RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE
First Guaranty Bancshares Stock

First Guaranty Bancshares Liabilities 2024

First Guaranty Bancshares Liabilities

3.3 B USD

Ticker

FGBI

ISIN

US32043P1066

WKN

A143UE

In 2024, First Guaranty Bancshares's total liabilities amounted to 3.3 B USD, a 13.26% difference from the 2.92 B USD total liabilities in the previous year.

First Guaranty Bancshares Aktienanalyse

What does First Guaranty Bancshares do?

First Guaranty Bancshares Inc is a US bank holding company headquartered in Hammond, Louisiana. The company's history dates back to 1934 when it was founded as Guaranty Bank and Trust Company of Louisiana. Over the years, the company has evolved into a diversified financial services provider, offering products and services for retail customers, small and medium-sized businesses, and large corporations. The business line of First Guaranty Bancshares is broad and includes a range of banking and financial sector activities, including deposits, loans and lending, wealth management, investment and insurance services, as well as operations for the national marine and inland shipping market. As a bank holding company, First Guaranty Bancshares has various subsidiaries, including First Guaranty Bank. First Guaranty Bank is a local bank specializing in personal and business customers and offering various banking products. Deposit products such as CDs, savings accounts, money market accounts, value-added accounts, and certificates of deposit are offered, as well as loans for personal customers, businesses, and agriculture. Furthermore, First Guaranty Bank offers special programs for small or large companies based in Louisiana. These include regular business loans for working capital needs, equipment loans, commercial mortgages, trade and merchandise credit lines, and many more. In the wealth management sector, First Guaranty Bancshares has partnered with Raymond James Financial Services to offer a range of investment and planning products and services. These include investment advisory services, asset management, trust services, financial planning, retirement planning, and education savings. Another business area of First Guaranty Bancshares is the insurance sector, operated by subsidiary First Guaranty Insurance Services, LLC. The company offers various areas of insurance, including property and casualty insurance, life insurance, health insurance, and annuities. The goal is to offer comprehensive and unique insurance offerings that can meet and optimize customer requirements. In the maritime and inland shipping market, First Guaranty Bancshares has a specialized subsidiary called First Guaranty Bank - Maritime Lending Division. Among them, the company offers specialized financial products and services tailored to the needs of the shipping industry. For example, the company offers ship financing, ship construction financing, ship renovations, ship purchase and sale solutions, housing loans, tax structuring, etc. Recently, First Guaranty Bancshares expanded its business field to global online trading. In mid-2019, a partnership was formed with a global trading platform called Alibaba Group. As a result, customers of First Guaranty Bank and all its subsidiaries can quickly and securely purchase and trade goods and services from around the world. As a bank holding company, First Guaranty Bancshares has the network and infrastructure to support these online trading activities smoothly. In conclusion, First Guaranty Bancshares is a well-diversified holding company with a broad customer base, offering various financial services and products, and providing high-quality standards and customer service. First Guaranty Bancshares ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Liabilities Details

Assessing First Guaranty Bancshares's Liabilities

First Guaranty Bancshares's liabilities constitute the company's financial obligations and debts owed to external parties and stakeholders. They are categorized into current liabilities, due within a year, and long-term liabilities, which are due over a longer period. A detailed assessment of these liabilities is crucial for evaluating First Guaranty Bancshares's financial stability, operational efficiency, and long-term viability.

Year-to-Year Comparison

By comparing First Guaranty Bancshares's liabilities year-over-year, investors can identify trends, shifts, and anomalies in the company’s financial positioning. A decrease in total liabilities often signals financial strengthening, while an increase might indicate enhanced investments, acquisitions, or potential financial strain.

Impact on Investments

First Guaranty Bancshares's total liabilities play a significant role in determining the company's leverage and risk profile. Investors and analysts examine this aspect meticulously to ascertain the firm’s ability to meet its financial obligations, which influences investment attractiveness and credit ratings.

