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Heritage Insurance Holdings stock price, quote, forecast and news

HRTG
US42727J1025
A113GG

Price

15.59
Today +/-
-0.61
Today %
-4.27 %
P

Heritage Insurance Holdings stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the Heritage Insurance Holdings stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Heritage Insurance Holdings stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Heritage Insurance Holdings stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Heritage Insurance Holdings's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Heritage Insurance Holdings Stock Price History

DateHeritage Insurance Holdings Price
9/6/202415.59 undefined
9/5/202416.27 undefined
9/4/202416.65 undefined
9/3/202416.24 undefined
8/30/202416.13 undefined
8/29/202416.25 undefined
8/28/202415.36 undefined
8/27/202415.65 undefined
8/26/202415.63 undefined
8/23/202414.89 undefined
8/22/202414.89 undefined
8/21/202414.61 undefined
8/20/202414.14 undefined
8/19/202415.13 undefined
8/16/202414.63 undefined
8/15/202414.01 undefined
8/14/202412.87 undefined
8/13/202412.04 undefined
8/12/202410.76 undefined

Heritage Insurance Holdings Revenue, EBIT, Net Income

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Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Heritage Insurance Holdings, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Heritage Insurance Holdings from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Heritage Insurance Holdings’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Heritage Insurance Holdings. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Heritage Insurance Holdings’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Heritage Insurance Holdings’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Heritage Insurance Holdings’s growth potential.

Heritage Insurance Holdings Revenue, EBIT and net profit per share

DateHeritage Insurance Holdings RevenueHeritage Insurance Holdings EBITHeritage Insurance Holdings Net Income
2025e904.15 M undefined86.31 M undefined66.76 M undefined
2024e834.07 M undefined44.88 M undefined56.37 M undefined
2023735.5 M undefined63.98 M undefined45.31 M undefined
2022662.5 M undefined-65.4 M undefined-154.4 M undefined
2021631.6 M undefined-7.6 M undefined-74.7 M undefined
2020593.4 M undefined10.2 M undefined9.3 M undefined
2019511.3 M undefined49.6 M undefined28.6 M undefined
2018480.2 M undefined69.5 M undefined27.2 M undefined
2017406.6 M undefined49.5 M undefined-1.1 M undefined
2016439 M undefined56.8 M undefined33.9 M undefined
2015394.8 M undefined150.3 M undefined92.5 M undefined
2014233.8 M undefined74.3 M undefined47.1 M undefined
2013124.8 M undefined55.5 M undefined34.2 M undefined
20125.6 M undefined-3.8 M undefined-5.5 M undefined

Heritage Insurance Holdings Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (M)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (M)EBIT MARGIN (%)NET INCOME (M)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
2012201320142015201620172018201920202021202220232024e2025e
5124233394439406480511593631662735834904
-2,380.0087.9069.1011.42-7.5218.236.4616.056.414.9111.0313.478.39
--------------
00000000000000
-355741505649694910-7-65634486
-60.0044.3531.7638.0712.7612.0714.379.591.69-1.11-9.828.575.289.51
-534479233-127289-74-154455666
--780.0038.2495.74-64.13-103.03-2,800.003.70-67.86-922.22108.11-129.2224.4417.86
--------------
--------------
29.229.225.830.329.626.826.129.22827.826.326.2500
--------------
Details

Keystats

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Revenue and Growth

The Heritage Insurance Holdings Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Heritage Insurance Holdings is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (M)TOTAL ASSETS (M)LIABILITIESCOMMON STOCK (k)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (M)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (M)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (M)LONG-T. LIAB. (M)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (M)DEBT (M)TOTAL CAPITAL (M)
201220132014201520162017201820192020202120222023
                       
000000000000
000000000000
000000000000
000000000000
000000004.76.44.74.97
000000004.76.44.74.97
0.210.917.117.117.218.71827.425.145.253.257.66
13.1136.2331.2400.1603567526.1595.2589694.7653.6569.42
05.10010.737.335.63.232.211.712.113.35
0002.126.5101.676.968.662.355.949.642.56
000846.5152.5152.5152.5152.59200
34.4112120.920.812.314.75.45.423.520.81
16.3156.6359.3448.3724.8897.9821.4861.6866.5904.9792703.79
16.3156.6359.3448.3724.8897.9821.4861.6871.2911.3796.7708.76
                       
