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Overview
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MGIC Investment stock

MTG
US5528481030
882538

Price

26.67
Today +/-
+0.39
Today %
+1.56 %

MGIC Investment stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the MGIC Investment stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the MGIC Investment stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the MGIC Investment stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze MGIC Investment's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

MGIC Investment Stock Price History

DateMGIC Investment Price
11/29/202426.67 undefined
11/29/202426.26 undefined
11/27/202426.11 undefined
11/26/202426.11 undefined
11/25/202426.33 undefined
11/22/202425.50 undefined
11/21/202424.97 undefined
11/20/202424.73 undefined
11/19/202424.57 undefined
11/18/202424.79 undefined
11/15/202424.91 undefined
11/14/202424.60 undefined
11/13/202424.95 undefined
11/12/202424.95 undefined
11/11/202424.91 undefined
11/8/202424.46 undefined
11/7/202424.56 undefined
11/6/202424.82 undefined
11/5/202423.85 undefined
11/4/202423.52 undefined
11/1/202423.56 undefined

MGIC Investment Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

ⓘ

Understanding Revenue, EBIT, and Income

Gain insights into MGIC Investment, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by MGIC Investment from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects MGIC Investment’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of MGIC Investment. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into MGIC Investment’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing MGIC Investment’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on MGIC Investment’s growth potential.

MGIC Investment Revenue, EBIT and net profit per share

DateMGIC Investment RevenueMGIC Investment EBITMGIC Investment Net Income
2026e1.3 B undefined878.09 M undefined754.92 M undefined
2025e1.27 B undefined770.74 M undefined709.71 M undefined
2024e1.22 B undefined747.66 M undefined732.31 M undefined
20231.16 B undefined939.13 M undefined712.95 M undefined
20221.17 B undefined1.18 B undefined865.3 M undefined
20211.19 B undefined910 M undefined635 M undefined
20201.2 B undefined645.6 M undefined446.1 M undefined
20191.21 B undefined900.6 M undefined673.8 M undefined
20181.12 B undefined897.1 M undefined670.1 M undefined
20171.07 B undefined841.6 M undefined355.8 M undefined
20161.06 B undefined661.9 M undefined342.5 M undefined
20151.04 B undefined557.1 M undefined1.17 B undefined
2014942.8 M undefined325.4 M undefined251.9 M undefined
20131.04 B undefined33.8 M undefined-49.8 M undefined
20121.38 B undefined-827 M undefined-927.1 M undefined
20111.51 B undefined-380.3 M undefined-485.9 M undefined
20101.53 B undefined-251.2 M undefined-363.7 M undefined
20091.75 B undefined-1.63 B undefined-1.32 B undefined
20081.79 B undefined-801.2 M undefined-525.4 M undefined
20071.69 B undefined-2.19 B undefined-1.67 B undefined
20061.47 B undefined564.7 M undefined564.7 M undefined
20051.53 B undefined697.6 M undefined626.9 M undefined
20041.61 B undefined632.9 M undefined553.2 M undefined

MGIC Investment Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)NET INCOME (B)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
198919901991199219931994199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e
0.20.230.260.320.40.50.620.750.870.9711.111.311.481.691.611.531.471.691.791.751.531.511.381.040.941.041.061.071.121.211.21.191.171.161.221.271.3
-13.0014.1624.4225.5524.5722.9120.7516.5111.872.5711.4517.8413.4613.54-4.33-5.33-3.7415.255.49-1.96-12.62-1.63-8.31-24.71-9.3410.512.020.385.358.10-1.24-1.17-1.10-1.455.973.512.92
--------------------------------------
00000000000000000000000000000000000000
0.040.060.080.10.130.160.210.260.320.390.470.540.630.630.490.550.630.56-1.67-0.53-1.32-0.36-0.49-0.93-0.050.251.170.340.360.670.670.450.640.870.710.730.710.75
-65.7919.0536.0024.5125.2030.1924.6425.1919.2022.0815.3216.79-0.63-21.6212.1713.20-9.90-396.10-68.56151.81-72.5433.6191.13-94.71-612.24366.93-70.823.8088.730.45-33.7342.3836.22-17.692.81-3.146.35
--------------------------------------
--------------------------------------
108.9107.9111.8117.4117.9118118.6119117.9113.6109.3107.3107.8104.29998.292.48581.3114124.2176.4201201.9311.8413.5468432394.8386.1373.9359.3351.3311.2287.16000
--------------------------------------
Details

