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Overview
Profile

National Bankshares Company

NKSH
US6348651091
351157

Price

30.04
Today +/-
-0.23
Today %
-0.83 %
P

National Bankshares stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the National Bankshares stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the National Bankshares stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the National Bankshares stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze National Bankshares's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

National Bankshares Stock Price History

DateNational Bankshares Price
10/18/202430.04 undefined
10/17/202430.29 undefined
10/16/202431.00 undefined
10/15/202430.21 undefined
10/14/202429.60 undefined
10/11/202429.31 undefined
10/10/202429.80 undefined
10/9/202428.95 undefined
10/8/202428.24 undefined
10/7/202428.60 undefined
10/4/202429.43 undefined
10/3/202428.47 undefined
10/2/202428.65 undefined
10/1/202428.91 undefined
9/30/202429.90 undefined
9/27/202429.23 undefined
9/26/202428.85 undefined
9/25/202429.89 undefined
9/24/202430.14 undefined
9/23/202430.00 undefined

National Bankshares Revenue, EBIT, Net Income

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  • Max

Revenue
Net Income
Details

Revenue, EBIT and Profit

ⓘ

Understanding Revenue, EBIT, and Income

Gain insights into National Bankshares, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by National Bankshares from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects National Bankshares’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of National Bankshares. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into National Bankshares’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing National Bankshares’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on National Bankshares’s growth potential.

National Bankshares Revenue, EBIT and net profit per share

DateNational Bankshares RevenueNational Bankshares Net Income
2026e45.55 M undefined19.46 M undefined
2025e41.93 M undefined17.19 M undefined
2024e36.49 M undefined8.11 M undefined
202368.19 M undefined15.69 M undefined
202262.51 M undefined25.93 M undefined
202153.42 M undefined20.38 M undefined
202051.95 M undefined16.08 M undefined
201953.94 M undefined17.47 M undefined
201850.95 M undefined16.15 M undefined
201748.9 M undefined14.09 M undefined
201648.05 M undefined14.94 M undefined
201552.4 M undefined15.83 M undefined
201453.06 M undefined16.91 M undefined
201354.89 M undefined17.79 M undefined
201257.49 M undefined17.75 M undefined
201158.44 M undefined17.64 M undefined
201057.49 M undefined15.57 M undefined
200959.29 M undefined14.32 M undefined
200859.2 M undefined13.59 M undefined
200759.53 M undefined12.68 M undefined
200656.7 M undefined12.63 M undefined
200552.99 M undefined12.42 M undefined
200448.63 M undefined12.23 M undefined

National Bankshares Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (M)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (M)EBIT MARGIN (%)NET INCOME (M)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
19931994199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e
15283031323537425048474852565959595758575453524848505351536268364145
-86.677.143.333.239.385.7113.5119.05-4.00-2.082.138.337.695.36---3.391.75-1.72-5.26-1.85-1.89-7.69-4.176.00-3.773.9216.989.68-47.0613.899.76
----------------------------------
0000000000000000000000000000000000
0000000000000000000000000000000183334
----------------------------------
2556667771011121212121314151717171615141416171620251581719
-150.00-20.00--16.67--42.8610.009.09---8.337.697.1413.33---5.88-6.25-6.67-14.296.25-5.8825.0025.00-40.00-46.67112.5011.76
----------------------------------
----------------------------------
3.87.587.597.597.597.597.227.037.037.037.077.087.067.026.996.946.956.956.956.966.976.966.966.966.966.966.586.486.215.995.89000
----------------------------------
Details

