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Overview
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SB Financial Group stock

SBFG
US78408D1054
A1T9R8

Price

22.30
Today +/-
-0.47
Today %
-2.17 %

SB Financial Group stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the SB Financial Group stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the SB Financial Group stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the SB Financial Group stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze SB Financial Group's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

SB Financial Group Stock Price History

DateSB Financial Group Price
12/19/202422.30 undefined
12/18/202422.79 undefined
12/17/202422.69 undefined
12/16/202422.55 undefined
12/13/202421.74 undefined
12/12/202421.65 undefined
12/11/202421.81 undefined
12/10/202421.78 undefined
12/9/202421.91 undefined
12/6/202421.66 undefined
12/5/202421.64 undefined
12/4/202421.45 undefined
12/3/202421.41 undefined
12/2/202421.24 undefined
11/29/202421.71 undefined
11/27/202421.75 undefined
11/26/202421.34 undefined
11/25/202420.91 undefined
11/22/202421.79 undefined
11/21/202420.75 undefined

SB Financial Group Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
Net Income
Details

Revenue, EBIT and Profit

ⓘ

Understanding Revenue, EBIT, and Income

Gain insights into SB Financial Group, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by SB Financial Group from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects SB Financial Group’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of SB Financial Group. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into SB Financial Group’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing SB Financial Group’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on SB Financial Group’s growth potential.

SB Financial Group Revenue, EBIT and net profit per share

DateSB Financial Group RevenueSB Financial Group Net Income
2025e40.9 M undefined12.07 M undefined
2024e39.27 M undefined10.72 M undefined
202375.87 M undefined12.07 M undefined
202262.8 M undefined12.49 M undefined
202172.6 M undefined18.26 M undefined
202072.74 M undefined14.93 M undefined
201962.42 M undefined11.02 M undefined
201856.1 M undefined10.66 M undefined
201749.7 M undefined10.09 M undefined
201646.94 M undefined7.81 M undefined
201541.64 M undefined6.66 M undefined
201437.24 M undefined5.26 M undefined
201338.9 M undefined5.21 M undefined
201240.97 M undefined4.81 M undefined
201141.37 M undefined1.66 M undefined
201050.38 M undefined-15.61 M undefined
200961.89 M undefined380,000 undefined
200860.56 M undefined5.22 M undefined
200759.87 M undefined3.26 M undefined
200654.72 M undefined2.76 M undefined
200539.76 M undefined680,000 undefined
200437.41 M undefined2.74 M undefined

SB Financial Group Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (M)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (M)EBIT MARGIN (%)NET INCOME (M)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
19931994199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e
262837394449566770626237395459606150414038374146495662727262753940
-7.6932.145.4112.8211.3614.2919.644.48-11.43--40.325.4138.469.261.691.67-18.03-18.00-2.44-5.00-2.6310.8112.206.5214.2910.7116.13--13.8920.97-48.002.56
---------------------------------
000000000000000000000000000000000
000000000000000000000000000000000
---------------------------------
334454562-1312202350-15145567101011141812121012
--33.33-25.00-20.0025.0020.00-66.67-750.00-192.31-83.33--50.0066.67---106.67300.0025.00-20.0016.6742.86-10.0027.2728.57-33.33--16.6720.00
---------------------------------
---------------------------------
4.75.035.315.234.894.524.514.514.544.544.554.574.585.035.024.934.874.864.864.864.884.946.426.386.357.727.947.647.137.046.9200
---------------------------------
Details

Keystats

ⓘ

Revenue and Growth

The SB Financial Group Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the SB Financial Group is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (M)TOTAL ASSETS (M)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (M)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (M)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (M)LONG-T. LIAB. (M)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (M)DEBT (M)TOTAL CAPITAL (M)
199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                           
000000000000000000000000000000
000000000000000000000000000000
000000000000000000000000000000
000000000000000000000000000000
000000000000000000000000000000
000000000000000000000000000000
9.38.48.88.611.411.110.911.514.777.713.315.515.117.61714.613.812.612.213.61919.121.322.123.423.623.222.821.38
000000000000000000000000000000
000000000000000000000000000000
000000000.84.85.17.710.59.411.710.36.84.85.36.367.224.826.327.828.88.412.61414.33
00000000.22.32.12.18.913.713.921.421.416.716.416.416.416.416.4000022.123.223.223.24
00000003.85.12.30000003.22.30.200000000000
9.38.48.88.611.411.110.915.522.916.214.929.939.738.450.748.741.337.334.534.93642.643.947.649.952.254.1596058.95
9.38.48.88.611.411.110.915.522.916.214.929.939.738.450.748.741.337.334.534.93642.643.947.649.952.254.1596058.95
                                                           
