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Berkshire Hills Bancorp stock

BHLB
US0846801076
676594

Price

28.32
Today +/-
+0.10
Today %
+0.39 %

Berkshire Hills Bancorp stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the Berkshire Hills Bancorp stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Berkshire Hills Bancorp stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Berkshire Hills Bancorp stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Berkshire Hills Bancorp's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Berkshire Hills Bancorp Stock Price History

DateBerkshire Hills Bancorp Price
1/24/202528.32 undefined
1/23/202528.21 undefined
1/22/202528.20 undefined
1/21/202528.72 undefined
1/17/202528.50 undefined
1/16/202528.50 undefined
1/15/202528.57 undefined
1/14/202528.22 undefined
1/13/202527.47 undefined
1/10/202527.26 undefined
1/8/202527.89 undefined
1/7/202527.84 undefined
1/6/202528.00 undefined
1/3/202528.22 undefined
1/2/202527.94 undefined
12/31/202428.43 undefined
12/30/202428.23 undefined

Berkshire Hills Bancorp Revenue, EBIT, Net Income

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Revenue
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Berkshire Hills Bancorp, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Berkshire Hills Bancorp from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Berkshire Hills Bancorp’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Berkshire Hills Bancorp. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Berkshire Hills Bancorp’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Berkshire Hills Bancorp’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Berkshire Hills Bancorp’s growth potential.

Berkshire Hills Bancorp Revenue, EBIT and net profit per share

DateBerkshire Hills Bancorp RevenueBerkshire Hills Bancorp Net Income
2026e787.69 M undefined135 M undefined
2025e479.03 M undefined114.6 M undefined
2024e361.16 M undefined103.12 M undefined
2023619.08 M undefined69.6 M undefined
2022456.2 M undefined92.5 M undefined
2021472.3 M undefined118.7 M undefined
2020476.1 M undefined-533.3 M undefined
2019593.5 M undefined96.5 M undefined
2018540.2 M undefined104.8 M undefined
2017429.3 M undefined55 M undefined
2016346.3 M undefined58.7 M undefined
2015301.3 M undefined49.5 M undefined
2014254.8 M undefined33.7 M undefined
2013261.9 M undefined41.1 M undefined
2012230 M undefined33.2 M undefined
2011174.1 M undefined17.3 M undefined
2010142.1 M undefined13.6 M undefined
2009140.7 M undefined-19.9 M undefined
2008164.8 M undefined22.2 M undefined
2007156.5 M undefined13.5 M undefined
2006130.1 M undefined11.3 M undefined
2005102.6 M undefined8.2 M undefined
200468.9 M undefined11.5 M undefined

Berkshire Hills Bancorp Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (M)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (M)EBIT MARGIN (%)NET INCOME (M)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
1997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e
5455627586706268102130156164140142174230261254301346429540593476472456619361479787
-1.8512.7320.9714.67-18.60-11.439.6850.0027.4520.005.13-14.631.4322.5432.1813.48-2.6818.5014.9523.9925.879.81-19.73-0.84-3.3935.75-41.6832.6964.30
------------------------------
000000000000000000000000000000
000000000000000000000000000151193472
------------------------------
2454829118111322-19131733413349585510496-5331189269103114134
-100.0025.00-20.00100.00-75.00350.0022.22-27.2737.5018.1869.23-186.36-168.4230.7794.1224.24-19.5148.4818.37-5.1789.09-7.69-655.21-122.14-22.03-25.0049.2810.6817.54
------------------------------
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9.69.69.67.16.65.95.75.77.58.79.410.813.213.91822.32524.928.631.239.746.249.450.349.645.943.5000
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Details

