Access the world's leading financial data and tools

Subscribe for $2
Overview
Profile

Hiscox stock

HSX.L
BMG4593F1389
A14PZ0

Price

14.35
Today +/-
-0.20
Today %
-1.46 %

Hiscox stock price

%
Weekly
Details

Price

Overview

The Quote Chart provides detailed and dynamic insights into the Hiscox stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Hiscox stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Hiscox stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Hiscox's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Hiscox Stock Price History

DateHiscox Price
12/6/202414.35 undefined
12/5/202414.56 undefined
12/4/202413.79 undefined
12/3/202413.58 undefined
12/2/202413.54 undefined
11/29/202413.37 undefined
11/28/202413.27 undefined
11/27/202413.15 undefined
11/26/202413.06 undefined
11/25/202413.12 undefined
11/22/202413.05 undefined
11/21/202413.04 undefined
11/20/202412.83 undefined
11/19/202412.94 undefined
11/18/202413.13 undefined
11/15/202413.07 undefined
11/14/202413.15 undefined
11/13/202413.14 undefined
11/12/202413.28 undefined
11/11/202413.64 undefined

Hiscox Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into Hiscox, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Hiscox from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Hiscox’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Hiscox. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Hiscox’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Hiscox’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Hiscox’s growth potential.

Hiscox Revenue, EBIT and net profit per share

DateHiscox RevenueHiscox EBITHiscox Net Income
2028e7.09 B undefined945.05 M undefined772.12 M undefined
2027e6.31 B undefined922.08 M undefined704.5 M undefined
2026e5.45 B undefined756.78 M undefined659.52 M undefined
2025e5.15 B undefined730.31 M undefined615.98 M undefined
2024e4.89 B undefined681.93 M undefined576.64 M undefined
20233.85 B undefined674.5 M undefined710.9 M undefined
20223.81 B undefined314.4 M undefined253.9 M undefined
20213.02 B undefined235.9 M undefined189.5 M undefined
20203 B undefined251 M undefined-293.7 M undefined
20192.91 B undefined91.2 M undefined48.9 M undefined
20182.66 B undefined170.2 M undefined117.9 M undefined
20172.58 B undefined66.59 M undefined33.9 M undefined
20162.06 B undefined431.52 M undefined387.97 M undefined
20151.93 B undefined292.16 M undefined271.62 M undefined
20141.79 B undefined305.54 M undefined278.08 M undefined
20132.13 B undefined393.5 M undefined371.7 M undefined
20122.07 B undefined358.4 M undefined329.3 M undefined
20111.9 B undefined38.1 M undefined34.1 M undefined
20101.94 B undefined342.3 M undefined276.1 M undefined
20092.03 B undefined508.6 M undefined437.9 M undefined
20081.64 B undefined600,000 undefined129.8 M undefined
20072.17 B undefined474 M undefined382.6 M undefined
20061.86 B undefined387.5 M undefined301.7 M undefined
20051.49 B undefined133.2 M undefined88.4 M undefined
20041.25 B undefined203.7 M undefined100 M undefined

Hiscox Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)NET INCOME (M)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
1994199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e2027e2028e
000.120.190.290.350.390.520.620.941.251.491.862.171.642.031.941.92.072.131.791.932.062.582.662.9133.023.813.854.895.155.456.317.09
--3,833.3362.7148.4421.7512.1034.1918.5852.5032.3119.0625.0816.56-24.5824.16-4.68-1.658.673.05-15.917.486.8525.123.229.523.020.7726.170.8427.135.385.7915.7812.36
-14,766.67375.42230.73155.44127.67113.8884.8771.5746.9335.4729.7923.8220.4327.0921.8222.8923.2821.4220.7924.7223.0021.5317.2016.6715.2214.7718.9911.6211.529.068.608.137.026.25
000000000000000000000000000574443000000
0215161608-33219810088301382129437276343293712782713873311748-293189253710576615659704772
--650.006.67----512.50-163.64366.672.04-12.00242.0526.91-66.23238.76-36.84-87.68867.6512.77-25.07-2.5242.80-91.47254.55-58.97-710.42-164.5133.86180.63-18.876.777.156.839.66
-----------------------------------
-----------------------------------
7.431.565.895.2111.1107.9109112.1154210.8212225.2282.3285272.4270.3274.4278.3284.4280.9294.69297.81290.58291.03289.21288.38320.56346.29349.04353.3800000
-----------------------------------
Details