11.614.114.35.711.411.411.411.411.411.411.412.612.612.612.612.612.612.612.612.626.626.626.626.654.554.554.554.561.361.32
8.25.88.717.211.511.511.11111111114.814.914.91515.215.215.315.415.415.515.415.415.415.21514.814.915.115.12
1719.82023.926.53031.528.513.926.228.928.730.432.435.834.418.820.525.329.934.440.146.755.46472.784.699.7102108.49
-1.20.4-1.5-1.1-0.9-2.4-0.40.20.40-0.8-1.7-0.90.1-0.11.31.21.31.80.10.90.70.1-0.1-0.60.72.2-1.8-32.1-29.83
000000000000000000000000000000
35.640.141.545.748.550.553.651.136.748.650.554.4576063.363.547.849.755.15877.482.888.897.3133.1142.9156.1167.3146.3155.1
000000000000000000000000000000
0.911.41.61.72.54.63.632.311.42.22.521.5230.10.60.30.30.40.60.91.20.60.30.82.44
000000000000000000000000000000
0004.99.517.922.914.903.911.610.732.34343.45245.818.810.314.712.712.410.515.115.212.920.215.314.913.39
000000000000000000000000000000
0.911.46.511.220.427.518.536.212.612.134.545.545.453.547.821.810.415.31312.710.915.716.114.120.815.615.715.83
0000000101620.313.421.623.221.521.622.823.923.422.321.210.310.310.310.310.310.310.329.929.929.95
00000000000.51.11.61.332.7000003.13.62.72.931.12.4-3-1.03
2.32.32.63.14.44.14.71.83.13.93114.23.55.15.84.14.14.24.74.34.35.15.88.518.825.719.627.920.35
2.32.32.63.14.44.14.711.819.124.216.933.72926.329.731.32827.526.525.914.617.71918.821.732.137.151.954.849.27
3.23.349.615.624.532.230.322.130.429.545.863.571.875.184.875.849.336.941.227.630.429.934.537.846.257.967.570.565.1
38.843.445.555.364.17585.881.458.87980100.2120.5131.8138.4148.3123.6999299.2105113.2118.7131.8170.9189.1214234.8216.8220.2
Details

Balance Sheet

ⓘ

Understanding the Balance Sheet

The balance sheet of SB Financial Group provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand SB Financial Group's financial health and stability.

Assets

SB Financial Group's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that SB Financial Group must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of SB Financial Group after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into SB Financial Group's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
1993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
000000062-1312202350-1514557811111114181212
0000000222223444542121222246643
0000000-1-2-1330001-1-5011010000-2221
26884-61456246-30-2-1-1-11218-43-4-30-4-110-76-4
0000000002-18000000121311101024-101
00000000000000000000332335974417
112121215000-10-2-1010001233135400
26884-61412815554459-7161471358149131823172513
0-20-1-1-4-1-1-2-6-2-3-2-9-3-8-3-200-1-1-7-1-3-2-2-1-2-10
-9-13-16-19-47-50-107-75-479460128-20-120-9-183-10-8-36-54-90-49-87-67-57-71-165-17
-8-10-16-18-46-45-106-74-4410063431-11-97-6-154-9-7-34-47-89-45-85-65-55-69-163-16
0000000000000000000000000000000
1-1000073060-7-20-10110-1-100000001900
000-1-60000000000-100000300-128-4-6-9-5-3
31311173159866246-83-92-20-312611136-346-114638734995271466318-1
21411183859795948-87-92-13-272654145-338-944407653703515656275
00000000-2-1000-1-1-1-100000-1-2-2-3-3-3-3-3-3
-2635-113-60625-26-1329-510-35-154-615-7-3921-211138-121-4
2.284.757.756.882.9-11.0912.9211.315.68.412.712.051.25-4.392.211.61-10.5914.7114.236.5912.83.11.4212.396.0911.8516.7921.9314.8323.6713.03
0000000000000000000000000000000

SB Financial Group stock margins

The SB Financial Group margin analysis displays the gross margin, EBIT margin, as well as the profit margin of SB Financial Group. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for SB Financial Group.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Profit margin
Details

