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Genworth Mortgage Insurance Australia stock

GMA.AX
AU000000GMA5
A113GH

Price

2.76
Today +/-
+0
Today %
+0 %

Genworth Mortgage Insurance Australia stock price

%
Weekly
Details

Price

Overview

The Quote Chart provides detailed and dynamic insights into the Genworth Mortgage Insurance Australia stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Genworth Mortgage Insurance Australia stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Genworth Mortgage Insurance Australia stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Genworth Mortgage Insurance Australia's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Genworth Mortgage Insurance Australia Stock Price History

DateGenworth Mortgage Insurance Australia Price
1/20/20232.76 undefined
1/19/20232.76 undefined

Genworth Mortgage Insurance Australia Revenue, EBIT, Net Income

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Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into Genworth Mortgage Insurance Australia, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Genworth Mortgage Insurance Australia from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Genworth Mortgage Insurance Australia’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Genworth Mortgage Insurance Australia. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Genworth Mortgage Insurance Australia’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Genworth Mortgage Insurance Australia’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Genworth Mortgage Insurance Australia’s growth potential.

Genworth Mortgage Insurance Australia Revenue, EBIT and net profit per share

DateGenworth Mortgage Insurance Australia RevenueGenworth Mortgage Insurance Australia EBITGenworth Mortgage Insurance Australia Net Income
2026e482.51 M undefined121.72 M undefined76.39 M undefined
2025e452.77 M undefined116.31 M undefined92.38 M undefined
2024e429.11 M undefined112.26 M undefined112.84 M undefined
2023e462.01 M undefined275.24 M undefined169.89 M undefined
2022343.16 M undefined277.56 M undefined186.77 M undefined
2021359.95 M undefined293.63 M undefined192.82 M undefined
2020401.97 M undefined37.72 M undefined-107.58 M undefined
2019437.3 M undefined181.26 M undefined120.08 M undefined
2018359.2 M undefined118.89 M undefined75.67 M undefined
2017473.81 M undefined223.65 M undefined149.17 M undefined
2016578.87 M undefined303.54 M undefined203.09 M undefined
2015577.76 M undefined341.99 M undefined227.98 M undefined
2014435.92 M undefined311.21 M undefined215.16 M undefined
2013561.3 M undefined324.2 M undefined113.5 M undefined
2012540 M undefined180.4 M undefined103.7 M undefined
2011547.2 M undefined268 M undefined158.8 M undefined
2010530.4 M undefined276.6 M undefined115.6 M undefined

Genworth Mortgage Insurance Australia Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (M)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)NET INCOME (M)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
20102011201220132014201520162017201820192020202120222023e2024e2025e2026e
530547540561435577578473359437401359343462429452482
-3.21-1.283.89-22.4632.640.17-18.17-24.1021.73-8.24-10.47-4.4634.69-7.145.366.64
-----------------
00000000000000000
11515810311321522720314975120-1071921861691129276
-37.39-34.819.7190.275.58-10.57-26.60-49.6660.00-189.17-279.44-3.13-9.14-33.73-17.86-17.39
-----------------
-----------------
556.1556.1556.1556.1557.24554.01546.95503.17460.42420.78412.51412.79382.640000
-----------------
Details

Keystats

Revenue and Growth

The Genworth Mortgage Insurance Australia Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Genworth Mortgage Insurance Australia is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (B)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (B)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (M)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (B)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (M)LONG-T. LIAB. (M)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (M)DEBT (M)TOTAL CAPITAL (B)
2010201120122013201420152016201720182019202020212022
                         
0000000000000
0000000000000
0000000000000
0000000000000
0000000000000
0000000000000
3.632.11.61.230.830.470.946.5716.2910.267.074.33
2.963.343.553.584.073.853.463.353.083.033.33.633.26
0000002.8810.159.414.1428.2400
20.416.511.67.32.81.032.011.36.27.346.494.642.95
9.19.19.19.19.129.129.129.129.129.129.129.129.12
022.47.68.2110.599.969.447.889.155.6240.9932.37
2.993.373.573.614.093.873.493.383.123.083.413.693.31
2.993.373.573.614.093.873.493.383.123.083.413.693.31
                         
