International Personal Finance Stock | IPF.L | GB00B1YKG049 | A0MV91

Date	International Personal Finance Price
1/31/2025	1.29 undefined
1/30/2025	1.27 undefined
1/29/2025	1.27 undefined
1/28/2025	1.26 undefined
1/27/2025	1.27 undefined
1/24/2025	1.28 undefined
1/23/2025	1.28 undefined
1/22/2025	1.28 undefined
1/21/2025	1.28 undefined
1/20/2025	1.29 undefined
1/17/2025	1.29 undefined
1/16/2025	1.28 undefined
1/15/2025	1.29 undefined
1/14/2025	1.27 undefined
1/13/2025	1.28 undefined
1/10/2025	1.30 undefined
1/9/2025	1.30 undefined
1/8/2025	1.28 undefined
1/7/2025	1.32 undefined
1/6/2025	1.32 undefined

Date	International Personal Finance Revenue	International Personal Finance EBIT	International Personal Finance Net Income
2026e	903.56 M undefined	188.69 M undefined	59.25 M undefined
2025e	798.76 M undefined	170.33 M undefined	51.04 M undefined
2024e	771.74 M undefined	160.32 M undefined	43.26 M undefined
2023	767.8 M undefined	86 M undefined	48 M undefined
2022	645.5 M undefined	79 M undefined	56.8 M undefined
2021	548.7 M undefined	69.1 M undefined	41.9 M undefined
2020	661.3 M undefined	-49.1 M undefined	-64.2 M undefined
2019	889.1 M undefined	114 M undefined	71.8 M undefined
2018	866.4 M undefined	109.3 M undefined	75.4 M undefined
2017	825.8 M undefined	105.6 M undefined	36.6 M undefined
2016	756.8 M undefined	96 M undefined	66.9 M undefined
2015	735.4 M undefined	305 M undefined	62.5 M undefined
2014	783.2 M undefined	100.2 M undefined	71.8 M undefined
2013	746.8 M undefined	316.7 M undefined	95.6 M undefined
2012	651.7 M undefined	271.3 M undefined	74.1 M undefined
2011	649.5 M undefined	268.2 M undefined	76.5 M undefined
2010	608.7 M undefined	260.2 M undefined	59.2 M undefined
2009	550.2 M undefined	226 M undefined	32.8 M undefined
2008	557.1 M undefined	197.4 M undefined	50.6 M undefined
2007	409.8 M undefined	132.8 M undefined	32.5 M undefined
2006	365.3 M undefined	30.9 M undefined	25.4 M undefined
2005	358.6 M undefined	39.5 M undefined	31.8 M undefined
2004	271.2 M undefined	32.8 M undefined	24.7 M undefined

	Revenue	EBIT	Net Income
2004	271.2 M GBP	32.8 M GBP	24.7 M GBP
2005	358.6 M GBP	39.5 M GBP	31.8 M GBP
2006	365.3 M GBP	30.9 M GBP	25.4 M GBP
2007	409.8 M GBP	132.8 M GBP	32.5 M GBP
2008	557.1 M GBP	197.4 M GBP	50.6 M GBP
2009	550.2 M GBP	226 M GBP	32.8 M GBP
2010	608.7 M GBP	260.2 M GBP	59.2 M GBP
2011	649.5 M GBP	268.2 M GBP	76.5 M GBP
2012	651.7 M GBP	271.3 M GBP	74.1 M GBP
2013	746.8 M GBP	316.7 M GBP	95.6 M GBP
2014	783.2 M GBP	100.2 M GBP	71.8 M GBP
2015	735.4 M GBP	305 M GBP	62.5 M GBP
2016	756.8 M GBP	96 M GBP	66.9 M GBP
2017	825.8 M GBP	105.6 M GBP	36.6 M GBP
2018	866.4 M GBP	109.3 M GBP	75.4 M GBP
2019	889.1 M GBP	114 M GBP	71.8 M GBP
2020	661.3 M GBP	-49.1 M GBP	-64.2 M GBP
2021	548.7 M GBP	69.1 M GBP	41.9 M GBP
2022	645.5 M GBP	79 M GBP	56.8 M GBP
2023	767.8 M GBP	86 M GBP	48 M GBP
2024e	771.74 M GBP	160.32 M GBP	43.26 M GBP
2025e	798.76 M GBP	170.33 M GBP	51.04 M GBP
2026e	903.56 M GBP	188.69 M GBP	59.25 M GBP

2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023

15.5	19.2	22.8	48.9	57	31.2	23.5	17.9	24.2	24.6	68.8	39.9	43.4	27.4	46.6	37.4	116.3	41.7	50.7	42.5
0.29	0.33	0.33	0.44	0.58	0.53	0.57	0.56	0.65	0.78	0.76	0.8	0.94	1.06	0.76	0.73	0.53	0.57	0.66	0.69
81.3	129.1	158.2	2.6	3.8	9.4	7	4.6	5.2	4.1	4.6	7.6	13	16	11.3	4.3	3.6	8.4	9	9.6
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
39.9	33.6	35.2	46.4	21.4	6.9	14.3	24.5	12.2	18.1	16.9	20	26.3	19.4	10.7	13	8.3	7.9	13.3	12.6
0.42	0.51	0.55	0.54	0.66	0.57	0.61	0.61	0.69	0.83	0.85	0.87	1.02	1.12	0.83	0.78	0.66	0.62	0.73	0.75
18.4	23.5	30.2	40.8	52.4	39.5	35.7	30.6	28.3	28.8	28.2	24.3	23.4	23.2	19.9	38.8	32.9	31.5	36.6	37.7
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
0	0	0	0	0	0	0	0	0	0	0	0	0	0	228.6	245.3	136.5	150.2	212.2	203.3
0	1.9	14	18.7	17.5	11.4	6.8	3.6	3.2	1.8	10.1	25.6	32.6	33.1	38	43.2	30.2	25.2	27.9	32.3
0	0	0	0	0	0	0	0	0	0	0	20.1	23.3	24.4	24.5	23.1	24.4	22.9	24.2	23.6
10.4	12.6	16	29.5	37.5	46.5	48.5	50.1	57.1	65.2	73.7	82.2	112	142.2	178.7	189.3	139.1	144.9	140.6	137.8
28.8	38	60.2	89	107.4	97.4	91	84.3	88.6	95.8	112	152.2	191.3	222.9	489.7	539.7	363.1	374.7	441.5	434.7
0.45	0.55	0.61	0.63	0.76	0.67	0.7	0.69	0.78	0.93	0.96	1.02	1.21	1.34	1.32	1.32	1.02	1	1.17	1.19