000000000003
33.662.8188.3202.6205.7294.8325.3329.6331.9332.8334.7360.31
-5.517.965156182.8175.2195.8217.3219.8138.4-19.226.12
0-0.81.7-2-5-3.1-6.57.36.1-4.6-53.6-35.25
000000000000
28.179.9255356.6383.5466.9514.6554.2557.8466.6261.9351.18
000000009.210.117.716.19
00.50.42.34.316.59.213.436.964.133.635.58
4.711.644.62021.7169.58662.751.811.71.11.54
000000000000
000000000000
4.712.14522.32618695.276.197.985.952.453.3
120.90072.9184.4148.8129.6121.5145.4151.5140.12
0000334.37.712.618.59.400
03.85.112.118.623.62016.518.324.769.557.8
124.75.112.194.5242.3176.5158.7158.3179.5221197.92
5.736.850.134.4120.5428.3271.7234.8256.2265.4273.4251.22
33.8116.7305.1391504895.2786.3789814732535.3602.4
Details

Balance Sheet

ⓘ

Understanding the Balance Sheet

The balance sheet of Heritage Insurance Holdings provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Heritage Insurance Holdings's financial health and stability.

Assets

Heritage Insurance Holdings's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Heritage Insurance Holdings must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Heritage Insurance Holdings after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Heritage Insurance Holdings's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES ()TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
201220132014201520162017201820192020202120222023
-534479233-127289-74-15445
00019727108888
-30-31319-2106-6-110
51701444924-763571135642516
117912176333151668991
0000041776579
0281368314311415008
491051941538379611917060-3470
0-10-6-1-10-2-50-1-1-9
-13-136-200-87-249-723-5322-124-37100
-13-125-193-85-247-625-4822-123-36110
000000000000
4-10077124-18-18-9-27-9
23331018-25-61-2-16-10-8-724
283210184347-32-45-28-17-514
-----1.00-7.00-5.00-3.00-2.00---
0000-6-8-6-7-6-6-40
6319575-122478720163-81-77185
49.394.2187.3152.781.47.194114.7169.459.1-3660.53
000000000000

Heritage Insurance Holdings stock margins

The Heritage Insurance Holdings margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Heritage Insurance Holdings. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Heritage Insurance Holdings.

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Gross margin
EBIT margin
Profit margin
Details

Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Heritage Insurance Holdings's sales revenue. A higher gross margin percentage indicates that the Heritage Insurance Holdings retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Heritage Insurance Holdings's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Heritage Insurance Holdings's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Heritage Insurance Holdings's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Heritage Insurance Holdings. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Heritage Insurance Holdings's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Heritage Insurance Holdings Margin History

Heritage Insurance Holdings Gross marginHeritage Insurance Holdings Profit marginHeritage Insurance Holdings EBIT marginHeritage Insurance Holdings Profit margin
2025e0 %9.55 %7.38 %
2024e0 %5.38 %6.76 %
20230 %8.7 %6.16 %
20220 %-9.87 %-23.31 %
20210 %-1.2 %-11.83 %
20200 %1.72 %1.57 %
20190 %9.7 %5.59 %
20180 %14.47 %5.66 %
20170 %12.17 %-0.27 %
20160 %12.94 %7.72 %
20150 %38.07 %23.43 %
20140 %31.78 %20.15 %
20130 %44.47 %27.4 %
20120 %-67.86 %-98.21 %

Heritage Insurance Holdings Stock Sales Revenue, EBIT, Earnings per Share

The Heritage Insurance Holdings earnings per share therefore indicates how much revenue Heritage Insurance Holdings has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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Sales per Share
EBIT per share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Heritage Insurance Holdings earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Heritage Insurance Holdings's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Heritage Insurance Holdings’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Heritage Insurance Holdings's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Heritage Insurance Holdings Revenue, EBIT and net profit per share