1.011.011.011.011.711.561.351.31.151.091.091.090.91
0000000000000
120.1218.7290.9273.8794.01662.28613.35619.04583.22437.3297.74469.57514.25
0000000000000
0000000000000
1.131.231.31.282.52.221.971.921.741.531.391.561.42
0000000051.90000
11.735.627.415.721.7144.1623.0224.2317.5515.9215.3622.4319.13
51.571.940.936.1022.48000.320.1030.3738.39
0000000000000
00000000004.984.922.36
63.2107.568.351.821.7166.6423.0224.2369.7716.0220.3457.7159.88
0136.3137137.7138.58244.42195.97197.04198.17215.8195.13190.97188.7
3.4000000000000
55.35.76.17.426.816.416.816.687.17.6617.5415.82
8.4141.6142.7143.8145.99251.23202.39203.83214.84222.9202.79208.51204.52
71.6249.1211195.6167.7317.87225.4228.06284.61238.91223.13266.23264.4
1.21.481.511.482.672.542.192.152.021.771.611.821.69
Details

Balance Sheet

Understanding the Balance Sheet

The balance sheet of Genworth Mortgage Insurance Australia provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Genworth Mortgage Insurance Australia's financial health and stability.

Assets

Genworth Mortgage Insurance Australia's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Genworth Mortgage Insurance Australia must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Genworth Mortgage Insurance Australia after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Genworth Mortgage Insurance Australia's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES ()TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
2010201120122013201420152016201720182019202020212022
0000000000000
0000000000000
0000000000000
-31-17118-24-43-71-83-158-115-182-212-169
0000000000000
0-7-12-11-7-13-11-10-10-9-12-12-14
-52-80-113-80-40-155-110-69-28-45-23-8-60
1111861373242772161025810119129634476
-5-20000-1-1-11-2000
-53224-48645-17018037912025590-231-344199
-47226-48646-16918038012126792-231-344200
0000000000000
0136000104-4900-3-16-4-4
0000583-149-202-50-149-630-2-180
-6076-32-130-18-407-501-193-259-334-47-27-328
-60.00-60.00-32.00-130.00---------
0000-18-361-249-142-110-266-30-20-143
194778-129647438418275207398308532550268
000000100.7157.3889.81189.37296.06344.6775.51
0000000000000

Genworth Mortgage Insurance Australia stock margins

The Genworth Mortgage Insurance Australia margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Genworth Mortgage Insurance Australia. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Genworth Mortgage Insurance Australia.
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Gross margin
EBIT margin
Profit margin
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Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Genworth Mortgage Insurance Australia's sales revenue. A higher gross margin percentage indicates that the Genworth Mortgage Insurance Australia retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Genworth Mortgage Insurance Australia's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Genworth Mortgage Insurance Australia's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Genworth Mortgage Insurance Australia's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Genworth Mortgage Insurance Australia. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Genworth Mortgage Insurance Australia's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Genworth Mortgage Insurance Australia Margin History

Genworth Mortgage Insurance Australia Gross marginGenworth Mortgage Insurance Australia Profit marginGenworth Mortgage Insurance Australia EBIT marginGenworth Mortgage Insurance Australia Profit margin
2026e0 %25.23 %15.83 %
2025e0 %25.69 %20.4 %
2024e0 %26.16 %26.3 %
2023e0 %59.58 %36.77 %
20220 %80.88 %54.43 %
20210 %81.57 %53.57 %
20200 %9.38 %-26.76 %
20190 %41.45 %27.46 %
20180 %33.1 %21.07 %
20170 %47.2 %31.48 %
20160 %52.44 %35.08 %
20150 %59.19 %39.46 %
20140 %71.39 %49.36 %
20130 %57.76 %20.22 %
20120 %33.41 %19.2 %
20110 %48.98 %29.02 %
20100 %52.15 %21.79 %

Genworth Mortgage Insurance Australia Stock Sales Revenue, EBIT, Earnings per Share

The Genworth Mortgage Insurance Australia earnings per share therefore indicates how much revenue Genworth Mortgage Insurance Australia has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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Sales per Share
EBIT per share
Earnings per Share
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Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Genworth Mortgage Insurance Australia earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Genworth Mortgage Insurance Australia's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Genworth Mortgage Insurance Australia’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Genworth Mortgage Insurance Australia's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Genworth Mortgage Insurance Australia Revenue, EBIT and net profit per share