Keystats

ⓘ

Revenue and Growth

The MGIC Investment Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the MGIC Investment is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (B)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (B)RETAINED EARNINGS (B)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (B)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (M)LONG-T. LIAB. (B)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (B)DEBT (B)TOTAL CAPITAL (B)
1990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                                   
0000000000000000000000000000000000
0000000000000000000000000000000000
0000000000000000000000000000000000
0000000000000000000000000000000000
0000000000000000000000000000000000
0000000000000000000000000000000000
25.827.831.536.340.738.835.133.832.432.931.334.83636.736.432.732.634.632.329.628.628.127.226.228.730.136.144.951.750.147.145.641.438.76
0.60.780.91.11.291.692.052.452.862.893.614.234.975.5165.975.916.047.057.257.465.824.234.874.614.664.694.995.165.766.686.615.425.74
00000000000000000000000091.5000000000
0000000000000000000000000000000000
0000000000000000000000000000000000
0000000000000000000000000762.1607.7234.472.3138.720.3130.386.76
0.630.80.931.141.331.732.092.482.892.923.644.2755.556.0365.946.077.087.287.495.854.264.894.735.465.345.275.285.826.746.675.65.86
0.630.80.931.141.331.732.092.482.892.923.644.2755.556.0365.946.077.087.287.495.854.264.894.735.465.345.275.285.826.746.675.65.86
                                                                   
27.830.360.660.660.660.6121.1121.1121.1121.1121.1121.1121.4121.6122.3122.5123123.1130.1130.2205205205340340340.1359.4370.6371.4371.4371.4371.4371.4371.35
0.230.280.250.250.250.260.210.220.220.210.210.210.230.240.270.280.310.320.440.441.141.141.141.661.661.671.781.851.861.871.861.791.81.81
0.120.190.290.410.560.7511.321.692.152.683.313.934.414.945.5264.352.250.920.53-0.01-0.99-1.07-0.850.290.630.981.652.282.643.2544.59
0002-24.354.740.78494.6-40.775.846.6148.3141.6123.477.565.870.7-106.874.222.1-90-89.731-23.8-43.7-54.3-73.1-88.8-65.8-55.3-30.3-73-49.33
000000000000000000000120.141.5-148.7-57.6-17.1-20.829.3-35.4138.5272.1150-408.5-266.95
0.380.50.60.720.851.131.371.742.122.443.093.694.434.915.4666.54.862.711.571.891.360.30.811.072.242.73.153.764.595.095.545.696.46
0000000000000000000000000000000000
0000000000000000000000000000000000
8.315.410.311.2033.723.127.731083.280.9133.8118.1109.76234.500000000000000000
0000000000000000000000000000000000
0000000000000000000000000000000000
8.315.410.311.2033.723.127.731083.280.9133.8118.1109.76234.500000000000000000
0.040.040.040.040.040.040.040.240.440.430.40.470.680.60.640.690.780.80.970.671.040.860.821.321.31.211.180.830.830.831.241.150.660.64
0000000000000000000000000000000000
6567.549.46346.461.664.368.771.980122.1205.6190.7172.8159161.1194.7198.2175.6254349.3312.3283.4275.2309.1247238.4256180.3152244.7191.7155160.01
0.10.10.090.10.080.10.10.310.510.510.520.680.870.770.80.850.9811.150.921.391.171.111.591.611.461.421.091.010.981.491.340.820.8
0.110.120.10.110.080.130.120.330.540.510.60.7610.890.910.911.0111.150.921.391.171.111.591.611.461.421.091.010.981.491.340.820.8
0.490.620.70.830.931.261.52.072.672.953.694.455.435.86.376.917.515.863.862.53.282.531.412.42.683.74.124.244.775.586.586.886.517.26
Details

Balance Sheet

ⓘ

Understanding the Balance Sheet

The balance sheet of MGIC Investment provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand MGIC Investment's financial health and stability.

