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Overview
Profile

Commerce Bancshares stock price, quote, forecast and news

CBSH
US2005251036
859672

Price

61.98
Today +/-
+1.01
Today %
+1.82 %
P

Commerce Bancshares stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the Commerce Bancshares stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Commerce Bancshares stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Commerce Bancshares stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Commerce Bancshares's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Commerce Bancshares Stock Price History

DateCommerce Bancshares Price
9/13/202461.98 undefined
9/12/202460.86 undefined
9/11/202460.66 undefined
9/10/202461.29 undefined
9/9/202461.74 undefined
9/6/202461.24 undefined
9/5/202462.30 undefined
9/4/202463.30 undefined
9/3/202463.68 undefined
8/30/202463.96 undefined
8/29/202463.28 undefined
8/28/202463.52 undefined
8/27/202462.93 undefined
8/26/202462.99 undefined
8/23/202463.48 undefined
8/22/202462.30 undefined
8/21/202462.07 undefined
8/20/202461.48 undefined
8/19/202462.29 undefined

Commerce Bancshares Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
Net Income
Details

Revenue, EBIT and Profit

ⓘ

Understanding Revenue, EBIT, and Income

Gain insights into Commerce Bancshares, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Commerce Bancshares from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Commerce Bancshares’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Commerce Bancshares. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Commerce Bancshares’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Commerce Bancshares’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Commerce Bancshares’s growth potential.

Commerce Bancshares Revenue, EBIT and net profit per share

DateCommerce Bancshares RevenueCommerce Bancshares Net Income
2026e1.82 B undefined587.8 M undefined
2025e1.72 B undefined511.74 M undefined
2024e1.69 B undefined515.94 M undefined
20231.97 B undefined472.82 M undefined
20221.57 B undefined483.9 M undefined
20211.44 B undefined525.9 M undefined
20201.39 B undefined338.9 M undefined
20191.45 B undefined408.2 M undefined
20181.39 B undefined420 M undefined
20171.26 B undefined306.5 M undefined
20161.16 B undefined262.7 M undefined
20151.12 B undefined251.2 M undefined
20141.1 B undefined254.4 M undefined
20131.06 B undefined258 M undefined
20121.08 B undefined266.8 M undefined
20111.1 B undefined254.5 M undefined
20101.13 B undefined220.5 M undefined
20091.18 B undefined168.3 M undefined
20081.26 B undefined188.1 M undefined
20071.32 B undefined206.1 M undefined
20061.19 B undefined219.8 M undefined
20051.04 B undefined223.2 M undefined
2004937 M undefined220.3 M undefined

Commerce Bancshares Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (M)EBIT MARGIN (%)NET INCOME (M)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
198319841985198619871988198919901991199219931994199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e
0.340.480.490.470.450.480.540.60.590.560.580.620.760.810.860.940.991.071.030.930.920.941.041.191.321.261.181.131.11.081.061.11.121.161.261.391.451.391.441.571.971.691.721.82
-41.962.52-3.68-4.255.9912.3411.36-0.84-5.733.946.8823.035.507.079.154.678.32-3.93-9.06-1.501.9610.7814.9310.23-4.56-6.14-3.90-2.74-1.73-1.663.201.643.858.9710.064.53-4.403.538.9025.73-14.171.726.05
--------------------------------------------
00000000000000000000000000000000000000000000
00000000000000000000000000000000000000000729715728
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343137394049295959718696107119132150166178178196206220223219206188168220254266258254251262306420408338525483472515511587
--8.8219.355.412.5622.50-40.82103.45-20.3421.1311.6311.4611.2110.9213.6410.677.23-10.115.106.801.36-1.79-5.94-8.74-10.6430.9515.454.72-3.01-1.55-1.184.3816.7937.25-2.86-17.1655.33-8.00-2.289.11-0.7814.87
--------------------------------------------
--------------------------------------------
18.718.618.518.418.217.616.716.816.617.318.618.920.119.419.119.118.81817.717.416.916.315.414.814.514.314.614.914.714.3147.4143.9138.3134.7135.2135.1132128.5128131.8130.07000
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Details

