Own the gold standard ✨ in financial data & analytics
fair value · 20 million securities worldwide · 50 year history · 10 year estimates · leading business news

Subscribe for $2
Overview
Profile

PennyMac Mortgage Investment Trust stock

PMT
US70931T1034
A0Q4ZU

Price

14.26
Today +/-
-0.02
Today %
-0.14 %
P

PennyMac Mortgage Investment Trust stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the PennyMac Mortgage Investment Trust stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the PennyMac Mortgage Investment Trust stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the PennyMac Mortgage Investment Trust stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze PennyMac Mortgage Investment Trust's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

PennyMac Mortgage Investment Trust Stock Price History

DatePennyMac Mortgage Investment Trust Price
9/30/202414.26 undefined
9/27/202414.28 undefined
9/26/202414.14 undefined
9/25/202414.08 undefined
9/24/202414.25 undefined
9/23/202414.16 undefined
9/20/202414.26 undefined
9/19/202414.38 undefined
9/18/202414.25 undefined
9/17/202414.24 undefined
9/16/202414.20 undefined
9/13/202414.19 undefined
9/12/202413.92 undefined
9/11/202413.80 undefined
9/10/202413.84 undefined
9/9/202413.77 undefined
9/6/202413.79 undefined
9/5/202413.91 undefined
9/4/202413.86 undefined
9/3/202413.95 undefined

PennyMac Mortgage Investment Trust Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

ⓘ

Understanding Revenue, EBIT, and Income

Gain insights into PennyMac Mortgage Investment Trust, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by PennyMac Mortgage Investment Trust from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects PennyMac Mortgage Investment Trust’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of PennyMac Mortgage Investment Trust. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into PennyMac Mortgage Investment Trust’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing PennyMac Mortgage Investment Trust’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on PennyMac Mortgage Investment Trust’s growth potential.

PennyMac Mortgage Investment Trust Revenue, EBIT and net profit per share

DatePennyMac Mortgage Investment Trust RevenuePennyMac Mortgage Investment Trust EBITPennyMac Mortgage Investment Trust Net Income
2026e405.52 M undefined232.72 M undefined140.37 M undefined
2025e371.22 M undefined391.1 M undefined128.22 M undefined
2024e329.82 M undefined385.46 M undefined114.49 M undefined
20231.16 B undefined244.4 M undefined157.38 M undefined
2022714.19 M undefined63.09 M undefined-115.51 M undefined
2021725.03 M undefined44.66 M undefined25.65 M undefined
2020738.4 M undefined78 M undefined27.1 M undefined
2019786.3 M undefined190.6 M undefined200.9 M undefined
2018526.2 M undefined164.2 M undefined127.1 M undefined
2017469.3 M undefined130.9 M undefined101.5 M undefined
2016421.9 M undefined61.8 M undefined74.5 M undefined
2015373.5 M undefined73.3 M undefined88.4 M undefined
2014442.3 M undefined179.5 M undefined192.7 M undefined
2013470.7 M undefined214.6 M undefined198.4 M undefined
2012335.2 M undefined186.8 M undefined136.8 M undefined
2011128.6 M undefined72.5 M undefined63.7 M undefined
201044.1 M undefined27 M undefined24.5 M undefined
20092.3 M undefined-1.9 M undefined-1.9 M undefined

PennyMac Mortgage Investment Trust Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (M)EBIT MARGIN (%)NET INCOME (M)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
2009201020112012201320142015201620172018201920202021202220232024e2025e2026e
00.040.130.340.470.440.370.420.470.530.790.740.730.711.160.330.370.41
-2,100.00190.91161.7240.30-5.96-15.6112.8711.4012.1549.43-6.11-1.76-1.5263.03-71.7412.779.16
100.0097.7370.3162.3954.0449.7729.2222.0933.6935.7428.3714.3611.3114.7126.63---
243902092542201099315818822310682105310000
-127721862141797361130164190784463244385391232
-50.0061.3656.2555.5245.5340.5019.5714.4927.7231.1824.1710.576.078.8220.96117.02105.3957.28
-1246313619819288741011272002725-115157114128140
--2,500.00162.50115.8745.59-3.03-54.17-15.9136.4925.7457.48-86.50-7.41-560.00-236.52-27.3912.289.38
------------------
------------------
16.71726.743.969.482.283.377.174.669.487.799.497.491.43111.7000
------------------
Details