Assets

MGIC Investment's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that MGIC Investment must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of MGIC Investment after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into MGIC Investment's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (B)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (B)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (B)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (B)CASH FLOW FROM OTHER INVESTING ACTIVITIES (B)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (B)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
19891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
0.040.060.080.10.130.160.210.260.320.390.470.540.640.630.490.550.630.56-1.67-0.53-1.32-0.36-0.49-0.93-0.050.251.170.340.360.670.670.450.640.870.71
16192127303338352928282730385047393637436868841006948526164584857665435
000000000000000000-51541117600000-69216235518611275-41
0.02-00.03-0.010.050.050.040.090.030.01-0.030-0.020.010.210.05-0.09-0.012.331.271.34-0.59-1.49-0.74-0.99-0.7-0.37-0.43-0.37-0.37-0.120.18-0.05-0.33-0.07
00000000-7-12-12-18-28-61-64-94-71-984491667076-31-2-288-11037539267
34333333002227223641424336424030383600000005054715335
0006798103151160173199271261182203264227-176-938-437-437-28970154221215879155236188
0.080.080.120.120.210.240.290.390.370.410.460.550.630.610.690.560.510.50.631.360.33-0.88-1.88-1.57-0.97-0.410.160.220.410.540.610.730.70.650.71
0000000000000000000000000-4-4-10-16-14-5-3-4-3-1
-0.16-0.09-0.18-0.11-0.17-0.16-0.36-0.33-0.35-0.31-0.3-0.48-0.6-0.52-0.46-0.40.06-0.04-0.51-1.290.05-0.111.751.65-0.850.29-0.1-0.09-0.3-0.32-0.42-0.77-0.160.41-0.18
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00000000000000000000000000000000000
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0.03-00.05-0-0.01-0.01-0-0-0.05-0.05-0.22-0.030-0.16-0.18-0.16-0.54-0.36-0.120.73-0.291.11-0.18-0.051.13-0.02-0.08-0.16-0.16-0.17-0.170.17-0.53-1.03-0.5
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00-2-8-8-9-9-9-11-11-10-10-10-10-11-22-48-85-63-80000000000-41-82-94-110-122
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78.478.7122.4119.7212.7239.5286.5386.1374411.8455551626.1613.3686.6559.2508.3495.86321,364.9330-875.4-1,883.9-1,568.6-971.5-410156.8214.2390.6530.3603.9729692.2646.7710.96
00000000000000000000000000000000000

MGIC Investment stock margins

The MGIC Investment margin analysis displays the gross margin, EBIT margin, as well as the profit margin of MGIC Investment. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for MGIC Investment.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Gross margin
EBIT margin
Profit margin
Details

Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the MGIC Investment's sales revenue. A higher gross margin percentage indicates that the MGIC Investment retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the MGIC Investment's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the MGIC Investment's total revenue generated. When comparing the revenue margin year over year, investors can gauge the MGIC Investment's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the MGIC Investment. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the MGIC Investment's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

MGIC Investment Margin History

MGIC Investment Gross marginMGIC Investment Profit marginMGIC Investment EBIT marginMGIC Investment Profit margin
2026e0 %67.34 %57.89 %
2025e0 %60.83 %56.01 %
2024e0 %61.08 %59.83 %
20230 %81.3 %61.72 %
20220 %100.47 %73.78 %
20210 %76.75 %53.55 %
20200 %53.84 %37.2 %
20190 %74.18 %55.5 %
20180 %79.83 %59.63 %
20170 %78.94 %33.37 %
20160 %62.3 %32.24 %
20150 %53.5 %112.55 %
20140 %34.51 %26.72 %
20130 %3.25 %-4.79 %
20120 %-59.9 %-67.15 %
20110 %-25.27 %-32.29 %
20100 %-16.42 %-23.77 %
20090 %-93.26 %-75.51 %
20080 %-44.84 %-29.4 %
20070 %-129.5 %-98.63 %
20060 %38.44 %38.44 %
20050 %45.7 %41.07 %
20040 %39.24 %34.3 %