Keystats

ⓘ

Revenue and Growth

The Commerce Bancshares Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Commerce Bancshares is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (M)TOTAL ASSETS (M)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (B)RETAINED EARNINGS (M)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (B)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (B)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (B)LONG-T. LIAB. (B)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (B)DEBT (B)TOTAL CAPITAL (B)
19831984198519861987198819891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                                                 
00000000000000000000000000000000000000000
00000000000000000000000000000000000000000
00000000000000000000000000000000000000000
00000000000000000000000000000000000000000
00000000000000000000000000000000000000000
00000000000000000000000000000000000000000
56112134146117113115174177193195192210210214222235258313335336336374386406411403383360358350358353338335333371371389419469.06
00000000000000000000000000000000000000000
00000000000000000000000000000000000000000
000000000000000000742002021171411859777891011161514.18
0000000000001018885776858444349494998125126126126126126139139139139139139139139139139146.54
00000000000000000000000000000050000000000
56112134146117113115174177193195192311298299299303316364382387385423504552554543520494489503504499484482481520521544573629.78
56112134146117113115174177193195192311298299299303316364382387385423504552554543520494489503504499484482481520521544573629.78
                                                                                 
2754545454107107107161169161170188188291307312313328336343347347352360380416434446459481629635655680704709589611629655.32
0.070.040.050.050.050.060.060.060.010.060.020.060.080.10.050.110.130.150.210.290.360.390.390.430.480.620.850.971.041.11.281.231.341.551.822.092.152.442.692.933.16
18520622024827726130835440041354557661862262662464367170070770770369368366963356955657547745042738329322124120273923253.18
0000-10-9-7-6-5-3-20-10-1-1-1-1-2-2-2-40000-18-17-21-27-16-23-21-19-20-16868543823.59
00000000000-6027182953-11637967340-4026-5764801321642685533034-4810226423-1,125-915
0.280.30.330.360.380.410.460.520.570.640.720.740.920.930.991.091.081.151.281.431.481.481.431.461.531.581.892.022.172.182.222.352.392.512.732.973.173.433.472.512.98
305751477359637360457951106510514589121124174120861002183030000000000000000
0000000000000000000000000000000000002729282526.9
00000000000000000000000000000000000000000
0.370.340.380.390.30.30.370.360.30.410.40.290.360.530.510.621.040.541.091.462.111.911.331.771.241.031.10.981.261.0811.861.961.721.511.961.852.13.022.842.91
00000000000000000000000000000000000000000
0.40.40.440.440.370.360.430.440.360.460.470.30.470.590.620.761.130.671.211.632.2321.431.991.541.031.10.981.261.0811.861.961.721.511.961.882.133.052.872.94
0.090.10.10.070.070.020.010.040.040.010.010.010.020.010.010.030.030.110.020.020.40.020.020.030.021.750.010.010.0100.460.10.10.100000.010.010
0000000000000000000000000000000261500000000
0000000000000000000000000284185299311452356192176213181238527448364330435.81
0.090.10.10.070.070.020.010.040.040.010.010.010.020.010.010.030.030.110.020.020.40.020.020.030.022.030.20.310.320.450.810.320.30.320.180.240.530.450.380.340.44
0.490.50.530.50.440.370.440.480.40.460.480.30.490.610.630.791.160.781.231.652.632.021.442.021.563.061.31.291.581.541.812.192.262.041.692.22.412.583.433.213.37
0.770.80.860.860.810.790.90.990.961.11.21.041.41.541.621.882.241.932.513.084.113.52.873.483.094.643.193.313.753.714.034.534.654.554.425.175.586.016.95.716.35
Details

Balance Sheet

ⓘ

Understanding the Balance Sheet

The balance sheet of Commerce Bancshares provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Commerce Bancshares's financial health and stability.

