What is the Return on Assets (ROA) of NBT Bancorp this year?
The Return on Assets (ROA) of NBT Bancorp is 0.01 undefined this year.
NBT Bancorp ROA 2024
NBT Bancorp ROA
0.01
Ticker
NBTB
ISIN
US6287781024
WKN
923685
In 2024, NBT Bancorp's return on assets (ROA) was 0.01, a -31.07% increase from the 0.01 ROA in the previous year.
NBT Bancorp Aktienanalyse
What does NBT Bancorp do?
NBT Bancorp Inc is an American company that operates in the finance sector. It is a holding company that owns various subsidiary companies operating in the banking sector. The company is headquartered in Norwich, New York, and was founded in 1856 under the name "The Bank of Norwich." Over time, the company expanded and acquired additional banks in the region, including "The First National Bank of Oxford" and "The Bank of Hamilton." These acquisitions have allowed NBT to expand its operations in the states of New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, and Maine. NBT Bancorp Inc's business model is based on providing a wide range of financial services to its customers. This includes deposit and loan products, investment services, trust and asset management, and insurance. The company also operates in other areas such as electronic and online banking, trust and asset management services, and private banking services. In addition to traditional banking services, NBT Bancorp Inc also offers investment and insurance services, including a comprehensive range of investment funds, bonds, and insurance. The company also provides card, payment, and treasury services to help customers manage their business and finances. The various divisions of NBT Bancorp Inc include business and retail banking, wealth management, insurance, and online banking. Business banking offers various financial services to businesses and organizations, such as accounts, loans, and cards. There are also specific solutions for specific industries, such as construction companies or nonprofit organizations. NBT Bancorp Inc's wealth management team offers a range of customized investment and asset management solutions for individual clients. As a financial advisor, the company provides individually tailored portfolios and financial planning services. The insurance division of NBT Bancorp Inc maintains partnerships with various insurers to provide a comprehensive range of insurance services. They cover both personal and business insurance, such as auto, home, business, and liability insurance. NBT Bancorp Inc also offers online banking services such as mobile banking, online banking, and mobile deposits for a faster and more convenient banking experience. Customers can conduct their banking transactions anytime and anywhere online. In conclusion, NBT Bancorp Inc is an established player in the US banking sector, offering a wide range of financial products and services to its customers. With its subsidiary companies and various divisions, the company is well-positioned to meet the diverse needs of its customers. NBT Bancorp ist eines der beliebtesten Unternehmen auf Eulerpool.com.ROA Details
Understanding NBT Bancorp's Return on Assets (ROA)
NBT Bancorp's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.
Year-to-Year Comparison
Comparing NBT Bancorp's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.
Impact on Investments
Investors consider NBT Bancorp's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.
Interpreting ROA Fluctuations
Variations in NBT Bancorp’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.
Frequently Asked Questions about NBT Bancorp stock
What was the ROA of NBT Bancorp compared to the previous year?
The ROA of NBT Bancorp has increased by -31.07% compared to the previous year.
What consequences do high ROA have for investors of NBT Bancorp?
A high ROA is advantageous for investors of NBT Bancorp, as it indicates that the company efficiently utilizes its assets and generates good profits.
What are the consequences of low ROA for investors in NBT Bancorp?
A low ROA can be unfavorable for investors of NBT Bancorp as it indicates that the company is inefficiently utilizing its assets and may potentially achieve lower profits.
How does an increase in the ROA of NBT Bancorp affect the company?
An increase in ROA of NBT Bancorp can be an indicator of improved efficiency in asset utilization and higher profitability.
How does a reduction in ROA of NBT Bancorp impact the company?
A reduction in the ROA of NBT Bancorp can be an indicator of lower asset efficiency and profitability.
What are some factors that can influence the ROA of NBT Bancorp?
Some factors that can influence the ROA of NBT Bancorp include revenue, operating costs, asset structure, and industry average.
Why is the ROA of NBT Bancorp important for investors?
The ROA of NBT Bancorp is important for investors as it is an indicator of the company's profitability and efficiency in utilizing assets. It provides investors with information on how well the company utilizes its resources to generate profits.
What strategic measures can NBT Bancorp take to improve ROA?
To improve ROA, NBT Bancorp can take measures such as cost savings, revenue growth, optimizing asset structure, and diversifying its business activities. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic measures to improve ROA.
How much dividend does NBT Bancorp pay?
Over the past 12 months, NBT Bancorp paid a dividend of 1.24 USD . This corresponds to a dividend yield of about 2.51 %. For the coming 12 months, NBT Bancorp is expected to pay a dividend of 1.35 USD.
What is the dividend yield of NBT Bancorp?
The current dividend yield of NBT Bancorp is 2.51 %.
When does NBT Bancorp pay dividends?
NBT Bancorp pays a quarterly dividend. This is distributed in the months of March, July, September, January.
How secure is the dividend of NBT Bancorp?
NBT Bancorp paid dividends every year for the past 23 years.
What is the dividend of NBT Bancorp?
For the upcoming 12 months, dividends amounting to 1.35 USD are expected. This corresponds to a dividend yield of 2.72 %.
In which sector is NBT Bancorp located?
NBT Bancorp is assigned to the 'Finance' sector.
Wann musste ich die Aktien von NBT Bancorp kaufen, um die vorherige Dividende zu erhalten?
To receive the latest dividend of NBT Bancorp from 12/16/2024 amounting to 0.34 USD, you needed to have the stock in your portfolio before the ex-date on 12/2/2024.
When did NBT Bancorp pay the last dividend?
The last dividend was paid out on 12/16/2024.
What was the dividend of NBT Bancorp in the year 2023?
In the year 2023, NBT Bancorp distributed 1.16 USD as dividends.
In which currency does NBT Bancorp pay out the dividend?
The dividends of NBT Bancorp are distributed in USD.
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Andere Kennzahlen von NBT Bancorp
Our stock analysis for NBT Bancorp Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of NBT Bancorp Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.
