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Overview
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People's United Financial stock

PBCT
US7127041058
A0MP68

Price

19.41
Today +/-
+0
Today %
+0 %

People's United Financial stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the People's United Financial stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the People's United Financial stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the People's United Financial stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze People's United Financial's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

People's United Financial Stock Price History

DatePeople's United Financial Price
4/4/202219.41 undefined
3/31/202219.41 undefined

People's United Financial Revenue, EBIT, Net Income

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  • 25 Years

  • Max

Revenue
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into People's United Financial, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by People's United Financial from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects People's United Financial’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of People's United Financial. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into People's United Financial’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing People's United Financial’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on People's United Financial’s growth potential.

People's United Financial Revenue, EBIT and net profit per share

DatePeople's United Financial RevenuePeople's United Financial Net Income
2025e2.06 B undefined559.38 M undefined
2024e2.02 B undefined569.62 M undefined
2023e2.03 B undefined591.66 M undefined
2022e1.95 B undefined560.01 M undefined
20211.99 B undefined604.9 M undefined
20202.31 B undefined219.6 M undefined
20192.31 B undefined520.4 M undefined
20181.92 B undefined468.1 M undefined
20171.66 B undefined337.2 M undefined
20161.47 B undefined281 M undefined
20151.42 B undefined260.1 M undefined
20141.38 B undefined251.7 M undefined
20131.35 B undefined232.4 M undefined
20121.36 B undefined245.3 M undefined
20111.35 B undefined192.4 M undefined
20101.09 B undefined82.5 M undefined
20091.05 B undefined101.2 M undefined
20081.22 B undefined137.8 M undefined
2007892.4 M undefined150.7 M undefined
2006729.5 M undefined124 M undefined
2005681.2 M undefined137.1 M undefined
2004588.9 M undefined199.7 M undefined
2003620.2 M undefined63.8 M undefined
2002700.3 M undefined55.4 M undefined

People's United Financial Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (M)EBIT MARGIN (%)NET INCOME (M)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
198719881989199019911992199319941995199619971998199920002001200220032004200520062007200820092010201120122013201420152016201720182019202020212022e2023e2024e2025e
0.530.590.710.70.650.520.50.520.610.660.770.90.971.061.050.70.620.590.680.730.891.221.051.091.351.361.351.381.421.471.661.922.312.311.991.952.032.022.06
-10.3420.44-1.56-7.04-19.17-4.974.6317.128.0517.6316.677.099.51-1.04-33.21-11.43-5.1615.827.0522.3636.77-13.854.0023.420.44-0.662.602.903.4512.5916.1320.29-0.22-13.57-2.364.01-0.251.78
---------------------------------------
000000000000000000000000000000000000000
000000000000000000000000000004094675766523480783811817839
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493632-84-90756707180929111210875556319913712415013710182192245232251260281337468520219604560591569559
--26.53-11.11-362.507.14-107.78700.0025.001.4312.6815.00-1.0923.08-3.57-30.56-26.6714.55215.87-31.16-9.4920.97-8.67-26.28-18.81134.1527.60-5.318.193.598.0819.9338.8711.11-57.88175.80-7.285.54-3.72-1.76
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230.9230.9230.9231231.1231.2261.3287.5287.6288.8290.1301.8293290.1291.1291.7292.5295.8297.7298.9292.1330.1332.3352.6348.7338.4312298.3300.4304332.9351.7397.2422.6424.50000
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Details

Keystats

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Revenue and Growth

The People's United Financial Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the People's United Financial is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (B)OTHER NON-CURRENT ASSETS (B)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (B)RETAINED EARNINGS (B)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (B)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (M)LONG-T. LIAB. (B)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (B)DEBT (B)TOTAL CAPITAL (B)
1988198919901991199219931994199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021
                                                                   
0000000000000000000000000000000000
0000000000000000000000000000000000
0000000000000000000000000000000000
0000000000000000000000000000000000
0000000000000000000000000000000000
0000000000000000000000000000000000
174183179173174170172170174184191206212202179150149140137157262339431447476488459258421419456776678572.8
00000000000000000000000000210212117161514.4
0000000000000000000000000000000000
00000000000001613106543274254239223199173148129214149180220170132.1
00000000000.140.130.130.10.10.10.10.10.10.11.261.261.721.951.961.961.961.961.992.412.693.072.682.68
0000000000000001.28000000.070.050.0200.050.0100.040.050.090.160.190.32
0.170.180.180.170.170.170.170.170.170.190.330.340.340.320.291.550.260.250.240.261.81.922.442.642.632.672.592.352.693.053.434.233.733.72
0.170.180.180.170.170.170.170.170.170.190.330.340.340.320.291.550.260.250.240.261.81.922.442.642.632.672.592.352.693.053.434.233.733.72
                                                                   
