RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE
NMI Holdings Stock

NMI Holdings ROE 2024

NMI Holdings ROE

0.17

Ticker

NMIH

ISIN

US6292093050

WKN

A1W8UB

In 2024, NMI Holdings's return on equity (ROE) was 0.17, a -7.86% increase from the 0.18 ROE in the previous year.

NMI Holdings Aktienanalyse

What does NMI Holdings do?

NMI Holdings Inc. (NMI) is a US holding company specializing in the insurance of mortgage-backed loans. It was founded in 2011 and is headquartered in Emeryville, California. NMI offers insurance for loans taken out by individuals to finance the purchase or refinancing of real estate. This insurance covers the risk of borrowers being unable to make their monthly payments and therefore defaulting. NMI's main products are private mortgage insurance (PMI) and mortgage assurance (MA). PMI insurance is legally required in the US when a borrower makes a down payment of less than 20% of the property value. This insurance provides protection for the lender in case the borrower is unable to repay the loan. MA insurance offers similar benefits to PMI insurance but can be voluntarily taken out to provide additional protection. NMI operates four different business segments. The main segment is NMIL, which offers private mortgage insurance and mortgage assurance. The second segment is NMIS, which offers services related to the insurance of mortgage-backed loans. The third segment is NMIA, which provides support services for the insurance of mortgage-backed loans. The fourth segment is NMIH, which is the holding company and makes strategic decisions. NMI works with various lenders, including banks, credit unions, and non-bank lenders such as Quicken Loans and loanDepot. Lenders pay a premium to NMI to insure their loan portfolios. The amount of premiums depends on various factors, such as the borrower's creditworthiness and the size of the down payment. In 2017, NMI's premium volume was over $155 million. NMI has approximately 280 employees in the US and offers its products in all 50 states. The company is listed on NASDAQ and has a market capitalization of around $1.5 billion (as of August 2018). In recent years, NMI has expanded its business to also insure riskier loans, such as loans from self-employed individuals or loans with lower credit scores. NMI is also working to improve its technological capabilities to automate and streamline its processes. The future outlook for NMI is positive, as the US housing market continues to grow strongly and the demand for mortgage-backed loans remains high. However, like any insurer, NMI is influenced by economic factors such as interest rate changes, unemployment rates, and housing market prices. Overall, with its solid business model and strong brand, NMI is well positioned to be successful in the future. NMI Holdings ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROE Details

Decoding NMI Holdings's Return on Equity (ROE)

NMI Holdings's Return on Equity (ROE) is a fundamental metric evaluating the company's profitability relative to its equity. Calculated by dividing net income by shareholder's equity, ROE illustrates how effectively the company is generating profits from shareholders’ investments. A higher ROE represents enhanced efficiency and profitability.

Year-to-Year Comparison

Analyzing NMI Holdings's ROE on a yearly basis aids in tracking its profitability trends and financial performance. An increasing ROE suggests enhanced profitability and value generation for shareholders, whereas a declining ROE may indicate issues in profit generation or equity management.

Impact on Investments

NMI Holdings's ROE is instrumental for investors assessing the company's profitability, efficiency, and investment attractiveness. A robust ROE indicates the firm’s adeptness at converting equity investments into profits, thereby enhancing its appeal to potential and current investors.

Interpreting ROE Fluctuations

Changes in NMI Holdings’s ROE can emanate from variations in net income, equity capital, or both. These fluctuations are scrutinized to evaluate management’s effectiveness, financial strategies, and the inherent risks and opportunities, aiding investors in making informed decisions.

Frequently Asked Questions about NMI Holdings stock

What is the ROE (Return on Equity) of NMI Holdings this year?

The ROE of NMI Holdings this year is 0.17 undefined.

How has the Return on Equity (ROE) of NMI Holdings developed compared to the previous year?

The ROE of NMI Holdings has increased by -7.86% decreased compared to the previous year.

What impact does a high ROE (Return on Equity) have on investors of NMI Holdings?

A high ROE indicates that NMI Holdings generates good returns on capital and is successful in monetizing its investments. This is a positive indicator for investors.

What impact does a low ROE (Return on Equity) have on investors of NMI Holdings?

A low ROE can indicate that NMI Holdings is having difficulties monetizing its investments successfully and can be a negative signal for investors.

How does a change in the ROE (Return on Equity) of NMI Holdings affect the company?

A change in ROE (Return on Equity) of NMI Holdings can be an indicator of the financial performance of the company and demonstrate how successful the company is compared to other companies in the same industry.

How to calculate the ROE (Return on Equity) of NMI Holdings?

The ROE (Return on Equity) is calculated by dividing the company's profit by the total equity. The formula is: ROE = Profit / Total equity.

Which factors influence the ROE (Return on Equity) of NMI Holdings?

Some factors that can influence NMI Holdings's Return on Equity (ROE) include the efficiency in using equity, the profitability of the company, and the financing structure.

What strategic measures can take to improve the ROE (Return on Equity)?

To improve the Return on Equity (ROE), can take measures such as cost savings, increasing revenue, improving efficiency in the use of equity, and making changes in the financing structure. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic actions to improve ROE.

How much dividend does NMI Holdings pay?

Over the past 12 months, NMI Holdings paid a dividend of . This corresponds to a dividend yield of about . For the coming 12 months, NMI Holdings is expected to pay a dividend of 0 USD.

What is the dividend yield of NMI Holdings?

The current dividend yield of NMI Holdings is .

When does NMI Holdings pay dividends?

NMI Holdings pays a quarterly dividend. This is distributed in the months of .

How secure is the dividend of NMI Holdings?

NMI Holdings paid dividends every year for the past 0 years.

What is the dividend of NMI Holdings?

For the upcoming 12 months, dividends amounting to 0 USD are expected. This corresponds to a dividend yield of 0 %.

In which sector is NMI Holdings located?

NMI Holdings is assigned to the 'Finance' sector.

Wann musste ich die Aktien von NMI Holdings kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of NMI Holdings from 10/4/2024 amounting to 0 USD, you needed to have the stock in your portfolio before the ex-date on 10/4/2024.

When did NMI Holdings pay the last dividend?

The last dividend was paid out on 10/4/2024.

What was the dividend of NMI Holdings in the year 2023?

In the year 2023, NMI Holdings distributed 0 USD as dividends.

In which currency does NMI Holdings pay out the dividend?

The dividends of NMI Holdings are distributed in USD.

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Andere Kennzahlen von NMI Holdings

Our stock analysis for NMI Holdings Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of NMI Holdings Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.