Keystats

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Revenue and Growth

The National Bankshares Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the National Bankshares is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (M)TOTAL ASSETS (M)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (M)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (M)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (M)LONG-T. LIAB. (M)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (M)DEBT (M)TOTAL CAPITAL (M)
199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                           
000000000000000000000000000000
000000000000000000000000000000
000000000000000000000000000000
000000000000000000000000000000
000000000000000000000000000000
000000000000000000000000000000
2.84.755.76.78.510.310.19.910.112.112.812.71211.210.610.510.410.4109.198.98.28.611.21211.311.812.21
000000000000000000000000000000
000000000000000000000000000000
000000911.910.91016.917.11697.96.85.74.63.58.31.40.40.10.1000000
00000000000005.85.85.85.85.85.805.85.85.85.85.85.85.85.85.85.85
000000000000000000304.45.66.12.33.41.9-1.50.321.616.32
2.84.755.76.78.519.32220.820.12929.928.726.824.923.22220.822.718.320.720.820.916.417.818.916.317.439.234.37
2.84.755.76.78.519.32220.820.12929.928.726.824.923.22220.822.718.320.720.820.916.417.818.916.317.439.234.37
                                                           
4.39.59.59.59.58.88.88.88.88.88.88.88.78.78.78.78.78.78.78.78.78.78.78.78.78.187.67.47.4
1.200000000000000000000000000000
14.838.442.246.250.247.451.655.962.570.177.784.691.197.8105.4113.9123.2133.9144.2154.2163.3171.4178.2185.9193.6184.1189.5188.2199.1197.98
-0.10.3-1.8-1.6-1.2-3.5-0.60.61.81.80.6-1.4-3.1-1.7-3.9-0.5-2.6-1.3-4.8-3-4.1-5.3-5.1-6-7-8.6-10.1-6.9-2.3-2.31
0000000000000000002-14-1.6-2.7-3.6-3.7-5.10.113.22.9-81.4-62.56
20.248.249.954.158.552.759.865.373.180.787.19296.7104.8110.2122.1129.3141.3150.1145.9166.3172.1178.2184.9190.2183.7200.6191.8122.8140.52
0.20.70.70.70.60.71.51.10.70.50.50.70.90.80.70.30.30.20.10.10.10.10.10.10.10.10.100.11.42
00000000000000000000000002.321.61.41.13
000000000000000000000000000000
00.20.60.50.210.50.30.20.70.10.30.40.10.10.1000000000000000
000000000000000000000000000000
0.20.91.31.20.811.21.81.31.40.60.81.110.90.80.30.30.20.10.10.10.10.10.10.12.42.11.61.52.54
000000000000000000000000000000
000000000000000000000000000000
0.71.51.510.91.11.21.42.11.92.42.85.85.76.77.88.26.37.34.65.912.512.212.113.815.919.914.210.68.33
0.71.51.510.91.11.21.42.11.92.42.85.85.76.77.88.26.37.34.65.912.512.212.113.815.919.914.210.68.33
0.92.42.82.21.712.332.73.52.53.23.96.86.67.58.18.56.57.44.7612.612.312.213.918.32215.812.110.88
21.150.652.756.360.26562.86876.683.290.395.9103.5111.4117.7130.2137.8147.8157.5150.6172.3184.7190.5197.1204.1202222.6207.6134.9151.4
Details

Balance Sheet

ⓘ

Understanding the Balance Sheet

The balance sheet of National Bankshares provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand National Bankshares's financial health and stability.

Assets

National Bankshares's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that National Bankshares must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of National Bankshares after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into National Bankshares's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (k)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
1993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
25566677710111212121213141517171716151414161716202515
0000001121112222211111110000000
0000000000000000-1,00000000001,000000000
01010-23102180-10001025132-140-302-1
000000000000000000000000-3000000
00000000000000000000644445753320
0211222223334334354455434123332
4767751191014142315141515141819222420201710191813222915
0-100-1-1-2-200-1-2-1000000000000-1-1-10-1-1
-4-14-7-9-12-38-36-113-47-43-27-38-20-31-20-51-46-47-45-39-31-35-49-32-20-3-61-177-202-12953
-4-13-7-9-11-36-33-110-47-42-26-35-18-30-19-50-46-47-44-38-31-34-49-31-19-2-60-175-202-12854
0000000000000000000000000000000
00000010-1000000000000000000000000
000000-7000000-1000000000000-18-1-13-60
11001734241013928121612125352826271951428168-164016617532-53
112241037241154231172017191141343234271322362416-76717719748-38
0-1-2-2-2-2-2-2-3-3-3-4-4-5-5-5-5-6-6-7-7-7-7-8-8-8-9-9-8-8-14
03-1021-1-210007-410-3-322-1001-10-22-4-6715
3.676.615.877.096.273.488.696.859.113.4313.2620.3613.7113.2315.1915.5114.5417.8418.7321.9424.1719.8819.8716.910.7318.6117.811.9722.5628.2414.03
0000000000000000000000000000000