MGIC Investment Stock Sales Revenue, EBIT, Earnings per Share

The MGIC Investment earnings per share therefore indicates how much revenue MGIC Investment has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Sales per Share
EBIT per share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue MGIC Investment earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates MGIC Investment's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of MGIC Investment’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating MGIC Investment's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

MGIC Investment Revenue, EBIT and net profit per share

DateMGIC Investment Sales per ShareMGIC Investment EBIT per shareMGIC Investment Earnings per Share
2026e5.15 undefined0 undefined2.98 undefined
2025e5 undefined0 undefined2.8 undefined
2024e4.83 undefined0 undefined2.89 undefined
20234.02 undefined3.27 undefined2.48 undefined
20223.77 undefined3.79 undefined2.78 undefined
20213.38 undefined2.59 undefined1.81 undefined
20203.34 undefined1.8 undefined1.24 undefined
20193.25 undefined2.41 undefined1.8 undefined
20182.91 undefined2.32 undefined1.74 undefined
20172.7 undefined2.13 undefined0.9 undefined
20162.46 undefined1.53 undefined0.79 undefined
20152.23 undefined1.19 undefined2.5 undefined
20142.28 undefined0.79 undefined0.61 undefined
20133.33 undefined0.11 undefined-0.16 undefined
20126.84 undefined-4.1 undefined-4.59 undefined
20117.49 undefined-1.89 undefined-2.42 undefined
20108.67 undefined-1.42 undefined-2.06 undefined
200914.1 undefined-13.15 undefined-10.65 undefined
200815.67 undefined-7.03 undefined-4.61 undefined
200720.83 undefined-26.97 undefined-20.54 undefined
200617.28 undefined6.64 undefined6.64 undefined
200516.52 undefined7.55 undefined6.78 undefined
200416.42 undefined6.45 undefined5.63 undefined

MGIC Investment business model

The MGIC Investment Corporation is a financial services company specializing in mortgage insurance. The company was founded in 1957 and is headquartered in Milwaukee, Wisconsin. MGIC's history began as a small insurance company specializing in mortgage insurance. Over the years, the company has steadily expanded and is now one of the largest providers of mortgage insurance in the US. MGIC's business model is simple: the company offers financial institutions insurance coverage for mortgage loans they provide to homebuyers. This insurance protects the lenders from losses in the event of loan defaults. In return, the financial institutions pay insurance premiums to MGIC. MGIC operates in three business segments: mortgage insurance, investment management, and other corporate holdings. MGIC's main business segment is mortgage insurance. The company offers various products to its customers, including standard mortgage insurance, split premium insurance, and reinsurance. MGIC's mortgage insurance helps lenders minimize their loss risk by transferring a portion of the credit risk to the insurance company. MGIC also operates in the investment management sector. The company makes investments in a variety of asset classes, including stocks, bonds, real estate, and alternative investments such as private equity funds. In addition, MGIC holds stakes in various companies, many of which operate in the financial services industry. These include investment firm BlackRock and credit card issuer Discover Financial Services. Overall, MGIC offers a wide range of products and services. The company has a strong position in the mortgage insurance industry and benefits from the demand for mortgage loans in the US. Furthermore, MGIC has a diversified portfolio of holdings that can protect the company against market volatility. The company has overcome challenges in the past, particularly during the 2008 financial crisis. As a result, MGIC has adjusted its business model and strengthened its capitalization to better prepare for future challenges. Overall, MGIC is a solid financial services company with a wide range of products and services. With its strong position in the mortgage insurance industry and diversified portfolio of holdings, the company is expected to achieve long-term growth and stability. MGIC Investment is one of the most popular companies on Eulerpool.com.