333333333310270554161646161626293141142142344444444248248249249249249.5
0.050.050.050.050.050.050.080.10.110.10.20.20.20.210.210.190.160.170.183.644.494.514.985.255.265.285.295.345.456.016.557.647.667.72
0.370.40.310.220.230.280.340.40.470.540.60.60.680.720.740.760.9111.061.081.020.920.770.740.760.780.830.880.951.041.291.511.361.64
00-13000-181112-7-82-61-50-66-38-16-23-48-19-75-75-101-139-150-85-143-140-145-145-195-176-184-113.1
000000000000000000000024353-70-25-37-50-37-62995-23.7
0.450.480.380.30.310.430.470.550.620.710.850.780.880.940.9411.21.291.344.715.445.365.665.895.925.915.956.056.457.127.839.239.199.48
0000000000000000000000000115107000013695103.8
0000000000000000000000000000000308270242
0000000000000000000000000000000000
0000000000000000000000000000000000
000000000000000000000000010100011000
000000000000000000000000012510800011444365345.8
000000000.150.150.150.150.270.250.250.250.120.110.070.070.180.180.180.160.660.641.031.031.031.110.911.021
0000000000000000000000000000000000
567360905161648387100142174196178205186194158195163356370692511490277394457520572695457824684.4
0.060.070.060.090.050.060.060.080.240.250.290.320.460.430.460.440.320.270.260.230.540.550.870.671.150.921.431.491.551.681.591.461.841.68
0.060.070.060.090.050.060.060.080.240.250.290.320.460.430.460.440.320.270.260.230.540.550.870.671.151.041.541.491.551.681.61.92.22.03
0.510.550.440.390.360.490.530.630.850.961.141.111.341.371.41.441.521.561.64.945.975.916.536.567.076.957.497.5488.89.4311.1311.3911.51
Details

Balance Sheet

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Understanding the Balance Sheet

The balance sheet of People's United Financial provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand People's United Financial's financial health and stability.

Assets

People's United Financial's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that People's United Financial must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of People's United Financial after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into People's United Financial's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (B)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (B)CASH FLOW FROM OTHER INVESTING ACTIVITIES (B)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (B)NET CHANGE IN EQUITY (B)CASH FLOW FROM FINANCING ACTIVITIES (B)CASH FLOW FROM OTHER FINANCING ACTIVITIES (B)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (B)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
1988198919901991199219931994199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021
00000000009111210875556319913712415013710182192245232251260281337468520219604
10171816161616181720313440463633272223256165736565666463606958748481
00000000001620-8-13-2-84233-5-15-14-7604415614325114-182
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0000000000-1400-9800-305-1505447303048455036505762666941963
0000000000000000000000127135111118108136153195312473248102
00000000640504851492627998742828248459875931091071131124510710989
00.040.040.060.140.110.160.130.140.150.150.150.22-0.330.2200.320.10.060.180.230.10.230.170.510.380.350.330.340.60.590.240.841.22
-69-26-17-10-18-12-18000-31-40-37-33-14-12-22-22-36-63-50-61-77-43-84-84-53-80-42-29-87-67-45-28
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-0.57-0.660.060.950.09-0.8-0.12-0.3-0.91-0.44-1.03-0.77-0.560.07-0.670.370.81-0.180.510.03-1.140.93-1.57-0.24-2.82-3.22-2.16-3.27-1.71-0.660.09-0.24-1.274.02
0000000000000000000000000000000000
0.040.16-0.06-0.1-0.060.280.170.270.3-0.140.470.590.140.06-0.1-0.92-1.31-0.06-0.33-00.04-0.03-0.62-0.412.032.65-0.990.62-0.25-0.8-10.33-4.01-0.19
0.0600000.070000-0.01-0.080000.010.020.020.013.210.03-0-0.2-0.25-0.22-0.4600.020.330.060.030.02-0.310.03
0.610.7-0.03-0.88-0.260.640.020.280.710.410.980.740.680.220.3-0.67-1.190.18-0.392.67-0.940.96-1.04-0.072.212.82.42.721.320.36-0.54-0.063.921.14
0.520.540.04-0.77-0.20.3-0.140.020.420.570.540.250.570.20.440.290.150.280-0.41-0.821.19-0.010.810.620.813.582.281.441.340.7-0.128.551.62
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-0.030.060.050.12-0.04-0.060.040.11-0.060.110.070.080.3-0.07-0.16-0.31-0.080.090.152.82-1.91.93-2.46-0.17-0.18-0.130.54-0.3-0.10.270.05-0.133.446.35
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People's United Financial stock margins

The People's United Financial margin analysis displays the gross margin, EBIT margin, as well as the profit margin of People's United Financial. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for People's United Financial.