National Bankshares stock margins

The National Bankshares margin analysis displays the gross margin, EBIT margin, as well as the profit margin of National Bankshares. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for National Bankshares.

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Profit margin
Details

Margin

ⓘ

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the National Bankshares's sales revenue. A higher gross margin percentage indicates that the National Bankshares retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the National Bankshares's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the National Bankshares's total revenue generated. When comparing the revenue margin year over year, investors can gauge the National Bankshares's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the National Bankshares. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the National Bankshares's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

National Bankshares Margin History

DateNational Bankshares Profit margin
2026e42.72 %
2025e41 %
2024e22.23 %
202323.01 %
202241.48 %
202138.15 %
202030.95 %
201932.39 %
201831.7 %
201728.81 %
201631.09 %
201530.21 %
201431.87 %
201332.41 %
201230.87 %
201130.18 %
201027.08 %
200924.15 %
200822.96 %
200721.3 %
200622.28 %
200523.44 %
200425.15 %

National Bankshares Stock Sales Revenue, EBIT, Earnings per Share

The National Bankshares earnings per share therefore indicates how much revenue National Bankshares has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 years

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  • Max

Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue National Bankshares earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates National Bankshares's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of National Bankshares’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating National Bankshares's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

National Bankshares Revenue, EBIT and net profit per share

DateNational Bankshares Sales per ShareNational Bankshares Earnings per Share
2026e7.16 undefined3.06 undefined
2025e6.59 undefined2.7 undefined
2024e5.74 undefined1.28 undefined
202311.58 undefined2.66 undefined
202210.44 undefined4.33 undefined
20218.6 undefined3.28 undefined
20208.02 undefined2.48 undefined
20198.2 undefined2.66 undefined
20187.32 undefined2.32 undefined
20177.03 undefined2.02 undefined
20166.9 undefined2.15 undefined
20157.53 undefined2.27 undefined
20147.62 undefined2.43 undefined
20137.88 undefined2.55 undefined
20128.26 undefined2.55 undefined
20118.41 undefined2.54 undefined
20108.27 undefined2.24 undefined
20098.53 undefined2.06 undefined
20088.53 undefined1.96 undefined
20078.52 undefined1.81 undefined
20068.08 undefined1.8 undefined
20057.51 undefined1.76 undefined
20046.87 undefined1.73 undefined