Margin

ⓘ

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the SB Financial Group's sales revenue. A higher gross margin percentage indicates that the SB Financial Group retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the SB Financial Group's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the SB Financial Group's total revenue generated. When comparing the revenue margin year over year, investors can gauge the SB Financial Group's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the SB Financial Group. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the SB Financial Group's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

SB Financial Group Margin History

DateSB Financial Group Profit margin
2025e29.52 %
2024e27.29 %
202315.9 %
202219.89 %
202125.15 %
202020.53 %
201917.65 %
201819 %
201720.3 %
201616.64 %
201515.99 %
201414.12 %
201313.39 %
201211.74 %
20114.01 %
2010-30.98 %
20090.61 %
20088.62 %
20075.45 %
20065.04 %
20051.71 %
20047.32 %

SB Financial Group Stock Sales Revenue, EBIT, Earnings per Share

The SB Financial Group earnings per share therefore indicates how much revenue SB Financial Group has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue SB Financial Group earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates SB Financial Group's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of SB Financial Group’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating SB Financial Group's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

SB Financial Group Revenue, EBIT and net profit per share

DateSB Financial Group Sales per ShareSB Financial Group Earnings per Share
2025e6.15 undefined1.82 undefined
2024e5.91 undefined1.61 undefined
202310.97 undefined1.74 undefined
20228.92 undefined1.77 undefined
202110.18 undefined2.56 undefined
20209.52 undefined1.95 undefined
20197.86 undefined1.39 undefined
20187.27 undefined1.38 undefined
20177.83 undefined1.59 undefined
20167.36 undefined1.22 undefined
20156.49 undefined1.04 undefined
20147.54 undefined1.06 undefined
20137.97 undefined1.07 undefined
20128.43 undefined0.99 undefined
20118.51 undefined0.34 undefined
201010.37 undefined-3.21 undefined
200912.71 undefined0.08 undefined
200812.28 undefined1.06 undefined
200711.93 undefined0.65 undefined
200610.88 undefined0.55 undefined
20058.68 undefined0.15 undefined
20048.19 undefined0.6 undefined

SB Financial Group business model

SB Financial Group Inc was founded in 1983 in Ohio, USA, and has since become an institution in the financial sector. The company is a holding company that owns various subsidiaries in the banking and insurance sectors. The business model of SB Financial Group Inc is to support customers with tailored solutions in the areas of finance and insurance. This is achieved through a targeted combination of products that are designed to meet the specific needs and requirements of customers. The holding operates in the United States and offers a wide range of financial services. These include, for example, its own savings banks, asset management, securities trading, investment banking, insurance, and mortgage loans. As a regional bank in the Midwest, SB Financial Group Inc has expanded its presence and now offers customized solutions to both retail and corporate customers. In recent years, the company has placed a strong focus on organic growth. It has expanded its core competencies and launched new business fields. The focus here is on providing digital solutions and services that can better meet the needs and requirements of customers. For example, SB Financial Group Inc offers overdraft protection, mobile banking, and investment management. The bank of SB Financial Group Inc is headquartered in Ohio, was founded in 1986, and now operates 7 branches in Ohio and Indiana. The bank offers a wide range of banking products and services, including daily deposit accounts, savings and credit cards, online banking, investment services, loans, and mortgages. The bank is insured by the Federal Deposit Insurance Corporation (FDIC). Another subsidiary of SB Financial Group Inc is the insurance agency "Carmean & Associates Inc". It was founded in Ohio in 1996 as an independent insurance agency. Its focus is on property insurance for both private and business customers, including auto, home, and business liability insurance. Another business area of SB Financial Group Inc is reinvesting in communities and local projects. This involves commissioning larger investments for the development of residential and commercial areas. These investments contribute to the promotion of the economy in the region and strengthen the financial and economic situation of local communities. Overall, SB Financial Group Inc has expanded its portfolio of products and services in recent years to meet the changing needs and requirements of customers and businesses. Thanks to its focus on organic growth, the company has a strong foundation and will continue to play an important role in the financial sector. SB Financial Group is one of the most popular companies on Eulerpool.com.