0	0	0	25.7	25.7	25.7	25.7	25.7	24.9	24	24	23.4	23.4	23.4	23.4	23.4	23.4	23.4	23.4	23.4
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
0	0	0	150.1	187.2	203.3	249.5	307.5	342	363.6	412.8	419.4	447.1	462.3	404	450.1	386.4	421.3	455.8	483
22	56.2	82.2	27.8	51.6	36.5	39.5	0.2	13.4	9.3	-32.1	-56.7	9.8	58.8	50.7	9	5.9	-31	9.3	32.2
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
22	56.2	82.2	203.6	264.5	265.5	314.7	333.4	380.3	396.9	404.7	386.1	480.3	544.5	478.1	482.5	415.7	413.7	488.5	538.6
0	1.8	1.6	4.6	2.6	0.8	1.7	3.2	5	4.6	7.7	7.8	11.4	14.6	16.8	9.9	7.7	10.8	15.5	149.7
13.5	15.5	26.3	35	35.2	26.1	38.4	39.4	41.9	73.5	57.7	53.3	69.2	89.8	80.2	64.2	39.9	58	53.6	57.2
25.4	26.2	31.1	16.7	32.5	43.7	46	40.9	43.8	54	55.5	68.1	63.8	53.5	83.8	96.3	80.8	65.2	80.7	70.6
42.9	53.5	79.4	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
92.5	145.6	218.4	8.8	1.2	111.6	19.5	6.4	16.4	14.4	73.7	22.3	22.4	79.6	28.8	121.4	7.6	9.5	79	60.5
174.3	242.6	356.8	65.1	71.5	182.2	105.6	89.9	107.1	146.5	194.6	151.5	166.8	237.5	209.6	291.8	136	143.5	228.8	338
244.3	242.1	169.6	362	433.1	221	284.8	270.1	294.4	386.1	404.6	534.6	600.4	598.1	669.5	574.5	503.6	480.8	491.2	474.9
0	0	0	0	0	0	0	0	0	0	0	8.6	8.1	10.1	10.4	20	13.8	7.9	5.9	7.1
10.4	8.2	0	0	1.5	7.5	3.3	4	3.2	0.9	0.9	0.2	9.1	0	0	0	0	0	0	0
254.7	250.3	169.6	362	434.6	228.5	288.1	274.1	297.6	387	405.5	543.4	617.6	608.2	679.9	594.5	517.4	488.7	497.1	482
429	492.9	526.4	427.1	506.1	410.7	393.7	364	404.7	533.5	600.1	694.9	784.4	845.7	889.5	886.3	653.4	632.2	725.9	820
0.45	0.55	0.61	0.63	0.77	0.68	0.71	0.7	0.78	0.93	1	1.08	1.26	1.39	1.37	1.37	1.07	1.05	1.21	1.36

2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
24	31	25	32	50	45	59	76	74	95	71	62	71	45	75	71	-64	41	56	48
4	6	7	13	17	18	16	14	11	10	11	15	18	21	23	32	43	28	27	29
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
-170	-115	-73	-89	-104	-38	-105	-151	-116	-198	-127	-143	-143	-190	-132	-151	231	-176	-177	-109
36	35	34	36	51	40	68	71	59	90	78	88	74	116	94	111	73	81	92	117
20	24	28	22	26	32	35	42	40	47	43	40	44	54	59	64	54	52	65	74
12	13	18	29	23	14	22	27	28	38	44	37	68	94	21	41	1	46	-5	33
-104	-41	-7	-7	15	66	39	11	29	-1	33	22	21	-7	60	64	283	-24	0	85
-10	-15	-29	-27	-24	-9	-11	-14	-10	-13	-20	-27	-24	-25	-26	-31	-15	-15	-23	-22
-8	-13	-26	-24	-21	-5	-8	-11	-8	-13	-20	-47	-24	-21	-25	-31	-15	-15	-23	-22
2	2	3	3	3	3	2	2	2	0	0	-20	0	3	0	0	0	0	0	0
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
81	54	30	7	-9	-72	-22	13	28	95	99	76	28	39	12	-10	-189	-23	46	-51
0	0	0	70	-5	0	0	0	-25	-59	0	-49	0	0	0	0	0	-3	0	0
81	54	30	73	-28	-87	-38	-3	-14	15	31	-1	0	11	-15	-40	-189	-32	27	-72
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-2.00	-	-3.00	-	-
0	0	0	-4	-13	-14	-15	-17	-18	-20	-22	-28	-27	-27	-27	-27	0	-4	-18	-21
-24	0	-2	44	-26	-31	-7	-5	6	0	44	-28	3	-16	19	-9	78	-74	9	-8
-115	-56.7	-36.7	-34.8	-8.9	56.5	27.9	-2.4	18.3	-15.2	13	-4.7	-2.3	-32.8	34.2	32.8	268.1	-40.2	-24.7	63.2
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0