National Bankshares business model

National Bankshares Inc is a company that operates in the banking business. The company is headquartered in Blacksburg, Virginia, USA and conducts its operations in both the private and commercial sectors. The company was founded in 1891 and has been listed on the NASDAQ stock exchange since 1987. History National Bankshares Inc was originally founded as the National Bank of Blacksburg. Since then, the company has undergone a lot of changes, including the transition to a holding company, the introduction of new products and services, and the expansion of its business scope. Today, National Bankshares is one of the leading banks in Virginia, serving customers in many states. Business Model National Bankshares Inc offers a wide range of financial services, including lending, deposits, credit cards, online banking, investment, and insurance products. The company is divided into various segments to provide targeted support for different customer groups. These include retail customers, small to medium-sized businesses, and agricultural enterprises. Retail Customers National Bankshares Inc offers customers a variety of products to meet their financial needs. These include checking accounts, savings accounts, credit cards, mortgages, personal loans, and investment products. Additionally, the company also provides online banking for customers to conveniently manage their banking transactions from home. Small to Medium-Sized Businesses National Bankshares Inc offers financial products to small and medium-sized businesses such as business loans, commercial real estate loans, and equipment and vehicle loans. The company also assists in setting up checking accounts and provides online banking. The company ensures that customers can expand their businesses by supporting them in growth and expansion. Agricultural Enterprises National Bankshares Inc has a team of experienced agricultural advisors who provide guidance to farmers and provide them with financial products to operate their agricultural businesses. These financial products include loans for agriculture, livestock, and equipment. Products National Bankshares Inc offers a variety of products to meet the needs of different customers. Here are some of the products offered by the company: Lending National Bankshares Inc offers loans for various purposes, including residential mortgages, commercial real estate loans, and equipment and vehicle loans. Deposits The company provides its customers with different types of deposit accounts, such as checking accounts, savings accounts, and high-interest deposit accounts. Investment and Insurance Products National Bankshares Inc offers its customers a selection of investment products, such as stocks, bonds, and funds. Additionally, the company also offers insurance products such as life insurance and annuities. Summary National Bankshares Inc is a company that has been operating in the banking business since 1891. The company offers a wide range of financial services, including loans, deposits, credit cards, online banking, investment, and insurance products. It operates its business in various segments to meet the needs of different customer groups. The company values personalized advice tailored to the individual needs of its customers. National Bankshares is one of the most popular companies on Eulerpool.com.

National Bankshares Revenue by Segment

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Details

Revenue by Segment

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Overview of Revenue by Segment

The chart visualizes revenues by segments and provides a clear overview of the revenue distribution. Each segment is clearly marked to facilitate comparisons of revenues.

Interpretation and Use

The chart enables quick identification of the highest-revenue segments, which is helpful in strategic decision-making. It supports the analysis of growth potentials and targeted resource allocation.

Investment Strategy

An investment strategy determines how capital is deliberately invested into various asset classes to maximize returns. It is based on risk tolerance, investment objectives, and a long-term plan.

National Bankshares Revenue by Segment

Segmente20212018
Deposit Account2.05 M USD2.68 M USD
Fiduciary and Trust1.79 M USD1.57 M USD
Credit and Debit Card1.87 M USD1.43 M USD
Insurance and Investment768,000 USD460,000 USD
Product and Service, Other179,000 USD132,000 USD

National Bankshares SWOT Analysis

Strengths

  • Established market presence with a long history of providing banking services.
  • Strong financial position and stable customer base.
  • Wide range of products and services offered to cater to diverse customer needs.
  • Experienced and knowledgeable management team.

Weaknesses

  • Limited geographic presence, operating in a specific region only.
  • Relatively small size compared to national competitors.
  • Lack of investment in advanced technology systems.
  • High dependency on interest income.

Opportunities

  • Expansion into new markets and regions to increase customer base.
  • Introduction of innovative digital banking solutions to enhance customer experience and attract tech-savvy customers.
  • Collaborations with fintech start-ups to leverage new technologies and improve operational efficiency.
  • Mergers and acquisitions to consolidate market share and gain competitive advantage.

Threats

  • Intense competition from larger banks and financial institutions.
  • Economic downturns impacting loan demand and profitability.
  • Changing regulatory environment and compliance requirements.
  • Cybersecurity threats and data breaches.

National Bankshares Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

National Bankshares historical P/E ratio, EBIT multiple, and P/S ratio

National Bankshares shares outstanding

The number of shares was National Bankshares in 2023 — This indicates how many shares 5.89 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue National Bankshares earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates National Bankshares's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of National Bankshares’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating National Bankshares's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

National Bankshares stock splits

In National Bankshares's history, there have been no stock splits.

