Civista Bancshares Stock

Civista Bancshares ROE 2025

Civista Bancshares ROE

0.08

Ticker

CIVB

ISIN

US1788671071

WKN

A14SSR

In 2025, Civista Bancshares's return on equity (ROE) was 0.08, a -28.24% increase from the 0.11 ROE in the previous year.

Civista Bancshares Aktienanalyse

What does Civista Bancshares do?

Civista Bancshares Inc. is a financial services company headquartered in Ohio, USA. The company was founded in 1884 as Farmers Savings Bank and has evolved into a renowned financial services company throughout its history. Civista Bancshares' business model is to offer its customers a wide range of financial services. Customers can choose from various banking products such as savings accounts, checking accounts, credit cards, loans, and many other services. Civista Bancshares places great emphasis on providing excellent customer service and personal advice. The company follows a customer-oriented strategy to maintain its position in the market. With numerous branches in Ohio, Indiana, and Kentucky, Civista Bancshares primarily operates in the United States. Civista Bancshares has various divisions, including retail banking, commercial banking, and investment services. In retail banking, the company offers its customers a quality service tailored to their specific needs. This includes checking accounts, savings products, credit cards, and financing. In commercial banking, the focus is on advising companies and entrepreneurs in the areas of financing, lending, and capital investments. Civista Bancshares can provide individual solutions and comprehensive advice to businesses. Companies benefit from the years of experience and expertise of German experts in business consulting and financing matters. Civista Bancshares' investment services are designed for customers who want to manage their wealth and achieve returns. The company offers various investment products such as stocks, real estate, funds, and other investment instruments. The company places great importance on diversification and risk diversification in order to respond optimally to the diverse needs of its customers. Another important aspect of Civista Bancshares' business model is to offer customers state-of-the-art technologies and digital solutions. The company focuses on an intuitive user interface and the use of cutting-edge technologies. Through the use of online banking, mobile applications, and digital services, Civista Bancshares offers its customers more convenience and flexibility in banking and customer service. In conclusion, Civista Bancshares is a renowned financial services company that offers its customers a wide range of products and services. The company is characterized by its customer focus and easily accessible service. By incorporating state-of-the-art digital solutions and technologies, as well as personal advice, Civista Bancshares positions itself successfully in the market and creates a clear competitive advantage over traditional financial institutions. Civista Bancshares ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROE Details

Decoding Civista Bancshares's Return on Equity (ROE)

Civista Bancshares's Return on Equity (ROE) is a fundamental metric evaluating the company's profitability relative to its equity. Calculated by dividing net income by shareholder's equity, ROE illustrates how effectively the company is generating profits from shareholders’ investments. A higher ROE represents enhanced efficiency and profitability.

Year-to-Year Comparison

Analyzing Civista Bancshares's ROE on a yearly basis aids in tracking its profitability trends and financial performance. An increasing ROE suggests enhanced profitability and value generation for shareholders, whereas a declining ROE may indicate issues in profit generation or equity management.

Impact on Investments

Civista Bancshares's ROE is instrumental for investors assessing the company's profitability, efficiency, and investment attractiveness. A robust ROE indicates the firm’s adeptness at converting equity investments into profits, thereby enhancing its appeal to potential and current investors.

Interpreting ROE Fluctuations

Changes in Civista Bancshares’s ROE can emanate from variations in net income, equity capital, or both. These fluctuations are scrutinized to evaluate management’s effectiveness, financial strategies, and the inherent risks and opportunities, aiding investors in making informed decisions.

Frequently Asked Questions about Civista Bancshares stock

What is the ROE (Return on Equity) of Civista Bancshares this year?

The ROE of Civista Bancshares this year is 0.08 undefined.

How has the Return on Equity (ROE) of Civista Bancshares developed compared to the previous year?

The ROE of Civista Bancshares has increased by -28.24% decreased compared to the previous year.

What impact does a high ROE (Return on Equity) have on investors of Civista Bancshares?

A high ROE indicates that Civista Bancshares generates good returns on capital and is successful in monetizing its investments. This is a positive indicator for investors.

What impact does a low ROE (Return on Equity) have on investors of Civista Bancshares?

A low ROE can indicate that Civista Bancshares is having difficulties monetizing its investments successfully and can be a negative signal for investors.

How does a change in the ROE (Return on Equity) of Civista Bancshares affect the company?

A change in ROE (Return on Equity) of Civista Bancshares can be an indicator of the financial performance of the company and demonstrate how successful the company is compared to other companies in the same industry.

How to calculate the ROE (Return on Equity) of Civista Bancshares?

The ROE (Return on Equity) is calculated by dividing the company's profit by the total equity. The formula is: ROE = Profit / Total equity.

Which factors influence the ROE (Return on Equity) of Civista Bancshares?

Some factors that can influence Civista Bancshares's Return on Equity (ROE) include the efficiency in using equity, the profitability of the company, and the financing structure.

What strategic measures can take to improve the ROE (Return on Equity)?

To improve the Return on Equity (ROE), can take measures such as cost savings, increasing revenue, improving efficiency in the use of equity, and making changes in the financing structure. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic actions to improve ROE.

How much dividend does Civista Bancshares pay?

Over the past 12 months, Civista Bancshares paid a dividend of 0.64 USD . This corresponds to a dividend yield of about 2.98 %. For the coming 12 months, Civista Bancshares is expected to pay a dividend of 0.7 USD.

What is the dividend yield of Civista Bancshares?

The current dividend yield of Civista Bancshares is 2.98 %.

When does Civista Bancshares pay dividends?

Civista Bancshares pays a quarterly dividend. This is distributed in the months of June, September, December, March.

How secure is the dividend of Civista Bancshares?

Civista Bancshares paid dividends every year for the past 16 years.

What is the dividend of Civista Bancshares?

For the upcoming 12 months, dividends amounting to 0.7 USD are expected. This corresponds to a dividend yield of 3.26 %.

In which sector is Civista Bancshares located?

Civista Bancshares is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Civista Bancshares kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Civista Bancshares from 2/18/2025 amounting to 0.17 USD, you needed to have the stock in your portfolio before the ex-date on 2/4/2025.

When did Civista Bancshares pay the last dividend?

The last dividend was paid out on 2/18/2025.

What was the dividend of Civista Bancshares in the year 2024?

In the year 2024, Civista Bancshares distributed 0.61 USD as dividends.

In which currency does Civista Bancshares pay out the dividend?

The dividends of Civista Bancshares are distributed in USD.

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Andere Kennzahlen von Civista Bancshares

Our stock analysis for Civista Bancshares Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Civista Bancshares Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.