MGIC Investment SWOT Analysis

Strengths

MGIC Investment Corp, a leading mortgage insurer, has several strengths that contribute to its competitive advantage and market position. These strengths include:

  • Strong brand reputation and industry recognition
  • Robust financial performance and stable revenue streams
  • Extensive industry experience and expertise in mortgage insurance, allowing the company to effectively manage risk

Weaknesses

Despite its strengths, MGIC Investment Corp also faces certain weaknesses that may pose challenges to its operations and growth. These weaknesses include:

  • Heavy reliance on the housing market and economic conditions
  • Limited geographic diversification, mainly focused on the United States
  • Vulnerable to regulatory changes impacting the mortgage insurance industry

Opportunities

MGIC Investment Corp can leverage various opportunities to expand its market presence and enhance its business prospects. These opportunities include:

  • Growing demand for mortgage insurance due to increasing homeownership and lending activities
  • Potential expansion into international markets to diversify revenue streams
  • Technological advancements enabling efficient underwriting and claims processes, improving customer experience

Threats

MGIC Investment Corp must also address potential threats that may impact its market position and profitability. These threats include:

  • Intense competition from other mortgage insurers and alternative risk management options
  • Economic downturns affecting housing market stability and demand for insurance
  • Increased regulatory scrutiny and compliance requirements
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MGIC Investment Eulerpool Fair Value

Details

Fair Value

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Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

MGIC Investment historical P/E ratio, EBIT multiple, and P/S ratio

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MGIC Investment shares outstanding

The number of shares was MGIC Investment in 2023 — This indicates how many shares 287.155 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue MGIC Investment earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates MGIC Investment's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of MGIC Investment’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating MGIC Investment's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

MGIC Investment stock splits

In MGIC Investment's history, there have been no stock splits.

MGIC Investment dividend history and estimates

In 2023, MGIC Investment paid a dividend amounting to 0.43 USD. Dividend means that MGIC Investment distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details

Dividend

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Dividend Overview

The dividend per year chart for MGIC Investment provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify MGIC Investment’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating MGIC Investment's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

MGIC Investment Dividend History

DateMGIC Investment Dividend
2026e0.5 undefined
2025e0.5 undefined
2024e0.5 undefined
20230.43 undefined
20220.36 undefined
20210.28 undefined
20200.3 undefined
20190.12 undefined
20160.05 undefined
20080.08 undefined
20070.78 undefined
20061 undefined
20050.53 undefined
20040.22 undefined

MGIC Investment dividend payout ratio

In 2023, MGIC Investment had a payout ratio of 17.55%. The payout ratio indicates the percentage of the company's profits that MGIC Investment distributes as dividends.

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Payout ratio
Details

Payout ratio

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What is Yearly Payout Ratio?

The yearly payout ratio for MGIC Investment represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for MGIC Investment could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate MGIC Investment's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

MGIC Investment Payout Ratio History

DateMGIC Investment Payout ratio
2026e16.05 %
2025e15.26 %
2024e15.34 %
202317.55 %
202212.9 %
202115.56 %
202024.19 %
20196.67 %
201817.55 %
201717.55 %
20166.33 %
201517.55 %
201417.55 %
201317.55 %
201217.55 %
201117.55 %
201017.55 %
200917.55 %
2008-1.63 %
2007-3.77 %
200615.04 %
20057.74 %
20044 %
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Unfortunately, there are currently no price targets and forecasts available for MGIC Investment.

MGIC Investment latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
9/30/20240.67 0.77  (14.77 %)2024 Q3
6/30/20240.64 0.77  (19.96 %)2024 Q2
3/31/20240.61 0.65  (6.47 %)2024 Q1
12/31/20230.57 0.67  (17.3 %)2023 Q4
9/30/20230.57 0.64  (12.58 %)2023 Q3
6/30/20230.54 0.68  (26.28 %)2023 Q2
3/31/20230.51 0.54  (6.19 %)2023 Q1
12/31/20220.53 0.65  (22.43 %)2022 Q4
9/30/20220.53 0.86  (62.08 %)2022 Q3
6/30/20220.5 0.82  (63.02 %)2022 Q2
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Eulerpool ESG Scorecard© for the MGIC Investment stock

Eulerpool World ESG Rating (EESG©)

50/ 100

🌱 Environment

16

👫 Social

82

🏛️ Governance

53

Environment

Scope 1 - Direct Emissions
Scope 2 - Indirect emissions from purchased energy
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees54
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

