RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE
Southern Michigan Bancorp Stock

Southern Michigan Bancorp ROCE 2024

Southern Michigan Bancorp ROCE

0.19

Ticker

SOMC

ISIN

US84336P1030

In 2024, Southern Michigan Bancorp's return on capital employed (ROCE) was 0.19, a 29.07% increase from the 0.14 ROCE in the previous year.

Southern Michigan Bancorp Aktienanalyse

What does Southern Michigan Bancorp do?

Southern Michigan Bancorp Inc. is an American holding company for banks that offers a wide range of financial services. The company was founded in 1898 as the Adrian State Savings Bank and is now a highly integrated community banking group consisting of a network of six banks in Michigan. The banking group provides both traditional banking services and innovative financial products and services to both retail and business customers. This includes online and mobile banking, savings accounts, credit cards, mortgage and loan programs, deposit products, as well as insurance and other financial products. The banking group also provides loans, financing, and investments to business customers in the agriculture, real estate, retail, and manufacturing sectors. The business model of Southern Michigan Bancorp Inc. is based on creating strong local banks that provide a wide range of financial services through their relationships with their customers. Each bank has a strong local presence in their markets and is led by an experienced management team. The banks also have strong balance sheets and capital positions, allowing them to provide higher satisfaction and trust to their customers. Southern Michigan Bancorp Inc. operates six subsidiary banks, including the Bank of Lenawee, Adrian State Bank, Union Bank, Peoples Federal Savings Bank, Century Bank and Trust, and Monroe Bank & Trust. Each of these subsidiaries specializes in a specific market segment and offers specialized financial products and services. The Bank of Lenawee is one of the oldest banks in Southern Michigan Bancorp Inc. and offers a wide range of banking services to retail and business customers. Adrian State Bank specializes in deposit products, mortgage and loan programs, and credit cards. Union Bank is a community bank that focuses on retail and business customers and offers services such as online and mobile banking. Peoples Federal Savings Bank specializes in deposit products, loans, and insurance. Century Bank and Trust operates in the Monroe and Lenawee regions and offers traditional banking services to both retail and business customers. Monroe Bank & Trust is one of the largest banks in the region and offers a broader range of financial products and services, including wealth management services. In recent years, the company has also invested in innovative technologies such as mobile payment services and digital financial products. The company has also established a risk management team to address potential risks and challenges associated with providing financial services in a rapidly changing environment. In summary, Southern Michigan Bancorp Inc. is an established and trusted banking group that offers a wide range of financial products and services to meet the needs of different customers. The banking group's subsidiary banks have strong local connections and are well-equipped to serve customers in the local market. With its focus on innovation and technology, Southern Michigan Bancorp Inc. will continue to play a leading role in the financial industry in the future. Southern Michigan Bancorp ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROCE Details

Unraveling Southern Michigan Bancorp's Return on Capital Employed (ROCE)

Southern Michigan Bancorp's Return on Capital Employed (ROCE) is a financial metric that measures the company's profitability and efficiency with respect to the capital employed. It is calculated by dividing earnings before interest and tax (EBIT) by the employed capital. A higher ROCE indicates that the company is effectively utilizing its capital to generate profits.

Year-to-Year Comparison

Analyzing Southern Michigan Bancorp's ROCE annually provides valuable insights into its efficiency in using its capital to generate profits. An increasing ROCE indicates improved profitability and operational efficiency, whereas a decrease might signal potential issues in capital utilization or business operations.

Impact on Investments

Southern Michigan Bancorp's ROCE is a critical factor for investors and analysts for evaluating the company’s efficiency and profitability. A higher ROCE can make the company an attractive investment, as it often signifies that the firm is generating adequate profits from its employed capital.

Interpreting ROCE Fluctuations

Changes in Southern Michigan Bancorp’s ROCE are attributed to variations in EBIT or the capital employed. These fluctuations offer insights into the company’s operational efficiency, financial performance, and strategic financial management, assisting investors in making informed investment decisions.