Keystats

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Revenue and Growth

The Berkshire Hills Bancorp Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Berkshire Hills Bancorp is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (B)RETAINED EARNINGS (M)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (B)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (M)LONG-T. LIAB. (M)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (M)DEBT (M)TOTAL CAPITAL (B)
19981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                   
00000000000000000000000000
00000000000000000000000000
00000000000000000000000000
00000000000000000000000000
00000000000000000000000000
00000000000000000000000000
10121214131315262939373739618684878893109108197173147132116.26
000000005559510800000000000
00000000000000000000000000
000000012172118141122191412111938334635302419.66
7761110107881051621611621622022552572653244035195185540000
0000221444121218455855304341473920531757122121.01
0.020.020.020.030.030.030.020.130.160.230.230.230.240.340.430.410.390.470.560.710.710.530.230.280.26
0.020.020.020.030.030.030.020.130.160.230.230.230.240.340.430.410.390.470.560.710.710.530.230.280.26
                                                   
000000000037000000004141421110.53
000.070.070.080.080.080.20.20.270.310.340.340.490.590.590.590.740.91.241.251.421.431.421.421.42
657175818086959910611312899104108122142156184217239309361-233-139-71-33.14
1918138-4-3-3-4-2-1-13-4-12-8-6-9-9-14-12-8-9-11-9-11-14-13.6
000000000000400-6104166-111433-1-176-139.53
0.080.090.160.160.150.160.170.290.310.380.460.430.430.590.70.710.740.921.121.521.581.831.221.271.161.24
000000000000000000000001213.77
5655655590000000000008164565453.03
00000000000000000000000000
711022000159323844710163000100000000
00000000000000000000000000
127157855524932384471016300010008164575666.79
000000015153532151515102102102101101101101108108107130130.04
76450000000000000000000000
1111160001454222810268707480122177148202789126191203.16
8756160151549863743117170172176181223278249310897233321333.2
201420139115203914210912190127333172176181233278249391961290377399.99
0.10.10.180.180.160.170.180.310.340.520.570.560.520.721.030.890.921.11.351.81.822.222.181.561.541.64
Details

Balance Sheet

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Understanding the Balance Sheet

The balance sheet of Berkshire Hills Bancorp provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Berkshire Hills Bancorp's financial health and stability.

Assets

Berkshire Hills Bancorp's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Berkshire Hills Bancorp must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Berkshire Hills Bancorp after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Berkshire Hills Bancorp's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (B)CASH FLOW FROM OTHER INVESTING ACTIVITIES (B)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
2454829118101322-15131733413349585510597-5331189269
222222123467769111213121113151618161413
000-200111-1110000000018000000
-2-10-831101-4727191718-798111626-511924824673
20064443103-1324-2-5-2111251-140699-49178
0000000000000000141010162132332111946
1226214230562-308-3001618319-13142812
547219191519192522411140402812755869878222111227105123157
-2-2-3-2-2-1-1-4-4-6-5-2-3-5-8-18-13-8-7-9-12-9-10-7-1-1-1
-0.02-0.06-0.07-0.15-0.03-0.03-0.21-0.110.08-0.120.01-0.14-0.1-0.19-0.03-0.26-0.52-0.37-0.45-0.21-0.28-0.861.20.640.6-1.27-0.28
-0.01-0.05-0.06-0.15-0.03-0.03-0.21-0.10.08-0.120.02-0.14-0.09-0.19-0.03-0.24-0.5-0.36-0.45-0.2-0.27-0.851.210.650.6-1.27-0.28
000000000000000000000000000
0000000015150000074000000000230
00068-28-6-5-1-52-377-8103-9-1031530-520-68-124-23
1635716772915687-8497-221017116325249365309400119340573-917109-636207645
1635799393816491-9084-13318917137187392329422140220614-819145-543333700
0000-2-2-2-2-3-4-5-6-9-9-11-15-18-18-21-24-33-40-45-36-24-24-31
-1011-218-118-430130103-12113122-22-3319135-6539697870-942517
2.31.93.8-0.317.618.513.71515.618.916.838.68.435.732.29.8114.347.3798965.6212.6100.9220.4103.9121.7155.34
000000000000000000000000000

Berkshire Hills Bancorp stock margins

The Berkshire Hills Bancorp margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Berkshire Hills Bancorp. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Berkshire Hills Bancorp.