Assets

Commerce Bancshares's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Commerce Bancshares must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Commerce Bancshares after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Commerce Bancshares's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (B)CASH FLOW FROM OTHER INVESTING ACTIVITIES (B)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (B)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (B)CASH FLOW FROM OTHER FINANCING ACTIVITIES (B)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (B)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
1987198819891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
4049595959718696107119132150166178178196206220223219206188168221259271261262267276319438422353540500485
13141418182024253131303235363735414142485250514846434142424039384143444649
-3-5-5-4-4-6-4-6331610-8-2-910-112-1-1-112-7-9-216907-213514-192521-7
25-190312-4511-834463320101353-1126-30610976-357438981121226-6896-2631414-95-9-18
7300322323018143371112434301915171715252744423952549151432469717-2
0000000000000000000000000032282731436397521653336
143030363748545652643656104928810289107969795848210010611911412095119120847690119117130
8342681048061150136195214216216211227272256297264289391335217295671407383360360291455426552512624597559488
-14-40-37-18-21-25-16-19-25-26-27-30-43-49-78-54-36-33-64-45-55-42-29-18-21-35-23-43-31-24-30-33-42-33-56-65-88
0.09-0.29-0.36-0.64-0.26-0.29-0.130.24-0.17-0.24-0.21-0.92-0.150.11-1.45-0.46-1.15-0.110.31-0.39-0.58-1.48-1.57-0.65-2.28-1.16-0.71-1.06-1.2-0.810.22-0.09-0.73-5.39-2.080.242.18
0.1-0.24-0.32-0.63-0.24-0.27-0.110.26-0.15-0.22-0.18-0.89-0.110.16-1.37-0.4-1.11-0.080.37-0.34-0.52-1.44-1.54-0.64-2.26-1.13-0.69-1.02-1.16-0.780.25-0.06-0.69-5.36-2.030.312.27
0000000000000000000000000000000000000
-0-0.05-0.01-0-0-0.0300-0.010-0.010.01-00.20.15-0.050.01-0.01-0.12-0.250.511.16-1.01-0.720.1-0.01-0.05-0.350-0-0.10.01-0.01-00.01-0-0.01
-3-19-29-1322-6-44-35-74-91-81-78-95-52-75-117-158-216-127-1146103-29-85-89-57-57-21-39-17-75-284-204-129-186-76
-0.080.160.360.750.010.2-0.04-0.350.190.090.140.46-0.11-0.411.380.090.8-0.18-0.580.480.421.230.44-0.021.931.040.840.530.310.65-0.920.22-0.086.073.57-4.2-0.88
-0.060.240.40.780.020.24-0.01-0.280.260.190.270.570-0.471.330.260.960.06-0.180.920.090.131.420.8121.351.031.030.420.79-0.710.40.336.43.81-3.88-0.66
-11-11-11-13-14-15-18-21-26-27-30-33-36-37-40-42-51-61-63-65-68-72-74-78-79-211-82-88-94-96-100-109-122-127-122-127-134
0.09-0.090.070.21-0.17-0.04-0.020.030.210.060.14-0.24-0.05-0.070.21-0.11-0.05-0.020.020.480.17-0.03-0.84-00.060.260.49-0.17-0.60.3-0.280.69-0.31.32.09-3.41.79
69.41.931.385.958.636.8134.7117.6169.5188.3188.8186.6167.8178.7193.7202.1261.1231.2225.6346.5280.6174.7266.1652.7386.1348.1337.1317.1259.3430.5395.7519.4470.2590.9541494.2400.7
0000000000000000000000000000000000000

Commerce Bancshares stock margins

The Commerce Bancshares margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Commerce Bancshares. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Commerce Bancshares.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Profit margin
Details

