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PennyMac Mortgage Investment Trust - Stock

PennyMac Mortgage Investment Trust ROA 2024

PennyMac Mortgage Investment Trust ROA

0.01

Ticker

PMT

ISIN

US70931T1034

WKN

A0Q4ZU

In 2024, PennyMac Mortgage Investment Trust's return on assets (ROA) was 0.01, a -244.64% increase from the -0.01 ROA in the previous year.

PennyMac Mortgage Investment Trust Aktienanalyse

What does PennyMac Mortgage Investment Trust do?

PennyMac Mortgage Investment Trust (PMT) is a US-based investment company specializing in investments in mortgage loans and the real estate market. The company was founded in 2009 and is headquartered in Westlake Village, California. History: PMT was founded in 2009 when the global economic crisis shook the US real estate market. At that time, many American homeowners were unable to make their mortgage payments, leading to a significant increase in foreclosures and homeowners being underwater. In this challenging economic situation, PMT management recognized the opportunity to acquire and manage high-quality mortgage assets and, in some cases, avoid foreclosures. Business model: PMT is a pure mortgage investment firm, acquiring and holding various types of mortgage assets such as conventional, owner-occupied, commercial, or rental residential properties. In addition, the company also invests in other loan-based assets such as credit cards, student loans, etc. PMT's investments are primarily made through loans originated by other financial institutions such as Quicken Loans, JP Morgan Chase, Wells Fargo, etc. PMT has various divisions: 1) Mortgage acquisition: PMT acquires mortgage assets directly from banks or other financial institutions at a price below the nominal value of the loan. 2) Mortgage servicing: PMT manages the mortgage assets, monitors borrower payments, and initiates default proceedings for non-performing loans. 3) Lending: PMT lends money to borrowers itself, taking mortgage liens or other assets as collateral. PennyMac Mortgage Investment Trust also offers various products, such as: 1) Mortgage pools: A group of mortgages is bundled into a pool and sold as an asset class. 2) Mortgage-backed securities: A form of fixed-income securities where a pool of mortgages is used as collateral for the issuance of bonds. The bond offers a fixed return. 3) Mortgage loans: PMT refinances and originates new loans to individuals or companies. In recent years, PMT has also been trying to expand its presence in other types of mortgage assets, such as investing in higher-risk loan assets (enhanced by financial collateral), investments in fraud or quality-deficiency claims, and investments in high-risk institutions. In summary, PennyMac Mortgage Investment Trust is a leading mortgage investment firm specializing in the acquisition, management, and development of high-quality and yield-generating mortgage assets. The company primarily invests in mortgages and other loan-secured assets and offers various products and services to meet the needs of its investors. PennyMac Mortgage Investment Trust ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROA Details

Understanding PennyMac Mortgage Investment Trust's Return on Assets (ROA)

PennyMac Mortgage Investment Trust's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing PennyMac Mortgage Investment Trust's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider PennyMac Mortgage Investment Trust's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in PennyMac Mortgage Investment Trust’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about PennyMac Mortgage Investment Trust stock

What is the Return on Assets (ROA) of PennyMac Mortgage Investment Trust this year?

The Return on Assets (ROA) of PennyMac Mortgage Investment Trust is 0.01 undefined this year.

What was the ROA of PennyMac Mortgage Investment Trust compared to the previous year?

The ROA of PennyMac Mortgage Investment Trust has increased by -244.64% compared to the previous year.

What consequences do high ROA have for investors of PennyMac Mortgage Investment Trust?

A high ROA is advantageous for investors of PennyMac Mortgage Investment Trust, as it indicates that the company efficiently utilizes its assets and generates good profits.

What are the consequences of low ROA for investors in PennyMac Mortgage Investment Trust?

A low ROA can be unfavorable for investors of PennyMac Mortgage Investment Trust as it indicates that the company is inefficiently utilizing its assets and may potentially achieve lower profits.

How does an increase in the ROA of PennyMac Mortgage Investment Trust affect the company?

An increase in ROA of PennyMac Mortgage Investment Trust can be an indicator of improved efficiency in asset utilization and higher profitability.

How does a reduction in ROA of PennyMac Mortgage Investment Trust impact the company?

A reduction in the ROA of PennyMac Mortgage Investment Trust can be an indicator of lower asset efficiency and profitability.

What are some factors that can influence the ROA of PennyMac Mortgage Investment Trust?

Some factors that can influence the ROA of PennyMac Mortgage Investment Trust include revenue, operating costs, asset structure, and industry average.

Why is the ROA of PennyMac Mortgage Investment Trust important for investors?

The ROA of PennyMac Mortgage Investment Trust is important for investors as it is an indicator of the company's profitability and efficiency in utilizing assets. It provides investors with information on how well the company utilizes its resources to generate profits.

What strategic measures can PennyMac Mortgage Investment Trust take to improve ROA?

To improve ROA, PennyMac Mortgage Investment Trust can take measures such as cost savings, revenue growth, optimizing asset structure, and diversifying its business activities. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic measures to improve ROA.

How much dividend does PennyMac Mortgage Investment Trust pay?

Over the past 12 months, PennyMac Mortgage Investment Trust paid a dividend of 1.6 USD . This corresponds to a dividend yield of about 11.62 %. For the coming 12 months, PennyMac Mortgage Investment Trust is expected to pay a dividend of 2.06 USD.

What is the dividend yield of PennyMac Mortgage Investment Trust?

The current dividend yield of PennyMac Mortgage Investment Trust is 11.62 %.

When does PennyMac Mortgage Investment Trust pay dividends?

PennyMac Mortgage Investment Trust pays a quarterly dividend. This is distributed in the months of November, January, May, August.

How secure is the dividend of PennyMac Mortgage Investment Trust?

PennyMac Mortgage Investment Trust paid dividends every year for the past 17 years.

What is the dividend of PennyMac Mortgage Investment Trust?

For the upcoming 12 months, dividends amounting to 2.06 USD are expected. This corresponds to a dividend yield of 14.93 %.

In which sector is PennyMac Mortgage Investment Trust located?

PennyMac Mortgage Investment Trust is assigned to the 'Finance' sector.

Wann musste ich die Aktien von PennyMac Mortgage Investment Trust kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of PennyMac Mortgage Investment Trust from 7/26/2024 amounting to 0.4 USD, you needed to have the stock in your portfolio before the ex-date on 7/12/2024.

When did PennyMac Mortgage Investment Trust pay the last dividend?

The last dividend was paid out on 7/26/2024.

What was the dividend of PennyMac Mortgage Investment Trust in the year 2023?

In the year 2023, PennyMac Mortgage Investment Trust distributed 1.81 USD as dividends.

In which currency does PennyMac Mortgage Investment Trust pay out the dividend?

The dividends of PennyMac Mortgage Investment Trust are distributed in USD.

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Andere Kennzahlen von PennyMac Mortgage Investment Trust

Our stock analysis for PennyMac Mortgage Investment Trust Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of PennyMac Mortgage Investment Trust Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.