Keystats

Revenue and Growth

The Hiscox Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Hiscox is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (B)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (B)CURRENT ASSETS (B)TANGIBLE ASSETS (M)LONG-T. INVEST. (B)LONG-T. REC. (B)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (B)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (B)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (M)LONG-T. LIAB. (B)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (B)DEBT (B)TOTAL CAPITAL (B)
199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                           
0000000000000000000000000002.72.820
000000000000000000000000000918.3899.70
00000000000000000000000000071.887.60
000000000000000000000000000000
000.010.0200.010.010.030.020.020.0200.010.020.010.020.010.010.02000000002.842.950
000.010.0200.010.010.030.020.020.0200.010.020.010.020.010.010.02000000006.536.760
00101115119101113152127382936312829330060.0565.661.4128.4109.490.4133.1130.3
0.020.030.210.270.380.370.40.50.811.381.932.132.433.63.184.063.964.094.34.29004.725.155.045.556.126.055.826.58
00000000000000000000.010011.13000000.01
0004252527242728344653685969889310010700153.42186196.2269.7290.1304.8312.6315.7
00001211101011111111121212131212131312.810.46008.48.38.88.37.88.2
000000000000830023224042530051.3353.560.776.970.767.374.6284.2
0.020.030.220.280.430.420.440.550.861.431.992.212.613.723.284.24.124.264.484.510.010.015.986.585.376.046.66.526.357.32
0.020.030.230.30.430.430.450.580.881.4522.212.623.743.34.224.134.284.54.510.010.015.986.585.376.046.613.0513.117.32
                                                           
42556710121211142326283439392933323234350033.8133.93434.138.738.738.738.8
152116415811211210818137141544969186780152950940743046515700218229.8241.6254.5700.5700.8701.6712.8
0-0.02-0.08-0.010.10.090.080.040.060.150.240.270.430.80.831.211.461.41.72.1002.442.362.312.231.882.092.062.92
000000000001000617794403800-437.57-310.6-325.3-326.3-270.8-289.3-389.5-379.2
000000000000000000000000000000
0.060.060.150.160.220.210.20.240.450.590.7111.341.641.391.811.981.952.242.33002.252.322.262.192.352.542.423.3
00633141100000000000000743892.8000000
1000018143455535568126136101158124105133188150.25175.2500213184.7200.1208.2236.5282.7
01347412210615912816411413816215214269149158121681140026.9547.3145.8278.4163.3140169.910.9
00000000000217184182210224320000000000000
900000000001111100000000000007.4
1014077153128174163219167193448463461381532314226201302150.25175.25769.95940.1358.8463.1363.4348.2406.4301
00000000000000000000000.340.390.70.81.010.790.720.75
00274000000261719100113712372251260021.129.69.10.42.70.10.256.9
0000000000029700000070069.6164.135.855.174.135.3055.1
0000.0100000000.060.020.020.10.110.070.240.230.13000.430.460.750.861.080.830.720.86
0.0100.040.080.160.130.170.160.220.170.190.50.490.480.480.650.390.460.430.440.150.181.21.41.11.321.451.181.121.16
0.070.060.190.240.380.340.370.40.670.760.911.51.822.121.872.462.362.412.672.770.150.183.463.723.363.513.83.713.544.46
Details

Balance Sheet

Understanding the Balance Sheet

The balance sheet of Hiscox provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Hiscox's financial health and stability.