Interpreting Liability Fluctuations

Shifts in First Guaranty Bancshares’s liability structure indicate changes in its financial management and strategy. A reduction in liabilities reflects efficient financial management or debt payoffs, while an increase may suggest expansion, acquisition activities, or accruing operational expenses, each carrying distinct implications for investors.

Frequently Asked Questions about First Guaranty Bancshares stock

What is the level of liabilities of First Guaranty Bancshares this year?

First Guaranty Bancshares has a debt balance of 3.3 B USD this year.

What were the liabilities of First Guaranty Bancshares compared to the previous year?

The liabilities of First Guaranty Bancshares have increased by 13.26% increased compared to the previous year.

What are the consequences of high debt for investors of First Guaranty Bancshares?

High liabilities can pose a risk for investors of First Guaranty Bancshares, as they can weaken the company's financial position and impair its ability to meet its obligations.

What consequences do low liabilities have for investors in First Guaranty Bancshares?

Low liabilities mean that First Guaranty Bancshares has a strong financial position and is able to meet its obligations without overburdening its finances.

How does an increase in liabilities of First Guaranty Bancshares affect the company?

An increase in liabilities of First Guaranty Bancshares can lead to the company having more obligations and potentially find it more difficult to meet its financial commitments.

How does a reduction in the liabilities of First Guaranty Bancshares affect the company?

A decrease in the liabilities of First Guaranty Bancshares can lead to the company having fewer obligations and a stronger financial position, which can make it easier for the company to fulfill its financial commitments.

What are some factors that influence the liabilities of First Guaranty Bancshares?

Some factors that can influence the liabilities of First Guaranty Bancshares include investments, acquisitions, operating costs, and sales development.

Why is the level of liabilities of First Guaranty Bancshares so important for investors?

The liabilities of First Guaranty Bancshares are important for investors as they serve as an indicator of the company's financial stability and provide investors with information on how the company meets its financial obligations.

What strategic measures can First Guaranty Bancshares take to modify the liabilities?

To change its liabilities, First Guaranty Bancshares can take measures such as cost savings, increasing revenue, selling assets, raising investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to choose the best strategic actions.

How much dividend does First Guaranty Bancshares pay?

Over the past 12 months, First Guaranty Bancshares paid a dividend of 0.64 USD . This corresponds to a dividend yield of about 5.98 %. For the coming 12 months, First Guaranty Bancshares is expected to pay a dividend of 0.69 USD.

What is the dividend yield of First Guaranty Bancshares?

The current dividend yield of First Guaranty Bancshares is 5.98 %.

When does First Guaranty Bancshares pay dividends?

First Guaranty Bancshares pays a quarterly dividend. This is distributed in the months of January, April, July, October.

How secure is the dividend of First Guaranty Bancshares?

First Guaranty Bancshares paid dividends every year for the past 15 years.

What is the dividend of First Guaranty Bancshares?

For the upcoming 12 months, dividends amounting to 0.69 USD are expected. This corresponds to a dividend yield of 6.48 %.

In which sector is First Guaranty Bancshares located?

First Guaranty Bancshares is assigned to the 'Finance' sector.

Wann musste ich die Aktien von First Guaranty Bancshares kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of First Guaranty Bancshares from 9/30/2024 amounting to 0.08 USD, you needed to have the stock in your portfolio before the ex-date on 9/20/2024.

When did First Guaranty Bancshares pay the last dividend?

The last dividend was paid out on 9/30/2024.

What was the dividend of First Guaranty Bancshares in the year 2023?

In the year 2023, First Guaranty Bancshares distributed 0.64 USD as dividends.

In which currency does First Guaranty Bancshares pay out the dividend?

The dividends of First Guaranty Bancshares are distributed in USD.

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Andere Kennzahlen von First Guaranty Bancshares

Our stock analysis for First Guaranty Bancshares Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of First Guaranty Bancshares Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.