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Profit margin
Details

Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Berkshire Hills Bancorp's sales revenue. A higher gross margin percentage indicates that the Berkshire Hills Bancorp retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Berkshire Hills Bancorp's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Berkshire Hills Bancorp's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Berkshire Hills Bancorp's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Berkshire Hills Bancorp. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Berkshire Hills Bancorp's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Berkshire Hills Bancorp Margin History

DateBerkshire Hills Bancorp Profit margin
2026e17.14 %
2025e23.92 %
2024e28.55 %
202311.24 %
202220.28 %
202125.13 %
2020-112.01 %
201916.26 %
201819.4 %
201712.81 %
201616.95 %
201516.43 %
201413.23 %
201315.69 %
201214.43 %
20119.94 %
20109.57 %
2009-14.14 %
200813.47 %
20078.63 %
20068.69 %
20057.99 %
200416.69 %

Berkshire Hills Bancorp Stock Sales Revenue, EBIT, Earnings per Share

The Berkshire Hills Bancorp earnings per share therefore indicates how much revenue Berkshire Hills Bancorp has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Berkshire Hills Bancorp earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Berkshire Hills Bancorp's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Berkshire Hills Bancorp’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Berkshire Hills Bancorp's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Berkshire Hills Bancorp Revenue, EBIT and net profit per share

DateBerkshire Hills Bancorp Sales per ShareBerkshire Hills Bancorp Earnings per Share
2026e16.97 undefined2.91 undefined
2025e10.32 undefined2.47 undefined
2024e7.78 undefined2.22 undefined
202314.23 undefined1.6 undefined
20229.94 undefined2.02 undefined
20219.52 undefined2.39 undefined
20209.47 undefined-10.6 undefined
201912.01 undefined1.95 undefined
201811.69 undefined2.27 undefined
201710.81 undefined1.39 undefined
201611.1 undefined1.88 undefined
201510.53 undefined1.73 undefined
201410.23 undefined1.35 undefined
201310.48 undefined1.64 undefined
201210.31 undefined1.49 undefined
20119.67 undefined0.96 undefined
201010.22 undefined0.98 undefined
200910.66 undefined-1.51 undefined
200815.26 undefined2.06 undefined
200716.65 undefined1.44 undefined
200614.95 undefined1.3 undefined
200513.68 undefined1.09 undefined
200412.09 undefined2.02 undefined

Berkshire Hills Bancorp business model

Berkshire Hills Bancorp Inc is a US financial holding company headquartered in Pittsfield, Massachusetts. The company was founded in 1846 as Pittsfield Bank and has since gone through numerous mergers and acquisitions. Berkshire Hills Bancorp Inc has strengthened its dominance in the markets of Massachusetts, New York, Connecticut, and Vermont through targeted acquisitions and expansion. The company operates in several sectors, including retail banking, commercial banking, and wealth management. It offers a wide range of financial products to various target groups, including savings accounts, mortgages, credit lines, trust services, and insurance plans. Berkshire Hills Bancorp is one of the most popular companies on Eulerpool.com.

Berkshire Hills Bancorp SWOT Analysis

Strengths

Berkshire Hills Bancorp Inc has several strengths that contribute to its success in the market. Firstly, the company has a strong financial position with steady revenue growth and a healthy balance sheet. This provides stability and the ability to invest in growth opportunities.

Additionally, Berkshire Hills Bancorp Inc has a diverse portfolio of banking products and services. This enables the company to cater to a wide range of customer needs and ensures a steady stream of revenue from different sources.

Furthermore, the company has built a strong reputation in the market for its excellent customer service. This has resulted in a loyal customer base and positive word-of-mouth recommendations, giving Berkshire Hills Bancorp Inc a competitive advantage.

Weaknesses

Despite its strengths, Berkshire Hills Bancorp Inc also has a few weaknesses that it needs to address. One weakness is the company's relatively small market presence compared to larger competitors. This limits its ability to capture a larger market share and compete on a national level.

Additionally, Berkshire Hills Bancorp Inc may face challenges in integrating acquisitions effectively. Rapid expansion through acquisitions can create difficulties in aligning cultures and systems, which can impact operational efficiency.

