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Overview
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HomeStreet stock

HMST
US43785V1026
A1JASV

Price

11.71
Today +/-
+0.40
Today %
+3.65 %

HomeStreet stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the HomeStreet stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the HomeStreet stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the HomeStreet stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze HomeStreet's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

HomeStreet Stock Price History

DateHomeStreet Price
11/22/202411.71 undefined
11/21/202411.29 undefined
11/20/202411.26 undefined
11/19/202411.43 undefined
11/18/202411.08 undefined
11/15/202411.43 undefined
11/14/202411.62 undefined
11/13/202411.76 undefined
11/12/202411.54 undefined
11/11/202411.60 undefined
11/8/202411.07 undefined
11/7/202410.63 undefined
11/6/202411.08 undefined
11/5/20249.80 undefined
11/4/20249.09 undefined
11/1/20249.07 undefined
10/31/20249.06 undefined
10/30/20249.06 undefined
10/29/202413.92 undefined
10/28/202414.29 undefined

HomeStreet Revenue, EBIT, Net Income

  • 3 years

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  • Max

Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into HomeStreet, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by HomeStreet from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects HomeStreet’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of HomeStreet. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into HomeStreet’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing HomeStreet’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on HomeStreet’s growth potential.

HomeStreet Revenue, EBIT and net profit per share

DateHomeStreet RevenueHomeStreet EBITHomeStreet Net Income
2026e210.29 M undefined29.58 M undefined12.65 M undefined
2025e187.68 M undefined10.2 M undefined-2.4 M undefined
2024e170.48 M undefined-23.46 M undefined-21.03 M undefined
2023441.66 M undefined0 undefined-27.51 M undefined
2022355.9 M undefined0 undefined66.5 M undefined
2021364.3 M undefined0 undefined115.4 M undefined
2020401.4 M undefined0 undefined80 M undefined
2019352 M undefined0 undefined17.5 M undefined
2018288 M undefined0 undefined40 M undefined
2017254.9 M undefined0 undefined68.9 M undefined
2016568.7 M undefined0 undefined58.2 M undefined
2015446.3 M undefined0 undefined41.3 M undefined
2014297 M undefined0 undefined22.3 M undefined
2013279.7 M undefined0 undefined23.8 M undefined
2012318.7 M undefined0 undefined82.1 M undefined
2011176.4 M undefined0 undefined16.1 M undefined
2010184.3 M undefined0 undefined-34.2 M undefined
2009170.6 M undefined0 undefined-110.3 M undefined
2008207.9 M undefined0 undefined8.4 M undefined

HomeStreet Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (M)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)NET INCOME (M)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
20082009201020112012201320142015201620172018201920202021202220232024e2025e2026e
207170184176318279297446568254288352401364355441170187210
--17.878.24-4.3580.68-12.266.4550.1727.35-55.2813.3922.2213.92-9.23-2.4724.23-61.4510.0012.30
-------------------
0000000000000000000
8-110-341682232241586840178011566-27-21-212
--1,475.00-69.09-147.06412.50-71.95-4.3586.3641.4617.24-41.18-57.50370.5943.75-42.61-140.91-22.22-90.48-700.00
-------------------
-------------------
5.45.45.45.713.714.81521.124.827.127.225.823.121.11918.78000
-------------------
Details

Keystats

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Revenue and Growth

The HomeStreet Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the HomeStreet is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (M)TOTAL ASSETS (M)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (M)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (M)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (M)LONG-T. LIAB. (M)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (M)DEBT (M)TOTAL CAPITAL (B)
200920102011201220132014201520162017201820192020202120222023
                             
000000000000000
000000000000000
000000000000000
000000000000000
000000000000000
000000000000000
8.96.86.615.236.645.363.777.6104.788.1171.8111.796.985.681.49
000000000000000
000000000000000
78.487.277.395.5162.5123.3171.3245.9284.7103.497.6118.6132.7141.9113.88
0000.412.111.911.522.222.622.628.50000
00038.642.836.4000474.828.60000
87.39483.9149.7254216.9246.5345.7412688.9326.5230.3229.6227.5195.37
87.39483.9149.7254216.9246.5345.7412688.9326.5230.3229.6227.5195.37
                             
