NMI Holdings Stock

NMI Holdings Revenue 2024

NMI Holdings Revenue

593.1 M USD

Ticker

NMIH

ISIN

US6292093050

WKN

A1W8UB

In 2024, NMI Holdings's sales reached 593.1 M USD, a 2.43% difference from the 579 M USD sales recorded in the previous year.

The NMI Holdings Revenue history

YEARREVENUE (undefined USD)GROSS MARGIN (%)
2026e680.39-
2025e633.66-
2024e593.1-
2023579-
2022523.3-
2021485.1-
2020433.3-
2019378.8-
2018275-
2017182.7-
2016123.8-
201553.6-
201419.3-
20137.1-
20120.3-
2011--

NMI Holdings Revenue, EBIT, Net Income

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Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into NMI Holdings, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by NMI Holdings from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects NMI Holdings’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of NMI Holdings. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into NMI Holdings’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing NMI Holdings’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on NMI Holdings’s growth potential.

NMI Holdings Revenue, EBIT and net profit per share

DateNMI Holdings RevenueNMI Holdings EBITNMI Holdings Net Income
2026e680.39 M undefined507.11 M undefined429.48 M undefined
2025e633.66 M undefined456.62 M undefined388.95 M undefined
2024e593.1 M undefined378.71 M undefined369.75 M undefined
2023579 M undefined444.92 M undefined322.11 M undefined
2022523.3 M undefined408.4 M undefined292.9 M undefined
2021485.1 M undefined328 M undefined231.1 M undefined
2020433.3 M undefined239.6 M undefined171.6 M undefined
2019378.8 M undefined237.4 M undefined172 M undefined
2018275 M undefined152.3 M undefined107.9 M undefined
2017182.7 M undefined70.4 M undefined22.1 M undefined
2016123.8 M undefined28.2 M undefined64 M undefined
201553.6 M undefined-27.6 M undefined-27.8 M undefined
201419.3 M undefined-54.2 M undefined-48.9 M undefined
20137.1 M undefined-53.7 M undefined-55.2 M undefined
2012300,000 undefined-24.7 M undefined-27.5 M undefined
20110 undefined-1.3 M undefined-1.3 M undefined

NMI Holdings stock margins

The NMI Holdings margin analysis displays the gross margin, EBIT margin, as well as the profit margin of NMI Holdings. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for NMI Holdings.
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Gross margin
EBIT margin
Profit margin
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Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the NMI Holdings's sales revenue. A higher gross margin percentage indicates that the NMI Holdings retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the NMI Holdings's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the NMI Holdings's total revenue generated. When comparing the revenue margin year over year, investors can gauge the NMI Holdings's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the NMI Holdings. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the NMI Holdings's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

NMI Holdings Margin History

NMI Holdings Gross marginNMI Holdings Profit marginNMI Holdings EBIT marginNMI Holdings Profit margin
2026e0 %74.53 %63.12 %
2025e0 %72.06 %61.38 %
2024e0 %63.85 %62.34 %
20230 %76.84 %55.63 %
20220 %78.04 %55.97 %
20210 %67.61 %47.64 %
20200 %55.3 %39.6 %
20190 %62.67 %45.41 %
20180 %55.38 %39.24 %
20170 %38.53 %12.1 %
20160 %22.78 %51.7 %
20150 %-51.49 %-51.87 %
20140 %-280.83 %-253.37 %
20130 %-756.34 %-777.46 %
20120 %-8,233.33 %-9,166.67 %
20110 %0 %0 %

NMI Holdings Aktienanalyse

What does NMI Holdings do?

NMI Holdings Inc. (NMI) is a US holding company specializing in the insurance of mortgage-backed loans. It was founded in 2011 and is headquartered in Emeryville, California. NMI offers insurance for loans taken out by individuals to finance the purchase or refinancing of real estate. This insurance covers the risk of borrowers being unable to make their monthly payments and therefore defaulting. NMI's main products are private mortgage insurance (PMI) and mortgage assurance (MA). PMI insurance is legally required in the US when a borrower makes a down payment of less than 20% of the property value. This insurance provides protection for the lender in case the borrower is unable to repay the loan. MA insurance offers similar benefits to PMI insurance but can be voluntarily taken out to provide additional protection. NMI operates four different business segments. The main segment is NMIL, which offers private mortgage insurance and mortgage assurance. The second segment is NMIS, which offers services related to the insurance of mortgage-backed loans. The third segment is NMIA, which provides support services for the insurance of mortgage-backed loans. The fourth segment is NMIH, which is the holding company and makes strategic decisions. NMI works with various lenders, including banks, credit unions, and non-bank lenders such as Quicken Loans and loanDepot. Lenders pay a premium to NMI to insure their loan portfolios. The amount of premiums depends on various factors, such as the borrower's creditworthiness and the size of the down payment. In 2017, NMI's premium volume was over $155 million. NMI has approximately 280 employees in the US and offers its products in all 50 states. The company is listed on NASDAQ and has a market capitalization of around $1.5 billion (as of August 2018). In recent years, NMI has expanded its business to also insure riskier loans, such as loans from self-employed individuals or loans with lower credit scores. NMI is also working to improve its technological capabilities to automate and streamline its processes. The future outlook for NMI is positive, as the US housing market continues to grow strongly and the demand for mortgage-backed loans remains high. However, like any insurer, NMI is influenced by economic factors such as interest rate changes, unemployment rates, and housing market prices. Overall, with its solid business model and strong brand, NMI is well positioned to be successful in the future. NMI Holdings ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Revenue Details