Opportunities

There are several opportunities that Berkshire Hills Bancorp Inc can capitalize on to drive future growth. One opportunity is the increasing trend towards digital banking and online transactions. By investing in technology and enhancing its digital banking capabilities, the company can attract tech-savvy customers and expand its customer base.

Furthermore, Berkshire Hills Bancorp Inc can explore potential expansion into new geographical markets. This would allow the company to diversify its revenue sources and reduce its dependence on a single market.

Threats

In any industry, there are threats that can hinder business performance. One major threat for Berkshire Hills Bancorp Inc is intense competition from well-established national and regional banks. This competition puts pressure on pricing and customer acquisition, potentially affecting profitability.

Additionally, economic downturns and uncertain market conditions can pose a threat to Berkshire Hills Bancorp Inc. A recession or financial crisis can lead to reduced loan demand, higher credit losses, and increased regulatory scrutiny, impacting the overall performance of the company.

Berkshire Hills Bancorp Revenue by Segment

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Details

Revenue by Segment

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Overview of Revenue by Segment

The chart visualizes revenues by segments and provides a clear overview of the revenue distribution. Each segment is clearly marked to facilitate comparisons of revenues.

Interpretation and Use

The chart enables quick identification of the highest-revenue segments, which is helpful in strategic decision-making. It supports the analysis of growth potentials and targeted resource allocation.

Investment Strategy

An investment strategy determines how capital is deliberately invested into various asset classes to maximize returns. It is based on risk tolerance, investment objectives, and a long-term plan.

Berkshire Hills Bancorp Revenue by Segment

Segmente202320222021202020192018
Service charges on deposit accounts24.16 M USD22.4 M USD20.25 M USD19.24 M USD23.12 M USD21.05 M USD
Wealth management fees10.2 M USD10.01 M USD10.53 M USD9.29 M USD9.35 M USD9.45 M USD
Interchange income8.4 M USD8.47 M USD8.32 M USD7.56 M USD6.27 M USD7.18 M USD
Insurance commissions and fees--7 M USD10.77 M USD10.96 M USD10.98 M USD
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Berkshire Hills Bancorp Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Berkshire Hills Bancorp historical P/E ratio, EBIT multiple, and P/S ratio

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Berkshire Hills Bancorp shares outstanding

The number of shares was Berkshire Hills Bancorp in 2024 — This indicates how many shares 43.504 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue Berkshire Hills Bancorp earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Berkshire Hills Bancorp's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Berkshire Hills Bancorp’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Berkshire Hills Bancorp's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Berkshire Hills Bancorp dividend history and estimates

In 2024, Berkshire Hills Bancorp paid a dividend amounting to 0.72 USD. Dividend means that Berkshire Hills Bancorp distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details

Dividend

ⓘ

Dividend Overview

The dividend per year chart for Berkshire Hills Bancorp provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Berkshire Hills Bancorp’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Berkshire Hills Bancorp's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Berkshire Hills Bancorp Dividend History

DateBerkshire Hills Bancorp Dividend
2026e0.77 undefined
2025e0.77 undefined
2024e0.77 undefined
20230.72 undefined
20220.54 undefined
20210.6 undefined
20200.72 undefined
20190.92 undefined
20180.88 undefined
20170.84 undefined
20160.8 undefined
20150.76 undefined
20140.72 undefined
20130.72 undefined
20120.69 undefined
20110.65 undefined
20100.64 undefined
20090.64 undefined
20080.63 undefined
20070.58 undefined
20060.56 undefined
20050.52 undefined
20040.48 undefined

Berkshire Hills Bancorp dividend payout ratio

In 2024, Berkshire Hills Bancorp had a payout ratio of 28.28%. The payout ratio indicates the percentage of the company's profits that Berkshire Hills Bancorp distributes as dividends.

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Payout ratio
Details

Payout ratio

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What is Yearly Payout Ratio?