0.50.50.50.50.50.50.50.50.50.50.5278.5249.9226.6229.89
00090.294.596.6222.3336.1339342.4300.20000
93.465.681.7163.9182.9203.6244.9303372412374.7403.9444.3435.1395.36
-2-7.44.19.2-121.5-2.4-10.4-7.1-15.44.335.421.1-99.5-86.86
000000000000000
91.958.786.3263.8265.9302.2465.3629.2704.4739.5679.7717.8715.3562.2538.39
40.664.449108.1134.5121.4137.1232.7210.4169.299.6185.5124.967.185.59
0000000000104.662.649.642.835.04
000000000000000
000005000019125000645
000000000060.761.862160.459.77
40.664.449108.1134.5171.4137.1232.7210.4188.2389.9309.9236.5270.3825.4
66.966.961.961.964.861.961.9125.1125.3125.573.565.164.864.4165.29
000-38.4-56.6-43.4-19.9-41.5-38.10-19.80000
000000000167.92.60000
66.966.961.923.58.218.54283.687.2293.456.365.164.864.4165.29
107.5131.3110.9131.6142.7189.9179.1316.3297.6481.6446.2375301.3334.7990.69
0.20.190.20.40.410.490.640.9511.221.131.091.020.91.53
Details

Balance Sheet

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Understanding the Balance Sheet

The balance sheet of HomeStreet provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand HomeStreet's financial health and stability.

Assets

HomeStreet's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that HomeStreet must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of HomeStreet after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into HomeStreet's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (B)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (B)CASH FLOW FROM OTHER FINANCING ACTIVITIES (B)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
2008200920102011201220132014201520162017201820192020202120222023
8-110-341682232241586840178011566-27
122145101417141522241412121110
-4-570-521-131631-212-29-107-13-9
13996-5134-474310-371-10-74104268233-14155166-13
-21-253133-1-65-2-52-73-31-562336-14-951
000312128141628426793441766217
620126661114-21-53321345-5
134-23-4389-391304-3488-44159286258-251732188
-2-3-2-2-16-22-19-20-25-42-9-2-3-2-145-3
-60-392618331-102-459-84-418-819-556-565107-232-125-2,654484
-58-388620334-86-437-64-397-794-513-555109-229-122-2,508487
0000000000000000
-0.0200-000-000.0600-0.48-0.15-0.281.070.73
0000880006100-98-57-83-750
0.140.37-0.72-0.230.260.160.430.410.890.410.26-0.370.26-0.042.44-0.35
0.170.37-0.72-0.230.170.160.430.410.760.410.260.210.480.351.47-1.07
-300000-100000-13-21-26-12
214-41-144190-2388-322117-150077142
131.8-27-45.386.9-408281.1-368.5-12.3-70116.4276.3256.5-28.8170.172.84.21
0000000000000000

HomeStreet stock margins

The HomeStreet margin analysis displays the gross margin, EBIT margin, as well as the profit margin of HomeStreet. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for HomeStreet.

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Gross margin
EBIT margin
Profit margin
Details

Margin

ⓘ

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the HomeStreet's sales revenue. A higher gross margin percentage indicates that the HomeStreet retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the HomeStreet's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the HomeStreet's total revenue generated. When comparing the revenue margin year over year, investors can gauge the HomeStreet's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the HomeStreet. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the HomeStreet's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

HomeStreet Margin History

HomeStreet Gross marginHomeStreet Profit marginHomeStreet EBIT marginHomeStreet Profit margin
2026e0 %14.07 %6.01 %
2025e0 %5.43 %-1.28 %
2024e0 %-13.76 %-12.34 %
20230 %0 %-6.23 %
20220 %0 %18.69 %
20210 %0 %31.68 %
20200 %0 %19.93 %
20190 %0 %4.97 %
20180 %0 %13.89 %
20170 %0 %27.03 %
20160 %0 %10.23 %
20150 %0 %9.25 %
20140 %0 %7.51 %
20130 %0 %8.51 %
20120 %0 %25.76 %
20110 %0 %9.13 %
20100 %0 %-18.56 %
20090 %0 %-64.65 %
20080 %0 %4.04 %

HomeStreet Stock Sales Revenue, EBIT, Earnings per Share

The HomeStreet earnings per share therefore indicates how much revenue HomeStreet has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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Sales per Share
EBIT per share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue HomeStreet earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates HomeStreet's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of HomeStreet’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating HomeStreet's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

