Upstart Holdings Debt 2024

Upstart Holdings Aktienanalyse

What does Upstart Holdings do?

Upstart Holdings Inc is an online lender that was founded in 2012 by Dave Girouard, Anna Counselman, and other former Google employees. The company differentiates itself from traditional lenders by using an artificial intelligence platform to automate credit evaluations. It also offers lower interest rates than many traditional lenders and focuses on providing education and consumer loans. Upstart received its first round of funding in 2012 and has received several million dollars in investments over the years. In 2015, the company conducted a Series C funding round worth $35 million, led by Third Point Ventures, and in 2017, it conducted a Series D funding round worth $32.5 million, led by Rakuten. Upstart is headquartered in San Carlos, California and also operates branches in Texas, Ohio, and Utah. The company currently has approximately 425 employees and plans to expand further in the future. Upstart's business model is based on using artificial intelligence to provide lenders with a fast and accurate way to assess applicants' creditworthiness. Upstart uses a wide range of information, including educational and employment histories, to obtain a comprehensive picture of applicants. The company also utilizes data analytics and machine learning to identify patterns in the data and continuously improve creditworthiness evaluations. Upstart's various divisions include education loans, consumer loans, and partnerships with other companies to develop their credit programs and platforms. Upstart offers its customers a wide range of products, including student loans, career training loans, and debt consolidation loans. Upstart's education loans offer flexible repayment plans and interest rates that are often lower than those of traditional lenders. The company collaborates with various universities and other educational institutions to offer customized loan programs for students. Upstart's consumer loans encompass loans for consolidating credit card debt, loans for major purchases such as car repairs or furniture purchases, and loans for financing renovation projects. Upstart also provides customization options so that customers can tailor their loans to their individual needs. Upstart also collaborates with companies to develop their credit programs and platforms based on the company's technology and credit analysis tools. This enables companies to quickly and effectively extend credit to their customers while minimizing the risk of defaults. Upstart has quickly become a leading online lender that uses intelligent technology to make credit lending faster and more effective. The company specializes in providing loans for education and consumer credit and offers its customers a wide range of products and services. Upstart remains innovative by continuously exploring the possibilities of artificial intelligence to further improve its lending practices and satisfy its customers. Upstart Holdings ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Debt Details

Understanding Upstart Holdings's Debt Structure

Upstart Holdings's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.

Year-to-Year Comparison

Analyzing Upstart Holdings's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.

Impact on Investments

Investors pay close attention to Upstart Holdings’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.

Interpreting Debt Fluctuations

Shifts in Upstart Holdings’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.

Frequently Asked Questions about Upstart Holdings stock

What is the debt of Upstart Holdings this year?

Upstart Holdings has a debt level of 672.02 USD this year.

What was the debt of Upstart Holdings compared to the previous year?

The debt of Upstart Holdings has increased by 19.15% compared to the previous year increased.

What are the consequences of high debt for investors in Upstart Holdings?

High debt can pose a risk for investors of Upstart Holdings, as it can weaken the company's financial position and hinder its ability to fulfill its obligations.

What are the consequences of low debt for investors of Upstart Holdings?

Low debt means that Upstart Holdings has a strong financial position and is able to fulfill its obligations without overburdening its finances.

How does an increase in debt from Upstart Holdings affect the company?

An increase in debt of Upstart Holdings can adversely affect the financial condition of the company and result in a higher burden on its finances.

How does a reduction of debt of Upstart Holdings affect the company?

A reduction in debt of Upstart Holdings can strengthen the company's financial position and improve its ability to meet its financial obligations.

What are some factors that influence the debt of Upstart Holdings?

Some factors that can influence the debt of Upstart Holdings include investments, acquisitions, operating costs, and revenue development.

Why are the debts of Upstart Holdings so important for investors?

The debts of Upstart Holdings are important for investors as they serve as an indicator of the company's financial stability. It provides investors with information on how the company fulfills its financial obligations.

What strategic measures can Upstart Holdings take to change the debt?

To change the debt, Upstart Holdings can take measures such as cost savings, increasing revenue, selling assets, making investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic actions to change its debt.

How much dividend does Upstart Holdings pay?

Over the past 12 months, Upstart Holdings paid a dividend of . This corresponds to a dividend yield of about . For the coming 12 months, Upstart Holdings is expected to pay a dividend of 0 USD.

What is the dividend yield of Upstart Holdings?

The current dividend yield of Upstart Holdings is .

When does Upstart Holdings pay dividends?

Upstart Holdings pays a quarterly dividend. This is distributed in the months of .

How secure is the dividend of Upstart Holdings?

Upstart Holdings paid dividends every year for the past 0 years.

What is the dividend of Upstart Holdings?

For the upcoming 12 months, dividends amounting to 0 USD are expected. This corresponds to a dividend yield of 0 %.

In which sector is Upstart Holdings located?

Upstart Holdings is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Upstart Holdings kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Upstart Holdings from 11/26/2024 amounting to 0 USD, you needed to have the stock in your portfolio before the ex-date on 11/26/2024.

When did Upstart Holdings pay the last dividend?

The last dividend was paid out on 11/26/2024.

What was the dividend of Upstart Holdings in the year 2023?

In the year 2023, Upstart Holdings distributed 0 USD as dividends.

In which currency does Upstart Holdings pay out the dividend?

The dividends of Upstart Holdings are distributed in USD.