The yearly payout ratio for Berkshire Hills Bancorp represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Berkshire Hills Bancorp could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Berkshire Hills Bancorp's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Berkshire Hills Bancorp Payout Ratio History

DateBerkshire Hills Bancorp Payout ratio
2026e30.21 %
2025e29.34 %
2024e28.28 %
202333.01 %
202226.73 %
202125.1 %
2020-6.79 %
201947.18 %
201838.94 %
201760.87 %
201642.55 %
201543.93 %
201452.94 %
201343.64 %
201246.62 %
201167.71 %
201065.31 %
2009-42.38 %
200830.58 %
200740.28 %
200643.41 %
200547.27 %
200423.88 %
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Unfortunately, there are currently no price targets and forecasts available for Berkshire Hills Bancorp.

Berkshire Hills Bancorp latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
9/30/20240.56 0.58  (3.79 %)2024 Q3
6/30/20240.53 0.55  (4.27 %)2024 Q2
3/31/20240.48 0.49  (2.21 %)2024 Q1
12/31/20230.5 0.55  (10.95 %)2023 Q4
9/30/20230.5 0.45  (-9.35 %)2023 Q3
6/30/20230.59 0.55  (-6.03 %)2023 Q2
3/31/20230.66 0.63  (-4.31 %)2023 Q1
12/31/20220.65 0.69  (6.53 %)2022 Q4
9/30/20220.59 0.42  (-29.01 %)2022 Q3
6/30/20220.48 0.5  (4.73 %)2022 Q2
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Eulerpool ESG Scorecard© for the Berkshire Hills Bancorp stock

Eulerpool World ESG Rating (EESG©)

62/ 100

🌱 Environment

41

👫 Social

81

🏛️ Governance

63

Environment

Scope 1 - Direct Emissions
1,989.8
Scope 2 - Indirect emissions from purchased energy
Scope 3 - Indirect emissions within the value chain
153.1
Total CO₂ emissions
1,989.8
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees66
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Berkshire Hills Bancorp shareholders

%
Name
Stocks
Change
Date
12.25052 % BlackRock Institutional Trust Company, N.A.5,686,693-140,1396/30/2024
10.84540 % The Vanguard Group, Inc.5,034,43526,9486/30/2024
5.67142 % Dimensional Fund Advisors, L.P.2,632,67136,5216/30/2024
4.52643 % State Street Global Advisors (US)2,101,168-18,0576/30/2024
3.54169 % Clark Capital Management Group, Inc.1,644,054-10,9476/30/2024
2.95208 % Wellington Management Company, LLP1,370,35414,8476/30/2024
2.80007 % AllianceBernstein L.P.1,299,792-185,2176/30/2024
2.10576 % Geode Capital Management, L.L.C.977,49637,2516/30/2024
1.91295 % Invesco Advisers, Inc.887,993-145,7696/30/2024
1.80567 % Systematic Financial Management, L.P.838,194-23,7456/30/2024
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Berkshire Hills Bancorp Executives and Management Board

Mr. Nitin Mhatre

(52)
Berkshire Hills Bancorp President, Chief Executive Officer, Director (since 2021)
Compensation 2.61 M

Mr. Sean Gray

(46)
Berkshire Hills Bancorp Senior Executive Vice President, Chief Operating Officer; President of Berkshire Bank
Compensation 1.82 M

Mr. George Bacigalupo

(67)
Berkshire Hills Bancorp Executive Vice President, Director - Commercial / Enterprise Sales Management
Compensation 962,056

Mr. Gregory Lindenmuth

(55)
Berkshire Hills Bancorp Senior Executive Vice President; Chief Risk Officer of Berkshire Bank (since 2018)
Compensation 681,409

