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Banca Piccolo Credito Valtellinese SpA Stock

Banca Piccolo Credito Valtellinese SpA Net Income 2024

Banca Piccolo Credito Valtellinese SpA Net Income

70.15 M EUR

Ticker

CVAL.MI

ISIN

IT0005412025

WKN

A2P5MP

In 2024, Banca Piccolo Credito Valtellinese SpA's profit amounted to 70.15 M EUR, a 0% increase from the 70.15 M EUR profit recorded in the previous year.

The Banca Piccolo Credito Valtellinese SpA Net Income history

YEARNET INCOME (undefined EUR)
2025e140.3
2024e70.15
2023e70.15
2022e70.15
2021e70.15
2020113.2
201956.24
201831.72
2017-331.85
2016-333.1
2015118.28
2014-325.1
201311.7
2012-322.4
201154
201069.3
200976.1
2008100.6
200785.8
200668.6
200555.5
200423.9
200315.8
200214.8
200121.2

Banca Piccolo Credito Valtellinese SpA Revenue, EBIT, Net Income

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Revenue
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Banca Piccolo Credito Valtellinese SpA, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Banca Piccolo Credito Valtellinese SpA from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Banca Piccolo Credito Valtellinese SpA’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Banca Piccolo Credito Valtellinese SpA. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Banca Piccolo Credito Valtellinese SpA’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Banca Piccolo Credito Valtellinese SpA’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Banca Piccolo Credito Valtellinese SpA’s growth potential.

Banca Piccolo Credito Valtellinese SpA Revenue, EBIT and net profit per share

DateBanca Piccolo Credito Valtellinese SpA RevenueBanca Piccolo Credito Valtellinese SpA Net Income
2025e655.13 M undefined140.3 M undefined
2024e646.52 M undefined70.15 M undefined
2023e638.99 M undefined70.15 M undefined
2022e631.36 M undefined70.15 M undefined
2021e631.78 M undefined70.15 M undefined
2020743.6 M undefined113.2 M undefined
2019773.51 M undefined56.24 M undefined
2018825.59 M undefined31.72 M undefined
2017979.67 M undefined-331.85 M undefined
20161.01 B undefined-333.1 M undefined
20151.37 B undefined118.28 M undefined
20141.27 B undefined-325.1 M undefined
20131.35 B undefined11.7 M undefined
20121.43 B undefined-322.4 M undefined
20111.34 B undefined54 M undefined
20101.17 B undefined69.3 M undefined
20091.23 B undefined76.1 M undefined
20081.39 B undefined100.6 M undefined
20071.13 B undefined85.8 M undefined
2006894.7 M undefined68.6 M undefined
2005749.1 M undefined55.5 M undefined
2004712.7 M undefined23.9 M undefined
2003658 M undefined15.8 M undefined
2002684.5 M undefined14.8 M undefined
2001663.8 M undefined21.2 M undefined

Banca Piccolo Credito Valtellinese SpA stock margins

The Banca Piccolo Credito Valtellinese SpA margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Banca Piccolo Credito Valtellinese SpA. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Banca Piccolo Credito Valtellinese SpA.

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Profit margin
Details

Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Banca Piccolo Credito Valtellinese SpA's sales revenue. A higher gross margin percentage indicates that the Banca Piccolo Credito Valtellinese SpA retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Banca Piccolo Credito Valtellinese SpA's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Banca Piccolo Credito Valtellinese SpA's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Banca Piccolo Credito Valtellinese SpA's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Banca Piccolo Credito Valtellinese SpA. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Banca Piccolo Credito Valtellinese SpA's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Banca Piccolo Credito Valtellinese SpA Margin History

DateBanca Piccolo Credito Valtellinese SpA Profit margin
2025e21.42 %
2024e10.85 %
2023e10.98 %
2022e11.11 %
2021e11.1 %
202015.22 %
20197.27 %
20183.84 %
2017-33.87 %
2016-33.02 %
20158.66 %
2014-25.52 %
20130.87 %
2012-22.5 %
20114.02 %
20105.93 %
20096.18 %
20087.22 %
20077.62 %
20067.67 %
20057.41 %
20043.35 %
20032.4 %
20022.16 %
20013.19 %

Banca Piccolo Credito Valtellinese SpA Aktienanalyse

What does Banca Piccolo Credito Valtellinese SpA do?

The Banca Piccolo Credito Valtellinese SpA is an Italian bank based in Sondrio. It was founded in 1908 and has become an important player in the Italian banking sector over the years. The bank's business model focuses on offering a wide range of financial products and services to its customers while also concentrating on specific successful business areas. The Banca Piccolo Credito Valtellinese SpA is divided into various business areas such as retail banking, corporate banking, asset management, and investment banking. In retail banking, the bank offers various products and services to its customers, including current accounts, credit cards, online banking, and retirement products. In corporate banking, the bank mainly provides financing and consulting services. Another successful business area of the Banca Piccolo Credito Valtellinese SpA is asset management. The bank works closely with its customers to provide them with individual asset management solutions tailored to their specific needs. This business area also includes private banking, where affluent customers receive personalized advice and support. Furthermore, the Banca Piccolo Credito Valtellinese SpA is also involved in investment banking. The bank offers a wide range of services in this area, such as providing capital market and financing advice to companies and institutional customers, asset management for pension funds and hedge funds, and trading in securities and derivatives. The bank also offers customized financing products for small and medium-sized enterprises. These include working capital loans, investment loans, and export financing, among others. Additionally, the bank also provides various types of mortgage loans, such as refinancing or forward loans for home purchases. Overall, the Banca Piccolo Credito Valtellinese SpA has established itself as a secure and reliable bank in Italy over the years. The bank has managed to develop a strong business model focused on different business areas to meet the needs of its customers. The bank will continue to strive to maintain its position as an important player in the Italian banking sector and continuously improve its products and services to satisfy its customers. Banca Piccolo Credito Valtellinese SpA ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Net Income Details

