Ohio Valley Banc Corp is a financial services company based in Gallipolis, Ohio that serves various sectors. The company originated from Farmers Bank, founded in 1870, and underwent several mergers and acquisitions before being converted into Ohio Valley Bank Company in 1984. It is listed on the NASDAQ stock exchange and operates in the banking, insurance, and investment sectors.
Ohio Valley Banc Corp's banking services include accounts, loans, and deposits. The bank offers a wide range of accounts, including checking accounts, savings accounts, student accounts, retirement accounts, and business accounts. Customers can also utilize various loan products, including mortgages, business loans, auto loans, personal loans, and credit cards. Additionally, the company offers various deposit products, including certificates and money market accounts.
Ohio Valley Banc Corp's investment services include securities services and asset management. Customers can assess their existing asset positions and benefit from the advice of in-house experts and portfolio management to be well diversified and aware of opportunities and risks.
Ohio Valley Banc Corp's insurance services focus on auto insurance, life insurance, home and property insurance, long-term care, and health insurance. The bank has established its own department to provide customers with basic coverage in terms of freedom alone.
Ohio Valley Banc Corp also acts as a broker for investment products such as mutual funds. The bank collaborates with a range of investment and mutual fund managers to offer investors a wide range of investment opportunities.
The company also operates a bank real estate division, where the bank markets properties acquired following foreclosure or auction. Customers of the company can also access financing for these properties.
Ohio Valley Banc Corp is constantly striving to provide its customers with comprehensive service offerings. The company has developed online banking, online brokerage, mobile banking, and mobile brokerage services to enhance the convenience and comfort of its customers. Additionally, Ohio Valley Banc Corp operates a variety of branches and ATMs to ensure that the company's customers are also personally served if they desire advice.
In summary, Ohio Valley Banc Corp's business model is focused on offering customers various financial services. The company operates banking, insurance, and investment businesses and provides its customers with a wide range of accounts, loans, deposits, securities services, and insurance. Additionally, Ohio Valley Banc Corp aims to increase the convenience and comfort of its customers by operating online and mobile banking services as well as a network of branches and ATMs.