Margin

ⓘ

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Commerce Bancshares's sales revenue. A higher gross margin percentage indicates that the Commerce Bancshares retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Commerce Bancshares's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Commerce Bancshares's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Commerce Bancshares's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Commerce Bancshares. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Commerce Bancshares's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Commerce Bancshares Margin History

DateCommerce Bancshares Profit margin
2026e32.24 %
2025e29.77 %
2024e30.53 %
202324.01 %
202230.9 %
202136.55 %
202024.39 %
201928.09 %
201830.21 %
201724.25 %
201622.65 %
201522.49 %
201423.15 %
201324.24 %
201224.65 %
201123.1 %
201019.47 %
200914.28 %
200814.98 %
200715.66 %
200618.41 %
200521.49 %
200423.51 %

Commerce Bancshares Stock Sales Revenue, EBIT, Earnings per Share

The Commerce Bancshares earnings per share therefore indicates how much revenue Commerce Bancshares has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue Commerce Bancshares earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Commerce Bancshares's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Commerce Bancshares’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Commerce Bancshares's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Commerce Bancshares Revenue, EBIT and net profit per share

DateCommerce Bancshares Sales per ShareCommerce Bancshares Earnings per Share
2026e14.14 undefined4.56 undefined
2025e13.33 undefined3.97 undefined
2024e13.11 undefined4 undefined
202315.14 undefined3.64 undefined
202211.88 undefined3.67 undefined
202111.24 undefined4.11 undefined
202010.81 undefined2.64 undefined
201911.01 undefined3.09 undefined
201810.29 undefined3.11 undefined
20179.35 undefined2.27 undefined
20168.61 undefined1.95 undefined
20158.08 undefined1.82 undefined
20147.64 undefined1.77 undefined
20137.22 undefined1.75 undefined
201275.7 undefined18.66 undefined
201174.95 undefined17.31 undefined
201076.03 undefined14.8 undefined
200980.73 undefined11.53 undefined
200887.82 undefined13.15 undefined
200790.75 undefined14.21 undefined
200680.67 undefined14.85 undefined
200567.45 undefined14.49 undefined
200457.48 undefined13.52 undefined

Commerce Bancshares business model

Commerce Bancshares Inc is an American bank and financial services company based in Kansas City, Missouri. The company was founded in 1865 and has since become one of the leading banks in the Midwest region. History: Commerce Bancshares Inc was founded by Francis Reid Long, who operated a trading business called "Long-Bell Lumber Company". To finance the growth of the business, Long founded a bank called "Kansas City Savings Association" in 1865. The bank was later renamed "The Commerce Bank of Kansas City". In the early 1900s, Commerce Bancshares Inc's business grew exponentially as the bank expanded its operations through acquisitions and mergers. In 1920, the foundation for nationwide expansion was laid with the opening of a branch in Topeka, Kansas. In 1965, Commerce Bancshares Inc merged with Continental National Bank to support the operations of the Kansas City Southern Railroad. The business continued to expand in the following years, and in the 1990s, Commerce Bancshares Inc began expanding internationally. Business model: Commerce Bancshares Inc offers a variety of banking and financial services to its customers. These include personal and business accounts, loans, mortgages, investments and asset management, insurance, and electronic money transfers. The company has a network of branches and ATMs tailored to the needs of private and business customers. Commerce Bancshares Inc has built its success on the business model of "first-class customer service". The bank is committed to understanding and meeting its customers' needs perfectly. The focus is always on the service offering, which is continuously optimized to best meet the customers' needs. Divisions: Commerce Bancshares Inc offers its services in several divisions. One main division is retail banking. Commerce Bancshares Inc offers its customers a variety of financial products, including accounts, loans, mortgages, and insurance. The company also maintains an extensive network of branches to serve the needs of its customers. Another important division is commercial banking. Commerce Bancshares Inc provides financing solutions and banking services to customers in various industries, including loans, cash management, asset management, and e-commerce. Another important business segment is wealth management. Commerce Bancshares Inc has its own wealth management department tailored to the needs of high net worth private clients. This includes asset management, portfolio provision, and comprehensive financial planning. Products: Commerce Bancshares Inc offers its customers a wide range of financial products. These include accounts, loans, mortgages, investments, and insurance. Accounts: Commerce Bancshares Inc offers a variety of accounts to private and business customers, including checking accounts, savings accounts, CDs, and credit card accounts. Loans: Commerce Bancshares Inc offers various types of loans, including personal loans, commercial loans, mortgages, and lines of credit. Mortgages: Commerce Bancshares Inc offers a variety of mortgage products, including fixed-rate mortgages, adjustable-rate mortgages, FHA loans, and VA loans. Investments: Commerce Bancshares Inc offers its customers a variety of investment products, including stocks, mutual fund shares, bonds, investment funds, and options. Insurance: Commerce Bancshares Inc offers its customers various insurance products, including liability, accident, travel, health, life, and property insurance. Overall, Commerce Bancshares Inc offers a wide range of financial products tailored to the needs of private and business customers. The company specializes in first-class customer service and comprehensive advice to help its customers successfully manage their finances. Commerce Bancshares is one of the most popular companies on Eulerpool.com.