  • 3 years

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Profit margin
Details

Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the People's United Financial's sales revenue. A higher gross margin percentage indicates that the People's United Financial retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the People's United Financial's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the People's United Financial's total revenue generated. When comparing the revenue margin year over year, investors can gauge the People's United Financial's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the People's United Financial. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the People's United Financial's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

People's United Financial Margin History

DatePeople's United Financial Profit margin
2025e27.21 %
2024e28.19 %
2023e29.21 %
2022e28.76 %
202130.32 %
20209.52 %
201922.51 %
201824.35 %
201720.37 %
201619.12 %
201518.3 %
201418.22 %
201317.26 %
201218.1 %
201114.26 %
20107.54 %
20099.63 %
200811.29 %
200716.89 %
200617 %
200520.13 %
200433.91 %
200310.29 %
20027.91 %

People's United Financial Stock Sales Revenue, EBIT, Earnings per Share

The People's United Financial earnings per share therefore indicates how much revenue People's United Financial has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 years

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  • 25 Years

  • Max

Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue People's United Financial earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates People's United Financial's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of People's United Financial’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating People's United Financial's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

People's United Financial Revenue, EBIT and net profit per share

DatePeople's United Financial Sales per SharePeople's United Financial Earnings per Share
2025e4.79 undefined1.3 undefined
2024e4.7 undefined1.33 undefined
2023e4.71 undefined1.38 undefined
2022e4.53 undefined1.3 undefined
20214.7 undefined1.42 undefined
20205.46 undefined0.52 undefined
20195.82 undefined1.31 undefined
20185.47 undefined1.33 undefined
20174.97 undefined1.01 undefined
20164.84 undefined0.92 undefined
20154.73 undefined0.87 undefined
20144.63 undefined0.84 undefined
20134.31 undefined0.74 undefined
20124.01 undefined0.72 undefined
20113.87 undefined0.55 undefined
20103.1 undefined0.23 undefined
20093.16 undefined0.3 undefined
20083.7 undefined0.42 undefined
20073.06 undefined0.52 undefined
20062.44 undefined0.41 undefined
20052.29 undefined0.46 undefined
20041.99 undefined0.68 undefined
20032.12 undefined0.22 undefined
20022.4 undefined0.19 undefined

People's United Financial business model

People's United Financial Inc is a US financial institution based in Bridgeport, Connecticut. Founded in 1842 as a Savings Bank in Bridgeport, it has become one of the leading regional banks in the United States. The business model of People's United Financial Inc is based on providing financial services to both retail and business customers. The company serves customers in six states on the US East Coast: Connecticut, Massachusetts, Maine, New Hampshire, New York, and Vermont. It operates over 400 branches and offers a wide range of products and services, including checking accounts, credit and debit cards, mortgages, lines of credit, asset management, and investment offerings. The company is divided into three main segments: Corporate and Commercial Banking, Consumer Banking, and Wealth Management. Each of these divisions is focused on meeting the specific needs of customers in different market segments. Corporate and Commercial Banking provides financial services to small and medium-sized businesses as well as institutional customers. Services include lending, cash management, payments, and other financial services. Consumer Banking focuses on retail customers and offers checking accounts, credit and debit cards, as well as mortgage and loan offerings. Wealth Management is the third pillar of People's United Financial Inc and offers clients customized asset management and wealth management services. Wealth Management provides a wide range of products and services, including investment funds, asset management, trust, and estate planning. The company is committed to providing its customers with a high level of service quality and adheres to the highest standards of integrity, professionalism, and accountability. People's United Financial Inc is a member of the FDIC (Federal Deposit Insurance Corporation) and is therefore federally insured. The FDIC is a US federal agency that protects deposits through regulation and insurance. In summary, People's United Financial Inc has a long history and a solid reputation as a trusted financial services provider. The company is well-diversified and offers a wide range of financial services tailored to the needs of its customers. It is a reliable and stable choice in the financial industry. People's United Financial is one of the most popular companies on Eulerpool.com.