SB Financial Group SWOT Analysis

Strengths

SB Financial Group Inc. has several key strengths that contribute to its success in the market. These strengths include:

  • Strong financial performance and stability
  • Broad range of diversified financial products and services
  • Solid reputation and a long-established presence in the industry
  • Strong and experienced management team
  • Effective marketing strategies and brand recognition

Weaknesses

Despite its strengths, SB Financial Group Inc. also faces certain weaknesses that can hinder its growth and market position. These weaknesses include:

  • Relatively small market share compared to larger competitors
  • Limited geographic presence and customer reach
  • Dependency on a specific sector or industry
  • Limited technological capabilities compared to leading industry players
  • Higher costs compared to some competitors

Opportunities

SB Financial Group Inc. has several opportunities to capitalize on and drive future growth. These opportunities include:

  • Expanding into new markets and regions
  • Growing demand for innovative financial products and services
  • Increasing consumer awareness and adoption of digital banking solutions
  • Potential for strategic partnerships and acquisitions
  • Changing regulatory landscape facilitating new opportunities

Threats

SB Financial Group Inc. faces certain threats that could potentially impede its growth and market position. These threats include:

  • Intense competition from larger financial institutions
  • Economic downturns and volatile market conditions
  • Rapid technological advancements requiring continuous investment
  • Changing consumer preferences and expectations
  • Regulatory challenges and compliance requirements
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SB Financial Group Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

SB Financial Group historical P/E ratio, EBIT multiple, and P/S ratio

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SB Financial Group shares outstanding

The number of shares was SB Financial Group in 2023 — This indicates how many shares 6.917 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

  • 3 years

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  • Max

Number of stocks
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue SB Financial Group earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates SB Financial Group's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of SB Financial Group’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating SB Financial Group's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

SB Financial Group stock splits

In SB Financial Group's history, there have been no stock splits.

SB Financial Group dividend history and estimates

In 2023, SB Financial Group paid a dividend amounting to 0.52 USD. Dividend means that SB Financial Group distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details

Dividend

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Dividend Overview

The dividend per year chart for SB Financial Group provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify SB Financial Group’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating SB Financial Group's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

SB Financial Group Dividend History

DateSB Financial Group Dividend
2025e0.56 undefined
2024e0.56 undefined
20230.52 undefined
20220.48 undefined
20210.42 undefined
20200.4 undefined
20190.36 undefined
20180.32 undefined
20170.28 undefined
20160.24 undefined
20150.2 undefined
20140.16 undefined
20130.12 undefined
20090.36 undefined
20080.34 undefined
20070.26 undefined
20060.21 undefined
20050.2 undefined

SB Financial Group dividend payout ratio

In 2023, SB Financial Group had a payout ratio of 21.36%. The payout ratio indicates the percentage of the company's profits that SB Financial Group distributes as dividends.

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Payout ratio
Details

Payout ratio

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What is Yearly Payout Ratio?

The yearly payout ratio for SB Financial Group represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for SB Financial Group could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate SB Financial Group's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

SB Financial Group Payout Ratio History

DateSB Financial Group Payout ratio
2025e23.39 %
2024e21.68 %
202321.36 %
202227.12 %
202116.57 %
202020.41 %
201925.9 %
201823.19 %
201717.72 %
201619.67 %
201519.23 %
201415.09 %
201311.21 %
201221.36 %
201121.36 %
201021.36 %
2009450 %
200832.08 %
200740 %
200638.18 %
2005133.33 %
200421.36 %
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Unfortunately, there are currently no price targets and forecasts available for SB Financial Group.

SB Financial Group latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
9/30/20240.43 0.35  (-18.3 %)2024 Q3
6/30/20240.36 0.47  (31.65 %)2024 Q2
3/31/20240.31 0.35  (14.38 %)2024 Q1
12/31/20230.36 0.57  (59.66 %)2023 Q4
9/30/20230.42 0.39  (-6.74 %)2023 Q3
6/30/20230.39 0.44  (13.52 %)2023 Q2
3/31/20230.41 0.35  (-14.22 %)2023 Q1
12/31/20220.46 0.5  (8.93 %)2022 Q4
9/30/20220.41 0.47  (15.2 %)2022 Q3
6/30/20220.34 0.4  (18.84 %)2022 Q2
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Eulerpool ESG Scorecard© for the SB Financial Group stock

Eulerpool World ESG Rating (EESG©)

14/ 100

🌱 Environment

2

👫 Social

24

🏛️ Governance

16

Environment

Scope 1 - Direct Emissions
Scope 2 - Indirect emissions from purchased energy
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