DateHeritage Insurance Holdings Sales per ShareHeritage Insurance Holdings EBIT per shareHeritage Insurance Holdings Earnings per Share
2025e29.47 undefined0 undefined2.18 undefined
2024e27.19 undefined0 undefined1.84 undefined
202328.02 undefined2.44 undefined1.73 undefined
202225.19 undefined-2.49 undefined-5.87 undefined
202122.72 undefined-0.27 undefined-2.69 undefined
202021.19 undefined0.36 undefined0.33 undefined
201917.51 undefined1.7 undefined0.98 undefined
201818.4 undefined2.66 undefined1.04 undefined
201715.17 undefined1.85 undefined-0.04 undefined
201614.83 undefined1.92 undefined1.15 undefined
201513.03 undefined4.96 undefined3.05 undefined
20149.06 undefined2.88 undefined1.83 undefined
20134.27 undefined1.9 undefined1.17 undefined
20120.19 undefined-0.13 undefined-0.19 undefined

Heritage Insurance Holdings business model

Heritage Insurance Holdings Inc. is an American holding company that specializes in offering insurance products. The company was founded in 2012 and is headquartered in Clearwater, Florida. Its purpose is to minimize risks for customers in the property insurance sector. Heritage Insurance Holdings is one of the most popular companies on Eulerpool.com.

Heritage Insurance Holdings SWOT Analysis

Strengths

Heritage Insurance Holdings Inc boasts several key strengths that contribute to its success in the insurance industry. Firstly, the company has a strong financial position, backed by robust capital reserves and healthy cash flows. This stability allows Heritage Insurance to provide reliable coverage and handle claims efficiently. Additionally, the company has built a solid reputation for its exceptional customer service, ensuring high levels of customer satisfaction and loyalty. Moreover, Heritage Insurance benefits from a diverse product portfolio, offering a wide range of insurance solutions tailored to meet various needs and preferences.

Weaknesses

Despite its strengths, Heritage Insurance faces certain weaknesses that warrant attention. The company operates primarily in a specific geographic region, which exposes it to regional risks such as hurricanes and other natural disasters. This concentration increases the vulnerability of Heritage Insurance to unpredictable market conditions. Additionally, as a smaller player in the industry, Heritage Insurance may lack the same level of brand recognition and market share as larger competitors. This could pose challenges in terms of attracting new customers and expanding its reach.

Opportunities

Heritage Insurance can leverage several opportunities to further its growth and success. The increasing demand for insurance coverage presents a significant opportunity for the company to expand its customer base. By offering innovative and customizable insurance solutions, Heritage Insurance can differentiate itself from competitors and tap into new market segments. Furthermore, the company can explore strategic partnerships or acquisitions to enhance its geographic reach and diversify its product offerings. Embracing technology advancements and digitalization can also provide opportunities for streamlining operations and enhancing efficiency.

Threats

The insurance industry is not without threats, and Heritage Insurance must remain vigilant to mitigate potential risks. External factors such as changing regulatory environments and compliance requirements pose ongoing challenges. Moreover, the impact of climate change and the increasing frequency of natural disasters present significant threats to the company's operations, primarily in its concentrated geographic region. Furthermore, intense competition within the insurance market could exert pressure on pricing and profit margins. It is crucial for Heritage Insurance to adapt swiftly to emerging trends and remain agile in order to tackle these threats effectively.

Heritage Insurance Holdings Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Heritage Insurance Holdings historical P/E ratio, EBIT, and P/S ratio.

Heritage Insurance Holdings shares outstanding

The number of shares was Heritage Insurance Holdings in 2023 — This indicates how many shares 26.252 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Heritage Insurance Holdings earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Heritage Insurance Holdings's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Heritage Insurance Holdings’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Heritage Insurance Holdings's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Heritage Insurance Holdings dividend history and estimates

In 2023, Heritage Insurance Holdings paid a dividend amounting to 0 USD. Dividend means that Heritage Insurance Holdings distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details

Dividend

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Dividend Overview

The dividend per year chart for Heritage Insurance Holdings provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Heritage Insurance Holdings’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Heritage Insurance Holdings's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Heritage Insurance Holdings Dividend History

DateHeritage Insurance Holdings Dividend
20220.12 undefined
20210.24 undefined
20200.24 undefined
20190.24 undefined
20180.24 undefined
20170.36 undefined
20160.23 undefined
20150.05 undefined

Heritage Insurance Holdings dividend payout ratio

In 2023, Heritage Insurance Holdings had a payout ratio of 40.1%. The payout ratio indicates the percentage of the company's profits that Heritage Insurance Holdings distributes as dividends.

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Payout ratio
Details

Payout ratio

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What is Yearly Payout Ratio?