Assets

Hiscox's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Hiscox must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Hiscox after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Hiscox's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
0322252084-3051126158127370474192500326273443822972794083913753-268190275625
00142444568679991013121516293227334456586077
000000000000000000000000000000
1-1-14-35-8-57-13-63-1-52-61-2474-578100-53218638392-157164-207-1743154104184-269-109-179
0031720815591-23-4529-74-116-15265-196-105-10-91-59-38-8-20024-24-162-8937147-291
000013112324171697791187102525333642493148
000676100-100186685342796-896280357432411391229
1112113536502313413434334-247368-21841841435618143992659530039-11716373232
-16-300-7-22-4-6-4-4-5-17-14-10-20-14-18-29-20-16-22-50-64-30-47-59-97-71-58-82-43
-16-12-27-7-300-5-2-5-5-18-4-10-47-30-18-34-19-2111-56-77-353-59-97-52-36-81-34
017-260-741200-190-26-150-41-433-5-12-45000182209
000000000000000000000000000000
9-9-2014-1401-30-1220-260-274-183-3200035400380-15166-207-71-14
37385001578166443126-12-11036526-10-6-428-723426009
441477-67-20-274159-12-20502-76-100-1982-267-107-96-337-26476-172-95202-123592-246-190-128
-220-1000000000000000000000000000
00-3-6-8-8-7-5-3-17-23-30-56-87-85-75-90-81-99-344-254-271-129-103-105-1110-39-119-124
29262-2121643751851695534164-400252-282117289223-14511099-7243421-172461-2765086
-15-28.911.74.112.932.944.2-1.726.929.8117.220.3324.2-267.7353.6-236.9389.1393.9340159.1389.3627.5634.7947.6240.84-57.8-188.6-42.3290.6188.4
000000000000000000000000000000

Hiscox stock margins

The Hiscox margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Hiscox. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Hiscox.
  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Gross margin
EBIT margin
Profit margin
Details

Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Hiscox's sales revenue. A higher gross margin percentage indicates that the Hiscox retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Hiscox's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Hiscox's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Hiscox's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Hiscox. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Hiscox's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Hiscox Margin History

Hiscox Gross marginHiscox Profit marginHiscox EBIT marginHiscox Profit margin
2028e11.62 %13.33 %10.89 %
2027e11.62 %14.62 %11.17 %
2026e11.62 %13.89 %12.1 %
2025e11.62 %14.18 %11.96 %
2024e11.62 %13.95 %11.8 %
202311.62 %17.54 %18.49 %
202211.62 %8.24 %6.66 %
202119 %7.8 %6.27 %
202011.62 %8.37 %-9.79 %
201911.62 %3.13 %1.68 %
201811.62 %6.4 %4.43 %
201711.62 %2.59 %1.32 %
201611.62 %20.97 %18.85 %
201511.62 %15.17 %14.1 %
201411.62 %17.04 %15.51 %
201311.62 %18.46 %17.44 %
201211.62 %17.33 %15.92 %
201111.62 %2 %1.79 %
201011.62 %17.68 %14.26 %
200911.62 %25.05 %21.57 %
200811.62 %0.04 %7.94 %
200711.62 %21.86 %17.64 %
200611.62 %20.83 %16.22 %
200511.62 %8.95 %5.94 %
200411.62 %16.3 %8 %

Hiscox Stock Sales Revenue, EBIT, Earnings per Share

The Hiscox earnings per share therefore indicates how much revenue Hiscox has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Sales per Share
EBIT per share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Hiscox earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Hiscox's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Hiscox’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Hiscox's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Hiscox Revenue, EBIT and net profit per share

DateHiscox Sales per ShareHiscox EBIT per shareHiscox Earnings per Share
2028e20.55 undefined0 undefined2.24 undefined
2027e18.29 undefined0 undefined2.04 undefined
2026e15.79 undefined0 undefined1.91 undefined
2025e14.93 undefined0 undefined1.79 undefined
2024e14.17 undefined0 undefined1.67 undefined
202310.88 undefined1.91 undefined2.01 undefined
202210.93 undefined0.9 undefined0.73 undefined
20218.73 undefined0.68 undefined0.55 undefined
20209.36 undefined0.78 undefined-0.92 undefined
201910.1 undefined0.32 undefined0.17 undefined
20189.19 undefined0.59 undefined0.41 undefined
20178.85 undefined0.23 undefined0.12 undefined
20167.08 undefined1.49 undefined1.34 undefined
20156.47 undefined0.98 undefined0.91 undefined
20146.08 undefined1.04 undefined0.94 undefined
20137.59 undefined1.4 undefined1.32 undefined
20127.27 undefined1.26 undefined1.16 undefined
20116.84 undefined0.14 undefined0.12 undefined
20107.05 undefined1.25 undefined1.01 undefined
20097.51 undefined1.88 undefined1.62 undefined
20086 undefined0 undefined0.48 undefined
20077.61 undefined1.66 undefined1.34 undefined
20066.59 undefined1.37 undefined1.07 undefined
20056.61 undefined0.59 undefined0.39 undefined
20045.89 undefined0.96 undefined0.47 undefined