Keystats

ⓘ

Revenue and Growth

The PennyMac Mortgage Investment Trust Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the PennyMac Mortgage Investment Trust is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (B)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (B)CURRENT ASSETS (B)TANGIBLE ASSETS (M)LONG-T. INVEST. (B)LONG-T. REC. (B)INTANGIBLE ASSETS (B)GOODWILL (M)OTHER NON-CURRENT ASSETS (B)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (B)RETAINED EARNINGS (M)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (B)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (B)LONG-TERM DEBT PORTION (B)SHORT-TERM REC. (B)LONG-T. LIAB. (B)DEFERRED TAXES (M)OTHER LIAB. (B)LONG-T. LIABILITIES (B)DEBT (B)TOTAL CAPITAL (B)
200920102011201220132014201520162017201820192020202120222023
                             
04515342776583478601045858.98111.87281.09
0000000000001.61.520
0814660000000063.1857.970
000000000000000
0000000000006.293.40
00.060.030.10.030.080.060.030.080.060.10.068.015.10.28
000090929444300000
0.320.491.220.041.170.640.781.731.834.095.195.274.546.046.17
0002.172.543.373.843.42.362.054.423.75.743.342.1
0000.130.290.360.460.660.851.161.541.762.894.013.92
000000000000000
0000000000002.674.480
0.320.491.222.334.014.365.095.815.087.3411.1410.7315.8417.8612.2
0.320.541.252.434.034.445.145.845.167.411.2510.7923.8522.9612.48
                             
00011111301301301301542.43542.37542.35
0.320.320.521.131.381.481.471.381.291.292.132.12.081.951.92
-232771829826-27-47-2022-101-256.67-526.82-508.7
000000000000000
000000000000000
0.310.320.551.21.471.581.51.351.551.572.452.32.371.961.96
515216091928312492104139212136.25196.58384.25
00000004736261110.5921.9332.67
6663660512171827372249.6151.78190
00.250.661.261.7200.153.933.234.96.766.396.676.625.62
0000000000006.676.620
0.010.270.691.351.880.140.454.083.355.086.926.6413.513.66.23
00000.960.430.730.90.71.152.382.274.494.774.85
000000000000000
000.150.010.012.753.150.030.010.010.010.290.080.210.08
000.150.010.973.183.880.930.711.172.42.564.584.974.93
0.010.270.841.362.853.324.335.014.066.259.329.218.0818.5811.16
0.330.591.392.564.314.95.836.365.617.8111.7711.4920.4420.5413.11
Details

Balance Sheet

ⓘ

Understanding the Balance Sheet

The balance sheet of PennyMac Mortgage Investment Trust provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand PennyMac Mortgage Investment Trust's financial health and stability.