SB Financial Group shareholders

%
Name
Stocks
Change
Date
8.87371 % AllianceBernstein L.P.590,10212,0176/30/2024
7.28779 % Manulife Investment Management (North America) Limited484,638-3736/30/2024
6.06580 % Cutler Capital Management, L.L.C.403,3763,0646/30/2024
5.61686 % FJ Capital Management, LLC373,52106/30/2024
5.30549 % Strategic Value Bank Partners LLC352,81506/30/2024
4.93514 % SB Financial Group, Inc. ESOP328,187-42,68912/31/2023
3.99564 % Petiole USA Limited265,71006/30/2024
2.38057 % Dimensional Fund Advisors, L.P.158,308-326/30/2024
2.36681 % Pinnacle Holdings, LLC157,393-3126/30/2024
1.73268 % Klein (Mark A)115,2236,4462/29/2024
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SB Financial Group Executives and Management Board

Mr. Mark Klein

(68)
SB Financial Group Chairman of the Board, President, Chief Executive Officer (since 2006)
Compensation 756,645

Mr. Anthony Cosentino

(61)
SB Financial Group Chief Financial Officer, Executive Vice President of the Company and State Bank
Compensation 392,372

Mr. David Homoelle

(55)
SB Financial Group Columbus Regional President and Residential Real Estate Executive of State Bank
Compensation 350,459

Mr. Ernesto Gaytan

(51)
SB Financial Group Executive Partner, Chief Technology Innovation Officer
Compensation 323,970

Ms. Keeta Diller

(66)
SB Financial Group Executive Vice President, Corporate Secretary
Compensation 221,011
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Most common questions regarding SB Financial Group

What values and corporate philosophy does SB Financial Group represent?

SB Financial Group Inc represents a strong commitment to its core values, which include integrity, transparency, and exceptional customer service. With a corporate philosophy focused on long-term partnerships and sustainable growth, the company strives to provide innovative financial solutions to its clients. SB Financial Group Inc understands the importance of building trust and maintaining strong relationships, which is reflected in its dedication to delivering personalized financial guidance and tailored solutions to meet the unique needs of every client. The company's commitment to these values has solidified its reputation as a trusted and reliable financial partner in the industry.

In which countries and regions is SB Financial Group primarily present?

SB Financial Group Inc is primarily present in the United States.

What significant milestones has the company SB Financial Group achieved?

SB Financial Group Inc has achieved significant milestones since its inception. The company has successfully expanded its market presence and strengthened its position in the financial industry. Some noteworthy accomplishments include the successful acquisition and integration of several banks, which has contributed to the company's growth and enhanced its product offerings. SB Financial Group Inc has also exhibited a consistent track record of delivering strong financial performance, with impressive revenue and earnings growth year over year. Additionally, the company has garnered recognition for its commitment to customer satisfaction, winning accolades and achieving high ratings for its exceptional service. Overall, SB Financial Group Inc has achieved remarkable milestones, solidifying its place as a successful and prominent player in the financial sector.

What is the history and background of the company SB Financial Group?

SB Financial Group Inc, founded in 1983, is a diversified financial services company operating through its subsidiary, State Bank and Trust Company. With headquarters in Defiance, Ohio, SB Financial Group Inc provides a wide range of financial solutions to individuals and businesses. State Bank and Trust Company, the flagship subsidiary, offers commercial banking services, wealth management, investment advice, and trust services to customers throughout Ohio and Indiana. Over the years, SB Financial Group Inc has built a strong reputation for its commitment to personalized customer service and community involvement, making it a trusted choice for all your financial needs.

Who are the main competitors of SB Financial Group in the market?

The main competitors of SB Financial Group Inc in the market include banks like Huntington Bancshares, Fifth Third Bancorp, and KeyCorp.

In which industries is SB Financial Group primarily active?

SB Financial Group Inc is primarily active in the financial industry.

What is the business model of SB Financial Group?

The business model of SB Financial Group Inc revolves around providing a range of financial services to individuals, businesses, and organizations. Through its subsidiary, State Bank and Trust Company, SB Financial Group Inc offers services such as commercial banking, trust and wealth management, mortgage banking, and insurance services. The company focuses on fostering strong customer relationships, offering personalized solutions, and promoting local economic growth within its market. With its comprehensive service offerings, SB Financial Group Inc aims to meet the diverse financial needs of its clients while ensuring profitability and long-term sustainability.