Understanding Banca Piccolo Credito Valtellinese SpA's Profit Margins

The profit margins of Banca Piccolo Credito Valtellinese SpA represent the net income earned after deducting all operational expenses, costs, and taxes from the revenue. This figure is a clear indicator of Banca Piccolo Credito Valtellinese SpA's financial health, operational efficiency, and profitability. Higher profit margins signify better cost management and income generation capabilities.

Year-to-Year Comparison

Evaluating Banca Piccolo Credito Valtellinese SpA's profit on a yearly basis can offer significant insights into its financial growth, stability, and trends. A consistent increase in profit suggests improved operational efficiency, cost management, or increased revenue, while a decrease may indicate rising costs, declining sales, or operational challenges.

Impact on Investments

Banca Piccolo Credito Valtellinese SpA's profit figures are critical for investors who are aiming to understand the company's financial standing and future growth prospects. Increased profits often lead to higher stock valuations, boosting investor confidence and attracting more investments.

Interpreting Profit Fluctuations

When Banca Piccolo Credito Valtellinese SpA’s profit increases, it often indicates enhanced operational efficiency or increased sales. In contrast, a decline in profit can signal operational inefficiencies, increased costs, or competitive pressures, necessitating strategic interventions to boost profitability.

Frequently Asked Questions about Banca Piccolo Credito Valtellinese SpA stock

How much profit has Banca Piccolo Credito Valtellinese SpA made this year?

Banca Piccolo Credito Valtellinese SpA has made 70.15 M EUR this year.

How has the profit developed compared to last year?

The profit has increased by 0% compared to last year increased

What impact do the earnings have on the shareholders?

An increase in earnings is usually seen as a positive indicator for shareholders as it means that the company is generating profits.

How does Banca Piccolo Credito Valtellinese SpA publish its earnings?

Banca Piccolo Credito Valtellinese SpA publishes its earnings in the form of quarterly or annual reports.

Which financial indicators are included in the quarterly or annual reports?

The quarterly or annual reports contain information about sales and profit, cash flow, balance sheet, and other fundamentals.

Why is it important for investors to know the earnings of Banca Piccolo Credito Valtellinese SpA?

The profits of Banca Piccolo Credito Valtellinese SpA are an important indicator of the financial health of the company and can help investors decide whether they want to invest in the company or not.

How can one learn more about the earnings of Banca Piccolo Credito Valtellinese SpA?

You can learn more about the earnings of Banca Piccolo Credito Valtellinese SpA by reviewing the quarterly or annual reports or following the company presentations.

How much dividend does Banca Piccolo Credito Valtellinese SpA pay?

Over the past 12 months, Banca Piccolo Credito Valtellinese SpA paid a dividend of 4.31 EUR . This corresponds to a dividend yield of about 35.19 %. For the coming 12 months, Banca Piccolo Credito Valtellinese SpA is expected to pay a dividend of 156.67 EUR.

What is the dividend yield of Banca Piccolo Credito Valtellinese SpA?

The current dividend yield of Banca Piccolo Credito Valtellinese SpA is 35.19 %.

When does Banca Piccolo Credito Valtellinese SpA pay dividends?

Banca Piccolo Credito Valtellinese SpA pays a quarterly dividend. This is distributed in the months of May, June, June, May.

How secure is the dividend of Banca Piccolo Credito Valtellinese SpA?

Banca Piccolo Credito Valtellinese SpA paid dividends every year for the past 5 years.

What is the dividend of Banca Piccolo Credito Valtellinese SpA?

For the upcoming 12 months, dividends amounting to 156.67 EUR are expected. This corresponds to a dividend yield of 1,277.87 %.

In which sector is Banca Piccolo Credito Valtellinese SpA located?

Banca Piccolo Credito Valtellinese SpA is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Banca Piccolo Credito Valtellinese SpA kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Banca Piccolo Credito Valtellinese SpA from 4/28/2021 amounting to 0.23 EUR, you needed to have the stock in your portfolio before the ex-date on 4/26/2021.

When did Banca Piccolo Credito Valtellinese SpA pay the last dividend?

The last dividend was paid out on 4/28/2021.

What was the dividend of Banca Piccolo Credito Valtellinese SpA in the year 2023?

In the year 2023, Banca Piccolo Credito Valtellinese SpA distributed 78.343 EUR as dividends.

In which currency does Banca Piccolo Credito Valtellinese SpA pay out the dividend?

The dividends of Banca Piccolo Credito Valtellinese SpA are distributed in EUR.

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Our stock analysis for Banca Piccolo Credito Valtellinese SpA Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Banca Piccolo Credito Valtellinese SpA Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.