RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE
NMI Holdings Stock

NMI Holdings ROCE 2024

NMI Holdings ROCE

0.23

Ticker

NMIH

ISIN

US6292093050

WKN

A1W8UB

In 2024, NMI Holdings's return on capital employed (ROCE) was 0.23, a -8.72% increase from the 0.25 ROCE in the previous year.

NMI Holdings Aktienanalyse

What does NMI Holdings do?

NMI Holdings Inc. (NMI) is a US holding company specializing in the insurance of mortgage-backed loans. It was founded in 2011 and is headquartered in Emeryville, California. NMI offers insurance for loans taken out by individuals to finance the purchase or refinancing of real estate. This insurance covers the risk of borrowers being unable to make their monthly payments and therefore defaulting. NMI's main products are private mortgage insurance (PMI) and mortgage assurance (MA). PMI insurance is legally required in the US when a borrower makes a down payment of less than 20% of the property value. This insurance provides protection for the lender in case the borrower is unable to repay the loan. MA insurance offers similar benefits to PMI insurance but can be voluntarily taken out to provide additional protection. NMI operates four different business segments. The main segment is NMIL, which offers private mortgage insurance and mortgage assurance. The second segment is NMIS, which offers services related to the insurance of mortgage-backed loans. The third segment is NMIA, which provides support services for the insurance of mortgage-backed loans. The fourth segment is NMIH, which is the holding company and makes strategic decisions. NMI works with various lenders, including banks, credit unions, and non-bank lenders such as Quicken Loans and loanDepot. Lenders pay a premium to NMI to insure their loan portfolios. The amount of premiums depends on various factors, such as the borrower's creditworthiness and the size of the down payment. In 2017, NMI's premium volume was over $155 million. NMI has approximately 280 employees in the US and offers its products in all 50 states. The company is listed on NASDAQ and has a market capitalization of around $1.5 billion (as of August 2018). In recent years, NMI has expanded its business to also insure riskier loans, such as loans from self-employed individuals or loans with lower credit scores. NMI is also working to improve its technological capabilities to automate and streamline its processes. The future outlook for NMI is positive, as the US housing market continues to grow strongly and the demand for mortgage-backed loans remains high. However, like any insurer, NMI is influenced by economic factors such as interest rate changes, unemployment rates, and housing market prices. Overall, with its solid business model and strong brand, NMI is well positioned to be successful in the future. NMI Holdings ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROCE Details

Unraveling NMI Holdings's Return on Capital Employed (ROCE)

NMI Holdings's Return on Capital Employed (ROCE) is a financial metric that measures the company's profitability and efficiency with respect to the capital employed. It is calculated by dividing earnings before interest and tax (EBIT) by the employed capital. A higher ROCE indicates that the company is effectively utilizing its capital to generate profits.

Year-to-Year Comparison

Analyzing NMI Holdings's ROCE annually provides valuable insights into its efficiency in using its capital to generate profits. An increasing ROCE indicates improved profitability and operational efficiency, whereas a decrease might signal potential issues in capital utilization or business operations.

Impact on Investments

NMI Holdings's ROCE is a critical factor for investors and analysts for evaluating the company’s efficiency and profitability. A higher ROCE can make the company an attractive investment, as it often signifies that the firm is generating adequate profits from its employed capital.

Interpreting ROCE Fluctuations

Changes in NMI Holdings’s ROCE are attributed to variations in EBIT or the capital employed. These fluctuations offer insights into the company’s operational efficiency, financial performance, and strategic financial management, assisting investors in making informed investment decisions.

Frequently Asked Questions about NMI Holdings stock

What is the ROCE (Return on Capital Employed) of NMI Holdings this year?

The ROCE of NMI Holdings is 0.23 undefined this year.

How has the ROCE (Return on Capital Employed) of NMI Holdings developed compared to the previous year?

The ROCE of NMI Holdings has increased by -8.72% decreased compared to the previous year.

What does a high ROCE (Return on Capital Employed) mean for investors of NMI Holdings?

A high Return on Capital Employed (ROCE) indicates that NMI Holdings has efficient capital utilization and is able to achieve a higher return on its invested capital. This can be appealing to investors.

What does a low ROCE (Return on Capital Employed) mean for investors of NMI Holdings?

A low ROCE (Return on Capital Employed) can indicate that NMI Holdings has an inefficient utilization of its capital and may have difficulty in achieving a satisfactory return on its invested capital. This can be uncertain or unattractive for investors.

How does an increase in ROCE from NMI Holdings impact the company?

An increase in the ROCE of NMI Holdings can be an indicator of improved company efficiency and show that it is achieving higher profits in relation to its investments.

How does a reduction in the ROCE of NMI Holdings affect the company?

A decrease in ROCE of NMI Holdings can be an indicator of deteriorated efficiency of the company, indicating that it is generating lower profits in relation to its investments.

What are some factors that can influence the ROCE of NMI Holdings?

Some factors that can affect NMI Holdings's ROCE include efficiency in managing assets, profitability of investments, cost efficiency, and market conditions.

Why is the ROCE of NMI Holdings so important for investors?

The ROCE of NMI Holdings is important for investors as it is an indicator of the company's efficiency and shows how successful the company is in relation to its investments. A high ROCE can indicate strong financial performance of the company.

What strategic measures can NMI Holdings take to improve the ROCE?

To improve the ROCE, NMI Holdings can take measures such as increasing efficiency in asset management, optimizing investments, cost savings, and exploring new revenue sources. It is important for the company to conduct a thorough review of its operations to determine the best strategic actions to improve the ROCE.

How much dividend does NMI Holdings pay?

Over the past 12 months, NMI Holdings paid a dividend of . This corresponds to a dividend yield of about . For the coming 12 months, NMI Holdings is expected to pay a dividend of 0 USD.

What is the dividend yield of NMI Holdings?

The current dividend yield of NMI Holdings is .

When does NMI Holdings pay dividends?

NMI Holdings pays a quarterly dividend. This is distributed in the months of .

How secure is the dividend of NMI Holdings?

NMI Holdings paid dividends every year for the past 0 years.

What is the dividend of NMI Holdings?

For the upcoming 12 months, dividends amounting to 0 USD are expected. This corresponds to a dividend yield of 0 %.

In which sector is NMI Holdings located?

NMI Holdings is assigned to the 'Finance' sector.

Wann musste ich die Aktien von NMI Holdings kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of NMI Holdings from 10/4/2024 amounting to 0 USD, you needed to have the stock in your portfolio before the ex-date on 10/4/2024.

When did NMI Holdings pay the last dividend?

The last dividend was paid out on 10/4/2024.

What was the dividend of NMI Holdings in the year 2023?

In the year 2023, NMI Holdings distributed 0 USD as dividends.

In which currency does NMI Holdings pay out the dividend?

The dividends of NMI Holdings are distributed in USD.

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Andere Kennzahlen von NMI Holdings

Our stock analysis for NMI Holdings Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of NMI Holdings Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.