International Personal Finance Gross margin	International Personal Finance Profit margin	International Personal Finance EBIT margin	International Personal Finance Profit margin
2026e	90.26 %	20.88 %	6.56 %
2025e	90.26 %	21.32 %	6.39 %
2024e	90.26 %	20.77 %	5.61 %
2023	90.26 %	11.2 %	6.25 %
2022	89.7 %	12.24 %	8.8 %
2021	90.41 %	12.59 %	7.64 %
2020	91.65 %	-7.42 %	-9.71 %
2019	92.86 %	12.82 %	8.08 %
2018	93.25 %	12.62 %	8.7 %
2017	93.32 %	12.79 %	4.43 %
2016	93.82 %	12.68 %	8.84 %
2015	94.34 %	41.47 %	8.5 %
2014	94.22 %	12.79 %	9.17 %
2013	93.44 %	42.41 %	12.8 %
2012	93.62 %	41.63 %	11.37 %
2011	93.39 %	41.29 %	11.78 %
2010	94.43 %	42.75 %	9.73 %
2009	94.38 %	41.08 %	5.96 %
2008	94.7 %	35.43 %	9.08 %
2007	94.56 %	32.41 %	7.93 %
2006	92.03 %	8.46 %	6.95 %
2005	92.81 %	11.02 %	8.87 %
2004	92.07 %	12.09 %	9.11 %

	Gross margin	EBIT margin	Profit margin
2004	92.07 %	12.09 %	9.11 %
2005	92.81 %	11.02 %	8.87 %
2006	92.03 %	8.46 %	6.95 %
2007	94.56 %	32.41 %	7.93 %
2008	94.7 %	35.43 %	9.08 %
2009	94.38 %	41.08 %	5.96 %
2010	94.43 %	42.75 %	9.73 %
2011	93.39 %	41.29 %	11.78 %
2012	93.62 %	41.63 %	11.37 %
2013	93.44 %	42.41 %	12.8 %
2014	94.22 %	12.79 %	9.17 %
2015	94.34 %	41.47 %	8.5 %
2016	93.82 %	12.68 %	8.84 %
2017	93.32 %	12.79 %	4.43 %
2018	93.25 %	12.62 %	8.7 %
2019	92.86 %	12.82 %	8.08 %
2020	91.65 %	-7.42 %	-9.71 %
2021	90.41 %	12.59 %	7.64 %
2022	89.7 %	12.24 %	8.8 %
2023	90.26 %	11.2 %	6.25 %
2024e	90.26 %	20.77 %	5.61 %
2025e	90.26 %	21.32 %	6.39 %
2026e	90.26 %	20.88 %	6.56 %

Date	International Personal Finance Sales per Share	International Personal Finance EBIT per share	International Personal Finance Earnings per Share
2026e	4.16 undefined	0 undefined	0.27 undefined
2025e	3.67 undefined	0 undefined	0.23 undefined
2024e	3.55 undefined	0 undefined	0.2 undefined
2023	3.23 undefined	0.36 undefined	0.2 undefined
2022	2.76 undefined	0.34 undefined	0.24 undefined
2021	2.33 undefined	0.29 undefined	0.18 undefined
2020	2.97 undefined	-0.22 undefined	-0.29 undefined
2019	3.75 undefined	0.48 undefined	0.3 undefined
2018	3.7 undefined	0.47 undefined	0.32 undefined
2017	3.57 undefined	0.46 undefined	0.16 undefined
2016	3.33 undefined	0.42 undefined	0.29 undefined
2015	3.12 undefined	1.3 undefined	0.27 undefined
2014	3.2 undefined	0.41 undefined	0.29 undefined
2013	2.97 undefined	1.26 undefined	0.38 undefined
2012	2.52 undefined	1.05 undefined	0.29 undefined
2011	2.51 undefined	1.04 undefined	0.3 undefined
2010	2.37 undefined	1.01 undefined	0.23 undefined
2009	2.13 undefined	0.88 undefined	0.13 undefined
2008	2.17 undefined	0.77 undefined	0.2 undefined
2007	1.59 undefined	0.52 undefined	0.13 undefined
2006	1.43 undefined	0.12 undefined	0.1 undefined
2005	1.41 undefined	0.15 undefined	0.12 undefined
2004	1.07 undefined	0.13 undefined	0.1 undefined

	Sales per Share	EBIT per share	Earnings per Share
2004	1.07 GBP	0.13 GBP	0.1 GBP
2005	1.41 GBP	0.15 GBP	0.12 GBP
2006	1.43 GBP	0.12 GBP	0.1 GBP
2007	1.59 GBP	0.52 GBP	0.13 GBP
2008	2.17 GBP	0.77 GBP	0.2 GBP
2009	2.13 GBP	0.88 GBP	0.13 GBP
2010	2.37 GBP	1.01 GBP	0.23 GBP
2011	2.51 GBP	1.04 GBP	0.3 GBP
2012	2.52 GBP	1.05 GBP	0.29 GBP
2013	2.97 GBP	1.26 GBP	0.38 GBP
2014	3.2 GBP	0.41 GBP	0.29 GBP
2015	3.12 GBP	1.3 GBP	0.27 GBP
2016	3.33 GBP	0.42 GBP	0.29 GBP
2017	3.57 GBP	0.46 GBP	0.16 GBP
2018	3.7 GBP	0.47 GBP	0.32 GBP
2019	3.75 GBP	0.48 GBP	0.3 GBP
2020	2.97 GBP	-0.22 GBP	-0.29 GBP
2021	2.33 GBP	0.29 GBP	0.18 GBP
2022	2.76 GBP	0.34 GBP	0.24 GBP
2023	3.23 GBP	0.36 GBP	0.2 GBP
2024e	3.55 GBP	0 GBP	0.2 GBP
2025e	3.67 GBP	0 GBP	0.23 GBP
2026e	4.16 GBP	0 GBP	0.27 GBP