MGIC Investment shareholders

%
Name
Stocks
Change
Date
14.39931 % The Vanguard Group, Inc.36,483,538-1,069,1736/30/2024
8.68380 % BlackRock Institutional Trust Company, N.A.22,002,134-306,0376/30/2024
5.97751 % Dimensional Fund Advisors, L.P.15,145,206556,8596/30/2024
5.88630 % JP Morgan Asset Management14,914,112812,5636/30/2024
5.24873 % First Trust Advisors L.P.13,298,719739,1856/30/2024
4.22326 % LSV Asset Management10,700,477-282,8486/30/2024
3.55946 % State Street Global Advisors (US)9,018,602-426,1726/30/2024
2.57087 % Wellington Management Company, LLP6,513,809-786,2706/30/2024
2.04634 % ClearBridge Investments, LLC5,184,818-823,2246/30/2024
1.97118 % Geode Capital Management, L.L.C.4,994,37138,8956/30/2024
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MGIC Investment Executives and Management Board

Mr. Timothy Mattke

(47)
MGIC Investment Chief Executive Officer and Director of MGIC Investment Corporation and MGIC (since 2014)
Compensation 6.89 M

Mr. Salvatore Miosi

(56)
MGIC Investment President and Chief Operating Officer of MGIC Investment Corporation and MGIC
Compensation 4.11 M

Ms. Paula Maggio

(54)
MGIC Investment Executive Vice President, General Counsel and Secretary of MGIC Investment Corporation and MGIC
Compensation 2.49 M

Mr. Nathaniel Colson

(39)
MGIC Investment Executive Vice President, Chief Financial Officer
Compensation 2.3 M

Mr. Curt Culver

(70)
MGIC Investment Non-Executive Chairman of the Board (since 1999)
Compensation 375,000
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MGIC Investment Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
Freddie Mac Stock
Freddie Mac
SupplierCustomer0,330,200,770,41-0,14-0,58
Fannie Mae Stock
Fannie Mae
SupplierCustomer-0,37-0,040,710,36-0,19-0,59
MeridianLink Stock
MeridianLink
SupplierCustomer-0,510,040,530,14
Cigniti Technologies Stock
Cigniti Technologies
SupplierCustomer-0,52-0,120,710,470,330,76
1

Most common questions regarding MGIC Investment

What values and corporate philosophy does MGIC Investment represent?

MGIC Investment Corp represents values of integrity, trust, and commitment to its stakeholders. The company's corporate philosophy focuses on providing high-quality mortgage insurance products and services to support homeownership and financial stability. With a strong emphasis on risk management and innovation, MGIC Investment Corp aims to meet the evolving needs of its customers and the housing market. Through responsible lending practices and a customer-centric approach, MGIC Investment Corp strives to foster homeownership opportunities while maintaining financial strength.

In which countries and regions is MGIC Investment primarily present?

MGIC Investment Corp is primarily present in the United States.

What significant milestones has the company MGIC Investment achieved?

MGIC Investment Corp has achieved several significant milestones throughout its history. Notably, the company was founded in 1957 and became the first private mortgage insurer licensed by the state of Wisconsin. Over the years, MGIC has grown to become a leading provider of mortgage insurance, protecting lenders and investors against credit risks. In 1982, it became a public company, further strengthening its position in the market. MGIC has consistently demonstrated its commitment to innovation and financial strength, allowing it to navigate through changing market conditions. With a strong track record and a focus on delivering quality products and services, MGIC Investment Corp continues to excel in the mortgage insurance industry.

What is the history and background of the company MGIC Investment?

MGIC Investment Corp is a prominent company in the field of mortgage insurance. Founded in 1957, it has a rich history and extensive experience in the industry. MGIC Investment Corp pioneered the concept of private mortgage insurance, providing a valuable service to homeowners and lenders alike. With a strong commitment to risk management and a focus on providing affordable and accessible mortgage insurance solutions, MGIC Investment Corp has successfully navigated through various economic cycles. Today, the company continues to be a trusted leader in the mortgage insurance market, delivering quality products and services to its customers while maintaining a solid financial foundation.

Who are the main competitors of MGIC Investment in the market?

The main competitors of MGIC Investment Corp in the market include companies like Radian Group Inc., Genworth Financial Inc., and Essent Group Ltd. These companies are actively involved in the mortgage insurance industry, providing similar products and services as MGIC Investment Corp. While each competitor has its unique strengths and offerings, MGIC Investment Corp has established its presence as a leading provider of mortgage insurance solutions, catering to a wide range of customers.