Mr. Brett Brbovic

(42)
Berkshire Hills Bancorp Interim Chief Financial Officer, Senior Vice President
Compensation 358,870
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Berkshire Hills Bancorp Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
First Bancorp /NC Stock
First Bancorp /NC
SupplierCustomer0,870,270,960,820,540,93
Amalgamated Financial Stock
Amalgamated Financial
SupplierCustomer0,820,58-0,71-0,600,160,84
Bay Banks of Virginia, Inc. Stock
Bay Banks of Virginia, Inc.
SupplierCustomer0,710,37
Flagstar Bancorp Stock
Flagstar Bancorp
SupplierCustomer0,510,420,970,790,150,82
Brookline Bancorp Stock
Brookline Bancorp
SupplierCustomer0,500,570,930,940,830,95
Bar Harbor Bankshares Stock
Bar Harbor Bankshares
SupplierCustomer0,390,190,950,880,750,91
Upstart Hldgs Stock
Upstart Hldgs
SupplierCustomer0,310,080,830,48-0,26
Eagle Financial Services Stock
Eagle Financial Services
SupplierCustomer0,230,05-0,15-0,180,35
National Bankshares Stock
National Bankshares
SupplierCustomer0,01-0,180,840,790,300,94
CrowdStrike Holdings A Stock
CrowdStrike Holdings A
SupplierCustomer-0,17-0,130,490,12-0,340,70
1

Most common questions regarding Berkshire Hills Bancorp

What values and corporate philosophy does Berkshire Hills Bancorp represent?

Berkshire Hills Bancorp Inc represents a strong set of values and a dedicated corporate philosophy. As a bank holding company, Berkshire Hills prioritizes a customer-centric approach, aiming to provide the highest level of service and financial guidance to its clients. The company values integrity, transparency, and accountability, which are reflected in its commitment to maintaining the trust and confidence of its stakeholders. Berkshire Hills also strives for long-term relationships with its customers, employees, and community, fostering a sense of partnership and mutual growth. With a focus on excellence and innovation, Berkshire Hills Bancorp Inc is dedicated to helping individuals and businesses achieve their financial goals effectively and responsibly.

In which countries and regions is Berkshire Hills Bancorp primarily present?

Berkshire Hills Bancorp Inc is primarily present in the United States.

What significant milestones has the company Berkshire Hills Bancorp achieved?

Berkshire Hills Bancorp Inc has achieved several significant milestones throughout its history. The company has experienced consistent growth and expansion, becoming a prominent player in the banking industry. Berkshire Hills Bancorp Inc has successfully completed multiple acquisitions, allowing it to increase its market presence and customer base. The company has also received accolades for its financial performance and dedication to customer satisfaction. Overall, Berkshire Hills Bancorp Inc has established a strong foundation and continues to strive for excellence in the banking sector.

What is the history and background of the company Berkshire Hills Bancorp?

Berkshire Hills Bancorp Inc is a financial holding company headquartered in Pittsfield, Massachusetts. With a rich history dating back to 1846, Berkshire Hills has evolved into a leading bank in the New England area. As a community-oriented financial institution, it operates through its subsidiary, Berkshire Bank, which provides a wide range of banking services to individuals, businesses, and government entities. Having expanded through organic growth and strategic acquisitions, Berkshire Hills maintains a strong presence in Massachusetts, New York, Connecticut, Vermont, Pennsylvania, and New Jersey. The company is committed to delivering superior customer service and promoting the economic growth of the communities it serves.

Who are the main competitors of Berkshire Hills Bancorp in the market?

The main competitors of Berkshire Hills Bancorp Inc in the market include major banks such as Bank of America, JPMorgan Chase, Wells Fargo, and Citigroup. These well-established financial institutions compete with Berkshire Hills Bancorp Inc in various banking services, including retail and commercial banking, mortgage lending, and wealth management. While Berkshire Hills Bancorp Inc operates primarily in the northeastern United States, its competitors have a national presence. However, Berkshire Hills Bancorp Inc differentiates itself by focusing on personalized customer service and local community involvement.

In which industries is Berkshire Hills Bancorp primarily active?

Berkshire Hills Bancorp Inc is primarily active in the banking and financial services industry.

What is the business model of Berkshire Hills Bancorp?

The business model of Berkshire Hills Bancorp Inc is focused on providing banking and financial services to individuals, businesses, and institutions. As a community-oriented bank, Berkshire Hills Bancorp Inc offers a comprehensive range of products and services including checking and savings accounts, loans, mortgages, credit cards, wealth management, and insurance solutions. By understanding and meeting the financial needs of its customers, Berkshire Hills Bancorp Inc aims to build long-term relationships and create value for shareholders. With a commitment to exceptional customer service and a strong local presence, Berkshire Hills Bancorp Inc strives to be a trusted financial partner in the communities it serves.