	Number of stocks
2004	254.6 M Aktien
2005	254.9 M Aktien
2006	255.8 M Aktien
2007	257.5 M Aktien
2008	256.9 M Aktien
2009	258.1 M Aktien
2010	256.4 M Aktien
2011	258.7 M Aktien
2012	258.8 M Aktien
2013	251.1 M Aktien
2014	244.4 M Aktien
2015	235.4 M Aktien
2016	227.5 M Aktien
2017	231.4 M Aktien
2018	234.1 M Aktien
2019	237.1 M Aktien
2020	222.4 M Aktien
2021	235.3 M Aktien
2022	234 M Aktien
2023	237.5 M Aktien
2024e	237.5 M Aktien
2025e	237.5 M Aktien
2026e	237.5 M Aktien

Date	International Personal Finance Dividend
2026e	0.11 undefined
2025e	0.1 undefined
2024e	0.11 undefined
2023	0.1 undefined
2022	0.09 undefined
2021	0.02 undefined
2019	0.12 undefined
2018	0.12 undefined
2017	0.12 undefined
2016	0.12 undefined
2015	0.14 undefined
2014	0.11 undefined
2013	0.09 undefined
2012	0.08 undefined
2011	0.07 undefined
2010	0.07 undefined
2009	0.06 undefined
2008	0.06 undefined
2007	0.02 undefined

	Dividend	Dividend (Estimate)
2004	0 GBP	0 GBP
2005	0 GBP	0 GBP
2006	0 GBP	0 GBP
2007	0.02 GBP	0 GBP
2008	0.06 GBP	0 GBP
2009	0.06 GBP	0 GBP
2010	0.07 GBP	0 GBP
2011	0.07 GBP	0 GBP
2012	0.08 GBP	0 GBP
2013	0.09 GBP	0 GBP
2014	0.11 GBP	0 GBP
2015	0.14 GBP	0 GBP
2016	0.12 GBP	0 GBP
2017	0.12 GBP	0 GBP
2018	0.12 GBP	0 GBP
2019	0.12 GBP	0 GBP
2020	0 GBP	0 GBP
2021	0.02 GBP	0 GBP
2022	0.09 GBP	0 GBP
2023	0.1 GBP	0 GBP
2024e	0 GBP	0.11 GBP
2025e	0 GBP	0.1 GBP
2026e	0 GBP	0.11 GBP

Date	International Personal Finance Payout ratio
2026e	26.11 %
2025e	28.33 %
2024e	24.34 %
2023	25.65 %
2022	35.02 %
2021	12.35 %
2020	29.57 %
2019	41.33 %
2018	38.5 %
2017	82.67 %
2016	39.62 %
2015	51.89 %
2014	36.69 %
2013	24.3 %
2012	28.08 %
2011	24.96 %
2010	28.65 %
2009	52.78 %
2008	28.61 %
2007	16.24 %
2006	29.57 %
2005	29.57 %
2004	29.57 %

	Payout ratio
2004	29.57 %
2005	29.57 %
2006	29.57 %
2007	16.24 %
2008	28.61 %
2009	52.78 %
2010	28.65 %
2011	24.96 %
2012	28.08 %
2013	24.3 %
2014	36.69 %
2015	51.89 %
2016	39.62 %
2017	82.67 %
2018	38.5 %
2019	41.33 %
2020	29.57 %
2021	12.35 %
2022	35.02 %
2023	25.65 %
2024e	24.34 %
2025e	28.33 %
2026e	26.11 %

Date	EPS Estimate	EPS Actual	Quarterly report
6/30/2015	0.13	0.13 (-3.64 %)	2015 Q2
6/30/2014	0.14	0.16 (11.08 %)	2014 Q2
6/30/2013	0.11	0.12 (6.53 %)	2013 Q2
12/31/2012	0.19	0.18 (-2.77 %)	2012 Q4
6/30/2012	0.09	0.09 (-1.91 %)	2012 Q2
12/31/2011	0.2	0.17 (-15.81 %)	2011 Q4
6/30/2011	0.12	0.1 (-13.01 %)	2011 Q2
12/31/2010	0.17	0.14 (-21.19 %)	2010 Q4
6/30/2010	0.08	0.11 (28.78 %)	2010 Q2
12/31/2009	0.13	0.14 (13.38 %)	2009 Q4
12/31/2008	0.13	0.14 (2.73 %)	2008 Q4