Hiscox business model

Hiscox Ltd is a British insurance company founded in 1901, specializing in the needs of small and medium-sized businesses and private clients. The company is headquartered in London and operates worldwide in various countries. Hiscox's business model is based on the idea of offering insurance that meets the needs of specific customer groups. The company focuses on offering products that are not offered by other insurance companies or are only available in limited form. Hiscox works closely with its customers to understand and meet their specific needs. Through this approach, Hiscox has developed a portfolio of products ranging from personal liability insurance to tailored business policies. As a result, the company has established itself as a leading insurer in the specialty policies sector. Hiscox was founded in 1901 by Ralph Hiscox in Kent and initially specialized in insurance for buildings, furniture, and other furnishings. Over the years, the company expanded its portfolio and shifted its focus to insuring small and medium-sized businesses. In the 1970s and 1980s, Hiscox diversified its business with the acquisition of companies such as Tennyson Insurance and Europa International. In the 1990s, Hiscox sold its entire portfolio of traditional insurance and focused on specialty insurance. Today, Hiscox is a globally operating insurer with offices in North America, Europe, and Asia. Hiscox offers a wide range of products and services that meet the needs of its customers. These include: - Household insurance: This insurance protects against damage to furniture, appliances, and other furnishings. - Personal liability insurance: This insurance protects the policyholder against claims for damages caused by accidents. - Business insurance: Hiscox offers specialized insurance for small and medium-sized businesses. These coverages protect against damage from fire, burglary, or data loss. - Cyber insurance: Hiscox offers specialized insurance against cybercrime. This protects companies against financial damages caused by hacker attacks. - Art insurance: This insurance protects owners of artworks against damage or loss. - Occasional insurance: Hiscox offers customers the opportunity to take out insurance as needed, for special occasions such as weddings or events. In conclusion, Hiscox is an established insurer with a long history and a comprehensive range of products and services. The company specializes in the needs of small and medium-sized businesses and offers tailored insurance solutions. Through its focus on the development of specialty policies, the company has established itself as one of the leading providers of specialty insurance in the market. Hiscox is one of the most popular companies on Eulerpool.com.

Hiscox SWOT Analysis

Strengths

Hiscox Ltd enjoys a strong brand reputation in the insurance industry. The company's long-standing presence and high-quality service have earned it the trust of its customers, leading to increased loyalty and market share.

Hiscox Ltd offers a wide range of insurance products catering to various customer needs. This diversity helps the company capture a larger market share by appealing to different target segments, reducing its dependence on a single line of business.

Hiscox Ltd has a strong financial position with stable revenue streams and healthy profitability. This financial stability allows the company to invest in technological advancements, enhance customer experience, and expand its operations.

Weaknesses

Being an insurance provider, Hiscox Ltd is exposed to the risk of significant losses due to catastrophic events such as natural disasters, pandemics, or large-scale cyber attacks. Such events can potentially impact the company's financial performance and stability.

Hiscox Ltd primarily operates in selected markets, limiting its geographic reach compared to larger global insurance competitors. This narrow presence may hinder the company's growth opportunities and potential to tap into emerging markets.

Opportunities

The rising incidence of cyber threats presents an opportunity for Hiscox Ltd to expand its cyber insurance offerings. By leveraging its expertise in risk management and underwriting, the company can tap into the growing market demand for cyber insurance and strengthen its competitive position.

Advancements in technology, such as artificial intelligence and data analytics, offer Hiscox Ltd an opportunity to enhance its operational efficiency, risk assessment capabilities, and customer experience. By adopting and integrating these technologies into its processes, the company can gain a competitive edge.

Threats

The insurance industry is highly competitive, with many established players and new entrants. Hiscox Ltd faces the threat of competitors offering similar products and services, potentially impacting its market share and profitability.