What is the P/E ratio of SB Financial Group 2024?

The SB Financial Group P/E ratio is 14.39.

What is the P/S ratio of SB Financial Group 2024?

The SB Financial Group P/S ratio is 3.93.

What is the Quality Investing of SB Financial Group?

The Quality Investing for SB Financial Group is 4/10.

What is the revenue of SB Financial Group 2024?

The expected SB Financial Group revenue is 39.27 M USD.

How high is the profit of SB Financial Group 2024?

The expected SB Financial Group profit is 10.72 M USD.

What is the business model of SB Financial Group

The SB Financial Group Inc is an American financial services company based in Defiance, Ohio. The company is listed on the NASDAQ stock exchange and offers a wide range of financial services. Its business model is focused on providing financial products and services to retail customers, small and medium-sized enterprises, and public institutions. The SB Financial Group Inc's business model is divided into the following three divisions: 1. Community Banking: This division offers a wide range of banking services, including accounts, loans, cards, and investment services. The company operates multiple branches in the states of Ohio and Indiana, as well as an online banking platform that allows customers to conduct their banking transactions from anywhere. 2. Wealth Management and Trust Services: In this division, the SB Financial Group Inc offers financial planning, advisory, and management services. This includes asset management, financial management for families, trust services, and investment advice. The company works with a variety of clients, including foundations, utility providers, and businesses. 3. Insurance Services: In this division, the SB Financial Group Inc provides insurance services, including auto, home, commercial, health, and life insurance. The company works closely with its customers to develop individually tailored insurance solutions that meet the needs of each client. The core business of the SB Financial Group Inc lies in the Community Banking division, which offers the greatest potential for growth and brand penetration. Here, the company focuses on expanding and strengthening customer relationships by offering products and services that are tailored to their needs. Through the provision of high-quality services, the SB Financial Group Inc has built a strong customer base and established itself as a trusted financial services provider. Conclusion: The SB Financial Group Inc is a leading financial services company that offers a wide range of products and services to support customers in an individualized manner. The company is focused on growth and brand penetration, with an emphasis on expanding customer relationships and expanding its core business. With its strong customer base and reputation as a trusted financial services provider, the SB Financial Group Inc is well positioned to continue to be successful in the future.

What is the SB Financial Group dividend?

SB Financial Group pays a dividend of 0.48 USD distributed over payouts per year.

How often does SB Financial Group pay dividends?

The dividend cannot currently be calculated for SB Financial Group or the company does not pay out a dividend.

What is the SB Financial Group ISIN?

The ISIN of SB Financial Group is US78408D1054.

What is the SB Financial Group WKN?

The WKN of SB Financial Group is A1T9R8.

What is the SB Financial Group ticker?

The ticker of SB Financial Group is SBFG.

How much dividend does SB Financial Group pay?

Over the past 12 months, SB Financial Group paid a dividend of 0.52 USD . This corresponds to a dividend yield of about 2.33 %. For the coming 12 months, SB Financial Group is expected to pay a dividend of 0.56 USD.

What is the dividend yield of SB Financial Group?

The current dividend yield of SB Financial Group is 2.33 %.

When does SB Financial Group pay dividends?

SB Financial Group pays a quarterly dividend. This is distributed in the months of March, June, September, December.

How secure is the dividend of SB Financial Group?

SB Financial Group paid dividends every year for the past 13 years.

What is the dividend of SB Financial Group?

For the upcoming 12 months, dividends amounting to 0.56 USD are expected. This corresponds to a dividend yield of 2.52 %.

In which sector is SB Financial Group located?

SB Financial Group is assigned to the 'Finance' sector.

Wann musste ich die Aktien von SB Financial Group kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of SB Financial Group from 11/22/2024 amounting to 0.145 USD, you needed to have the stock in your portfolio before the ex-date on 11/8/2024.

When did SB Financial Group pay the last dividend?

The last dividend was paid out on 11/22/2024.

What was the dividend of SB Financial Group in the year 2023?

In the year 2023, SB Financial Group distributed 0.48 USD as dividends.

In which currency does SB Financial Group pay out the dividend?

The dividends of SB Financial Group are distributed in USD.

All fundamentals about SB Financial Group

Our stock analysis for SB Financial Group Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of SB Financial Group Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.