Assets

PennyMac Mortgage Investment Trust's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that PennyMac Mortgage Investment Trust must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of PennyMac Mortgage Investment Trust after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into PennyMac Mortgage Investment Trust's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (B)NON-CASH ITEM (B)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (B)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (B)CASH FLOW FROM OTHER INVESTING ACTIVITIES (B)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (B)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (B)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
200920102011201220132014201520162017201820192020202120222023
-1246413820019490751171522265256-73199
000000000000000
000000000000000
0-0.06-0.26-22.41-0.15-0.33-0.86-0.590.18-0.67-3.170.46-3.21.460.95
00.01-0.0921.45-0.29-0.22-0.09-0.1-0.07-0.05-0.040.160.330.40.2
0017316794117157152170298290298368718
03612-9-611-21151-56
-0-0.02-0.28-0.82-0.24-0.37-0.86-0.620.22-0.57-2.990.67-2.821.781.34
000000000000000
-0.32-0.17-0.27-0.11-1.030.030.010.190.68-1.42-0.7-0.021.09-1.87-0.02
-0.32-0.17-0.27-0.11-1.030.030.010.190.68-1.42-0.7-0.021.09-1.87-0.02
000000000000000
00.250.01-0.120.440.710.950.46-0.922.143.09-0.471.090.07-0.92
334020660826190-16-98218-10839-31193-87-28
0.320.240.520.951.270.390.830.4-0.861.983.73-0.71.730.14-1.15
-110341553710-23973171-24-13-28-25660367-14
0-13-39-94-147-174-173-131-140-140-165-176-214-215-182
045-3019-649-18-2343-1744-46152169
-1.3-22.8-283.7-820.4-242.8-366-863.2-621.5223.1-573.8-2,985.1671.7-2,819.711,784.471,340.17
000000000000000

PennyMac Mortgage Investment Trust stock margins

The PennyMac Mortgage Investment Trust margin analysis displays the gross margin, EBIT margin, as well as the profit margin of PennyMac Mortgage Investment Trust. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for PennyMac Mortgage Investment Trust.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Gross margin
EBIT margin
Profit margin
Details

Margin

ⓘ

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the PennyMac Mortgage Investment Trust's sales revenue. A higher gross margin percentage indicates that the PennyMac Mortgage Investment Trust retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the PennyMac Mortgage Investment Trust's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the PennyMac Mortgage Investment Trust's total revenue generated. When comparing the revenue margin year over year, investors can gauge the PennyMac Mortgage Investment Trust's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the PennyMac Mortgage Investment Trust. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the PennyMac Mortgage Investment Trust's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

PennyMac Mortgage Investment Trust Margin History

PennyMac Mortgage Investment Trust Gross marginPennyMac Mortgage Investment Trust Profit marginPennyMac Mortgage Investment Trust EBIT marginPennyMac Mortgage Investment Trust Profit margin
2026e26.67 %57.39 %34.61 %
2025e26.67 %105.36 %34.54 %
2024e26.67 %116.87 %34.71 %
202326.67 %20.98 %13.51 %
202214.75 %8.83 %-16.17 %
202111.43 %6.16 %3.54 %
202014.48 %10.56 %3.67 %
201928.39 %24.24 %25.55 %
201835.84 %31.2 %24.15 %
201733.73 %27.89 %21.63 %
201622.23 %14.65 %17.66 %
201529.21 %19.63 %23.67 %
201449.85 %40.58 %43.57 %
201353.96 %45.59 %42.15 %
201262.53 %55.73 %40.81 %
201169.98 %56.38 %49.53 %
201098.19 %61.22 %55.56 %
2009100 %-82.61 %-82.61 %

PennyMac Mortgage Investment Trust Stock Sales Revenue, EBIT, Earnings per Share

The PennyMac Mortgage Investment Trust earnings per share therefore indicates how much revenue PennyMac Mortgage Investment Trust has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Sales per Share
EBIT per share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue PennyMac Mortgage Investment Trust earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates PennyMac Mortgage Investment Trust's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of PennyMac Mortgage Investment Trust’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating PennyMac Mortgage Investment Trust's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