What is the P/E ratio of Berkshire Hills Bancorp 2025?

The Berkshire Hills Bancorp P/E ratio is 10.75.

What is the P/S ratio of Berkshire Hills Bancorp 2025?

The Berkshire Hills Bancorp P/S ratio is 2.57.

What is the Quality Investing of Berkshire Hills Bancorp?

The Quality Investing for Berkshire Hills Bancorp is 4/10.

What is the revenue of Berkshire Hills Bancorp 2025?

The expected Berkshire Hills Bancorp revenue is 479.03 M USD.

How high is the profit of Berkshire Hills Bancorp 2025?

The expected Berkshire Hills Bancorp profit is 114.6 M USD.

What is the business model of Berkshire Hills Bancorp

Berkshire Hills Bancorp Inc is a financial services company that has been operating since its founding in 1846 in Pittsfield, Massachusetts. The company offers a wide range of banking and financial services for individuals, businesses, and institutions. Its core business is Berkshire Bank, which includes deposits, loans, and other banking products. The bank operates over 130 branches in seven states. The company also offers wealth management, financial planning, insurance offerings, and specializes in real estate financing. It supports small and medium-sized businesses through special financing products and operates a specialty finance division focused on healthcare, renewable energy, and technology. It also provides an online banking platform for convenient and secure transactions. Overall, Berkshire Hills Bancorp is a fully integrated financial services company that offers a diverse range of services and products to meet the needs of its customers.

What is the Berkshire Hills Bancorp dividend?

Berkshire Hills Bancorp pays a dividend of 0.54 USD distributed over payouts per year.

How often does Berkshire Hills Bancorp pay dividends?

The dividend cannot currently be calculated for Berkshire Hills Bancorp or the company does not pay out a dividend.

What is the Berkshire Hills Bancorp ISIN?

The ISIN of Berkshire Hills Bancorp is US0846801076.

What is the Berkshire Hills Bancorp WKN?

The WKN of Berkshire Hills Bancorp is 676594.

What is the Berkshire Hills Bancorp ticker?

The ticker of Berkshire Hills Bancorp is BHLB.

How much dividend does Berkshire Hills Bancorp pay?

Over the past 12 months, Berkshire Hills Bancorp paid a dividend of 0.72 USD . This corresponds to a dividend yield of about 2.54 %. For the coming 12 months, Berkshire Hills Bancorp is expected to pay a dividend of 0.77 USD.

What is the dividend yield of Berkshire Hills Bancorp?

The current dividend yield of Berkshire Hills Bancorp is 2.54 %.

When does Berkshire Hills Bancorp pay dividends?

Berkshire Hills Bancorp pays a quarterly dividend. This is distributed in the months of April, July, October, December.

How secure is the dividend of Berkshire Hills Bancorp?

Berkshire Hills Bancorp paid dividends every year for the past 23 years.

What is the dividend of Berkshire Hills Bancorp?

For the upcoming 12 months, dividends amounting to 0.77 USD are expected. This corresponds to a dividend yield of 2.71 %.

In which sector is Berkshire Hills Bancorp located?

Berkshire Hills Bancorp is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Berkshire Hills Bancorp kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Berkshire Hills Bancorp from 11/27/2024 amounting to 0.18 USD, you needed to have the stock in your portfolio before the ex-date on 11/14/2024.

When did Berkshire Hills Bancorp pay the last dividend?

The last dividend was paid out on 11/27/2024.

What was the dividend of Berkshire Hills Bancorp in the year 2024?

In the year 2024, Berkshire Hills Bancorp distributed 0.72 USD as dividends.

In which currency does Berkshire Hills Bancorp pay out the dividend?

The dividends of Berkshire Hills Bancorp are distributed in USD.

All fundamentals about Berkshire Hills Bancorp

Our stock analysis for Berkshire Hills Bancorp Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Berkshire Hills Bancorp Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.