Changes in regulations and compliance requirements can pose challenges for Hiscox Ltd. Adapting to new regulatory frameworks and ensuring compliance may increase operational costs and introduce potential legal risks.

LIMITED TIME OFFER

The World’s Best Investors Are On Eulerpool

Subscribe for $2

Hiscox Eulerpool Fair Value

Details

Fair Value

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Hiscox historical P/E ratio, EBIT multiple, and P/S ratio

LIMITED TIME OFFER

The World’s Best Investors Are On Eulerpool

Subscribe for $2

Hiscox shares outstanding

The number of shares was Hiscox in 2023 — This indicates how many shares 353.383 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Number of stocks
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Hiscox earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Hiscox's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Hiscox’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Hiscox's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Hiscox stock splits

In Hiscox's history, there have been no stock splits.

Hiscox dividend history and estimates

In 2023, Hiscox paid a dividend amounting to 0.29 USD. Dividend means that Hiscox distributes a portion of its profits to its owners.
  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Dividend
Dividend (Estimate)
Details

Dividend

Dividend Overview

The dividend per year chart for Hiscox provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Hiscox’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Hiscox's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Hiscox Dividend History

DateHiscox Dividend
2028e0.31 undefined
2027e0.31 undefined
2026e0.31 undefined
2025e0.31 undefined
2024e0.31 undefined
20230.29 undefined
20220.29 undefined
20210.08 undefined
20190.34 undefined
20180.3 undefined
20170.29 undefined
20160.25 undefined
20150.08 undefined
20140.09 undefined
20130.09 undefined
20120.26 undefined
20110.24 undefined
20100.22 undefined
20090.19 undefined
20080.18 undefined
20070.16 undefined
20060.11 undefined
20050.08 undefined
20040.07 undefined

Hiscox dividend payout ratio

In 2023, Hiscox had a payout ratio of 46.48%. The payout ratio indicates the percentage of the company's profits that Hiscox distributes as dividends.
  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Payout ratio
Details

Payout ratio

What is Yearly Payout Ratio?

The yearly payout ratio for Hiscox represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Hiscox could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Hiscox's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Hiscox Payout Ratio History

DateHiscox Payout ratio
2028e39.25 %
2027e37.86 %
2026e40.01 %
2025e39.86 %
2024e33.7 %
202346.48 %
202239.41 %
202115.22 %
202084.79 %
2019199.74 %
201873.15 %
2017244.64 %
201618.35 %
20158.77 %
20149.03 %
20136.77 %
201222.14 %
2011198.46 %
201022.02 %
200911.51 %
200836.61 %
200711.78 %
200610.39 %
200520.53 %
200414.27 %
LIMITED TIME OFFER

The World’s Best Investors Are On Eulerpool

Subscribe for $2
Unfortunately, there are currently no price targets and forecasts available for Hiscox.

Hiscox latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/20240.78 0.73  (-5.87 %)2024 Q2
12/31/20230.71 1.31  (83.64 %)2023 Q4
6/30/20230.71 0.71  (-0.59 %)2023 Q2
6/30/2022-0.02 -0.25  (-1,113.59 %)2022 Q2
12/31/20210.1 0.21  (98.09 %)2021 Q4
6/30/20210.26 0.34  (28.45 %)2021 Q2
12/31/2020-0.29 -0.41  (-39.28 %)2020 Q4
6/30/2020-0.39 -0.5  (-28.07 %)2020 Q2
12/31/2019-0.31 -0.3  (4.73 %)2019 Q4
6/30/20190.51 0.5  (-2.4 %)2019 Q2
1
2
3
4

Eulerpool ESG Scorecard© for the Hiscox stock

Eulerpool World ESG Rating (EESG©)

68/ 100

🌱 Environment

41

👫 Social

72

🏛️ Governance

91

Environment

Scope 1 - Direct Emissions
786
Scope 2 - Indirect emissions from purchased energy
1,366
Scope 3 - Indirect emissions within the value chain
156,658
Total CO₂ emissions
2,152
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees50
Percentage of women in management
Percentage of Asian employees9
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees7
Black Management Share
Percentage of white employees74
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Hiscox shareholders