HomeStreet Revenue, EBIT and net profit per share

DateHomeStreet Sales per ShareHomeStreet EBIT per shareHomeStreet Earnings per Share
2026e11.15 undefined0 undefined0.67 undefined
2025e9.95 undefined0 undefined-0.13 undefined
2024e9.04 undefined0 undefined-1.12 undefined
202323.51 undefined0 undefined-1.46 undefined
202218.73 undefined0 undefined3.5 undefined
202117.27 undefined0 undefined5.47 undefined
202017.38 undefined0 undefined3.46 undefined
201913.64 undefined0 undefined0.68 undefined
201810.59 undefined0 undefined1.47 undefined
20179.41 undefined0 undefined2.54 undefined
201622.93 undefined0 undefined2.35 undefined
201521.15 undefined0 undefined1.96 undefined
201419.8 undefined0 undefined1.49 undefined
201318.9 undefined0 undefined1.61 undefined
201223.26 undefined0 undefined5.99 undefined
201130.95 undefined0 undefined2.82 undefined
201034.13 undefined0 undefined-6.33 undefined
200931.59 undefined0 undefined-20.43 undefined
200838.5 undefined0 undefined1.56 undefined

HomeStreet business model

HomeStreet Inc is a US financial services company that has been in existence since 1921. The company is headquartered in Seattle, Washington, and is listed on the NASDAQ exchange under the ticker symbol HMST. Today, HomeStreet is one of the largest independent banks in the US, offering a wide range of financial products and services to retail customers, small businesses, and the commercial real estate segment. History of HomeStreet Inc Originally founded as Home Savings Bank in 1921 in Seattle, HomeStreet expanded in the region and changed its name to HomeStreet Bank in 2000. The company's business model focused on providing financial services to local communities and small businesses in the region. Since 2011, the company has expanded its branch network by nearly 70 percent, becoming a significant national player. Business model of HomeStreet Inc HomeStreet operates a wide range of financial services and products. The company has focused its operations on three segments: banking, mortgage, and commercial real estate. In the banking segment, HomeStreet offers traditional banking products and services, including deposit accounts, credit cards, personal loans, loans for commercial customers, and SBA loans. HomeStreet is also heavily involved in residential mortgage lending, offering a wide range of mortgage loans, including FHA loans, VA loans, conventional loans, and refinancing options. HomeStreet's mortgage business is one of the largest of its kind in the US. The company offers both traditional mortgage loans and specialized financing options, such as jumbo loans, reverse mortgages, and home equity loans. HomeStreet also operates an online mortgage platform that allows customers and prospective borrowers to compare mortgage offers online and submit applications directly. HomeStreet is also active in the commercial real estate segment. The company offers loans for the purchase and development of mixed-use properties and office complexes. HomeStreet is able to offer its customers customized financing plans tailored to the specific needs of their business. Products of HomeStreet Inc HomeStreet offers a wide range of financial services, including, but not limited to: - Deposit accounts (savings, checking, money market, CD, and IRA accounts) - Credit cards and debit cards - Personal loans, auto loans, and lines of credit - Commercial loans and SBA loans - Mortgages (conventional, FHA, VA, jumbo, reverse) - Mortgage refinancing and restructuring - Commercial construction financing and real estate loans Overall, HomeStreet provides its customers with a broad range of financial services and products. In terms of its banking sector, the company aims to continue growing to strengthen its position as a significant national player in the market while continuing to provide its customers with high-quality service. HomeStreet is one of the most popular companies on Eulerpool.com.

HomeStreet SWOT Analysis

Strengths

HomeStreet Inc benefits from a diversified product portfolio, offering a wide range of financial services to its customers. These include mortgage lending, commercial lending, personal banking, and insurance services. This diversification allows the company to capture various revenue streams and cater to different customer needs.

HomeStreet Inc has established a strong market presence in its target regions. With numerous branches and a large customer base, it enjoys brand recognition and customer loyalty. This presence gives the company a competitive advantage over smaller players in the industry.

The company benefits from a highly experienced management team that possesses deep industry knowledge and expertise. This allows HomeStreet Inc to make strategic decisions, adapt to market changes, and navigate regulatory challenges effectively.

Weaknesses

HomeStreet Inc relies heavily on interest rates, as changes in rates affect its profitability and demand for mortgage lending. Fluctuations in interest rates can pose a risk to the company's revenue and margins, making it vulnerable to economic uncertainties.