%	Name	Stocks	Change	Date
10.70685 %	Aberforth Partners LLP	23,278,844	-5,649,694	10/22/2024
10.30500 %	abrdn Investment Management Limited	22,405,140	0	12/31/2023
7.58391 %	Schroder Investment Management Ltd. (SIM)	16,488,947	94,608	12/31/2023
5.44063 %	Fidelity Management & Research Company LLC	11,829,028	67,871	12/31/2023
5.35820 %	Janus Henderson Investors	11,649,800	62,099	12/31/2023
5.19333 %	Artemis Investment Management LLP	11,291,345	64,788	12/31/2023
5.11318 %	J O Hambro Capital Management Limited	11,117,081	-114,594	9/19/2024
5.05933 %	Sanford DeLand Asset Management Limited	11,000,000	2,673,767	5/16/2024
5.02847 %	Jupiter Asset Management Ltd.	10,932,890	62,731	12/31/2023
4.94497 %	Marathon-London	10,751,362	-8,089,948	9/25/2024
4.67812 %	BlackRock Investment Management (UK) Ltd.	10,171,171	58,359	12/31/2023
3.11188 %	BNP Paribas Asset Management France SAS	6,765,845	38,821	12/31/2023
3.11188 %	van Heyst (Hendrik Marius)	6,765,845	38,821	12/31/2023
2.98592 %	Wellcome Trust	6,491,977	0	5/10/2024
2.76292 %	Norges Bank Investment Management (NBIM)	6,007,144	592,667	9/18/2024
2.08145 %	Baring Asset Management Ltd.	4,525,499	25,966	12/31/2023
1.38350 %	Dimensional Fund Advisors, L.P.	3,008,013	-129,971	5/20/2024
0.90972 %	Ryan (Gerard Jude)	1,977,907	428,496	4/4/2024
0.77564 %	Hargreaves Lansdown Fund Managers Ltd.	1,686,401	-360,609	9/30/2024
0.74425 %	BlackRock Institutional Trust Company, N.A.	1,618,147	-58,104	6/30/2024
0.71263 %	Ryan (Margaret Iona)	1,549,411	0	4/10/2024
0.67511 %	Dimensional Fund Advisors, Ltd.	1,467,818	10,908	5/20/2024
0.65444 %	Legal & General Investment Management Ltd.	1,422,884	0	9/18/2024
0.63446 %	DFA Australia Ltd.	1,379,436	123,418	5/14/2024
0.58198 %	Vanguard Global Advisers LLC	1,265,337	0	5/20/2024
0.46502 %	M&G Investment Management Ltd.	1,011,039	0	9/18/2024
0.40304 %	Acadian Asset Management LLC	876,299	-200,979	5/20/2024
0.33436 %	Barclays Wealth	726,959	0	5/16/2024
0.32870 %	Cape Wrath Capital Limited	714,662	0	7/31/2024
0.30724 %	Evelyn Partners Investment Management LLP	668,000	0	7/31/2024
0.28404 %	Costar (Mark Garcia)	617,567	0	4/18/2024
0.27596 %	Hall (Duncan Stuart Nicolls)	600,000	0	3/8/2024
0.18641 %	Ontario Power Generation Pension Fund	405,285	405,285	5/14/2024
0.17801 %	Smith (Patrick)	387,020	0	3/8/2024
0.16826 %	River Global Investors LLP	365,830	-235,392	5/14/2024
0.16800 %	abrdn Alternative Investments Limited	365,259	-68,768	9/18/2024
0.15653 %	Helsby (Gillian)	340,330	205,112	4/10/2024
0.13824 %	Geode Capital Management, L.L.C.	300,555	13,580	5/10/2024
0.13577 %	NTRPF	295,196	0	9/18/2024
0.13108 %	Parker (George Gottlieb)	285,000	-125,000	4/19/2024
0.12654 %	Holmes (Richard)	275,133	0	3/14/2024
0.12512 %	Parkinson (David)	272,041	-148,984	9/11/2024
0.12488 %	AFH Wealth Management	271,513	-57,890	5/14/2024
0.11498 %	Pepper (Rupert David Andrew)	250,000	0	4/10/2024
0.10335 %	American Century Investment Management, Inc.	224,703	21,033	5/20/2024
0.09676 %	Wealhouse Capital Management	210,377	-35,500	5/14/2024
0.09545 %	Klos-Siddiqui (Agnieszka)	207,531	40,659	6/14/2024
0.09230 %	Wheeler (Edmund Charles Frederick)	200,683	0	4/10/2024
0.08642 %	Rodrigues (Christopher J. CBE)	187,888	0	9/18/2024
0.08343 %	Koivula (Jari Kalevi)	181,401	0	8/15/2023
0.08187 %	First Equity Limited	178,000	91,000	5/16/2024
0.08143 %	abrdn Investments Limited	177,054	-77,789	5/20/2024
0.07791 %	Balcan (Dragos Florin)	169,394	122,814	6/10/2024
0.07621 %	Thompson (Gary)	165,700	15,700	6/28/2024
0.07278 %	Kleppen (Douglas)	158,229	73,611	4/29/2024
0.06899 %	Marsh (John Bernard)	150,000	0	3/8/2024
0.06899 %	Thompson (Joanna Louise)	150,000	0	4/19/2024
0.06430 %	Thomas (Mark)	139,796	0	4/19/2024
0.06424 %	Brompton Asset Management LLP	139,678	0	5/16/2024
0.06272 %	Leach (Julia Mary)	136,366	0	3/8/2024
0.06271 %	Willing (Joshua)	136,334	4,334	3/8/2024
0.05982 %	Sinclair (Stuart)	130,050	0	3/14/2024
0.05874 %	Helsby (Michael)	127,703	58,875	4/10/2024
0.05665 %	Kopec (Alicja)	123,172	0	8/15/2023
0.05512 %	State Street Global Advisors (UK) Ltd.	119,849	0	9/18/2024
0.05437 %	Wilson (Judith Lesley)	118,212	22,665	4/10/2024
0.05202 %	Romanenko (Alex)	113,100	0	4/19/2024
0.04955 %	Evans (Nigel)	107,733	0	3/8/2024
0.04772 %	Bruce (Frederic)	103,760	-1,000	3/8/2024
0.04688 %	Arrowstreet Capital, Limited Partnership	101,919	0	5/20/2024
0.04599 %	Heath (J R)	100,000	0	8/14/2023
0.04595 %	Cant (D)	99,913	-47,374	4/19/2024
0.04489 %	Romanenko (All)	97,600	0	4/19/2024
0.04474 %	McDonald (David Coghlan)	97,284	0	3/8/2024
0.03816 %	Scott (Lyndsey)	82,978	82,978	4/29/2024
0.03680 %	Jamieson (Carol Mary)	80,000	-20,000	4/10/2024
0.03494 %	Victory Capital Management Inc.	75,967	0	5/14/2024
0.03450 %	Murphy (Craig Melrose)	75,000	75,000	4/19/2024
0.03220 %	Rolfe (Ian Louis)	70,000	0	4/10/2024
0.03220 %	N & E Farquhar Children	70,000	0	5/23/2023
0.03127 %	Quail (Brenda)	67,997	0	4/10/2024
0.02979 %	Hunt (Andrew)	64,772	0	3/8/2024
0.02806 %	Hartman (Stephen Paul)	61,004	0	4/10/2024
0.02760 %	Murphy (G)	60,000	0	4/19/2024
0.02760 %	Davis (Deborah)	60,000	0	3/14/2024
0.02757 %	Bourne (James)	59,946	4,946	3/8/2024
0.02751 %	PGIM Limited	59,821	4,134	5/10/2024
0.02707 %	Williams (John)	58,853	37,976	4/29/2024
0.02655 %	Howell (Gordon)	57,735	0	3/8/2024
0.02653 %	Brown (E)	57,671	0	3/8/2024
0.02472 %	Garner (L J)	53,744	0	4/19/2024
0.02415 %	Hurley (Nicholas)	52,500	-7,500	3/8/2024
0.02391 %	Adamski (Krzysztof)	51,986	0	8/15/2023
0.02331 %	Page (Nicholas Hurst)	50,674	0	9/18/2024
0.02328 %	Esam (Alister J R)	50,612	-13,468	4/10/2024
0.02300 %	Pepper (Vanessa Sophie Caroline)	50,000	0	4/10/2024
0.02283 %	Yablon (Rosemary Elaine)	49,644	0	9/18/2024
0.02272 %	Gircys (Povilas)	49,408	0	8/15/2023
0.02226 %	Horvath (Attila Peter)	48,387	0	8/15/2023
0.02208 %	Chapman (L)	48,000	8,000	3/8/2024