Commerce Bancshares SWOT Analysis

Strengths

1. Strong financial performance: Commerce Bancshares Inc has consistently shown strong financial results, demonstrating stability and growth in its operations.

2. Well-established brand: The company has built a strong reputation in the banking industry, known for its reliable and customer-oriented services.

3. Diversified revenue streams: Commerce Bancshares Inc operates in various banking segments, including personal banking, business banking, and wealth management, allowing it to generate revenue from multiple sources.

4. Extensive branch network: With a wide network of branches across different regions, the company has a strong presence, ensuring convenience and accessibility for customers.

Weaknesses

1. Lack of international presence: Commerce Bancshares Inc primarily operates within the United States, which limits its potential for growth in international markets.

2. Vulnerability to economic conditions: As a financial institution, the company is susceptible to changes in the economic climate, including interest rates, market volatility, and customer spending patterns.

3. Reliance on traditional banking methods: Although the company has embraced technology, it may face challenges in keeping up with the rapid advancement of digital banking, potentially impacting its competitive position.

Opportunities

1. Expansion into new markets: Commerce Bancshares Inc has the potential to explore new geographic locations within the United States or consider international expansion to tap into untapped markets and diversify its customer base.

2. Embrace digital banking innovations: By investing in advanced technological solutions and digital banking platforms, the company can enhance its services, attract tech-savvy customers, and improve operational efficiency.

3. Growth in wealth management sector: With the increasing demand for wealth management services, Commerce Bancshares Inc can capitalize on this opportunity to expand its offerings and cater to the needs of high-net-worth individuals.

Threats

1. Intense competition: The banking industry is highly competitive, with numerous established players and emerging fintech startups, posing a threat to Commerce Bancshares Inc's market share and profitability.

2. Regulatory changes: Changes in banking regulations and compliance requirements can impact the company's operations, requiring significant investments in regulatory adherence and potential hindrance to innovation.

3. Cybersecurity risks: The increasing frequency and sophistication of cyber attacks pose a threat to the security of customer data and the company's overall reputation.

Commerce Bancshares Eulerpool Fair Value

Details

Fair Value

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Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Commerce Bancshares historical P/E ratio, EBIT, and P/S ratio.

Commerce Bancshares shares outstanding

The number of shares was Commerce Bancshares in 2023 — This indicates how many shares 130.072 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
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Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Commerce Bancshares earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Commerce Bancshares's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Commerce Bancshares’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Commerce Bancshares's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Commerce Bancshares Stock splits

In Commerce Bancshares's history, there have been no stock splits.