National Bankshares dividend history and estimates

In 2023, National Bankshares paid a dividend amounting to 2.51 USD. Dividend means that National Bankshares distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details

Dividend

ⓘ

Dividend Overview

The dividend per year chart for National Bankshares provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify National Bankshares’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating National Bankshares's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

National Bankshares Dividend History

DateNational Bankshares Dividend
2026e2.82 undefined
2025e2.83 undefined
2024e2.82 undefined
20232.51 undefined
20221.5 undefined
20211.44 undefined
20201.39 undefined
20191.39 undefined
20181.21 undefined
20171.17 undefined
20161.16 undefined
20151.14 undefined
20141.13 undefined
20131.12 undefined
20121.1 undefined
20111 undefined
20100.91 undefined
20090.84 undefined
20080.8 undefined
20070.76 undefined
20060.73 undefined
20050.71 undefined
20040.64 undefined

National Bankshares dividend payout ratio

In 2023, National Bankshares had a payout ratio of 44.86%. The payout ratio indicates the percentage of the company's profits that National Bankshares distributes as dividends.

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Payout ratio
Details

Payout ratio

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What is Yearly Payout Ratio?

The yearly payout ratio for National Bankshares represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for National Bankshares could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate National Bankshares's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

National Bankshares Payout Ratio History

DateNational Bankshares Payout ratio
2026e42.07 %
2025e40.21 %
2024e41.14 %
202344.86 %
202234.64 %
202143.9 %
202056.05 %
201952.45 %
201852.16 %
201757.92 %
201653.95 %
201550 %
201446.5 %
201343.92 %
201243.14 %
201139.37 %
201040.62 %
200940.78 %
200840.82 %
200741.99 %
200640.56 %
200540.34 %
200436.99 %
Unfortunately, there are currently no price targets and forecasts available for National Bankshares.

National Bankshares latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/20240.12 -0.05  (-140.85 %)2024 Q2
3/31/20240.44 0.37  (-15.64 %)2024 Q1
12/31/20230.49 0.56  (14.38 %)2023 Q4
9/30/20230.56 0.47  (-16.22 %)2023 Q3
6/30/20230.74 0.58  (-22.11 %)2023 Q2
3/31/20231.06 0.8  (-24.22 %)2023 Q1
12/31/20221.1 1.06  (-3.33 %)2022 Q4
9/30/20220.96 1.03  (6.86 %)2022 Q3
6/30/20220.82 0.93  (13.26 %)2022 Q2
3/31/20220.74 0.81  (8.78 %)2022 Q1
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Eulerpool ESG Scorecard© for the National Bankshares stock

Eulerpool World ESG Rating (EESG©)

14/ 100

🌱 Environment

5

👫 Social

13

🏛️ Governance

24

Environment

Scope 1 - Direct Emissions
—
Scope 2 - Indirect emissions from purchased energy
—
Scope 3 - Indirect emissions within the value chain
—
Total CO₂ emissions
—
CO₂ reduction strategy
✅
Coal energy
❌
Nuclear power
❌
Animal experiments
❌
Fur & Leather
—
Pesticides
—
Palm Oil
—
Tobacco
❌
Genetically modified organisms
❌
Climate concept
—
Sustainable forestry
—
Recycling regulations
❌
Environmentally friendly packaging
❌
Hazardous substances
❌
Fuel consumption and efficiency
❌
Water consumption and efficiency
❌

Social

Percentage of female employees—
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content❌
Alcohol❌
Weapons—
Firearms
❌
Gambling❌
Military contracts❌
Human rights concept❌
Privacy concept—
Occupational health and safety❌
Catholic✅

Governance (Corporate Governance)

Environmental reporting❌
Stakeholder Engagement❌
Call Back Policies❌
Antitrust law❌

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

National Bankshares shareholders

%
Name
Stocks
Change
Date
6.51115 % BlackRock Institutional Trust Company, N.A.414,10960,16612/31/2023
4.90811 % The Vanguard Group, Inc.312,1562,43012/31/2023
2.21769 % Brandes Investment Partners, L.P.141,045-60,21512/31/2023
1.91230 % Geode Capital Management, L.L.C.121,6223,99712/31/2023
1.46338 % Dimensional Fund Advisors, L.P.93,071-1,59012/31/2023
1.11064 % Rhino Investment Partners, Inc.70,63770,63712/31/2023
1.05660 % State Street Global Advisors (US)67,20070212/31/2023
0.78616 % RBF Capital, LLC50,000012/31/2023
0.74989 % Green (Charles E III)47,69303/13/2024
0.69178 % Northern Trust Investments, Inc.43,997-42712/31/2023
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5
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10