DateGenworth Mortgage Insurance Australia Sales per ShareGenworth Mortgage Insurance Australia EBIT per shareGenworth Mortgage Insurance Australia Earnings per Share
2026e1.28 undefined0 undefined0.2 undefined
2025e1.2 undefined0 undefined0.24 undefined
2024e1.14 undefined0 undefined0.3 undefined
2023e1.22 undefined0 undefined0.45 undefined
20220.9 undefined0.73 undefined0.49 undefined
20210.87 undefined0.71 undefined0.47 undefined
20200.97 undefined0.09 undefined-0.26 undefined
20191.04 undefined0.43 undefined0.29 undefined
20180.78 undefined0.26 undefined0.16 undefined
20170.94 undefined0.44 undefined0.3 undefined
20161.06 undefined0.55 undefined0.37 undefined
20151.04 undefined0.62 undefined0.41 undefined
20140.78 undefined0.56 undefined0.39 undefined
20131.01 undefined0.58 undefined0.2 undefined
20120.97 undefined0.32 undefined0.19 undefined
20110.98 undefined0.48 undefined0.29 undefined
20100.95 undefined0.5 undefined0.21 undefined

Genworth Mortgage Insurance Australia business model

Genworth Mortgage Insurance Australia Ltd is an Australian company that was founded in 1965. The company is headquartered in Sydney and is the first private provider of private mortgage insurance in Australia. The core business of the company is to provide mortgage insurance solutions specifically for first-time borrowers who cannot provide sufficient security or capital. Genworth's mortgage insurance aims to minimize the risk of credit losses in case the borrower is unable to make their repayments or if there is a foreclosure. Genworth's business model is based on collaboration with lenders such as banks, credit unions, and other financial institutions, as well as mortgage brokers. The company provides its partner lenders with a range of products, including mortgage insurance, to help optimize their lending and risk management processes. The company operates in various segments, including mortgage insurance, lenders mortgage insurance, mortgage lending, credit insurance, and property finance. It also offers insurance solutions for consumer loans, trade credit, and surety bonds. Genworth's products are designed to assist both lenders and borrowers. The company works to provide borrowers with access to loans that they otherwise could not afford. On the other hand, it helps lenders minimize their risk by transferring a portion of their credit risk to Genworth. The success of Genworth is based on its business strategy that focuses on developing a deep understanding of the mortgage business and actively collaborating with lenders and other partners. The company takes pride in offering high-quality service and maintaining close partnerships with its customers. In addition to its mortgage-based insurance business, Genworth is also active in other areas. For example, the company offers a variety of financial products and services, including investment products, credit cards, insurance, and investment funds. In summary, Genworth Mortgage Insurance Australia Ltd is a leading company in the mortgage insurance industry that focuses on providing innovative and tailored insurance solutions for lenders and borrowers. Thanks to its successful business strategy and close partnerships with customers and partners, the company remains an important player in the Australian financial market. Genworth Mortgage Insurance Australia is one of the most popular companies on Eulerpool.com.

Genworth Mortgage Insurance Australia SWOT Analysis

Strengths

1. Strong market position: Genworth Mortgage Insurance Australia Ltd holds a significant market share in the mortgage insurance industry in Australia, providing a solid foundation for growth and profitability.

2. Wide product portfolio: The company offers a diverse range of mortgage insurance products to cater to the needs of various customer segments, allowing them to capture a larger market share and generate multiple revenue streams.

3. Established brand reputation: Genworth Mortgage Insurance Australia Ltd is well-known and trusted in the market, which enhances customer confidence and helps attract new business opportunities.

Weaknesses

1. Vulnerability to economic downturns: The company's performance is closely tied to the overall health of the housing market and the economy, making it susceptible to downturns and financial hardships.

2. Limited geographic presence: Genworth Mortgage Insurance Australia Ltd primarily operates within Australia, which exposes them to regional economic fluctuations and limits their international growth potential.

3. Dependence on key distribution channels: The company heavily relies on mortgage brokers and lenders for the distribution of its products, which could pose challenges if there are changes or disruptions in these distribution channels.

Opportunities

1. Increasing demand for mortgage insurance: As the housing market continues to grow and more individuals seek home loans, there is an opportunity for Genworth Mortgage Insurance Australia Ltd to expand its customer base and increase market penetration.

2. Expansion into new markets: The company could explore international markets to diversify its operations and reduce dependence on the Australian market. This would help them tap into new customer segments and potentially gain a competitive advantage.

3. Technological advancements: Embracing new technologies such as digital platforms and data analytics could enhance operational efficiency, streamline processes, and improve customer experience, thereby strengthening the company's position in the market.