People's United Financial SWOT Analysis

Strengths

1. Strong financial position: People's United Financial Inc. maintains a solid financial position, with a history of stable revenues and profitability.

2. Diversified product portfolio: The company offers a wide range of financial products, including banking, lending, wealth management, and insurance services, catering to diverse customer needs.

3. Established brand reputation: People's United Financial Inc. has built a strong brand reputation over the years through its commitment to customer service, reliability, and ethical practices.

Weaknesses

1. Limited geographical presence: The company primarily operates in the Northeastern United States, which exposes it to regional economic fluctuations and limits its growth potential in other markets.

2. Reliance on traditional banking: People's United Financial Inc. heavily relies on traditional banking services, which may be vulnerable to the increasing popularity of online banking and fintech solutions.

3. Higher operational costs: The costs associated with maintaining physical branches and infrastructure for a traditional banking model can result in higher operational expenses compared to online-only competitors.

Opportunities

1. Expansion through acquisitions: People's United Financial Inc. can explore strategic acquisitions to enter new markets and diversify its product offerings, enhancing its competitive position.

2. Growing demand for digital banking: The increasing adoption of digital banking services presents an opportunity for the company to invest in technology and develop innovative online platforms, attracting tech-savvy customers.

3. Focus on sustainable finance: With the rising importance of sustainability, People's United Financial Inc. could align its services with environmentally and socially responsible practices to capture new market segments.

Threats

1. Intense competition: The financial industry is highly competitive, with both traditional banks and fintech companies vying for market share. Increased competition can put pressure on margins and customer retention.

2. Economic uncertainties: Economic downturns, interest rate fluctuations, and regulatory changes can significantly impact the company's financial performance, making it vulnerable to market volatilities.

3. Cybersecurity risks: As reliance on technology increases, People's United Financial Inc. faces the constant threat of cyber attacks, which can lead to significant financial and reputational damages.

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People's United Financial Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

People's United Financial historical P/E ratio, EBIT multiple, and P/S ratio

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People's United Financial shares outstanding

The number of shares was People's United Financial in 2024 — This indicates how many shares 424.5 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue People's United Financial earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates People's United Financial's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of People's United Financial’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating People's United Financial's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

People's United Financial stock splits

In People's United Financial's history, there have been no stock splits.

People's United Financial dividend history and estimates

In 2024, People's United Financial paid a dividend amounting to 0.98 USD. Dividend means that People's United Financial distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
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Dividend

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Dividend Overview

The dividend per year chart for People's United Financial provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify People's United Financial’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating People's United Financial's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

People's United Financial Dividend History

DatePeople's United Financial Dividend
2025e1.06 undefined
2024e0.98 undefined
2023e1.24 undefined
2022e1.06 undefined
20210.73 undefined
20200.72 undefined
20190.71 undefined
20180.7 undefined
20170.69 undefined
20160.85 undefined
20151 undefined
20140.66 undefined
20130.65 undefined
20120.64 undefined
20110.63 undefined
20100.62 undefined
20090.61 undefined
20080.58 undefined
20070.52 undefined
20060.46 undefined
20050.41 undefined
20040.36 undefined
20030.32 undefined
20020.3 undefined

People's United Financial dividend payout ratio

In 2024, People's United Financial had a payout ratio of 74.05%. The payout ratio indicates the percentage of the company's profits that People's United Financial distributes as dividends.

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Payout ratio

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What is Yearly Payout Ratio?

The yearly payout ratio for People's United Financial represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for People's United Financial could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate People's United Financial's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

People's United Financial Payout Ratio History

DatePeople's United Financial Payout ratio
2025e81.72 %
2024e74.05 %
2023e90.06 %
2022e81.04 %
202151.05 %
2020138.08 %
201954 %
201852.41 %
201767.87 %
201691.69 %
2015115.78 %
201477.92 %
201386.93 %
201287.95 %
2011113.73 %
2010263.92 %
2009199.48 %
2008139.73 %
2007100.59 %
2006111.34 %
200588.24 %
200453.14 %
2003148.46 %
2002158.24 %
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Unfortunately, there are currently no price targets and forecasts available for People's United Financial.

