or the company does not pay out a dividend.

What is the Synovus Financial ISIN?

The ISIN of Synovus Financial is US87161C5013.

What is the Synovus Financial WKN?

The WKN of Synovus Financial is A114G1.

What is the Synovus Financial ticker?

The ticker of Synovus Financial is SNV.

How much dividend does Synovus Financial pay?

Over the past 12 months, Synovus Financial paid a dividend of 1.52 USD . This corresponds to a dividend yield of about 3.09 %. For the coming 12 months, Synovus Financial is expected to pay a dividend of 1.69 USD.

What is the dividend yield of Synovus Financial?

The current dividend yield of Synovus Financial is 3.09 %.

When does Synovus Financial pay dividends?

Synovus Financial pays a quarterly dividend. This is distributed in the months of January, April, July, October.

How secure is the dividend of Synovus Financial?

Synovus Financial paid dividends every year for the past 23 years.

What is the dividend of Synovus Financial?

For the upcoming 12 months, dividends amounting to 1.69 USD are expected. This corresponds to a dividend yield of 3.39 %.

In which sector is Synovus Financial located?

Synovus Financial is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Synovus Financial kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Synovus Financial from 10/1/2024 amounting to 0.38 USD, you needed to have the stock in your portfolio before the ex-date on 9/19/2024.

When did Synovus Financial pay the last dividend?

The last dividend was paid out on 10/1/2024.

What was the dividend of Synovus Financial in the year 2023?

In the year 2023, Synovus Financial distributed 1.36 USD as dividends.

In which currency does Synovus Financial pay out the dividend?

The dividends of Synovus Financial are distributed in USD.

All fundamentals about Synovus Financial

Our stock analysis for Synovus Financial Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Synovus Financial Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.