Threats

1. Competitive market landscape: Genworth Mortgage Insurance Australia Ltd faces intense competition from other established players in the mortgage insurance industry. The presence of other strong competitors could potentially impact market share and profitability.

2. Regulatory changes: Any changes in the regulatory framework governing the mortgage insurance industry could pose compliance challenges and increase operational costs for the company.

3. Fluctuating interest rates: Changes in interest rates could influence the demand for mortgage loans and subsequently impact the demand for mortgage insurance. Fluctuations in interest rates could pose risks to the company's revenue and overall financial performance.

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Genworth Mortgage Insurance Australia Eulerpool Fair Value

Details

Fair Value

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Genworth Mortgage Insurance Australia historical P/E ratio, EBIT multiple, and P/S ratio

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Genworth Mortgage Insurance Australia shares outstanding

The number of shares was Genworth Mortgage Insurance Australia in 2024 — This indicates how many shares 382.637 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Genworth Mortgage Insurance Australia earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Genworth Mortgage Insurance Australia's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Genworth Mortgage Insurance Australia’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Genworth Mortgage Insurance Australia's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Genworth Mortgage Insurance Australia stock splits

In Genworth Mortgage Insurance Australia's history, there have been no stock splits.

Genworth Mortgage Insurance Australia dividend history and estimates

In 2024, Genworth Mortgage Insurance Australia paid a dividend amounting to 0.22 AUD. Dividend means that Genworth Mortgage Insurance Australia distributes a portion of its profits to its owners.
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Dividend
Dividend (Estimate)
Details

Dividend

Dividend Overview

The dividend per year chart for Genworth Mortgage Insurance Australia provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Genworth Mortgage Insurance Australia’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Genworth Mortgage Insurance Australia's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Genworth Mortgage Insurance Australia Dividend History

DateGenworth Mortgage Insurance Australia Dividend
2026e0.52 undefined
2025e0.52 undefined
2024e0.53 undefined
2023e0.51 undefined
20220.51 undefined
20210.05 undefined
20200.11 undefined
20190.59 undefined
20180.23 undefined
20170.23 undefined
20160.9 undefined
20150.5 undefined
20140.05 undefined

Genworth Mortgage Insurance Australia dividend payout ratio

In 2024, Genworth Mortgage Insurance Australia had a payout ratio of 74.54%. The payout ratio indicates the percentage of the company's profits that Genworth Mortgage Insurance Australia distributes as dividends.
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Payout ratio
Details

Payout ratio

What is Yearly Payout Ratio?

The yearly payout ratio for Genworth Mortgage Insurance Australia represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Genworth Mortgage Insurance Australia could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Genworth Mortgage Insurance Australia's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Genworth Mortgage Insurance Australia Payout Ratio History

DateGenworth Mortgage Insurance Australia Payout ratio
2026e92.64 %
2025e95.82 %
2024e74.54 %
2023e107.55 %
2022105.36 %
202110.7 %
2020-41.08 %
2019206.59 %
2018139.08 %
201777.1 %
2016241.86 %
2015121.74 %
201412.11 %
2013107.55 %
2012107.55 %
2011107.55 %
2010107.55 %
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Unfortunately, there are currently no price targets and forecasts available for Genworth Mortgage Insurance Australia.

Genworth Mortgage Insurance Australia shareholders

%
Name
Stocks
Change
Date
10.89134 % Ares SSG Capital Management Ltd.41,108,06741,108,0672/15/2022
8.00152 % Australian Ethical Investment Ltd.30,200,76601/24/2022
7.21575 % Macquarie Investment Management Ltd.27,234,9983,116,1165/18/2022
5.39332 % Perpetual Investment Management Limited20,356,432-414,2016/17/2022
5.33450 % Dimensional Fund Advisors, L.P.20,134,4318,814,0204/14/2022
5.18872 % The Vanguard Group, Inc.19,584,191806,4605/26/2022
5.16112 % Vinva Investment Management Limited19,480,039-1,758,0716/24/2022
4.25595 % First Sentier Investors Realindex Pty Ltd.16,063,57316,063,5736/28/2022
2.08024 % Brazil Farming Pty. Ltd.7,851,6311,189,9581/24/2022
1.90391 % Argo Investments Limited7,186,0633,977,1621/24/2022
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Genworth Mortgage Insurance Australia Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
SupplierCustomer0,530,33-0,130,470,130,66
SupplierCustomer0,110,090,250,770,860,81
SupplierCustomer-0,080,21-0,42-0,86-0,840,48
SupplierCustomer-0,260,02-0,18-0,60-0,680,36
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Most common questions regarding Genworth Mortgage Insurance Australia

What values and corporate philosophy does Genworth Mortgage Insurance Australia represent?