PennyMac Mortgage Investment Trust Revenue, EBIT and net profit per share

DatePennyMac Mortgage Investment Trust Sales per SharePennyMac Mortgage Investment Trust EBIT per sharePennyMac Mortgage Investment Trust Earnings per Share
2026e4.67 undefined0 undefined1.62 undefined
2025e4.27 undefined0 undefined1.48 undefined
2024e3.8 undefined0 undefined1.32 undefined
202310.43 undefined2.19 undefined1.41 undefined
20227.81 undefined0.69 undefined-1.26 undefined
20217.44 undefined0.46 undefined0.26 undefined
20207.43 undefined0.78 undefined0.27 undefined
20198.97 undefined2.17 undefined2.29 undefined
20187.58 undefined2.37 undefined1.83 undefined
20176.29 undefined1.75 undefined1.36 undefined
20165.47 undefined0.8 undefined0.97 undefined
20154.48 undefined0.88 undefined1.06 undefined
20145.38 undefined2.18 undefined2.34 undefined
20136.78 undefined3.09 undefined2.86 undefined
20127.64 undefined4.26 undefined3.12 undefined
20114.82 undefined2.72 undefined2.39 undefined
20102.59 undefined1.59 undefined1.44 undefined
20090.14 undefined-0.11 undefined-0.11 undefined

PennyMac Mortgage Investment Trust business model

PennyMac Mortgage Investment Trust (PMT) is a US-based investment company specializing in investments in mortgage loans and the real estate market. The company was founded in 2009 and is headquartered in Westlake Village, California. History: PMT was founded in 2009 when the global economic crisis shook the US real estate market. At that time, many American homeowners were unable to make their mortgage payments, leading to a significant increase in foreclosures and homeowners being underwater. In this challenging economic situation, PMT management recognized the opportunity to acquire and manage high-quality mortgage assets and, in some cases, avoid foreclosures. Business model: PMT is a pure mortgage investment firm, acquiring and holding various types of mortgage assets such as conventional, owner-occupied, commercial, or rental residential properties. In addition, the company also invests in other loan-based assets such as credit cards, student loans, etc. PMT's investments are primarily made through loans originated by other financial institutions such as Quicken Loans, JP Morgan Chase, Wells Fargo, etc. PMT has various divisions: 1) Mortgage acquisition: PMT acquires mortgage assets directly from banks or other financial institutions at a price below the nominal value of the loan. 2) Mortgage servicing: PMT manages the mortgage assets, monitors borrower payments, and initiates default proceedings for non-performing loans. 3) Lending: PMT lends money to borrowers itself, taking mortgage liens or other assets as collateral. PennyMac Mortgage Investment Trust also offers various products, such as: 1) Mortgage pools: A group of mortgages is bundled into a pool and sold as an asset class. 2) Mortgage-backed securities: A form of fixed-income securities where a pool of mortgages is used as collateral for the issuance of bonds. The bond offers a fixed return. 3) Mortgage loans: PMT refinances and originates new loans to individuals or companies. In recent years, PMT has also been trying to expand its presence in other types of mortgage assets, such as investing in higher-risk loan assets (enhanced by financial collateral), investments in fraud or quality-deficiency claims, and investments in high-risk institutions. In summary, PennyMac Mortgage Investment Trust is a leading mortgage investment firm specializing in the acquisition, management, and development of high-quality and yield-generating mortgage assets. The company primarily invests in mortgages and other loan-secured assets and offers various products and services to meet the needs of its investors. PennyMac Mortgage Investment Trust is one of the most popular companies on Eulerpool.com.

PennyMac Mortgage Investment Trust SWOT Analysis

Strengths

PennyMac Mortgage Investment Trust (PMT) benefits from several key strengths that contribute to its competitive advantage in the market. Firstly, PMT possesses strong brand recognition and a reputable track record as a leading mortgage real estate investment trust. This established presence enables PMT to attract investors and partners, fostering growth opportunities.

Secondly, PMT's diverse portfolio of mortgage-related assets provides a solid foundation for generating consistent income. The company strategically invests in a range of mortgage-backed securities, loan servicing rights, and mortgage loans, thereby spreading risks and benefiting from various income streams.

Weaknesses

Despite its strengths, PMT also faces certain weaknesses that pose challenges to its business operations. One significant weakness is the vulnerability of PMT's earnings to interest rate fluctuations. As a mortgage-focused company, PMT is exposed to risks associated with changes in interest rates, which could impact its profitability and cash flow.

Additionally, PMT's heavy reliance on external financing to fund its mortgage-related investments could expose the company to potential liquidity pressures in times of volatile market conditions or disruptions in the credit markets.