Name	Relationship	Two-week correlation	One-month correlation	Three-Month Correlation	Six-Month Correlation	One Year Correlation	Two-Year Correlation
Abrdn	SupplierCustomer	0,28	0,07	0,69	0,93	0,90	0,10
VMware A	SupplierCustomer	0,23	0,33	0,70	0,72	0,72	0,54
Schroders	SupplierCustomer	0,21	-0,03	0,71	0,88	0,92	0,81
Affiliated Managers Group	SupplierCustomer	0,08	0,28	0,70	0,81	0,78	0,92
Pendal Group	SupplierCustomer	0,04	0,42	-0,39	0,50	0,75	0,51

What values and corporate philosophy does International Personal Finance represent?

International Personal Finance PLC represents values of customer-centricity, trust, and responsible lending practices. As a leading international provider of consumer finance, the company places utmost importance on putting the customers' needs first. With a strong corporate philosophy, International Personal Finance PLC is committed to providing access to responsible credit to individuals across their international footprint. By embracing ethical lending practices and promoting financial well-being, the company strives to support the financial aspirations of its customers while fostering long-term relationships based on trust and understanding.

In which countries and regions is International Personal Finance primarily present?

International Personal Finance PLC operates in several countries and regions worldwide. The company focuses on providing personal finance services to underserved customers. With an extensive presence, International Personal Finance PLC primarily operates in Europe, including countries such as the United Kingdom, Poland, Spain, and Czech Republic. It also has a presence in other regions, such as Mexico and Lithuania, catering to the financial needs of customers in these areas. International Personal Finance PLC's global reach allows it to offer its services to a diverse range of customers across different countries and regions.

What significant milestones has the company International Personal Finance achieved?

International Personal Finance PLC has achieved several significant milestones. Firstly, it successfully expanded its presence in emerging markets, operating in 11 countries across Europe and Mexico. The company has demonstrated consistent growth and profitability, serving over 2.4 million customers. International Personal Finance PLC has also established a strong reputation for responsible lending and customer-centric operations. Furthermore, it actively embraces technology, implementing digital solutions to enhance customer experience and streamline operations. With a focus on sustainable growth, International Personal Finance PLC continues to thrive, delivering financial services tailored to the needs of its diverse customer base.

What is the history and background of the company International Personal Finance?

International Personal Finance PLC is a leading provider of consumer finance products and services across various countries. Established in 1997, the company specializes in offering responsible lending options to over 2.5 million customers. With operations in Europe and Mexico, International Personal Finance PLC focuses on providing small, unsecured personal loans to help individuals meet their financial needs. The company maintains a solid reputation for its ethical business practices, customer-centric approach, and commitment to financial inclusion. International Personal Finance PLC continues to expand its presence, offering innovative financial solutions to empower individuals and promote sustainable financial well-being.

Who are the main competitors of International Personal Finance in the market?

The main competitors of International Personal Finance PLC in the market include Provident Financial PLC, Morses Club PLC, and Non-Standard Finance PLC.

In which industries is International Personal Finance primarily active?

International Personal Finance PLC is primarily active in the consumer finance industry. This company specializes in providing personal loans and financial services to individuals in emerging markets. Through its subsidiary companies, International Personal Finance PLC operates in various countries, including Poland, Czech Republic, Slovakia, Hungary, Mexico, and Lithuania, among others. With its extensive global presence, International Personal Finance PLC focuses on serving the financial needs of underserved populations, empowering individuals to access credit and improve their overall financial well-being.

What is the business model of International Personal Finance?

The business model of International Personal Finance PLC revolves around providing personal financial services to individuals in emerging markets. As a company, International Personal Finance PLC focuses on offering small cash loans to meet the needs of its customers who may have limited access to traditional banking services. By leveraging its local presence, extensive customer knowledge, and expertise in credit analysis, International Personal Finance PLC aims to provide responsible lending solutions. With a customer-centric approach, the company aims to empower individuals to manage their financial lives and improve their financial well-being in the markets in which it operates.