The yearly payout ratio for Heritage Insurance Holdings represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Heritage Insurance Holdings could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Heritage Insurance Holdings's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Heritage Insurance Holdings Payout Ratio History

DateHeritage Insurance Holdings Payout ratio
2025e52.87 %
2024e45.77 %
202340.1 %
2022-2.05 %
2021-8.92 %
202072.73 %
201924.49 %
201823.08 %
2017-900 %
201620.18 %
20151.64 %
201440.1 %
201340.1 %
201240.1 %
Unfortunately, there are currently no price targets and forecasts available for Heritage Insurance Holdings.

Heritage Insurance Holdings latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/20240.42 0.61  (44.34 %)2024 Q2
3/31/20240.6 0.47  (-21.81 %)2024 Q1
12/31/20230.47 1.15  (146.89 %)2023 Q4
9/30/2023-0.22 -0.28  (-28.68 %)2023 Q3
6/30/20230.12 0.3  (159.52 %)2023 Q2
3/31/20230.11 0.55  (408.79 %)2023 Q1
12/31/2022-0.16 0.48  (394.12 %)2022 Q4
9/30/2022-0.96 -1.83  (-90.35 %)2022 Q3
6/30/2022-0.04 0.11  (399.73 %)2022 Q2
3/31/2022-0.44 -1.15  (-163.4 %)2022 Q1
1
2
3
4
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5

Eulerpool ESG Scorecard© for the Heritage Insurance Holdings stock

Eulerpool World ESG Rating (EESG©)

30/ 100

🌱 Environment

6

👫 Social

40

🏛️ Governance

45

Environment

Scope 1 - Direct Emissions
—
Scope 2 - Indirect emissions from purchased energy
—
Scope 3 - Indirect emissions within the value chain
—
Total CO₂ emissions
—
CO₂ reduction strategy
✅
Coal energy
❌
Nuclear power
❌
Animal experiments
❌
Fur & Leather
—
Pesticides
—
Palm Oil
—
Tobacco
❌
Genetically modified organisms
❌
Climate concept
—
Sustainable forestry
—
Recycling regulations
❌
Environmentally friendly packaging
❌
Hazardous substances
❌
Fuel consumption and efficiency
❌
Water consumption and efficiency
✅

Social

Percentage of female employees—
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Occupational health and safety✅
Catholic✅

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Heritage Insurance Holdings list of shareholders

%
Name
Stocks
Change
Date
6.20024 % Driehaus Capital Management, LLC1,902,2351,328,21912/31/2023
4.20701 % The Vanguard Group, Inc.1,290,71038,28812/31/2023
4.10034 % Rutabaga Capital Management LLC1,257,98385,9379/30/2022
3.59562 % Dimensional Fund Advisors, L.P.1,103,137193,38812/31/2023
3.44714 % Garateix (Ernie J)1,057,584236,1112/26/2024
2.95259 % Pacific Ridge Capital Partners, LLC905,855-78,69112/31/2023
2.50344 % BlackRock Institutional Trust Company, N.A.768,056103,77312/31/2023
2.45767 % Berset (Mark S)754,0149,6626/19/2023
2.25418 % Widdicombe (Richard A)691,5839,6626/19/2023
12.09669 % Hyer (Raymond T)3,711,26303/21/2024
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Heritage Insurance Holdings Executives and Management Board

Mr. Richard Widdicombe64
Heritage Insurance Holdings Chairman of the Board (since 2012)
Compensation 4.56 M
Mr. Ernie Garateix51
Heritage Insurance Holdings Chief Executive Officer, Director (since 2012)
Compensation 2.37 M
Mr. Kirk Lusk62
Heritage Insurance Holdings Chief Financial Officer
Compensation 1.46 M
Mr. Tim Moura50
Heritage Insurance Holdings President of Narragansett Bay Insurance Company
Compensation 1.17 M
Ms. Sharon Binnun61
Heritage Insurance Holdings Chief Accounting Officer
Compensation 728,612
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Heritage Insurance Holdings Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
RenaissanceRe Holdings Stock
RenaissanceRe Holdings
SupplierCustomer0,82-0,210,380,39-0,020,72
Axis Capital Holdings Stock
Axis Capital Holdings
SupplierCustomer0,780,700,01-0,09-0,51-0,65
Markel Stock
Markel
SupplierCustomer0,720,660,600,16-0,25-0,76
Argo Group International Holdings Stock
Argo Group International Holdings
SupplierCustomer0,710,64-0,250,250,40-0,46
EXOR Stock
EXOR
SupplierCustomer0,690,480,390,390,10-0,64
Chubb Stock
Chubb
SupplierCustomer0,590,510,47-0,05-0,68-0,87
Fairfax Finl Hldg Stock
Fairfax Finl Hldg
SupplierCustomer0,590,49-0,35-0,39-0,61-0,80
Arch Capital Group Stock
Arch Capital Group
SupplierCustomer0,490,530,490,10-0,60-0,85
Hiscox Stock
Hiscox
SupplierCustomer0,48-0,42-0,03-0,12-0,44-0,23
China Reinsurance Group H Stock
China Reinsurance Group H
SupplierCustomer0,370,590,550,400,540,60
1
2
3