The company has a significant concentration of operations in specific geographic regions, which exposes it to localized economic and regulatory risks. Any adverse developments in these regions can impact HomeStreet Inc's financial performance and growth prospects.

Opportunities

HomeStreet Inc can explore opportunities to expand its operations into new markets or geographic areas. By diversifying its presence, the company can tap into untapped customer segments, increase its market share, and reduce the potential impact of regional economic downturns.

The rapid advancement of technology presents opportunities for HomeStreet Inc to enhance its service offerings and improve operational efficiency. Embracing digital solutions, such as online banking platforms and mobile applications, can attract tech-savvy customers and streamline internal processes.

Threats

HomeStreet Inc operates in a highly competitive financial services industry, facing competition from both traditional banks and emerging fintech companies. Intense competition may lead to pricing pressures, reduced market share, or the need for increased marketing efforts to attract and retain customers.

The company is exposed to economic uncertainties, such as recessions, interest rate fluctuations, and regulatory changes. These factors can impact consumer confidence, demand for financial services, and credit quality, potentially leading to decreased profitability and increased risk.

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HomeStreet Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

HomeStreet historical P/E ratio, EBIT multiple, and P/S ratio

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HomeStreet shares outstanding

The number of shares was HomeStreet in 2023 — This indicates how many shares 18.783 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue HomeStreet earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates HomeStreet's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of HomeStreet’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating HomeStreet's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

HomeStreet stock splits

In HomeStreet's history, there have been no stock splits.

HomeStreet dividend history and estimates

In 2023, HomeStreet paid a dividend amounting to 0.65 USD. Dividend means that HomeStreet distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details

Dividend

ⓘ

Dividend Overview

The dividend per year chart for HomeStreet provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify HomeStreet’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating HomeStreet's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

HomeStreet Dividend History

DateHomeStreet Dividend
2026e0.71 undefined
2025e0.7 undefined
2024e0.71 undefined
20230.65 undefined
20221.4 undefined
20211 undefined
20200.6 undefined
20150.09 undefined
20140.46 undefined
20130.65 undefined
20120.3 undefined

HomeStreet dividend payout ratio

In 2023, HomeStreet had a payout ratio of 25.24%. The payout ratio indicates the percentage of the company's profits that HomeStreet distributes as dividends.

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Payout ratio
Details

Payout ratio

ⓘ

What is Yearly Payout Ratio?

The yearly payout ratio for HomeStreet represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for HomeStreet could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate HomeStreet's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

HomeStreet Payout Ratio History

DateHomeStreet Payout ratio
2026e28.07 %
2025e31.08 %
2024e27.89 %
202325.24 %
202240.11 %
202118.32 %
202017.29 %
201925.24 %
201825.24 %
201725.24 %
201625.24 %
20154.59 %
201430.87 %
201340.37 %
20125.02 %
201125.24 %
201025.24 %
200925.24 %
200825.24 %
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Unfortunately, there are currently no price targets and forecasts available for HomeStreet.

HomeStreet latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
9/30/2024-0.25 -0.32  (-29.35 %)2024 Q3
6/30/2024-0.27 -0.23  (13.27 %)2024 Q2
3/31/2024-0.13 -0.29  (-132 %)2024 Q1
12/31/20230.02 -0.12  (-801.75 %)2023 Q4
9/30/20230.05 0.12  (158.62 %)2023 Q3
6/30/20230.19 0.17  (-12.42 %)2023 Q2
3/31/20230.41 0.27  (-34.32 %)2023 Q1
12/31/20220.76 0.45  (-41.06 %)2022 Q4
9/30/20221.04 1.08  (4.01 %)2022 Q3
6/30/20220.98 0.94  (-4.14 %)2022 Q2
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Eulerpool ESG Scorecard© for the HomeStreet stock

Eulerpool World ESG Rating (EESG©)

55/ 100

🌱 Environment

13

👫 Social

84

🏛️ Governance

68

Environment

Scope 1 - Direct Emissions
Scope 2 - Indirect emissions from purchased energy
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees62
Percentage of women in management
Percentage of Asian employees14
Share of Asian management8
Percentage of Hispanic/Latino employees11
Hispano/Latino Management share8
Percentage of Black employees3
Black Management Share2
Percentage of white employees62
White Management Share70
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