People's United Financial shareholders

%
Name
Stocks
Change
Date
11.61434 % State Street Global Advisors (US)49,903,315-5,434,36312/31/2021
11.04577 % The Vanguard Group, Inc.47,460,371386,47112/31/2021
7.04178 % BlackRock Institutional Trust Company, N.A.30,256,3961,175,34812/31/2021
2.70729 % Wells Fargo Advisors11,632,426-118,65912/31/2021
2.45272 % Dimensional Fund Advisors, L.P.10,538,597-74,11312/31/2021
1.99164 % Geode Capital Management, L.L.C.8,557,494162,69912/31/2021
1.85026 % ProShare Advisors LLC7,950,020-1,445,29612/31/2021
1.50241 % Magnetar Capital Partners LP6,455,40296,96112/31/2021
1.40566 % ARP Americas LP6,039,689246,81512/31/2021
1.38409 % JP Morgan Asset Management5,947,029364,94712/31/2021
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People's United Financial Executives and Management Board

John Klein

(62)
People's United Financial Chairman of the Board, President, Chief Executive Officer
Compensation 10.19 M

Mr. Philip Sherringham

(56)
People's United Financial President, Chief Executive Officer, Director (since 2008)
Compensation 10.1 M

Mr. John Barnes

(65)
People's United Financial Chairman of the Board, Chief Executive Officer (since 2018)
Compensation 5.9 M

Brian Dreyer

(63)
People's United Financial Senior Executive Vice President - Commercial Banking Group (since 2008)
Compensation 2.33 M

Henry Mandel

(66)
People's United Financial Executive Vice President - Organization Effectiveness (since 2001)
Compensation 2.18 M
1
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3
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5
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11

People's United Financial Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
Visa Inc. Stock
Visa Inc.
SupplierCustomer0,560,46-0,15-0,500,650,52
Koninklijke Ahold Delhaize Stock
Koninklijke Ahold Delhaize
SupplierCustomer0,270,44-0,22-0,750,02-0,05
Mastercard A Stock
Mastercard A
SupplierCustomer0,230,14-0,040,100,740,49
1

Most common questions regarding People's United Financial

What values and corporate philosophy does People's United Financial represent?

People's United Financial Inc represents a set of core values and corporate philosophy that guide its operations. The company remains committed to integrity, excellence, teamwork, and respect for its customers and employees. People's United Financial Inc strives to deliver top-notch financial services while maintaining strong ethical standards. With a focus on personalized customer experiences, the company aims to provide innovative solutions tailored to meet the unique needs of their clients. Through their dedication to customer satisfaction and community support, People's United Financial Inc fosters long-term relationships and strives to make a positive impact in the financial industry.

In which countries and regions is People's United Financial primarily present?

People's United Financial Inc is primarily present in the United States.

What significant milestones has the company People's United Financial achieved?

People's United Financial Inc. has achieved several significant milestones throughout its history. One of the notable milestones is its initial public offering (IPO) in 1986, which marked the company's transition from a mutual holding company to a publicly-traded entity. Another milestone was its entry into the S&P 500 Index in 2010, signifying the company's growth and increased market capitalization. Additionally, People's United Financial Inc. completed several strategic acquisitions, such as the acquisition of Chittenden Corporation in 2008, further expanding its presence and enhancing its product offerings. These milestones demonstrate the company's commitment to growth, financial strength, and its ability to adapt to evolving market dynamics.

What is the history and background of the company People's United Financial?

People's United Financial Inc. is a renowned financial services company in the United States. Established in 1842, it has a rich and extensive history in providing banking, investment, and advisory services. With its headquarters in Bridgeport, Connecticut, People's United Financial Inc. has grown into a trusted institution serving individuals, businesses, and communities across the country. Over the years, the company has achieved significant milestones, expanding its reach through strategic acquisitions and mergers. With a strong commitment to customer satisfaction and financial stability, People's United Financial Inc. continues to be a leading force in the financial industry, offering a comprehensive range of products and solutions to meet diverse financial needs.

Who are the main competitors of People's United Financial in the market?

The main competitors of People's United Financial Inc in the market include banks such as JPMorgan Chase, Bank of America, and Citigroup. These industry leaders, along with regional banks like KeyCorp and M&T Bank, compete with People's United Financial Inc in various segments of the financial services industry.

In which industries is People's United Financial primarily active?

People's United Financial Inc is primarily active in the banking and financial services industry.

What is the business model of People's United Financial?

People's United Financial Inc operates as a diversified financial services company. Its business model encompasses providing commercial and retail banking services, as well as wealth management and insurance solutions. The company focuses on offering a comprehensive range of financial products and services to individuals, small businesses, and corporate clients. With a strong emphasis on building strong customer relationships and delivering personalized financial solutions, People's United Financial Inc aims to meet the needs of its diverse client base. Its commitment to providing exceptional service and innovative financial solutions has enabled the company to establish a prominent position in the financial services industry.