Opportunities

PMT has several opportunities for future growth and expansion. Firstly, the ongoing recovery and growth of the housing market present an opportunity for PMT to capitalize on increased mortgage lending activities. As the demand for housing rises, PMT can benefit from originating new mortgage loans or acquiring mortgage servicing rights.

Furthermore, PMT can also explore potential partnerships and collaborations with financial technology companies to leverage technological advancements in the mortgage industry. By embracing innovation and digitalization, PMT can enhance its operational efficiencies and provide better customer experiences.

Threats

PMT faces various threats that could negatively impact its business prospects. One critical threat is the potential for a downturn in the housing market, which may lead to reduced demand for mortgage loans and negatively affect PMT's financial performance.

Moreover, regulatory changes and evolving compliance requirements impose the risk of increased operational costs and potential disruptions to PMT's business model. The constantly changing regulatory landscape necessitates ongoing monitoring and adaptation to maintain compliance and avoid penalties.

PennyMac Mortgage Investment Trust Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

PennyMac Mortgage Investment Trust historical P/E ratio, EBIT multiple, and P/S ratio

PennyMac Mortgage Investment Trust shares outstanding

The number of shares was PennyMac Mortgage Investment Trust in 2023 — This indicates how many shares 111.7 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Number of stocks
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue PennyMac Mortgage Investment Trust earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates PennyMac Mortgage Investment Trust's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of PennyMac Mortgage Investment Trust’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating PennyMac Mortgage Investment Trust's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

PennyMac Mortgage Investment Trust dividend history and estimates

In 2023, PennyMac Mortgage Investment Trust paid a dividend amounting to 1.6 USD. Dividend means that PennyMac Mortgage Investment Trust distributes a portion of its profits to its owners.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Dividend
Dividend (Estimate)
Details

Dividend

ⓘ

Dividend Overview

The dividend per year chart for PennyMac Mortgage Investment Trust provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify PennyMac Mortgage Investment Trust’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating PennyMac Mortgage Investment Trust's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

PennyMac Mortgage Investment Trust Dividend History

DatePennyMac Mortgage Investment Trust Dividend
2026e2.02 undefined
2025e2.06 undefined
2024e2.05 undefined
20231.6 undefined
20221.81 undefined
20211.88 undefined
20201.52 undefined
20192.35 undefined
20181.88 undefined
20171.88 undefined
20161.88 undefined
20152.16 undefined
20143.6 undefined
20132.28 undefined
20122.22 undefined
20111.84 undefined
20100.77 undefined

PennyMac Mortgage Investment Trust dividend payout ratio

In 2023, PennyMac Mortgage Investment Trust had a payout ratio of 459.87%. The payout ratio indicates the percentage of the company's profits that PennyMac Mortgage Investment Trust distributes as dividends.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Payout ratio
Details

Payout ratio

ⓘ

What is Yearly Payout Ratio?

The yearly payout ratio for PennyMac Mortgage Investment Trust represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for PennyMac Mortgage Investment Trust could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate PennyMac Mortgage Investment Trust's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

PennyMac Mortgage Investment Trust Payout Ratio History

DatePennyMac Mortgage Investment Trust Payout ratio
2026e541.04 %
2025e584.29 %
2024e578.96 %
2023459.87 %
2022-143.27 %
2021714.04 %
2020562.96 %
2019102.62 %
2018102.73 %
2017138.24 %
2016195.83 %
2015203.77 %
2014153.85 %
201379.72 %
201271.15 %
201176.99 %
201053.47 %
2009459.87 %
Unfortunately, there are currently no price targets and forecasts available for PennyMac Mortgage Investment Trust.