Most common questions regarding Heritage Insurance Holdings

What values and corporate philosophy does Heritage Insurance Holdings represent?

Heritage Insurance Holdings Inc represents strong values and a positive corporate philosophy. The company is committed to providing superior customer service and innovative insurance solutions. They prioritize integrity, professionalism, and responsibility in all aspects of their business. Heritage Insurance Holdings Inc strives to build long-term relationships with their customers based on trust and reliability. Their focus on transparency and accountability ensures that they operate in the best interests of their stakeholders. With their dedication to excellence and continuous improvement, Heritage Insurance Holdings Inc aims to be a trusted leader in the insurance industry.

In which countries and regions is Heritage Insurance Holdings primarily present?

Heritage Insurance Holdings Inc is primarily present in the United States.

What significant milestones has the company Heritage Insurance Holdings achieved?

Heritage Insurance Holdings Inc has achieved several significant milestones throughout its history. One notable achievement is the company's growth and expansion across multiple states in the United States. Additionally, Heritage Insurance Holdings Inc has successfully established itself as a trusted provider of property and casualty insurance solutions. The company's dedication to delivering exceptional customer service has also contributed to its success and recognition within the industry. Furthermore, Heritage Insurance Holdings Inc has focused on enhancing its technological capabilities to provide a seamless experience for policyholders. These milestones reinforce Heritage Insurance Holdings Inc as a leading player in the insurance market and highlight its commitment to excellence.

What is the history and background of the company Heritage Insurance Holdings?

Heritage Insurance Holdings Inc., or simply Heritage Insurance, is an insurance holding company based in Clearwater, Florida. Founded in 2012, Heritage Insurance specializes in providing personal and commercial residential insurance. The company offers a range of coverage options, including property, flood, and wind insurance. Heritage Insurance is focused on protecting homeowners' most valuable assets, and it prides itself on exceptional customer service and innovation in the insurance industry. With a strong commitment to the community, Heritage Insurance has emerged as a trusted name in the insurance sector, providing reliable coverage and peace of mind to policyholders across the United States.

Who are the main competitors of Heritage Insurance Holdings in the market?

The main competitors of Heritage Insurance Holdings Inc in the market include Universal Insurance Holdings Inc, HCI Group Inc, and FedNat Holding Company.

In which industries is Heritage Insurance Holdings primarily active?

Heritage Insurance Holdings Inc is primarily active in the insurance industry, specifically focusing on property and casualty insurance.

What is the business model of Heritage Insurance Holdings?

The business model of Heritage Insurance Holdings Inc is focused on providing property and casualty insurance products and services. As a leading insurance company, Heritage Insurance Holdings Inc operates through a network of trusted insurance agents to offer homeowners insurance, commercial residential insurance, and personal lines insurance. The company's business strategy revolves around managing risks, underwriting policies, and effectively handling claims to provide optimal coverage and protection for policyholders. With a strong emphasis on customer satisfaction and reliable insurance solutions, Heritage Insurance Holdings Inc aims to remain a trusted name in the insurance industry.

What is the P/E ratio of Heritage Insurance Holdings 2024?

The Heritage Insurance Holdings P/E ratio is 7.26.

What is the P/S ratio of Heritage Insurance Holdings 2024?

The Heritage Insurance Holdings P/S ratio is 0.49.

What is the AlleAktien quality score of Heritage Insurance Holdings?

The AlleAktien quality score for Heritage Insurance Holdings is 6/10.