What is the P/E ratio of International Personal Finance 2025?

The International Personal Finance P/E ratio is 5.98.

What is the P/S ratio of International Personal Finance 2025?

The International Personal Finance P/S ratio is 0.38.

What is the Quality Investing of International Personal Finance?

The Quality Investing for International Personal Finance is 1/10.

What is the revenue of International Personal Finance 2025?

The expected International Personal Finance revenue is 798.76 M GBP.

How high is the profit of International Personal Finance 2025?

The expected International Personal Finance profit is 51.04 M GBP.

What is the business model of International Personal Finance

International Personal Finance PLC is an international company that helps customers in emerging markets achieve financial freedom. The company was founded in 1997 and is based in Leeds, United Kingdom. The business model of International Personal Finance PLC focuses on three main areas: home markets, Europe, and Latin America. In each of these areas, the company offers a wide range of financial services and products tailored to the specific needs of customers in these regions. In home markets, International Personal Finance PLC offers small loans. These loans are specifically given to customers who may have difficulty obtaining loans from traditional banks. The loans are delivered directly to the customers' doorstep, and the application process is simple and straightforward. In Europe, the company offers consumer loans. These loans are higher in value and are typically used for purchasing cars, furniture, or other major purchases. The loans can be applied for online or in a branch, and the company works closely with customers to ensure they receive the best possible loan terms. In Latin America, International Personal Finance PLC offers similar consumer loans as in Europe. However, the company focuses more on the needs of customers in emerging markets. It works closely with local partners to ensure that the loans meet the customers' needs and that customers receive the best support to achieve their financial goals. In addition to loans, International Personal Finance PLC also offers a range of insurance products. These products are designed to support customers in difficult situations, such as unemployment or illness. The company works closely with customers to ensure they receive the right insurance for their needs. Overall, the business model of International Personal Finance PLC is based on the idea of helping customers in emerging markets achieve financial freedom and autonomy. The company offers a wide range of financial services and products tailored to the specific needs of customers in each region. By working with local partners and closely collaborating with customers, the company is able to provide customized solutions and ensure that customers receive the best possible support to achieve their financial goals.

What is the International Personal Finance dividend?

International Personal Finance pays a dividend of 0.09 GBP distributed over payouts per year.

How often does International Personal Finance pay dividends?

The dividend cannot currently be calculated for International Personal Finance or the company does not pay out a dividend.

What is the International Personal Finance ISIN?

The ISIN of International Personal Finance is GB00B1YKG049.

What is the International Personal Finance WKN?

The WKN of International Personal Finance is A0MV91.

What is the International Personal Finance ticker?

The ticker of International Personal Finance is IPF.L.

How much dividend does International Personal Finance pay?

Over the past 12 months, International Personal Finance paid a dividend of 0.1 GBP . This corresponds to a dividend yield of about 7.47 %. For the coming 12 months, International Personal Finance is expected to pay a dividend of 0.11 GBP.

What is the dividend yield of International Personal Finance?

The current dividend yield of International Personal Finance is 7.47 %.

When does International Personal Finance pay dividends?

International Personal Finance pays a quarterly dividend. This is distributed in the months of May, September, May, September.

How secure is the dividend of International Personal Finance?

International Personal Finance paid dividends every year for the past 6 years.

What is the dividend of International Personal Finance?

For the upcoming 12 months, dividends amounting to 0.11 GBP are expected. This corresponds to a dividend yield of 8.18 %.

In which sector is International Personal Finance located?

International Personal Finance is assigned to the 'Finance' sector.

Wann musste ich die Aktien von International Personal Finance kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of International Personal Finance from 9/27/2024 amounting to 0.034 GBP, you needed to have the stock in your portfolio before the ex-date on 8/29/2024.

When did International Personal Finance pay the last dividend?

The last dividend was paid out on 9/27/2024.

What was the dividend of International Personal Finance in the year 2024?

In the year 2024, International Personal Finance distributed 0.096 GBP as dividends.

In which currency does International Personal Finance pay out the dividend?

The dividends of International Personal Finance are distributed in GBP.

Scope 1 - Direct Emissions	18,587
Scope 2 - Indirect emissions from purchased energy	2,079
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions	20,666
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Percentage of female employees	64.253
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

Stock Exchange	International Personal Finance Ticker
FRANKFURT	3I8.F
LONDON	IPF.L
LONDON STOCK EXCHANGE	IPF.L
PNK	IPFPF

