Upstart Holdings Liabilities 2024

Upstart Holdings Aktienanalyse

What does Upstart Holdings do?

Upstart Holdings Inc is an online lender that was founded in 2012 by Dave Girouard, Anna Counselman, and other former Google employees. The company differentiates itself from traditional lenders by using an artificial intelligence platform to automate credit evaluations. It also offers lower interest rates than many traditional lenders and focuses on providing education and consumer loans. Upstart received its first round of funding in 2012 and has received several million dollars in investments over the years. In 2015, the company conducted a Series C funding round worth $35 million, led by Third Point Ventures, and in 2017, it conducted a Series D funding round worth $32.5 million, led by Rakuten. Upstart is headquartered in San Carlos, California and also operates branches in Texas, Ohio, and Utah. The company currently has approximately 425 employees and plans to expand further in the future. Upstart's business model is based on using artificial intelligence to provide lenders with a fast and accurate way to assess applicants' creditworthiness. Upstart uses a wide range of information, including educational and employment histories, to obtain a comprehensive picture of applicants. The company also utilizes data analytics and machine learning to identify patterns in the data and continuously improve creditworthiness evaluations. Upstart's various divisions include education loans, consumer loans, and partnerships with other companies to develop their credit programs and platforms. Upstart offers its customers a wide range of products, including student loans, career training loans, and debt consolidation loans. Upstart's education loans offer flexible repayment plans and interest rates that are often lower than those of traditional lenders. The company collaborates with various universities and other educational institutions to offer customized loan programs for students. Upstart's consumer loans encompass loans for consolidating credit card debt, loans for major purchases such as car repairs or furniture purchases, and loans for financing renovation projects. Upstart also provides customization options so that customers can tailor their loans to their individual needs. Upstart also collaborates with companies to develop their credit programs and platforms based on the company's technology and credit analysis tools. This enables companies to quickly and effectively extend credit to their customers while minimizing the risk of defaults. Upstart has quickly become a leading online lender that uses intelligent technology to make credit lending faster and more effective. The company specializes in providing loans for education and consumer credit and offers its customers a wide range of products and services. Upstart remains innovative by continuously exploring the possibilities of artificial intelligence to further improve its lending practices and satisfy its customers. Upstart Holdings ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Liabilities Details

Assessing Upstart Holdings's Liabilities

Upstart Holdings's liabilities constitute the company's financial obligations and debts owed to external parties and stakeholders. They are categorized into current liabilities, due within a year, and long-term liabilities, which are due over a longer period. A detailed assessment of these liabilities is crucial for evaluating Upstart Holdings's financial stability, operational efficiency, and long-term viability.

Year-to-Year Comparison

By comparing Upstart Holdings's liabilities year-over-year, investors can identify trends, shifts, and anomalies in the company’s financial positioning. A decrease in total liabilities often signals financial strengthening, while an increase might indicate enhanced investments, acquisitions, or potential financial strain.

Impact on Investments

Upstart Holdings's total liabilities play a significant role in determining the company's leverage and risk profile. Investors and analysts examine this aspect meticulously to ascertain the firm’s ability to meet its financial obligations, which influences investment attractiveness and credit ratings.

Interpreting Liability Fluctuations

Shifts in Upstart Holdings’s liability structure indicate changes in its financial management and strategy. A reduction in liabilities reflects efficient financial management or debt payoffs, while an increase may suggest expansion, acquisition activities, or accruing operational expenses, each carrying distinct implications for investors.

Frequently Asked Questions about Upstart Holdings stock

What is the level of liabilities of Upstart Holdings this year?

Upstart Holdings has a debt balance of 1.38 B USD this year.

What were the liabilities of Upstart Holdings compared to the previous year?

The liabilities of Upstart Holdings have increased by 9.35% increased compared to the previous year.

What are the consequences of high debt for investors of Upstart Holdings?

High liabilities can pose a risk for investors of Upstart Holdings, as they can weaken the company's financial position and impair its ability to meet its obligations.

What consequences do low liabilities have for investors in Upstart Holdings?

Low liabilities mean that Upstart Holdings has a strong financial position and is able to meet its obligations without overburdening its finances.

How does an increase in liabilities of Upstart Holdings affect the company?

An increase in liabilities of Upstart Holdings can lead to the company having more obligations and potentially find it more difficult to meet its financial commitments.

How does a reduction in the liabilities of Upstart Holdings affect the company?

A decrease in the liabilities of Upstart Holdings can lead to the company having fewer obligations and a stronger financial position, which can make it easier for the company to fulfill its financial commitments.

What are some factors that influence the liabilities of Upstart Holdings?

Some factors that can influence the liabilities of Upstart Holdings include investments, acquisitions, operating costs, and sales development.

Why is the level of liabilities of Upstart Holdings so important for investors?

The liabilities of Upstart Holdings are important for investors as they serve as an indicator of the company's financial stability and provide investors with information on how the company meets its financial obligations.

What strategic measures can Upstart Holdings take to modify the liabilities?

To change its liabilities, Upstart Holdings can take measures such as cost savings, increasing revenue, selling assets, raising investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to choose the best strategic actions.

How much dividend does Upstart Holdings pay?

Over the past 12 months, Upstart Holdings paid a dividend of . This corresponds to a dividend yield of about . For the coming 12 months, Upstart Holdings is expected to pay a dividend of 0 USD.

What is the dividend yield of Upstart Holdings?

The current dividend yield of Upstart Holdings is .

When does Upstart Holdings pay dividends?

Upstart Holdings pays a quarterly dividend. This is distributed in the months of .

How secure is the dividend of Upstart Holdings?

Upstart Holdings paid dividends every year for the past 0 years.

What is the dividend of Upstart Holdings?

For the upcoming 12 months, dividends amounting to 0 USD are expected. This corresponds to a dividend yield of 0 %.

In which sector is Upstart Holdings located?

Upstart Holdings is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Upstart Holdings kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Upstart Holdings from 11/1/2024 amounting to 0 USD, you needed to have the stock in your portfolio before the ex-date on 11/1/2024.

When did Upstart Holdings pay the last dividend?

The last dividend was paid out on 11/1/2024.

What was the dividend of Upstart Holdings in the year 2023?

In the year 2023, Upstart Holdings distributed 0 USD as dividends.

In which currency does Upstart Holdings pay out the dividend?

The dividends of Upstart Holdings are distributed in USD.