Commerce Bancshares Debt 2024

Commerce Bancshares Aktienanalyse

What does Commerce Bancshares do?

Commerce Bancshares Inc is an American bank and financial services company based in Kansas City, Missouri. The company was founded in 1865 and has since become one of the leading banks in the Midwest region. History: Commerce Bancshares Inc was founded by Francis Reid Long, who operated a trading business called "Long-Bell Lumber Company". To finance the growth of the business, Long founded a bank called "Kansas City Savings Association" in 1865. The bank was later renamed "The Commerce Bank of Kansas City". In the early 1900s, Commerce Bancshares Inc's business grew exponentially as the bank expanded its operations through acquisitions and mergers. In 1920, the foundation for nationwide expansion was laid with the opening of a branch in Topeka, Kansas. In 1965, Commerce Bancshares Inc merged with Continental National Bank to support the operations of the Kansas City Southern Railroad. The business continued to expand in the following years, and in the 1990s, Commerce Bancshares Inc began expanding internationally. Business model: Commerce Bancshares Inc offers a variety of banking and financial services to its customers. These include personal and business accounts, loans, mortgages, investments and asset management, insurance, and electronic money transfers. The company has a network of branches and ATMs tailored to the needs of private and business customers. Commerce Bancshares Inc has built its success on the business model of "first-class customer service". The bank is committed to understanding and meeting its customers' needs perfectly. The focus is always on the service offering, which is continuously optimized to best meet the customers' needs. Divisions: Commerce Bancshares Inc offers its services in several divisions. One main division is retail banking. Commerce Bancshares Inc offers its customers a variety of financial products, including accounts, loans, mortgages, and insurance. The company also maintains an extensive network of branches to serve the needs of its customers. Another important division is commercial banking. Commerce Bancshares Inc provides financing solutions and banking services to customers in various industries, including loans, cash management, asset management, and e-commerce. Another important business segment is wealth management. Commerce Bancshares Inc has its own wealth management department tailored to the needs of high net worth private clients. This includes asset management, portfolio provision, and comprehensive financial planning. Products: Commerce Bancshares Inc offers its customers a wide range of financial products. These include accounts, loans, mortgages, investments, and insurance. Accounts: Commerce Bancshares Inc offers a variety of accounts to private and business customers, including checking accounts, savings accounts, CDs, and credit card accounts. Loans: Commerce Bancshares Inc offers various types of loans, including personal loans, commercial loans, mortgages, and lines of credit. Mortgages: Commerce Bancshares Inc offers a variety of mortgage products, including fixed-rate mortgages, adjustable-rate mortgages, FHA loans, and VA loans. Investments: Commerce Bancshares Inc offers its customers a variety of investment products, including stocks, mutual fund shares, bonds, investment funds, and options. Insurance: Commerce Bancshares Inc offers its customers various insurance products, including liability, accident, travel, health, life, and property insurance. Overall, Commerce Bancshares Inc offers a wide range of financial products tailored to the needs of private and business customers. The company specializes in first-class customer service and comprehensive advice to help its customers successfully manage their finances. Commerce Bancshares ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Debt Details

Understanding Commerce Bancshares's Debt Structure

Commerce Bancshares's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.

Year-to-Year Comparison

Analyzing Commerce Bancshares's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.

Impact on Investments

Investors pay close attention to Commerce Bancshares’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.

Interpreting Debt Fluctuations

Shifts in Commerce Bancshares’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.

Frequently Asked Questions about Commerce Bancshares stock

What is the debt of Commerce Bancshares this year?

Commerce Bancshares has a debt level of 2,910.22 USD this year.

What was the debt of Commerce Bancshares compared to the previous year?

The debt of Commerce Bancshares has increased by 2.08% compared to the previous year increased.

What are the consequences of high debt for investors in Commerce Bancshares?

High debt can pose a risk for investors of Commerce Bancshares, as it can weaken the company's financial position and hinder its ability to fulfill its obligations.

What are the consequences of low debt for investors of Commerce Bancshares?

Low debt means that Commerce Bancshares has a strong financial position and is able to fulfill its obligations without overburdening its finances.

How does an increase in debt from Commerce Bancshares affect the company?

An increase in debt of Commerce Bancshares can adversely affect the financial condition of the company and result in a higher burden on its finances.

How does a reduction of debt of Commerce Bancshares affect the company?

A reduction in debt of Commerce Bancshares can strengthen the company's financial position and improve its ability to meet its financial obligations.

What are some factors that influence the debt of Commerce Bancshares?

Some factors that can influence the debt of Commerce Bancshares include investments, acquisitions, operating costs, and revenue development.

Why are the debts of Commerce Bancshares so important for investors?

The debts of Commerce Bancshares are important for investors as they serve as an indicator of the company's financial stability. It provides investors with information on how the company fulfills its financial obligations.

What strategic measures can Commerce Bancshares take to change the debt?

To change the debt, Commerce Bancshares can take measures such as cost savings, increasing revenue, selling assets, making investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic actions to change its debt.

How much dividend does Commerce Bancshares pay?

Over the past 12 months, Commerce Bancshares paid a dividend of 1.07 USD . This corresponds to a dividend yield of about 1.82 %. For the coming 12 months, Commerce Bancshares is expected to pay a dividend of 1.22 USD.

What is the dividend yield of Commerce Bancshares?

The current dividend yield of Commerce Bancshares is 1.82 %.

When does Commerce Bancshares pay dividends?

Commerce Bancshares pays a quarterly dividend. This is distributed in the months of January, April, July, October.

How secure is the dividend of Commerce Bancshares?

Commerce Bancshares paid dividends every year for the past 57 years.

What is the dividend of Commerce Bancshares?

For the upcoming 12 months, dividends amounting to 1.22 USD are expected. This corresponds to a dividend yield of 2.08 %.

In which sector is Commerce Bancshares located?

Commerce Bancshares is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Commerce Bancshares kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Commerce Bancshares from 9/23/2024 amounting to 0.27 USD, you needed to have the stock in your portfolio before the ex-date on 9/5/2024.

When did Commerce Bancshares pay the last dividend?

The last dividend was paid out on 9/23/2024.

What was the dividend of Commerce Bancshares in the year 2023?

In the year 2023, Commerce Bancshares distributed 1.06 USD as dividends.

In which currency does Commerce Bancshares pay out the dividend?

The dividends of Commerce Bancshares are distributed in USD.