HomeStreet shareholders

%
Name
Stocks
Change
Date
7.91929 % Philadelphia Financial Management of San Francisco, LLC1,493,579386,4776/30/2024
6.36385 % BlackRock Institutional Trust Company, N.A.1,200,22230,4666/30/2024
5.35790 % Maltese Capital Management, LLC1,010,500-61,3206/30/2024
5.19348 % The Vanguard Group, Inc.979,4901,6296/30/2024
3.74471 % Endeavour Capital Advisors Inc.706,253375,5816/30/2024
3.39499 % Dimensional Fund Advisors, L.P.640,29628,8746/30/2024
3.28394 % Morgan Stanley & Co. LLC619,352595,1496/30/2024
2.94537 % Columbia Threadneedle Investments (US)555,497105,1816/30/2024
2.85817 % Charles Schwab Investment Management, Inc.539,050-122,5766/30/2024
2.53426 % Petiole USA Limited477,96166,1586/30/2024
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HomeStreet Executives and Management Board

Mr. Mark Mason

(63)
HomeStreet Chairman of the Board, President, Chief Executive Officer (since 2010)
Compensation 1.82 M

Mr. William Endresen

(68)
HomeStreet Executive Vice President of Commercial Real Estate and Commercial Capital President
Compensation 1.78 M

Mr. Erik Hand

(57)
HomeStreet Executive Vice President, Residential Lending Director
Compensation 927,059

Mr. John Michel

(63)
HomeStreet Chief Financial Officer, Executive Vice President
Compensation 899,526

Mr. Darrell Van Amen

(57)
HomeStreet Chief Investment Officer, Executive Vice President, Treasurer
Compensation 650,761
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HomeStreet Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
First American Financial Stock
First American Financial
SupplierCustomer0,680,570,820,810,650,79
Travelers Stock
Travelers
SupplierCustomer0,610,270,44-0,380,300,85
Allstate Stock
Allstate
SupplierCustomer0,550,500,14-0,38-0,550,66
Progressive Stock
Progressive
SupplierCustomer0,470,56-0,08-0,350,340,53
BlackRock Stock
BlackRock
SupplierCustomer0,400,740,810,760,050,68
RLI Stock
RLI
SupplierCustomer0,39-0,12-0,83-0,580,120,78
Mapfre Stock
Mapfre
SupplierCustomer0,120,200,180,340,480,76
Muenchener Rueckversicher Stock
Muenchener Rueckversicher
SupplierCustomer-0,050,400,510,720,660,60
Zurich Insurance Group Stock
Zurich Insurance Group
SupplierCustomer-0,13-0,05-0,37-0,390,370,76
Assurant Stock
Assurant
SupplierCustomer-0,370,14-0,91-0,87-0,320,68
1

Most common questions regarding HomeStreet

What values and corporate philosophy does HomeStreet represent?

HomeStreet Inc is a company that represents strong values and a well-defined corporate philosophy. With a focus on integrity, customer service, and community involvement, HomeStreet Inc strives to provide exceptional financial services to its clients. The company emphasizes building long-term relationships and ensuring customer satisfaction through transparent and personalized solutions. HomeStreet Inc is committed to operating with honesty, trust, and professionalism, always putting the needs of its customers first. The company's dedication to its core values drives its success in the financial industry and contributes to its reputation as a reliable and customer-centric organization.

In which countries and regions is HomeStreet primarily present?

HomeStreet Inc primarily operates in the United States. The company is headquartered in Seattle, Washington, and has a significant presence across the West Coast, particularly in California, Hawaii, and Washington. HomeStreet Inc provides a wide range of financial services, including mortgage lending, commercial lending, and personal banking, mainly serving individuals, families, and businesses in the regions where it operates. The company is committed to serving the local communities it operates in, contributing to their development and growth through its financial solutions.

What significant milestones has the company HomeStreet achieved?

Some significant milestones achieved by HomeStreet Inc include, but are not limited to, the following: expanding its branch network across multiple states, increasing its mortgage loan portfolio, earning recognition as one of the top mortgage lenders in the United States, successfully completing various strategic acquisitions, enhancing its digital banking capabilities, and maintaining a strong financial performance. HomeStreet Inc has consistently focused on delivering exceptional customer service and promoting community development. These milestones showcase the company's commitment to growth, innovation, and providing value to its shareholders and customers.

What is the history and background of the company HomeStreet?