What is the P/E ratio of People's United Financial 2025?

The People's United Financial P/E ratio is 14.73.

What is the P/S ratio of People's United Financial 2025?

The People's United Financial P/S ratio is 4.01.

What is the Quality Investing of People's United Financial?

The Quality Investing for People's United Financial is 3/10.

What is the revenue of People's United Financial 2025?

The expected People's United Financial revenue is 2.06 B USD.

How high is the profit of People's United Financial 2025?

The expected People's United Financial profit is 559.38 M USD.

What is the business model of People's United Financial

People's United Financial Inc. is an American financial services company based in Bridgeport, Connecticut. It was founded in 1842 and has since grown to become a major player in the banking and investment industry. The business model of People's United Financial Inc. is based on several different business areas. The company's core areas include retail banking, commercial banking, wealth management, and lending. In retail banking, People's United offers a wide range of financial services for individual customers. The offerings include traditional banking services such as deposits, loans, mortgages, debit and credit cards, as well as advisory services. In addition to everyday use accounts, the company also offers specialized account types such as student checking or premier advantage checking. In commercial banking, People's United focuses on the needs of middle-market businesses. The offerings include standardized banking products such as accounts and loans, as well as specialized services such as treasury management, cash management, asset management, and corporate finance. The goal of commercial banking is to support businesses in their growth and innovation. People's United Financial Inc. also offers wealth management services. In light of the increasing importance of wealth planning and preservation, the company provides customers with a wide range of financial advisory and asset management services. Within these services, the company assists customers in managing their assets and achieving their financial goals. The company also provides lending services. Both corporate and individual customers can benefit from lending services. These lending services include a wide range of loans such as real estate loans, mortgage loans, or personal loans. People's United Financial Inc. also specializes in other corporate areas such as treasury services, online banking, and investment management. The goal of online banking is to provide customers with a convenient and reliable way to manage their finances. In the investment banking division, People's United offers mergers and acquisitions, capital markets, lending, and merger support. The business model of People's United Financial Inc. is based on providing high-quality, customer-oriented services in various areas of the financial services sector. By addressing the needs of different customer groups, the company secures its market position and drives growth. Overall, People's United Financial Inc. secures a competitive advantage over competitors in the industry through a wide range of services. The company can thus respond to the needs of customers in both retail banking and commercial banking. The wealth management and lending services complement the offerings. In the future, People's United Financial Inc. will continue to integrate innovations and technologies into its business models in order to further expand its customer base.

What is the People's United Financial dividend?

People's United Financial pays a dividend of 0.18 USD distributed over 4 payouts per year.

How often does People's United Financial pay dividends?

People's United Financial pays out a dividend 4 times a year.

What is the People's United Financial ISIN?

The ISIN of People's United Financial is US7127041058.

What is the People's United Financial WKN?

The WKN of People's United Financial is A0MP68.

What is the People's United Financial ticker?

The ticker of People's United Financial is PBCT.

How much dividend does People's United Financial pay?

Over the past 12 months, People's United Financial paid a dividend of 0.73 USD . This corresponds to a dividend yield of about 3.75 %. For the coming 12 months, People's United Financial is expected to pay a dividend of 0.98 USD.

What is the dividend yield of People's United Financial?

The current dividend yield of People's United Financial is 3.75 %.

When does People's United Financial pay dividends?

People's United Financial pays a quarterly dividend. This is distributed in the months of May, August, November, February.

How secure is the dividend of People's United Financial?

People's United Financial paid dividends every year for the past 38 years.

What is the dividend of People's United Financial?

For the upcoming 12 months, dividends amounting to 0.98 USD are expected. This corresponds to a dividend yield of 5.06 %.

In which sector is People's United Financial located?

People's United Financial is assigned to the 'Finance' sector.

Wann musste ich die Aktien von People's United Financial kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of People's United Financial from 2/15/2022 amounting to 0.183 USD, you needed to have the stock in your portfolio before the ex-date on 1/31/2022.

When did People's United Financial pay the last dividend?

The last dividend was paid out on 2/15/2022.

What was the dividend of People's United Financial in the year 2024?

In the year 2024, People's United Financial distributed 1.24 USD as dividends.

In which currency does People's United Financial pay out the dividend?

The dividends of People's United Financial are distributed in USD.

All fundamentals about People's United Financial

Our stock analysis for People's United Financial Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of People's United Financial Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.