What is the revenue of Heritage Insurance Holdings 2024?

The expected Heritage Insurance Holdings revenue is 834.07 M USD.

How high is the profit of Heritage Insurance Holdings 2024?

The expected Heritage Insurance Holdings profit is 56.37 M USD.

What is the business model of Heritage Insurance Holdings

Heritage Insurance Holdings Inc. is a specialized insurance holding company headquartered in Clearwater, Florida. The company offers a wide range of insurance products and services specifically tailored to the needs of homeowners and business owners. With an innovative business model, Heritage Insurance Holdings Inc. has established itself in a competitive market, utilizing a network of independent agents and brokers throughout Florida to provide quality advice and customer service. The company's insurance portfolio includes various products such as homeowners insurance, flood insurance, liability insurance, commercial insurance, asset insurance, RV and boat insurance, and catastrophe insurance. They also offer customized insurance products for specific risk categories, including high-risk clients who may be difficult to insure due to previous claims, unusual location characteristics, or other factors. Heritage Insurance Holdings Inc. emphasizes comprehensive risk management, with its own department for risk assessment and damage estimation to ensure prompt and effective customer service. The company also invests in technology to increase efficiency and better serve its customers, utilizing advanced data analysis and the Internet of Things (IoT) for more accurate risk analysis and proactive damage prevention and repair. Recently, Heritage Insurance Holdings Inc. has expanded its business to other states, including Hawaii, Massachusetts, New York, North Carolina, Rhode Island, and South Carolina, with plans to further increase its market share by expanding its capabilities in other states and markets. Overall, Heritage Insurance Holdings Inc.'s business model demonstrates a balanced combination of technological investments, risk management, and a comprehensive product portfolio to provide customers with the best possible insurance coverage. By investing in technology and collaborating with independent agents and brokers, the company is able to increase efficiency while maintaining a high-quality customer experience. With its focus on damage prevention and individually tailored protection, Heritage Insurance Holdings Inc. is well positioned to succeed and further expand its business in a rapidly changing industry.

What is the Heritage Insurance Holdings dividend?

Heritage Insurance Holdings pays a dividend of 0.12 USD distributed over payouts per year.

How often does Heritage Insurance Holdings pay dividends?

The dividend cannot currently be calculated for Heritage Insurance Holdings or the company does not pay out a dividend.

What is the Heritage Insurance Holdings ISIN?

The ISIN of Heritage Insurance Holdings is US42727J1025.

What is the Heritage Insurance Holdings WKN?

The WKN of Heritage Insurance Holdings is A113GG.

What is the Heritage Insurance Holdings ticker?

The ticker of Heritage Insurance Holdings is HRTG.

How much dividend does Heritage Insurance Holdings pay?

Over the past 12 months, Heritage Insurance Holdings paid a dividend of 0.12 USD . This corresponds to a dividend yield of about 0.77 %. For the coming 12 months, Heritage Insurance Holdings is expected to pay a dividend of 0 USD.

What is the dividend yield of Heritage Insurance Holdings?

The current dividend yield of Heritage Insurance Holdings is 0.77 %.

When does Heritage Insurance Holdings pay dividends?

Heritage Insurance Holdings pays a quarterly dividend. This is distributed in the months of October, January, April, July.

How secure is the dividend of Heritage Insurance Holdings?

Heritage Insurance Holdings paid dividends every year for the past 2 years.

What is the dividend of Heritage Insurance Holdings?

For the upcoming 12 months, dividends amounting to 0 USD are expected. This corresponds to a dividend yield of 0 %.

In which sector is Heritage Insurance Holdings located?

Heritage Insurance Holdings is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Heritage Insurance Holdings kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Heritage Insurance Holdings from 7/5/2022 amounting to 0.06 USD, you needed to have the stock in your portfolio before the ex-date on 6/13/2022.

When did Heritage Insurance Holdings pay the last dividend?

The last dividend was paid out on 7/5/2022.

What was the dividend of Heritage Insurance Holdings in the year 2023?

In the year 2023, Heritage Insurance Holdings distributed 0.12 USD as dividends.

In which currency does Heritage Insurance Holdings pay out the dividend?

The dividends of Heritage Insurance Holdings are distributed in USD.

All fundamentals about Heritage Insurance Holdings

Our stock analysis for Heritage Insurance Holdings Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Heritage Insurance Holdings Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.