RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE
ChoiceOne Financial Services Stock

ChoiceOne Financial Services ROA 2025

ChoiceOne Financial Services ROA

0.01

Ticker

COFS

ISIN

US1703861062

WKN

A0YHDF

In 2025, ChoiceOne Financial Services's return on assets (ROA) was 0.01, a 18.94% increase from the 0.01 ROA in the previous year.

ChoiceOne Financial Services Aktienanalyse

What does ChoiceOne Financial Services do?

ChoiceOne Financial Services Inc was founded in 1898 and has since been an important part of the financial industry in Michigan, USA. The company's business model is based on offering its customers a wide range of financial services while addressing their needs and desires. An important aspect for ChoiceOne is that all services and products are in line with the company's values and principles. This means that transparency, integrity, and building trust are of great importance in all aspects of ChoiceOne's business operations. ChoiceOne is divided into different divisions, each covering a specific area of financial services. The divisions include retail banking, small business, wealth management, and mortgages. In the retail banking division, ChoiceOne offers various services, including checking accounts, savings accounts, credit cards, online banking, and auto financing. Additionally, ChoiceOne has expertise in advising young adults who are seeking financial independence for the first time and are able to manage their own assets. In the small business division, ChoiceOne focuses on supporting businesses and their finances. The company offers various products and services that have evolved over the years and adapted to the needs of businesses. Existing customers are convinced of the favorable conditions and the easy-oriented service. For wealth management, ChoiceOne offers various services, each aiming to provide its customers with comprehensive and individual care, including services from investment advisors. ChoiceOne manages a portfolio of clients with different needs, incomes, and assets, with a primary focus on achieving financial goals. In terms of mortgages, various types of financing models are available, which are chosen based on customer needs and the real estate market situation. These include conventional, jumbo mortgages, as well as RD, FHA, and VA financing. Over the years, ChoiceOne has distinguished itself through continuous growth and a strong market presence. The company has always offered its customers excellent service and reliable products. Additionally, the company is known for its customer-oriented approach and its ability to offer its customers innovative and tailored financial solutions. The goal of ChoiceOne is to provide its customers with a smooth and easy banking experience while addressing the individual needs of each customer. Due to its experience, diverse products, and excellent customer relations, the company enjoys a strong position in the market. ChoiceOne Financial Services ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROA Details

Understanding ChoiceOne Financial Services's Return on Assets (ROA)

ChoiceOne Financial Services's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing ChoiceOne Financial Services's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider ChoiceOne Financial Services's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in ChoiceOne Financial Services’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about ChoiceOne Financial Services stock

What is the Return on Assets (ROA) of ChoiceOne Financial Services this year?

The Return on Assets (ROA) of ChoiceOne Financial Services is 0.01 undefined this year.

What was the ROA of ChoiceOne Financial Services compared to the previous year?

The ROA of ChoiceOne Financial Services has increased by 18.94% compared to the previous year.

What consequences do high ROA have for investors of ChoiceOne Financial Services?

A high ROA is advantageous for investors of ChoiceOne Financial Services, as it indicates that the company efficiently utilizes its assets and generates good profits.

What are the consequences of low ROA for investors in ChoiceOne Financial Services?

A low ROA can be unfavorable for investors of ChoiceOne Financial Services as it indicates that the company is inefficiently utilizing its assets and may potentially achieve lower profits.

How does an increase in the ROA of ChoiceOne Financial Services affect the company?

An increase in ROA of ChoiceOne Financial Services can be an indicator of improved efficiency in asset utilization and higher profitability.

How does a reduction in ROA of ChoiceOne Financial Services impact the company?

A reduction in the ROA of ChoiceOne Financial Services can be an indicator of lower asset efficiency and profitability.

What are some factors that can influence the ROA of ChoiceOne Financial Services?

Some factors that can influence the ROA of ChoiceOne Financial Services include revenue, operating costs, asset structure, and industry average.

Why is the ROA of ChoiceOne Financial Services important for investors?

The ROA of ChoiceOne Financial Services is important for investors as it is an indicator of the company's profitability and efficiency in utilizing assets. It provides investors with information on how well the company utilizes its resources to generate profits.

What strategic measures can ChoiceOne Financial Services take to improve ROA?

To improve ROA, ChoiceOne Financial Services can take measures such as cost savings, revenue growth, optimizing asset structure, and diversifying its business activities. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic measures to improve ROA.

How much dividend does ChoiceOne Financial Services pay?

Over the past 12 months, ChoiceOne Financial Services paid a dividend of 1.09 USD . This corresponds to a dividend yield of about 3.43 %. For the coming 12 months, ChoiceOne Financial Services is expected to pay a dividend of 1.19 USD.

What is the dividend yield of ChoiceOne Financial Services?

The current dividend yield of ChoiceOne Financial Services is 3.43 %.

When does ChoiceOne Financial Services pay dividends?

ChoiceOne Financial Services pays a quarterly dividend. This is distributed in the months of April, July, October, January.

How secure is the dividend of ChoiceOne Financial Services?

ChoiceOne Financial Services paid dividends every year for the past 22 years.

What is the dividend of ChoiceOne Financial Services?

For the upcoming 12 months, dividends amounting to 1.19 USD are expected. This corresponds to a dividend yield of 3.75 %.

In which sector is ChoiceOne Financial Services located?

ChoiceOne Financial Services is assigned to the 'Finance' sector.

Wann musste ich die Aktien von ChoiceOne Financial Services kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of ChoiceOne Financial Services from 12/31/2024 amounting to 0.28 USD, you needed to have the stock in your portfolio before the ex-date on 12/13/2024.

When did ChoiceOne Financial Services pay the last dividend?

The last dividend was paid out on 12/31/2024.

What was the dividend of ChoiceOne Financial Services in the year 2024?

In the year 2024, ChoiceOne Financial Services distributed 1.05 USD as dividends.

In which currency does ChoiceOne Financial Services pay out the dividend?

The dividends of ChoiceOne Financial Services are distributed in USD.

Stock savings plans offer an attractive way for investors to build wealth over the long term. One of the main advantages is the so-called cost-average effect: by regularly investing a fixed amount in stocks or stock funds, you automatically buy more shares when prices are low, and fewer when they are high. This can lead to a more favorable average price per share over time. In addition, stock savings plans allow small investors access to expensive stocks, as they can participate with small amounts. Regular investment also promotes a disciplined investment strategy and helps to avoid emotional decisions, such as impulsive buying or selling. Furthermore, investors benefit from the potential appreciation of the stocks as well as from dividend distributions, which can be reinvested, enhancing the compounding effect and thus the growth of the invested capital.

Andere Kennzahlen von ChoiceOne Financial Services

Our stock analysis for ChoiceOne Financial Services Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of ChoiceOne Financial Services Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.