%
Name
Stocks
Change
Date
9.02328 % MFS Investment Management31,132,55903/4/2024
8.27551 % Capital World Investors28,552,54903/4/2024
5.19198 % Norges Bank Investment Management (NBIM)17,913,61603/4/2024
4.76170 % Fidelity Management & Research Company LLC16,429,045-10,516,9279/16/2024
2.85749 % The Vanguard Group, Inc.9,859,032-2,547,1799/30/2024
2.26161 % BlackRock Investment Management (UK) Ltd.7,803,121-58,9489/30/2024
1.79839 % T. Rowe Price Associates, Inc.6,204,8911,179,3629/30/2024
1.72382 % Boston Partners5,947,6051,544,1198/31/2024
1.68106 % Polar Capital LLP5,800,087211,9426/30/2024
1.53579 % Artemis Investment Management LLP5,298,8596,6466/30/2024
1
2
3
4
5
...
10

Most common questions regarding Hiscox

What values and corporate philosophy does Hiscox represent?

Hiscox Ltd represents a strong set of values and corporate philosophy. The company is committed to delivering excellence, integrity, and professionalism in the insurance industry. With a focus on customer-centricity, Hiscox Ltd strives to provide innovative solutions and exceptional service, tailored to meet the unique needs of its clients. The company embraces a culture of teamwork and collaboration, fostering an environment that encourages transparency, diversity, and inclusion. With a global footprint, Hiscox Ltd values sustainability and responsible business practices, aiming to make a positive impact on the communities it serves. Through its dedication to these principles, Hiscox Ltd has established itself as a trusted and respected leader in the insurance sector.

In which countries and regions is Hiscox primarily present?

Hiscox Ltd is primarily present in multiple countries and regions. The company has a global presence with operations in the United Kingdom, Europe, the United States, and Asia. With offices and underwriting capabilities in major financial centers such as London, New York, Bermuda, and Singapore, Hiscox caters to a wide range of clients worldwide. By leveraging its strong international network, Hiscox offers insurance and reinsurance solutions to individuals and businesses across multiple geographies, ensuring its presence in key markets around the globe.

What significant milestones has the company Hiscox achieved?

Hiscox Ltd, a leading insurance company, has achieved several significant milestones throughout its history. One of the notable achievements includes the company's successful listing on the London Stock Exchange in 1993, which marked a major step in its growth and expansion. Furthermore, Hiscox Ltd has consistently demonstrated strong financial performance and resilience, allowing it to navigate through challenging market conditions. With a commitment to excellence, innovation, and customer-centric approach, Hiscox Ltd has established itself as a trusted name in the insurance industry, consistently delivering exceptional value and tailored solutions for its clients. Through its continued dedication to growth and success, Hiscox Ltd has earned its reputation as a market leader in the insurance sector.

What is the history and background of the company Hiscox?

Hiscox Ltd is a leading international specialist insurance group, with a rich history and strong background. Established in 1901, Hiscox has emerged as a trusted name in the insurance industry. The company initially focused on providing insurance coverage for fine art, later expanding its portfolio to include antique dealers, property, and other specialty areas. With a commitment to innovation, Hiscox introduced its online quoting system in 1999, becoming a pioneer in the digital insurance landscape. Over the years, Hiscox has grown into a global organization, serving individuals and businesses through its diverse range of insurance products and services. As a reputable company, Hiscox Ltd continues to evolve and adapt to the ever-changing insurance landscape.

Who are the main competitors of Hiscox in the market?

The main competitors of Hiscox Ltd in the market include companies such as Lloyd's of London, Chubb Limited, Allianz SE, AIG (American International Group), and AXA SA. These companies are prominent players in the insurance industry and offer similar products and services as Hiscox Ltd. Their strong presence and competitive offerings make them key rivals for Hiscox Ltd in the market.

In which industries is Hiscox primarily active?

Hiscox Ltd is primarily active in the insurance industry.

What is the business model of Hiscox?