National Bankshares Executives and Management Board

Mr. F. Brad Denardo70
National Bankshares Chairman of the Board, President, Chief Executive Officer (since 1989)
Compensation 813,972
Mr. Paul Mylum56
National Bankshares Executive Vice President, Chief Lending Officer
Compensation 312,475
Mr. David Skeens56
National Bankshares Senior Vice President, Senior Operations, Risk and Technology Officer
Compensation 265,365
Ms. Lara Ramsey54
National Bankshares Chief Operating Officer, Executive Vice President, Director (since 2016)
Compensation 213,080
Ms. Lora Jones45
National Bankshares Chief Financial Officer, Senior Vice President, Treasurer
Compensation 190,150
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National Bankshares Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
Berkshire Hills Bancorp Stock
Berkshire Hills Bancorp
SupplierCustomer0,01-0,180,840,790,300,94
1

Most common questions regarding National Bankshares

What values and corporate philosophy does National Bankshares represent?

National Bankshares Inc represents a strong commitment to excellence and integrity. With a customer-centric approach, the company focuses on delivering exceptional financial services while maintaining a high level of trust and transparency. National Bankshares Inc strives to build lasting relationships with clients and communities, enabling them to achieve their financial goals. Guided by a vision of sustainable growth, the company upholds a corporate philosophy centered on responsible banking practices and fostering economic development in the regions it serves. National Bankshares Inc consistently strives to be the preferred choice for individuals and businesses seeking reliable and innovative banking solutions.

In which countries and regions is National Bankshares primarily present?

National Bankshares Inc is primarily present in the United States.

What significant milestones has the company National Bankshares achieved?

National Bankshares Inc has achieved several significant milestones throughout its history. One notable achievement is the establishment of its subsidiary, the National Bank of Blacksburg, in 1891, which has been serving the local community ever since. Another noteworthy milestone is the company's consistent growth and financial stability, providing shareholders with reliable returns and dividends. National Bankshares Inc has also earned recognition for its exceptional customer service, offering a wide range of innovative financial products and services. Furthermore, the company has expanded its presence by opening new branches and adopting advanced technologies to enhance efficiency and convenience for its customers. Overall, National Bankshares Inc has a proven track record of success and continues to strive for excellence in the banking industry.

What is the history and background of the company National Bankshares?

National Bankshares Inc. is a renowned financial institution established in 1891. With a rich history spanning over a century, the company has consistently provided exceptional banking services to individuals and businesses across multiple states. National Bankshares Inc. has successfully weathered various economic challenges and evolved with the ever-changing financial landscape. By maintaining a strong commitment to customer satisfaction and embracing technological advancements, National Bankshares Inc. has established itself as a trusted name in the banking industry. Their continuous growth and dedication to innovation have allowed them to remain a cornerstone in the communities they serve. National Bankshares Inc.'s long-standing heritage and unwavering dedication make it a reliable choice for all your banking needs.

Who are the main competitors of National Bankshares in the market?

The main competitors of National Bankshares Inc in the market include Bank of America Corporation, Wells Fargo & Company, and BB&T Corporation.

In which industries is National Bankshares primarily active?

National Bankshares Inc is primarily active in the banking and financial services industry.

What is the business model of National Bankshares?

National Bankshares Inc. operates as a community bank providing various financial services. The company's business model primarily revolves around offering commercial, retail, and consumer banking products and services. National Bankshares Inc. aims to cater to the financial needs of individuals, businesses, and organizations. With a focus on maintaining strong relationships and trust with its customers, the company offers a range of solutions such as loans, deposits, credit cards, and online banking services. National Bankshares Inc. strives to support local communities by providing personalized banking solutions and contributing to their economic growth.