Frequently Asked Questions about Southern Michigan Bancorp stock

What is the ROCE (Return on Capital Employed) of Southern Michigan Bancorp this year?

The ROCE of Southern Michigan Bancorp is 0.19 undefined this year.

How has the ROCE (Return on Capital Employed) of Southern Michigan Bancorp developed compared to the previous year?

The ROCE of Southern Michigan Bancorp has increased by 29.07% increased compared to the previous year.

What does a high ROCE (Return on Capital Employed) mean for investors of Southern Michigan Bancorp?

A high Return on Capital Employed (ROCE) indicates that Southern Michigan Bancorp has efficient capital utilization and is able to achieve a higher return on its invested capital. This can be appealing to investors.

What does a low ROCE (Return on Capital Employed) mean for investors of Southern Michigan Bancorp?

A low ROCE (Return on Capital Employed) can indicate that Southern Michigan Bancorp has an inefficient utilization of its capital and may have difficulty in achieving a satisfactory return on its invested capital. This can be uncertain or unattractive for investors.

How does an increase in ROCE from Southern Michigan Bancorp impact the company?

An increase in the ROCE of Southern Michigan Bancorp can be an indicator of improved company efficiency and show that it is achieving higher profits in relation to its investments.

How does a reduction in the ROCE of Southern Michigan Bancorp affect the company?

A decrease in ROCE of Southern Michigan Bancorp can be an indicator of deteriorated efficiency of the company, indicating that it is generating lower profits in relation to its investments.

What are some factors that can influence the ROCE of Southern Michigan Bancorp?

Some factors that can affect Southern Michigan Bancorp's ROCE include efficiency in managing assets, profitability of investments, cost efficiency, and market conditions.

Why is the ROCE of Southern Michigan Bancorp so important for investors?

The ROCE of Southern Michigan Bancorp is important for investors as it is an indicator of the company's efficiency and shows how successful the company is in relation to its investments. A high ROCE can indicate strong financial performance of the company.

What strategic measures can Southern Michigan Bancorp take to improve the ROCE?

To improve the ROCE, Southern Michigan Bancorp can take measures such as increasing efficiency in asset management, optimizing investments, cost savings, and exploring new revenue sources. It is important for the company to conduct a thorough review of its operations to determine the best strategic actions to improve the ROCE.

How much dividend does Southern Michigan Bancorp pay?

Over the past 12 months, Southern Michigan Bancorp paid a dividend of 0.51 USD . This corresponds to a dividend yield of about 2.65 %. For the coming 12 months, Southern Michigan Bancorp is expected to pay a dividend of 0.51 USD.

What is the dividend yield of Southern Michigan Bancorp?

The current dividend yield of Southern Michigan Bancorp is 2.65 %.

When does Southern Michigan Bancorp pay dividends?

Southern Michigan Bancorp pays a quarterly dividend. This is distributed in the months of February, May, August, November.

How secure is the dividend of Southern Michigan Bancorp?

Southern Michigan Bancorp paid dividends every year for the past 20 years.

What is the dividend of Southern Michigan Bancorp?

For the upcoming 12 months, dividends amounting to 0.51 USD are expected. This corresponds to a dividend yield of 2.65 %.

In which sector is Southern Michigan Bancorp located?

Southern Michigan Bancorp is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Southern Michigan Bancorp kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Southern Michigan Bancorp from 10/18/2024 amounting to 0.15 USD, you needed to have the stock in your portfolio before the ex-date on 10/9/2024.

When did Southern Michigan Bancorp pay the last dividend?

The last dividend was paid out on 10/18/2024.

What was the dividend of Southern Michigan Bancorp in the year 2023?

In the year 2023, Southern Michigan Bancorp distributed 0.71 USD as dividends.

In which currency does Southern Michigan Bancorp pay out the dividend?

The dividends of Southern Michigan Bancorp are distributed in USD.

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Andere Kennzahlen von Southern Michigan Bancorp

Our stock analysis for Southern Michigan Bancorp Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Southern Michigan Bancorp Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.