International Personal Finance Ticker	International Personal Finance FIGI
3I8:GR	BBG000J2S4S5
3I8:GF	BBG000J2S5B0
3I8:GS	BBG000J2S833
3I8:GB	BBG000J2SB36
IPF:EO	BBG000Q615B2
IPF:XH	BBG000Q61737
IPF:XC	BBG000Q618B6
IPF:XF	BBG000Q618X2
IPF:XE	BBG000Q61BP4
IPF:XJ	BBG000Q61BV7
IPF:XL	BBG000Q61C90
IPF:XG	BBG000Q61CM5
IPF:XO	BBG000Q61CY2
IPF:XS	BBG000Q61G28
IPF:XA	BBG000Q61GT9
IPF:E1	BBG000Q61HC5
IPF:XT	BBG000Q61HG1
IPF:XW	BBG000Q61HL5
IPF:EU	BBG000Q64VF8
IPFUSD:EO	BBG000QQCYM1
IPFUSD:E1	BBG000QQD6R6
IPFUSD:XT	BBG000QQD7J3
IPFUSD:XW	BBG000QQD7Z5
IPFUSD:EU	BBG000QQD8H3
IPF:LN	BBG000RG6DD5
IPFL:IX	BBG000TCGT00
IPFPF:US	BBG000TF8VS7
IPFPF:PQ	BBG000TF8YW6
IPFPF:UV	BBG000TF8ZH0
IPFGBP:EO	BBG000TT70B4
IPFGBP:XH	BBG000TT71N9
IPFGBP:XC	BBG000TT71X8
IPFGBP:XF	BBG000TT7275
IPFGBP:XE	BBG000TT72K0
IPFGBP:XJ	BBG000TT72Y5
IPFGBP:XG	BBG000TT73P3
IPFGBP:XO	BBG000TT73Y3
IPFGBP:XS	BBG000TT74K6
IPFGBP:XA	BBG000TT74P1
IPFGBP:E1	BBG000TT74W3
IPFGBP:XT	BBG000TT74Y1
IPFGBP:XW	BBG000TT7532
IPFEUR:EU	BBG000TTGNN1
IPFEUR:EO	BBG000TTGP92
IPFEUR:E1	BBG000TTGVR9
IPFEUR:XT	BBG000TTGWQ8
IPFEUR:XW	BBG000TTGWY9
IPFL:TQ	BBG000VMDTJ8
IPFL:BQ	BBG000VNZ764
IPFL:EB	BBG000VP1FT3
IPFL:S1	BBG001MBZHQ4
IPF:XV	BBG005919BV8
IPFUSD:XV	BBG00591B5S2
IPFGBP:XV	BBG00591M8C1
IPFL:B3	BBG006T78LM0
IPFW:B3	BBG006T78LP7
IPFL:L3	BBG006TBBG84
IPFW:L3	BBG006TBBGB0
IPFL:S2	BBG006TCCNW9
IPFL:PO	BBG008GZZQ56
IPFW:PO	BBG008GZZQ74
IPFL:QX	BBG00G3C2WP4
IPF:XM	BBG00J9VF931
IPF:XX	BBG00JN76ZR4
IPFUSD:XX	BBG00JN77TK4
IPFGBP:XX	BBG00JN7JXJ4
IPFEUR:XX	BBG00JN7KH52
IPFPLN:EO	BBG00KDNY6H1
IPFPLN:XH	BBG00KDNY6L6
IPFPLN:XF	BBG00KDNY6N4
IPFPLN:XE	BBG00KDNY6Q1
IPFPLN:XJ	BBG00KDNY6R0
IPFPLN:XL	BBG00KDNY6S9
IPFPLN:XG	BBG00KDNY6T8
IPFPLN:XO	BBG00KDNY6V5
IPFPLN:XS	BBG00KDNY6Z1
IPFPLN:XA	BBG00KDNY707
IPFPLN:E1	BBG00KDNY716
IPFPLN:XT	BBG00KDNY725
IPFPLN:XW	BBG00KDNY734
IPFPLN:XU	BBG00KDNY743
IPFPLN:XV	BBG00KDNY752
IPFPLN:XM	BBG00KDNY761
IPFPLN:XQ	BBG00KDNY789
IPFPLN:XX	BBG00KDNY798
IPFPLN:XZ	BBG00KDNY7B5
IPFPLN:EU	BBG00KDNY7D3
IPFGBX:T2	BBG00N9ZSTT7
IPFGBX:WT	BBG00NRHBJV4
IPFEUR:EP	BBG00SSJLHV1
IPFEUR:EZ	BBG00SSJLHX9
IPFW:L1	BBG00Y91PPC7
3I8:LA	BBG018H8FCB0
3I8:LU	BBG018J22FW5
3I8:GZ	BBG01JMCVL69

2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024e	2025e	2026e
271	358	365	409	557	550	608	649	651	746	783	735	756	825	866	889	661	548	645	767	771	798	903
-	32.10	1.96	12.05	36.19	-1.26	10.55	6.74	0.31	14.59	4.96	-6.13	2.86	9.13	4.97	2.66	-25.65	-17.10	17.70	18.91	0.52	3.50	13.16
91.88	92.74	92.05	94.62	94.61	94.36	94.41	93.37	93.70	93.43	94.13	94.29	93.92	93.33	93.19	92.80	91.68	90.51	89.77	90.35	89.88	86.84	76.74
249	332	336	387	527	519	574	606	610	697	737	693	710	770	807	825	606	496	579	693	0	0	0
24	31	25	32	50	32	59	76	74	95	71	62	66	36	75	71	-64	41	56	48	43	51	59
-	29.17	-19.35	28.00	56.25	-36.00	84.38	28.81	-2.63	28.38	-25.26	-12.68	6.45	-45.45	108.33	-5.33	-190.14	-164.06	36.59	-14.29	-10.42	18.60	15.69
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
254.6	254.9	255.8	257.5	256.9	258.1	256.4	258.7	258.8	251.1	244.4	235.4	227.5	231.4	234.1	237.1	222.4	235.3	234	237.5	0	0	0
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

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Price

Price

TickerIPF.L

ISINGB00B1YKG049

WKNA0MV91

International Personal Finance stock price

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International Personal Finance Stock Price History

International Personal Finance Revenue, EBIT, Net Income GB00B1YKG049 · A0MV91

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International Personal Finance Revenue, EBIT and net profit per share

International Personal Finance Income Statement, Balance Sheet, Cash Flow Statement

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International Personal Finance Stock Sales Revenue, EBIT, Earnings per Share GB00B1YKG049 · A0MV91

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International Personal Finance Revenue, EBIT and net profit per share

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The World’s Best Investors Are On Eulerpool

International Personal Finance shares outstanding GB00B1YKG049 · A0MV91

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International Personal Finance dividend history and estimates GB00B1YKG049 · A0MV91

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International Personal Finance Dividend History

Ticker
IPF.L

ISIN
GB00B1YKG049

WKN
A0MV91