PennyMac Mortgage Investment Trust latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/20240.36 0.17  (-52.5 %)2024 Q2
3/31/20240.33 0.39  (18.69 %)2024 Q1
12/31/20230.33 0.44  (34.93 %)2023 Q4
9/30/20230.3 0.51  (68.04 %)2023 Q3
6/30/20230.35 0.16  (-54.15 %)2023 Q2
3/31/20230.34 0.5  (48.59 %)2023 Q1
12/31/20220.38 -0.07  (-118.34 %)2022 Q4
9/30/20220.26 0.01  (-96.08 %)2022 Q3
6/30/20220.23 -0.88  (-480.46 %)2022 Q2
3/31/20220.28 -0.32  (-212.84 %)2022 Q1
1
2
3
4
5
...
6

Eulerpool ESG Scorecard© for the PennyMac Mortgage Investment Trust stock

Eulerpool World ESG Rating (EESG©)

56/ 100

🌱 Environment

39

👫 Social

99

🏛️ Governance

29

Environment

Scope 1 - Direct Emissions
—
Scope 2 - Indirect emissions from purchased energy
—
Scope 3 - Indirect emissions within the value chain
—
Total CO₂ emissions
—
CO₂ reduction strategy
✅
Coal energy
❌
Nuclear power
❌
Animal experiments
❌
Fur & Leather
—
Pesticides
—
Palm Oil
—
Tobacco
❌
Genetically modified organisms
❌
Climate concept
—
Sustainable forestry
—
Recycling regulations
❌
Environmentally friendly packaging
❌
Hazardous substances
❌
Fuel consumption and efficiency
❌
Water consumption and efficiency
✅

Social

Percentage of female employees49.9
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content❌
Alcohol❌
Weapons—
Firearms
❌
Gambling❌
Military contracts❌
Human rights concept✅
Privacy concept—
Occupational health and safety✅
Catholic✅

Governance (Corporate Governance)

Environmental reporting✅
Stakeholder Engagement✅
Call Back Policies❌
Antitrust law❌

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

PennyMac Mortgage Investment Trust shareholders

%
Name
Stocks
Change
Date
6.96064 % T. Rowe Price Investment Management, Inc.6,046,00946,70412/31/2023
3.97986 % State Street Global Advisors (US)3,456,90879,28512/31/2023
2.15534 % Geode Capital Management, L.L.C.1,872,12464,51712/31/2023
16.16503 % BlackRock Institutional Trust Company, N.A.14,040,943367,52712/31/2023
11.36054 % The Vanguard Group, Inc.9,867,768-81,90812/31/2023
1.96818 % Goldman Sachs Asset Management, L.P.1,709,564-197,66812/31/2023
1.82246 % Fuh Hwa Securities Investment Trust Co., Ltd.1,582,988177,0512/29/2024
1.56674 % Charles Schwab Investment Management, Inc.1,360,86961,28712/31/2023
1.26854 % J.P. Morgan Securities LLC1,101,85117,49612/31/2023
0.94300 % Northern Trust Investments, Inc.819,09217,05912/31/2023
1
2
3
4
5
...
10

PennyMac Mortgage Investment Trust Executives and Management Board

Mr. David Spector60
PennyMac Mortgage Investment Trust Chairman of the Board, Chief Executive Officer (since 2009)
Compensation 9.67 M
Mr. Douglas Jones66
PennyMac Mortgage Investment Trust President, Chief Mortgage Banking Officer, Director (since 2013)
Compensation 5.97 M
Mr. Daniel Perotti42
PennyMac Mortgage Investment Trust Chief Financial Officer, Senior Managing Director
Compensation 2.85 M
Mr. Preston DuFauchard66
PennyMac Mortgage Investment Trust Independent Lead Trustee
Compensation 248,250
Mr. Scott Carnahan69
PennyMac Mortgage Investment Trust Independent Trustee
Compensation 229,000
1
2
3

PennyMac Mortgage Investment Trust Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
PennyMac Financial Services Stock
PennyMac Financial Services
SupplierCustomer0,900,140,280,810,550,43
1

Most common questions regarding PennyMac Mortgage Investment Trust

What values and corporate philosophy does PennyMac Mortgage Investment Trust represent?