Understanding NMI Holdings's Sales Figures

The sales figures of NMI Holdings originate from the total revenue accrued from goods sold or services provided during a specific time period. These numbers are a direct reflection of the company’s ability to translate its products or services into revenue, indicating the demand and market presence.

Year-to-Year Comparison

Analyzing NMI Holdings’s yearly sales data offers insights into the company’s growth and stability. An increase in sales suggests a growing demand for its offerings, efficient marketing, or expansion into new markets. Conversely, a decline might indicate market saturation, increased competition, or less effective strategies.

Impact on Investments

Investors often scrutinize NMI Holdings's sales data to evaluate its financial health and growth prospects. Consistent sales growth can be a promising indicator of the company’s profitability and potential return on investment, influencing stock prices and investor confidence.

Interpreting Sales Fluctuations

Increases in NMI Holdings’s sales indicate market growth, innovation, or effective marketing, often leading to a surge in stock prices. A decline, however, can signal challenges requiring strategic adjustments to enhance market share and profitability.

Frequently Asked Questions about NMI Holdings stock

How much revenue did NMI Holdings generate this year?

NMI Holdings has achieved a revenue of 593.1 M USD this year.

How much was the turnover of the company NMI Holdings compared to the previous year?

The revenue of NMI Holdings has increased by 2.43% increased compared to the previous year.

What does revenue mean for investors?

The revenue of a company is an important indicator of its financial performance and attractiveness for investors.

Which factors influence the revenue of NMI Holdings?

The revenue of NMI Holdings is influenced by various factors, including the demand for its products and services, market conditions, and prices.

How is the revenue of NMI Holdings measured?

Revenue is typically measured in units referring to the sale of goods and services provided by the company.

How does an increase in sales affect investments?

An increase in revenue can prompt investors to invest more money in the company as it serves as a positive signal for its financial performance and growth prospects.

What are the possible risks associated with a declining revenue?

A decline in revenue can prompt investors to invest less money in the company, as it is a negative signal for its financial performance and growth prospects.

Why is the sales revenue of NMI Holdings so important for investors?

The revenue of NMI Holdings is an important indicator of financial performance and attractiveness for investors.

What strategic measures can a company take to increase revenue?

A company can take various strategic measures to increase revenue, including developing new products and services, introducing new pricing models, and expanding into new markets.

How much dividend does NMI Holdings pay?

Over the past 12 months, NMI Holdings paid a dividend of . This corresponds to a dividend yield of about . For the coming 12 months, NMI Holdings is expected to pay a dividend of 0 USD.

What is the dividend yield of NMI Holdings?

The current dividend yield of NMI Holdings is .

When does NMI Holdings pay dividends?

NMI Holdings pays a quarterly dividend. This is distributed in the months of .

How secure is the dividend of NMI Holdings?

NMI Holdings paid dividends every year for the past 0 years.

What is the dividend of NMI Holdings?

For the upcoming 12 months, dividends amounting to 0 USD are expected. This corresponds to a dividend yield of 0 %.

In which sector is NMI Holdings located?

NMI Holdings is assigned to the 'Finance' sector.

Wann musste ich die Aktien von NMI Holdings kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of NMI Holdings from 11/5/2024 amounting to 0 USD, you needed to have the stock in your portfolio before the ex-date on 11/5/2024.

When did NMI Holdings pay the last dividend?

The last dividend was paid out on 11/5/2024.

What was the dividend of NMI Holdings in the year 2023?

In the year 2023, NMI Holdings distributed 0 USD as dividends.

In which currency does NMI Holdings pay out the dividend?

The dividends of NMI Holdings are distributed in USD.

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Andere Kennzahlen von NMI Holdings

Our stock analysis for NMI Holdings Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of NMI Holdings Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.