HomeStreet Inc, based in Seattle, Washington, is a leading financial services company founded in 1921. With over 90 years of rich history, HomeStreet Inc has grown to become a trusted provider of banking, mortgage lending, and other financial services. The company has established a strong presence in the Pacific Northwest region and has expanded its operations across the western United States. HomeStreet Inc prides itself on its commitment to customer satisfaction, personalized banking solutions, and community involvement. As a dynamic and innovative company, HomeStreet Inc continues to adapt to the evolving financial landscape while maintaining its core values and customer-centric approach.

Who are the main competitors of HomeStreet in the market?

The main competitors of HomeStreet Inc in the market include Wells Fargo & Company, JPMorgan Chase & Co, and Bank of America Corporation.

In which industries is HomeStreet primarily active?

HomeStreet Inc is primarily active in the financial services industry.

What is the business model of HomeStreet?

HomeStreet Inc operates as a diversified financial services company primarily serving customers in the Pacific Northwest region of the United States. The company's business model revolves around offering a comprehensive range of banking services, including commercial and consumer banking, mortgage banking, and insurance services. With a focus on providing personalized and convenient banking solutions, HomeStreet Inc aims to meet the financial needs of individuals, families, and businesses in the communities it serves. By leveraging its local market expertise and commitment to customer satisfaction, HomeStreet Inc aims to build long-term relationships and foster economic growth.

What is the P/E ratio of HomeStreet 2024?

The HomeStreet P/E ratio is -10.46.

What is the P/S ratio of HomeStreet 2024?

The HomeStreet P/S ratio is 1.29.

What is the Quality Investing of HomeStreet?

The Quality Investing for HomeStreet is 3/10.

What is the revenue of HomeStreet 2024?

The expected HomeStreet revenue is 170.48 M USD.

How high is the profit of HomeStreet 2024?

The expected HomeStreet profit is -21.03 M USD.

What is the business model of HomeStreet

HomeStreet Inc is a financial services company based in Seattle, Washington. The company offers a variety of products and services, including mortgages, deposits, insurance, and investment products. Its main divisions include the mortgage department, deposit business, insurance offering, and asset management sector. The company operates branches in various cities in the US and also provides online banking services. HomeStreet Inc focuses on utilizing new technology to offer innovative solutions and efficient customer service. Its business model aims to meet the needs of customers through a wide range of financial products and services, prioritizing innovation, technology, and excellent customer service.

What is the HomeStreet dividend?

HomeStreet pays a dividend of 1.4 USD distributed over payouts per year.

How often does HomeStreet pay dividends?

The dividend cannot currently be calculated for HomeStreet or the company does not pay out a dividend.

What is the HomeStreet ISIN?

The ISIN of HomeStreet is US43785V1026.

What is the HomeStreet WKN?

The WKN of HomeStreet is A1JASV.

What is the HomeStreet ticker?

The ticker of HomeStreet is HMST.

How much dividend does HomeStreet pay?

Over the past 12 months, HomeStreet paid a dividend of 0.65 USD . This corresponds to a dividend yield of about 5.55 %. For the coming 12 months, HomeStreet is expected to pay a dividend of 0.7 USD.

What is the dividend yield of HomeStreet?

The current dividend yield of HomeStreet is 5.55 %.

When does HomeStreet pay dividends?

HomeStreet pays a quarterly dividend. This is distributed in the months of March, June, September, December.

How secure is the dividend of HomeStreet?

HomeStreet paid dividends every year for the past 1 years.

What is the dividend of HomeStreet?

For the upcoming 12 months, dividends amounting to 0.7 USD are expected. This corresponds to a dividend yield of 6 %.

In which sector is HomeStreet located?

HomeStreet is assigned to the 'Finance' sector.

Wann musste ich die Aktien von HomeStreet kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of HomeStreet from 11/22/2023 amounting to 0.1 USD, you needed to have the stock in your portfolio before the ex-date on 11/7/2023.

When did HomeStreet pay the last dividend?

The last dividend was paid out on 11/22/2023.

What was the dividend of HomeStreet in the year 2023?

In the year 2023, HomeStreet distributed 1.4 USD as dividends.

In which currency does HomeStreet pay out the dividend?

The dividends of HomeStreet are distributed in USD.

All fundamentals about HomeStreet

Our stock analysis for HomeStreet Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of HomeStreet Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.