PennyMac Mortgage Investment Trust represents transparency, integrity, and excellence in the mortgage investment industry. As a real estate investment trust (REIT), PennyMac focuses on investing in mortgage-related assets, with a commitment to delivering consistent returns for its shareholders. The company's philosophy revolves around effectively managing risk, creating value for investors, and fostering long-term partnerships with borrowers and servicers. PennyMac's dedication to innovation and customer satisfaction differentiates it in the market, while its rigorous underwriting standards and disciplined approach contribute to its success. Embodying its core values, PennyMac Mortgage Investment Trust is dedicated to providing reliable and attractive opportunities in the mortgage investment space.

In which countries and regions is PennyMac Mortgage Investment Trust primarily present?

PennyMac Mortgage Investment Trust primarily operates in the United States. With its headquarters located in Westlake Village, California, the company focuses on investing in, acquiring, and managing a portfolio of residential mortgage loans. PennyMac Mortgage Investment Trust primarily serves homeowners and potential borrowers throughout various states in the U.S., including but not limited to California, Florida, Texas, and New York. The company's presence is centered on the American mortgage market, providing valuable investment opportunities and mortgage-related services to individuals and institutions nationwide.

What significant milestones has the company PennyMac Mortgage Investment Trust achieved?

PennyMac Mortgage Investment Trust has achieved several significant milestones. Since its inception, the company has established itself as a leading mortgage real estate investment trust (REIT) in the United States. It has successfully expanded its business operations and enhanced its market presence. PennyMac Mortgage Investment Trust has consistently delivered strong financial performance, generating consistent returns for its shareholders. The company has continuously focused on innovation and has introduced various technology-driven solutions to improve the mortgage lending process. Additionally, PennyMac Mortgage Investment Trust has maintained a solid reputation for providing high-quality mortgage assets and delivering exceptional customer service.

What is the history and background of the company PennyMac Mortgage Investment Trust?

PennyMac Mortgage Investment Trust is a real estate investment trust (REIT) that specializes in acquiring and managing residential mortgage loans and mortgage-related assets. Established in 2009, the company was founded by Stanford Kurland, a former executive of Countrywide Financial Corporation. PennyMac Mortgage Investment Trust operates as a subsidiary of PennyMac Financial Services, Inc., and is headquartered in Westlake Village, California. With a focus on investing in distressed mortgages, the company provides a range of services including loan origination, loan servicing, and loan asset management. PennyMac Mortgage Investment Trust aims to generate attractive risk-adjusted returns for its shareholders while navigating the dynamic mortgage market.

Who are the main competitors of PennyMac Mortgage Investment Trust in the market?

The main competitors of PennyMac Mortgage Investment Trust in the market include Annaly Capital Management, New Residential Investment Corp, and AGNC Investment Corp.

In which industries is PennyMac Mortgage Investment Trust primarily active?

PennyMac Mortgage Investment Trust is primarily active in the real estate and mortgage finance industries.

What is the business model of PennyMac Mortgage Investment Trust?

PennyMac Mortgage Investment Trust operates as a real estate investment trust (REIT) focused on investing in residential mortgage loans. As a publicly traded company, PennyMac Mortgage Investment Trust aims to generate income through the acquisition, management, and servicing of mortgage-backed securities and other mortgage-related assets. It primarily invests in mortgage loans originated and serviced by its affiliate, PennyMac Loan Services LLC. This business model allows the company to benefit from interest income on its mortgage loan portfolio, servicing fees, and the potential appreciation of underlying assets. By strategically managing its portfolio, PennyMac Mortgage Investment Trust aims to deliver attractive risk-adjusted returns to its shareholders through a diversified investment approach in the residential mortgage market.

What is the P/E ratio of PennyMac Mortgage Investment Trust 2024?

The PennyMac Mortgage Investment Trust P/E ratio is 13.91.

What is the P/S ratio of PennyMac Mortgage Investment Trust 2024?

The PennyMac Mortgage Investment Trust P/S ratio is 4.83.

