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Radian Group Stock

Radian Group ROA 2024

Radian Group ROA

0.08

Ticker

RDN

ISIN

US7502361014

WKN

885069

In 2024, Radian Group's return on assets (ROA) was 0.08, a -24.49% increase from the 0.11 ROA in the previous year.

Radian Group Aktienanalyse

What does Radian Group do?

The Radian Group Inc is an American company based in Philadelphia, founded in 1982. Originally established as a division of the Philadelphia Savings Fund Society, Radian Group has grown into a significant player in the financial services industry. Today, it is a leading provider of risk management solutions for mortgage loans and credit risks. The Radian Group's business model primarily focuses on three main areas: mortgage insurance, title and asset insurance, and risk management services. The company's main task is to assess and mitigate risks associated with mortgage loans and credit risks. Radian utilizes extensive data analysis and evaluation of credit risks to offer customized risk management solutions to its clients. Mortgage insurance is one of the company's main divisions. Radian insures private mortgage loans that comprise more than 80% of the granted credit value. Mortgage insurance is mandatory in the United States when the borrower has less than 20% equity to cover their mortgage. Radian calculates the risk by collecting and evaluating information about the borrower and the property. Based on the result, a premium is calculated and paid by the borrower. In the event of borrower default, Radian covers the outstanding amount to the lender. The company is capable of assessing risks in a variety of products and market conditions, enabling them to offer a wide range of mortgage insurance products, including commercial loans. Another area of the Radian Group is title and asset insurance related to real estate. The company provides protection against unknown or undisclosed errors in title and property transfers, as well as third-party claims to ownership. The assets range from residential properties to commercial real estate. In addition to mortgage insurance, the Radian Group also offers risk management services to other participants in the real estate industry. This includes services in the field of real estate appraisal, evaluations for mortgage-backed securities analysts, asset-backed securities assessment, and analysis for investors. Radian's mission is to provide innovative risk management solutions in the credit and real estate sectors. The company relies on intensive use of technology and big data analysis to assess risks and offer precise tailored solutions to its clients. Furthermore, the company has established a strong presence in many countries worldwide and is capable of delivering solutions for a wide range of customer needs. In summary, Radian Group Inc is a leading provider of risk management solutions for mortgage loans and credit risks in the United States and globally. The company offers a wide range of products and services, including mortgage insurance, title and asset insurance, and risk management services. Radian's business model is based on in-depth analysis of data and risks and strong presence in the global market. With innovative technology and a strong ability to adapt to changing market conditions, Radian is well-positioned to continue growing and succeeding in the future. Radian Group ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROA Details

Understanding Radian Group's Return on Assets (ROA)

Radian Group's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing Radian Group's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider Radian Group's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in Radian Group’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about Radian Group stock

What is the Return on Assets (ROA) of Radian Group this year?

The Return on Assets (ROA) of Radian Group is 0.08 undefined this year.

What was the ROA of Radian Group compared to the previous year?

The ROA of Radian Group has increased by -24.49% compared to the previous year.

What consequences do high ROA have for investors of Radian Group?

A high ROA is advantageous for investors of Radian Group, as it indicates that the company efficiently utilizes its assets and generates good profits.

What are the consequences of low ROA for investors in Radian Group?

A low ROA can be unfavorable for investors of Radian Group as it indicates that the company is inefficiently utilizing its assets and may potentially achieve lower profits.

How does an increase in the ROA of Radian Group affect the company?

An increase in ROA of Radian Group can be an indicator of improved efficiency in asset utilization and higher profitability.

How does a reduction in ROA of Radian Group impact the company?

A reduction in the ROA of Radian Group can be an indicator of lower asset efficiency and profitability.

What are some factors that can influence the ROA of Radian Group?

Some factors that can influence the ROA of Radian Group include revenue, operating costs, asset structure, and industry average.

Why is the ROA of Radian Group important for investors?

The ROA of Radian Group is important for investors as it is an indicator of the company's profitability and efficiency in utilizing assets. It provides investors with information on how well the company utilizes its resources to generate profits.

What strategic measures can Radian Group take to improve ROA?

To improve ROA, Radian Group can take measures such as cost savings, revenue growth, optimizing asset structure, and diversifying its business activities. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic measures to improve ROA.

How much dividend does Radian Group pay?

Over the past 12 months, Radian Group paid a dividend of 0.9 USD . This corresponds to a dividend yield of about 2.62 %. For the coming 12 months, Radian Group is expected to pay a dividend of 1.04 USD.

What is the dividend yield of Radian Group?

The current dividend yield of Radian Group is 2.62 %.

When does Radian Group pay dividends?

Radian Group pays a quarterly dividend. This is distributed in the months of December, March, July, September.

How secure is the dividend of Radian Group?

Radian Group paid dividends every year for the past 23 years.

What is the dividend of Radian Group?

For the upcoming 12 months, dividends amounting to 1.04 USD are expected. This corresponds to a dividend yield of 3.02 %.

In which sector is Radian Group located?

Radian Group is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Radian Group kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Radian Group from 9/11/2024 amounting to 0.245 USD, you needed to have the stock in your portfolio before the ex-date on 8/26/2024.

When did Radian Group pay the last dividend?

The last dividend was paid out on 9/11/2024.

What was the dividend of Radian Group in the year 2023?

In the year 2023, Radian Group distributed 0.8 USD as dividends.

In which currency does Radian Group pay out the dividend?

The dividends of Radian Group are distributed in USD.

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Andere Kennzahlen von Radian Group

Our stock analysis for Radian Group Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Radian Group Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.