In which industries is MGIC Investment primarily active?

MGIC Investment Corp is primarily active in the mortgage insurance industry. As a leading provider of private mortgage insurance, MGIC helps protect lenders and investors from credit losses in the event of borrower defaults. With a strong presence in the US housing market, MGIC supports homeownership by enabling borrowers to obtain low down payment mortgages. The company's services are crucial for facilitating the lending process by mitigating risk and providing financial security to both individuals and institutions involved in mortgage transactions. MGIC Investment Corp's dedication to the mortgage insurance industry has positioned it as a trusted leader in the market.

What is the business model of MGIC Investment?

MGIC Investment Corp is a leading provider of mortgage insurance. The company's business model revolves around offering mortgage insurance coverage to lenders, thus enabling them to mitigate risk associated with loans to homebuyers with less than 20% down payment. MGIC's primary goal is to enhance homeownership opportunities by reducing lenders' exposure to potential losses in case of borrower default. By providing mortgage insurance, MGIC enables lenders to extend credit to a broader range of borrowers. The company operates with a focus on underwriting quality loans and maintaining a strong risk management framework. MGIC's business model relies on generating insurance premiums and managing risks effectively to maintain profitability and support healthy housing markets.

What is the P/E ratio of MGIC Investment 2024?

The MGIC Investment P/E ratio is 10.46.

What is the P/S ratio of MGIC Investment 2024?

The MGIC Investment P/S ratio is 6.26.

What is the Quality Investing of MGIC Investment?

The Quality Investing for MGIC Investment is 5/10.

What is the revenue of MGIC Investment 2024?

The expected MGIC Investment revenue is 1.22 B USD.

How high is the profit of MGIC Investment 2024?

The expected MGIC Investment profit is 732.31 M USD.

What is the business model of MGIC Investment

MGIC Investment Corp is an insurance company based in Milwaukee, Wisconsin, specializing in mortgage insurance. The company is known as a market leader in the mortgage insurance industry and also offers other financial services.

What is the MGIC Investment dividend?

MGIC Investment pays a dividend of 0.36 USD distributed over payouts per year.

How often does MGIC Investment pay dividends?

The dividend cannot currently be calculated for MGIC Investment or the company does not pay out a dividend.

What is the MGIC Investment ISIN?

The ISIN of MGIC Investment is US5528481030.

What is the MGIC Investment WKN?

The WKN of MGIC Investment is 882538.

What is the MGIC Investment ticker?

The ticker of MGIC Investment is MTG.

How much dividend does MGIC Investment pay?

Over the past 12 months, MGIC Investment paid a dividend of 0.43 USD . This corresponds to a dividend yield of about 1.61 %. For the coming 12 months, MGIC Investment is expected to pay a dividend of 0.5 USD.

What is the dividend yield of MGIC Investment?

The current dividend yield of MGIC Investment is 1.61 %.

When does MGIC Investment pay dividends?

MGIC Investment pays a quarterly dividend. This is distributed in the months of March, June, September, December.

How secure is the dividend of MGIC Investment?

MGIC Investment paid dividends every year for the past 8 years.

What is the dividend of MGIC Investment?

For the upcoming 12 months, dividends amounting to 0.5 USD are expected. This corresponds to a dividend yield of 1.9 %.

In which sector is MGIC Investment located?

MGIC Investment is assigned to the 'Finance' sector.

Wann musste ich die Aktien von MGIC Investment kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of MGIC Investment from 11/21/2024 amounting to 0.13 USD, you needed to have the stock in your portfolio before the ex-date on 11/7/2024.

When did MGIC Investment pay the last dividend?

The last dividend was paid out on 11/21/2024.

What was the dividend of MGIC Investment in the year 2023?

In the year 2023, MGIC Investment distributed 0.36 USD as dividends.

In which currency does MGIC Investment pay out the dividend?

The dividends of MGIC Investment are distributed in USD.

All fundamentals about MGIC Investment

Our stock analysis for MGIC Investment Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of MGIC Investment Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.