Commerce Bancshares dividend history and estimates

In 2023, Commerce Bancshares paid a dividend amounting to 1.07 USD. Dividend means that Commerce Bancshares distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
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Dividend

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Dividend Overview

The dividend per year chart for Commerce Bancshares provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Commerce Bancshares’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Commerce Bancshares's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Commerce Bancshares Dividend History

DateCommerce Bancshares Dividend
2026e1.22 undefined
2025e1.22 undefined
2024e1.22 undefined
20231.07 undefined
20221.06 undefined
20211 undefined
20201.04 undefined
20190.96 undefined
20180.82 undefined
20170.75 undefined
20160.71 undefined
20150.66 undefined
20140.85 undefined
20130.59 undefined
20120.57 undefined
20110.55 undefined
20100.56 undefined
20090.54 undefined
20080.53 undefined
20070.51 undefined
20060.46 undefined
20050.45 undefined
20040.41 undefined

Commerce Bancshares dividend payout ratio

In 2023, Commerce Bancshares had a payout ratio of 30.89%. The payout ratio indicates the percentage of the company's profits that Commerce Bancshares distributes as dividends.

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Payout ratio

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What is Yearly Payout Ratio?

The yearly payout ratio for Commerce Bancshares represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Commerce Bancshares could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Commerce Bancshares's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Commerce Bancshares Payout Ratio History

DateCommerce Bancshares Payout ratio
2026e29.4 %
2025e29.27 %
2024e28.04 %
202330.89 %
202228.88 %
202124.35 %
202039.45 %
201930.91 %
201826.44 %
201733.17 %
201636.61 %
201536.04 %
201448.01 %
201334 %
20123.07 %
20113.19 %
20103.76 %
20094.69 %
20084.03 %
20073.55 %
20063.1 %
20053.07 %
20043 %
Unfortunately, there are currently no price targets and forecasts available for Commerce Bancshares.

Commerce Bancshares latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/20240.92 1.07  (15.95 %)2024 Q2
3/31/20240.82 0.86  (4.5 %)2024 Q1
12/31/20230.86 0.97  (12.44 %)2023 Q4
9/30/20230.9 0.91  (1.06 %)2023 Q3
6/30/20230.91 0.97  (6.32 %)2023 Q2
3/31/20230.9 0.9  (0.91 %)2023 Q1
12/31/20221.05 1.04  (-0.76 %)2022 Q4
9/30/20221 0.97  (-3.26 %)2022 Q3
6/30/20220.93 0.91  (-1.18 %)2022 Q2
3/31/20220.85 0.92  (8.42 %)2022 Q1
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Eulerpool ESG Scorecard© for the Commerce Bancshares stock

Eulerpool World ESG Rating (EESG©)

37/ 100

🌱 Environment

21

👫 Social

72

🏛️ Governance

19

Environment

Scope 1 - Direct Emissions
—
Scope 2 - Indirect emissions from purchased energy
—
Scope 3 - Indirect emissions within the value chain
—
Total CO₂ emissions
—
CO₂ reduction strategy
✅
Coal energy
❌
Nuclear power
❌
Animal experiments
❌
Fur & Leather
—
Pesticides
—
Palm Oil
—
Tobacco
❌
Genetically modified organisms
❌
Climate concept
—
Sustainable forestry
—
Recycling regulations
❌
Environmentally friendly packaging
❌
Hazardous substances
❌
Fuel consumption and efficiency
❌
Water consumption and efficiency
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Social

Percentage of female employees58
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content❌
Alcohol❌
Weapons—
Firearms
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Gambling❌
Military contracts❌
Human rights concept❌
Privacy concept—
Occupational health and safety✅
Catholic✅

Governance (Corporate Governance)

Environmental reporting✅
Stakeholder Engagement✅
Call Back Policies❌
Antitrust law❌

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Commerce Bancshares list of shareholders