Genworth Mortgage Insurance Australia Ltd represents a commitment to providing high-quality mortgage insurance solutions in the Australian market. The company's values revolve around risk management, customer focus, and innovation. With a corporate philosophy centered on professional expertise, regulatory compliance, and long-term partnerships, Genworth Mortgage Insurance Australia Ltd aims to support lenders and borrowers in achieving their homeownership goals. Through their extensive experience and dedication to excellence, the company aims to secure and protect the Australian mortgage industry while fostering sustainable growth and financial security for its stakeholders.

In which countries and regions is Genworth Mortgage Insurance Australia primarily present?

Genworth Mortgage Insurance Australia Ltd primarily operates in Australia. As an Australian company, it specializes in providing mortgage insurance solutions to lenders across the country. With a strong presence in the Australian market, Genworth Mortgage Insurance Australia Ltd focuses on helping borrowers secure affordable home loans by mitigating the risk for lenders. As one of the leading providers of mortgage insurance in Australia, the company plays a vital role in supporting the housing market and enabling homeownership for many Australians.

What significant milestones has the company Genworth Mortgage Insurance Australia achieved?

Genworth Mortgage Insurance Australia Ltd has achieved several significant milestones. The company successfully listed on the Australian Securities Exchange (ASX) in 2014, marking a major accomplishment. In 2016, Genworth Mortgage Insurance Australia Ltd reached a milestone of insuring over $300 billion in residential mortgage loans since its inception. Furthermore, the company continuously strives for innovation and staying ahead in the market, enhancing its product offering and customer service. Genworth Mortgage Insurance Australia Ltd remains focused on maintaining its leading position in the Australian mortgage insurance industry and delivering value to its shareholders.

What is the history and background of the company Genworth Mortgage Insurance Australia?

Genworth Mortgage Insurance Australia Ltd (GMIAL) is a leading provider of lenders mortgage insurance (LMI) in Australia. Established in 1965 as a joint venture, GMIAL became a fully-owned subsidiary of Genworth Financial Inc. in 2004. With a strong track record spanning more than 50 years, GMIAL has provided LMI solutions to enable homeownership by reducing the risk for lenders. The company plays a vital role in the Australian property market, supporting borrowers who have a deposit of less than 20%. GMIAL's expertise in risk assessment and effective risk management has made it a trusted partner for many financial institutions in the country.

Who are the main competitors of Genworth Mortgage Insurance Australia in the market?

The main competitors of Genworth Mortgage Insurance Australia Ltd in the market are QBE Insurance Group Limited and Insurance Australia Group Limited (IAG).

In which industries is Genworth Mortgage Insurance Australia primarily active?

Genworth Mortgage Insurance Australia Ltd primarily operates in the mortgage insurance industry.

What is the business model of Genworth Mortgage Insurance Australia?

The business model of Genworth Mortgage Insurance Australia Ltd (GMA) revolves around providing lenders with mortgage insurance for home loans, which helps mitigate the risk of default for lenders. GMA's primary focus is on residential mortgage insurance, offering coverage to lenders in Australia who originate residential mortgage loans. Through its insurance products, GMA enables lenders to provide mortgage loans to borrowers with lower deposit amounts, making housing more accessible to a wider range of borrowers. By safeguarding lenders against potential losses, GMA supports the stability and liquidity of the Australian housing market.

What is the P/E ratio of Genworth Mortgage Insurance Australia 2025?

The Genworth Mortgage Insurance Australia P/E ratio is 11.43.

What is the P/S ratio of Genworth Mortgage Insurance Australia 2025?

The Genworth Mortgage Insurance Australia P/S ratio is 2.33.

What is the Quality Investing of Genworth Mortgage Insurance Australia?

The Quality Investing for Genworth Mortgage Insurance Australia is 3/10.

What is the revenue of Genworth Mortgage Insurance Australia 2025?

The expected Genworth Mortgage Insurance Australia revenue is 452.77 M AUD.