The business model of Hiscox Ltd revolves around providing insurance solutions to a diverse range of clients. As a global specialist insurer, Hiscox offers various types of coverage, including property, casualty, and specialty risks. The company focuses on serving individuals and businesses across multiple sectors, such as art, marine, professional services, and cyber risks. Hiscox aims to tailor its policies to meet the unique needs of its customers, while emphasizing innovation and technical expertise. With a customer-centric approach and a strong reputation in the insurance industry, Hiscox Ltd continues to expand its presence and deliver comprehensive insurance solutions worldwide.

What is the P/E ratio of Hiscox 2024?

The Hiscox P/E ratio is 8.79.

What is the P/S ratio of Hiscox 2024?

The Hiscox P/S ratio is 1.04.

What is the Quality Investing of Hiscox?

The Quality Investing for Hiscox is 7/10.

What is the revenue of Hiscox 2024?

The expected Hiscox revenue is 4.89 B USD.

How high is the profit of Hiscox 2024?

The expected Hiscox profit is 576.64 M USD.

What is the business model of Hiscox

Hiscox Ltd is an international insurance company headquartered in Bermuda with operational locations in Europe, North America, and Asia. Its business model is to offer specialized insurance products for customers in various sectors. One area in which Hiscox operates is professional indemnity insurance for businesses. Hiscox provides tailored insurance solutions for businesses in different industries, such as architects, real estate companies, and law firms. The company also offers cyber insurance to protect companies against cyber attacks and data losses. Another sector of Hiscox is personal insurance, offering a variety of insurance policies, including car insurance and pet insurance. Hiscox also offers specialized insurance for high-value collections, yachts, and artworks. In addition, Hiscox provides insurance for individual risks, such as event insurance to protect concert and festival organizers against cancellations and other unforeseen events. Hiscox also offers travel insurance to protect customers from travel and health risks. Another product offered by Hiscox is professional indemnity insurance for asset managers and financial advisors. This product is aimed at professional investors and aims to protect them from claims for damages in case of misconduct. Overall, Hiscox emphasizes a high degree of specialization and close relationships with its customers. The company conducts its distribution, for example, through brokers who are familiar with the specific needs of their customers. Hiscox also has an in-house risk management department that monitors compliance with regulatory requirements and the risks arising from the issued insurance policies. The combination of specialization, close customer contact, and professional risk management has helped establish Hiscox as a respected insurer in various markets. Overall, Hiscox's business model is focused on offering specialized insurance for different customer groups. The company values high levels of customer service and risk management, and as a result of these strategic decisions, it is able to offer specialized insurance and strengthen its position in various markets.

What is the Hiscox dividend?

Hiscox pays a dividend of 0.29 USD distributed over payouts per year.

How often does Hiscox pay dividends?

The dividend cannot currently be calculated for Hiscox or the company does not pay out a dividend.

What is the Hiscox ISIN?

The ISIN of Hiscox is BMG4593F1389.

What is the Hiscox WKN?

The WKN of Hiscox is A14PZ0.

What is the Hiscox ticker?

The ticker of Hiscox is HSX.L.

How much dividend does Hiscox pay?

Over the past 12 months, Hiscox paid a dividend of 0.29 USD . This corresponds to a dividend yield of about 2.05 %. For the coming 12 months, Hiscox is expected to pay a dividend of 0.31 USD.

What is the dividend yield of Hiscox?

The current dividend yield of Hiscox is 2.05 %.

When does Hiscox pay dividends?

Hiscox pays a quarterly dividend. This is distributed in the months of September, June, September, September.

How secure is the dividend of Hiscox?

Hiscox paid dividends every year for the past 8 years.

What is the dividend of Hiscox?

For the upcoming 12 months, dividends amounting to 0.31 USD are expected. This corresponds to a dividend yield of 2.18 %.

In which sector is Hiscox located?

Hiscox is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Hiscox kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Hiscox from 9/24/2024 amounting to 0.13 USD, you needed to have the stock in your portfolio before the ex-date on 8/16/2024.

When did Hiscox pay the last dividend?

The last dividend was paid out on 9/24/2024.

What was the dividend of Hiscox in the year 2023?

In the year 2023, Hiscox distributed 0.287 USD as dividends.

In which currency does Hiscox pay out the dividend?

The dividends of Hiscox are distributed in USD.

All fundamentals about Hiscox

Our stock analysis for Hiscox Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Hiscox Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.