What is the AlleAktien quality score of PennyMac Mortgage Investment Trust?

The AlleAktien quality score for PennyMac Mortgage Investment Trust is 3/10.

What is the revenue of PennyMac Mortgage Investment Trust 2024?

The expected PennyMac Mortgage Investment Trust revenue is 329.82 M USD.

How high is the profit of PennyMac Mortgage Investment Trust 2024?

The expected PennyMac Mortgage Investment Trust profit is 114.49 M USD.

What is the business model of PennyMac Mortgage Investment Trust

PennyMac Mortgage Investment Trust is a company specializing in the investment and trading of mortgages and related financial instruments. They invest in mortgage bonds issued by government agencies such as Fannie Mae and Freddie Mac, and also trade mortgage-backed securities. The company offers mortgage servicing services and a variety of loan and refinancing options. Their business strategy focuses on providing high-quality loans, building relationships with mortgage originators, maximizing profitability through efficient credit management, and ensuring compliance with legal standards. PennyMac's strength lies in their combination of high-quality loans, knowledge of the lending process, and use of technology to enhance customer service. In summary, PennyMac is a leading company in the mortgage and lending industry, known for their innovative products, customer service, and industry-leading technologies.

What is the PennyMac Mortgage Investment Trust dividend?

PennyMac Mortgage Investment Trust pays a dividend of 1.81 USD distributed over payouts per year.

How often does PennyMac Mortgage Investment Trust pay dividends?

The dividend cannot currently be calculated for PennyMac Mortgage Investment Trust or the company does not pay out a dividend.

What is the PennyMac Mortgage Investment Trust ISIN?

The ISIN of PennyMac Mortgage Investment Trust is US70931T1034.

What is the PennyMac Mortgage Investment Trust WKN?

The WKN of PennyMac Mortgage Investment Trust is A0Q4ZU.

What is the PennyMac Mortgage Investment Trust ticker?

The ticker of PennyMac Mortgage Investment Trust is PMT.

How much dividend does PennyMac Mortgage Investment Trust pay?

Over the past 12 months, PennyMac Mortgage Investment Trust paid a dividend of 1.6 USD . This corresponds to a dividend yield of about 11.22 %. For the coming 12 months, PennyMac Mortgage Investment Trust is expected to pay a dividend of 2.06 USD.

What is the dividend yield of PennyMac Mortgage Investment Trust?

The current dividend yield of PennyMac Mortgage Investment Trust is 11.22 %.

When does PennyMac Mortgage Investment Trust pay dividends?

PennyMac Mortgage Investment Trust pays a quarterly dividend. This is distributed in the months of January, May, August, November.

How secure is the dividend of PennyMac Mortgage Investment Trust?

PennyMac Mortgage Investment Trust paid dividends every year for the past 17 years.

What is the dividend of PennyMac Mortgage Investment Trust?

For the upcoming 12 months, dividends amounting to 2.06 USD are expected. This corresponds to a dividend yield of 14.42 %.

In which sector is PennyMac Mortgage Investment Trust located?

PennyMac Mortgage Investment Trust is assigned to the 'Finance' sector.

Wann musste ich die Aktien von PennyMac Mortgage Investment Trust kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of PennyMac Mortgage Investment Trust from 10/25/2024 amounting to 0.4 USD, you needed to have the stock in your portfolio before the ex-date on 10/11/2024.

When did PennyMac Mortgage Investment Trust pay the last dividend?

The last dividend was paid out on 10/25/2024.

What was the dividend of PennyMac Mortgage Investment Trust in the year 2023?

In the year 2023, PennyMac Mortgage Investment Trust distributed 1.81 USD as dividends.

In which currency does PennyMac Mortgage Investment Trust pay out the dividend?

The dividends of PennyMac Mortgage Investment Trust are distributed in USD.

All fundamentals about PennyMac Mortgage Investment Trust

Our stock analysis for PennyMac Mortgage Investment Trust Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of PennyMac Mortgage Investment Trust Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.