How high is the profit of Genworth Mortgage Insurance Australia 2025?

The expected Genworth Mortgage Insurance Australia profit is 92.38 M AUD.

What is the business model of Genworth Mortgage Insurance Australia

Genworth Mortgage Insurance Australia Ltd is a leading mortgage insurance company in Australia. The company offers a wide range of insurance solutions for mortgage buyers, lenders, and investors. Genworth's main business is mortgage reinsurance. It protects lenders against credit default risks that may arise from unforeseen events such as unemployment, deaths, or illnesses. Genworth assumes a portion of the default risk from lenders by issuing an insurance policy that protects the lenders from financial losses. Genworth also provides insurance for homeowners. These insurances protect homeowners from financial losses if their property is damaged by natural disasters, fires, or other unforeseen events. The company also offers credit insurance solutions for lenders. These solutions protect lenders from credit default risks that may arise from the death or incapacity of the borrower. The company also offers wage replacement insurances for employers. These insurances protect employers from financial losses if an employee is unable to work due to illness or other reasons. Another business area of Genworth is the real estate market. The company provides comprehensive data analysis and insights into the Australian real estate market. The data is sold to real estate agents, lenders, and investors. Genworth also offers other services, such as training and education for lenders, homebuyers, and real estate agents. It also provides tools and resources for homebuyers and homeowners to support them in making decisions about the real estate market. In conclusion, Genworth Mortgage Insurance Australia is a successful mortgage insurance company. It offers a wide range of solutions for mortgage buyers, lenders, and investors. The company also specializes in data analysis and insights into the Australian real estate market. With its comprehensive services and resources, Genworth Mortgage Insurance Australia is an important player in the Australian real estate market.

What is the Genworth Mortgage Insurance Australia dividend?

Genworth Mortgage Insurance Australia pays a dividend of 0.51 AUD distributed over payouts per year.

How often does Genworth Mortgage Insurance Australia pay dividends?

The dividend cannot currently be calculated for Genworth Mortgage Insurance Australia or the company does not pay out a dividend.

What is the Genworth Mortgage Insurance Australia ISIN?

The ISIN of Genworth Mortgage Insurance Australia is AU000000GMA5.

What is the Genworth Mortgage Insurance Australia WKN?

The WKN of Genworth Mortgage Insurance Australia is A113GH.

What is the Genworth Mortgage Insurance Australia ticker?

The ticker of Genworth Mortgage Insurance Australia is GMA.AX.

How much dividend does Genworth Mortgage Insurance Australia pay?

Over the past 12 months, Genworth Mortgage Insurance Australia paid a dividend of 0.51 AUD . This corresponds to a dividend yield of about 18.63 %. For the coming 12 months, Genworth Mortgage Insurance Australia is expected to pay a dividend of 0.52 AUD.

What is the dividend yield of Genworth Mortgage Insurance Australia?

The current dividend yield of Genworth Mortgage Insurance Australia is 18.63 %.

When does Genworth Mortgage Insurance Australia pay dividends?

Genworth Mortgage Insurance Australia pays a quarterly dividend. This is distributed in the months of April, September, April, September.

How secure is the dividend of Genworth Mortgage Insurance Australia?

Genworth Mortgage Insurance Australia paid dividends every year for the past 13 years.

What is the dividend of Genworth Mortgage Insurance Australia?

For the upcoming 12 months, dividends amounting to 0.52 AUD are expected. This corresponds to a dividend yield of 18.81 %.

In which sector is Genworth Mortgage Insurance Australia located?

Genworth Mortgage Insurance Australia is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Genworth Mortgage Insurance Australia kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Genworth Mortgage Insurance Australia from 8/31/2022 amounting to 0.171 AUD, you needed to have the stock in your portfolio before the ex-date on 8/16/2022.

When did Genworth Mortgage Insurance Australia pay the last dividend?

The last dividend was paid out on 8/31/2022.

What was the dividend of Genworth Mortgage Insurance Australia in the year 2024?

In the year 2024, Genworth Mortgage Insurance Australia distributed 0.484 AUD as dividends.

In which currency does Genworth Mortgage Insurance Australia pay out the dividend?

The dividends of Genworth Mortgage Insurance Australia are distributed in AUD.

All fundamentals about Genworth Mortgage Insurance Australia

Our stock analysis for Genworth Mortgage Insurance Australia Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Genworth Mortgage Insurance Australia Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.