%
Name
Stocks
Change
Date
9.57720 % The Vanguard Group, Inc.12,346,924-34,33412/31/2023
7.70145 % BlackRock Institutional Trust Company, N.A.9,928,707-31,45412/31/2023
6.86023 % Aristotle Capital Management, LLC8,844,209-504,51912/31/2023
5.68271 % The Commerce Trust Company7,326,153103,3352/20/2024
5.53028 % State Street Global Advisors (US)7,129,643439,45612/31/2023
3.64336 % Lazard Asset Management, L.L.C.4,697,026-146,62412/31/2023
2.35218 % American Century Investment Management, Inc.3,032,4341,609,94412/31/2023
1.81007 % Wells Fargo Advisors2,333,54546,00312/31/2023
1.61561 % Geode Capital Management, L.L.C.2,082,84250,01712/31/2023
1.38801 % JP Morgan Asset Management1,789,42453,01412/31/2023
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Commerce Bancshares Executives and Management Board

Mr. John Kemper45
Commerce Bancshares President, Chief Executive Officer, Director (since 2010)
Compensation 5.32 M
Mr. Jonathan Kemper69
Commerce Bancshares Director (since 1991)
Compensation 1.82 M
Mr. Kevin Barth
Commerce Bancshares Executive Vice President
Compensation 1.66 M
Mr. Charles Kim62
Commerce Bancshares Chief Financial Officer, Executive Vice President
Compensation 1.66 M
Mr. Robert Holmes59
Commerce Bancshares Executive Vice President
Compensation 1.52 M
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Commerce Bancshares Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
Visa Inc. Stock
Visa Inc.
SupplierCustomer0,840,730,58-0,310,560,78
1

Most common questions regarding Commerce Bancshares

What values and corporate philosophy does Commerce Bancshares represent?

Commerce Bancshares Inc is a leading financial institution that prides itself on its strong values and corporate philosophy. With a focus on exceptional customer service, Commerce Bancshares Inc strives to exceed client expectations by providing personalized banking solutions. The company is committed to fostering long-term relationships built on trust and transparency. Committed to enhancing the communities it serves, Commerce Bancshares Inc supports various philanthropic initiatives. With a dedicated team of professionals and a customer-centric approach, Commerce Bancshares Inc aims to deliver innovative financial solutions and exceptional value to its clients.

In which countries and regions is Commerce Bancshares primarily present?

Commerce Bancshares Inc is primarily present in the United States. With headquarters in Kansas City, Missouri, this banking institution operates in multiple states across the nation. Its network of branches and ATMs extends across key regions, including Missouri, Kansas, Illinois, Oklahoma, and Colorado. Commerce Bancshares Inc focuses on providing a wide range of financial services, including personal and business banking, wealth management, and investment banking, to individuals, businesses, and communities primarily within the United States.

What significant milestones has the company Commerce Bancshares achieved?

Commerce Bancshares Inc has achieved several significant milestones throughout its history. The company has successfully expanded its presence in the banking sector, consistently growing its customer base and market share. Additionally, Commerce Bancshares Inc has demonstrated strong financial performance, consistently reporting impressive revenue and profit figures. The company is also known for its exceptional customer service and commitment to fostering long-lasting relationships. In recognition of its accomplishments, Commerce Bancshares Inc has received numerous accolades and industry recognitions. Overall, the company's continued growth and achievements highlight its success in the highly competitive financial services industry.

What is the history and background of the company Commerce Bancshares?

Commerce Bancshares Inc is a well-established financial services company founded in 1865. With its headquarters in Kansas City, Missouri, the company has a rich history of providing a wide range of banking and financial solutions. Throughout the years, Commerce Bancshares Inc has demonstrated its commitment to customer satisfaction, innovation, and community engagement. As a leading player in the industry, Commerce Bancshares Inc has continually grown its network and expanded its offerings, catering to individuals, businesses, and institutions across various regions. With a strong focus on excellence and a track record of success, Commerce Bancshares Inc continues to be a trusted name in the financial services sector.

Who are the main competitors of Commerce Bancshares in the market?