What is the P/E ratio of National Bankshares 2024?

The National Bankshares P/E ratio is 21.82.

What is the P/S ratio of National Bankshares 2024?

The National Bankshares P/S ratio is 4.85.

What is the Quality Investing of National Bankshares?

The Quality Investing for National Bankshares is 4/10.

What is the revenue of National Bankshares 2024?

The expected National Bankshares revenue is 36.49 M USD.

How high is the profit of National Bankshares 2024?

The expected National Bankshares profit is 8.11 M USD.

What is the business model of National Bankshares

National Bankshares Inc. is a financial services company that offers banking services to its customers in various areas. The company's business model is based on providing high-quality banking services tailored to the needs of its customers. One of National Bankshares' main business areas is deposit and lending. The company accepts deposits from individuals and companies and offers various types of loans such as mortgages, car loans, and microloans. The company also offers various types of savings accounts tailored to the specific needs of its customers. Another important business area for National Bankshares is wealth management. The company offers a wide range of wealth management services, including investment advice, asset management, estate planning, and trust services. These services are available to individuals as well as to foundations and companies. National Bankshares also operates a business in the securities industry. The company offers securities services such as buying and selling stocks and bonds. Customers can also acquire investment funds from National Bankshares and diversify their portfolios. In addition, National Bankshares also offers banking services for businesses. The company offers various types of business accounts, including checking and savings accounts. It also provides loans for businesses and lines of credit to meet the financial needs of companies. National Bankshares also has a well-established presence in online banking. It offers a secure and user-friendly online banking platform that allows customers to conduct their banking transactions from anywhere. Features include checking account balances and activities, transferring funds, and paying bills. Overall, National Bankshares focuses on providing banking services with industry-leading quality and customer service. The company values close relationships with its customers and providing tailored solutions to their specific needs. By diversifying its business activities and focusing on customer needs, National Bankshares has built a strong and stable business model that has been recognized in the financial industry.

What is the National Bankshares dividend?

National Bankshares pays a dividend of 1.5 USD distributed over payouts per year.

How often does National Bankshares pay dividends?

The dividend cannot currently be calculated for National Bankshares or the company does not pay out a dividend.

What is the National Bankshares ISIN?

The ISIN of National Bankshares is US6348651091.

What is the National Bankshares WKN?

The WKN of National Bankshares is 351157.

What is the National Bankshares ticker?

The ticker of National Bankshares is NKSH.

How much dividend does National Bankshares pay?

Over the past 12 months, National Bankshares paid a dividend of 2.51 USD . This corresponds to a dividend yield of about 8.36 %. For the coming 12 months, National Bankshares is expected to pay a dividend of 2.83 USD.

What is the dividend yield of National Bankshares?

The current dividend yield of National Bankshares is 8.36 %.

When does National Bankshares pay dividends?

National Bankshares pays a quarterly dividend. This is distributed in the months of February, June, December, June.

How secure is the dividend of National Bankshares?

National Bankshares paid dividends every year for the past 23 years.

What is the dividend of National Bankshares?

For the upcoming 12 months, dividends amounting to 2.83 USD are expected. This corresponds to a dividend yield of 9.41 %.

In which sector is National Bankshares located?

National Bankshares is assigned to the 'Finance' sector.

Wann musste ich die Aktien von National Bankshares kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of National Bankshares from 6/3/2024 amounting to 0.73 USD, you needed to have the stock in your portfolio before the ex-date on 5/24/2024.

When did National Bankshares pay the last dividend?

The last dividend was paid out on 6/3/2024.

What was the dividend of National Bankshares in the year 2023?

In the year 2023, National Bankshares distributed 1.5 USD as dividends.

In which currency does National Bankshares pay out the dividend?

The dividends of National Bankshares are distributed in USD.

All fundamentals about National Bankshares

Our stock analysis for National Bankshares Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of National Bankshares Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.