The main competitors of Commerce Bancshares Inc in the market include notable banking institutions such as JPMorgan Chase & Co., Bank of America Corporation, Wells Fargo & Company, and U.S. Bancorp. These competitors compete with Commerce Bancshares Inc in various banking services, including retail banking, commercial banking, wealth management, and other financial services.

In which industries is Commerce Bancshares primarily active?

Commerce Bancshares Inc is primarily active in the banking and financial services industry.

What is the business model of Commerce Bancshares?

Commerce Bancshares Inc. operates as a bank holding company. The company, through its subsidiaries, provides a diversified range of banking services including commercial, retail, and investment services to individuals and businesses. Commerce Bancshares Inc. focuses on providing personalized financial solutions, fostering customer relationships, and maintaining a strong community presence. With its extensive branch network and advanced technology platforms, Commerce Bancshares Inc. offers a wide array of banking products and services tailored to meet the unique needs of its customers.

What is the P/E ratio of Commerce Bancshares 2024?

The Commerce Bancshares P/E ratio is 15.63.

What is the P/S ratio of Commerce Bancshares 2024?

The Commerce Bancshares P/S ratio is 4.77.

What is the AlleAktien quality score of Commerce Bancshares?

The AlleAktien quality score for Commerce Bancshares is 6/10.

What is the revenue of Commerce Bancshares 2024?

The expected Commerce Bancshares revenue is 1.69 B USD.

How high is the profit of Commerce Bancshares 2024?

The expected Commerce Bancshares profit is 515.94 M USD.

What is the business model of Commerce Bancshares

Commerce Bancshares Inc. was founded in 1865 in Kansas City and is a financial services company that offers various services and products. The company is divided into five business segments: Retail Banking, Commercial Banking, Wealth Management, Treasury Management, and Investment Management.

What is the Commerce Bancshares dividend?

Commerce Bancshares pays a dividend of 1.06 USD distributed over 4 payouts per year.

How often does Commerce Bancshares pay dividends?

Commerce Bancshares pays out a dividend 4 times a year.

What is the Commerce Bancshares ISIN?

The ISIN of Commerce Bancshares is US2005251036.

What is the Commerce Bancshares WKN?

The WKN of Commerce Bancshares is 859672.

What is the Commerce Bancshares ticker?

The ticker of Commerce Bancshares is CBSH.

How much dividend does Commerce Bancshares pay?

Over the past 12 months, Commerce Bancshares paid a dividend of 1.07 USD . This corresponds to a dividend yield of about 1.72 %. For the coming 12 months, Commerce Bancshares is expected to pay a dividend of 1.22 USD.

What is the dividend yield of Commerce Bancshares?

The current dividend yield of Commerce Bancshares is 1.72 %.

When does Commerce Bancshares pay dividends?

Commerce Bancshares pays a quarterly dividend. This is distributed in the months of January, April, July, October.

How secure is the dividend of Commerce Bancshares?

Commerce Bancshares paid dividends every year for the past 57 years.

What is the dividend of Commerce Bancshares?

For the upcoming 12 months, dividends amounting to 1.22 USD are expected. This corresponds to a dividend yield of 1.96 %.

In which sector is Commerce Bancshares located?

Commerce Bancshares is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Commerce Bancshares kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Commerce Bancshares from 9/23/2024 amounting to 0.27 USD, you needed to have the stock in your portfolio before the ex-date on 9/5/2024.

When did Commerce Bancshares pay the last dividend?

The last dividend was paid out on 9/23/2024.

What was the dividend of Commerce Bancshares in the year 2023?

In the year 2023, Commerce Bancshares distributed 1.06 USD as dividends.

In which currency does Commerce Bancshares pay out the dividend?

The dividends of Commerce Bancshares are distributed in USD.

All fundamentals about Commerce Bancshares

Our stock analysis for Commerce Bancshares Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Commerce Bancshares Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.