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Midland States Bancorp Stock MSBI

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Midland States Bancorp stock price

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Price

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Overview

The Quote Chart provides detailed and dynamic insights into the Midland States Bancorp stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Midland States Bancorp stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Midland States Bancorp stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Midland States Bancorp's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Midland States Bancorp Stock Price History

DateMidland States Bancorp Price
11/17/20250 undefined
11/17/202515.84 undefined
11/14/202516.19 undefined
11/13/202516.07 undefined
11/12/202516.03 undefined
11/11/202516.15 undefined
11/10/202516.14 undefined
11/7/202516.04 undefined
11/6/202515.99 undefined
11/5/202516.07 undefined
11/4/202516.19 undefined
11/3/202516.27 undefined
10/31/202514.64 undefined
10/30/202516.15 undefined
10/29/202516.18 undefined
10/28/202516.44 undefined
10/27/202516.77 undefined
10/24/202516.98 undefined
10/23/202516.40 undefined
10/22/202516.58 undefined
10/21/202516.60 undefined
10/20/202516.33 undefined

Midland States Bancorp Revenue, EBIT, Net Income

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Revenue
Net Income
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Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Midland States Bancorp, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Midland States Bancorp from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Midland States Bancorp’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Midland States Bancorp. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Midland States Bancorp’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Midland States Bancorp’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Midland States Bancorp’s growth potential.

Midland States Bancorp Revenue, EBIT and net profit per share

DateMidland States Bancorp RevenueMidland States Bancorp Net Income
2027e303.32 M undefined54.96 M undefined
2026e321.95 M undefined58.11 M undefined
2025e323.36 M undefined-105.28 M undefined
2024564.87 M undefined28.65 M undefined
2023519.08 M undefined51.59 M undefined
2022381.7 M undefined94.8 M undefined
2021307.7 M undefined80.5 M undefined
2020306.1 M undefined22.3 M undefined
2019324.8 M undefined55.3 M undefined
2018295.2 M undefined39 M undefined
2017212.5 M undefined15.9 M undefined
2016193.3 M undefined31.4 M undefined
2015177.3 M undefined24.2 M undefined
201493.5 M undefined3.2 M undefined
201391.2 M undefined9.6 M undefined
201288.2 M undefined8.4 M undefined
201193.6 M undefined7.2 M undefined
2010106.4 M undefined9.2 M undefined

Midland States Bancorp Income Statement, Balance Sheet, Cash Flow Statement

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  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (M)
REVENUE GROWTH (%)
GROSS MARGIN (%)
GROSS INCOME (M)
EBIT (M)
EBIT MARGIN (%)
NET INCOME (M)
NET INCOME GROWTH (%)
DIV. ()
DIV. GROWTH (%)
SHARES (M)
DOCUMENTS
2010201120122013201420152016201720182019202020212022202320242025e2026e2027e
10693889193177193212295324306307381519564323321303
--12.26-5.383.412.2090.329.049.8439.159.83-5.560.3324.1036.228.67-42.73-0.62-5.61
------------------
000000000000000000
0000000000000001141120
------------------
9789324311539552280945128-1055854
--22.2214.2912.50-66.67700.0029.17-51.61160.0041.03-60.00263.6417.50-45.74-45.10-475.00-155.24-6.90
------0.720.800.880.971.071.121.161.201.241.261.231.07
000000011.111010.2310.314.673.573.453.331.61-2.38-13.01
14.914.914.914.914.914.914.418.323.524.523.322.522.422.1221.74000
- - - - - - - - - - - - - - - - - -
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Keystats

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Revenue and Growth

The Midland States Bancorp Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Midland States Bancorp is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETS
CASH BALANCE (M)
RECEIVABLES (M)
OTHER REC. (M)
INVENTORIES (M)
OTHER CURRENT LIAB. (M)
CURRENT ASSETS (M)
TANGIBLE ASSETS (M)
LONG-T. INVEST. (M)
LONG-T. REC. (M)
INTANGIBLE ASSETS (M)
GOODWILL (M)
OTHER NON-CURRENT ASSETS (M)
NON-CURRENT ASSETS (M)
TOTAL ASSETS (M)
LIABILITIES
COMMON STOCK (M)
ADDITIONAL PAID-IN CAPITAL (M)
RETAINED EARNINGS (M)
OTHER EQUITY (M)
UNREAL. GAINS/LOSSES (M)
EQUITY (M)
LIABILITIES (M)
PROVISIONS (M)
OTHER SHORT-TERM LIAB. (M)
SHORT-TERM DEBTS (M)
LONG-TERM DEBT PORTION (M)
SHORT-TERM REC. (M)
LONG-T. LIAB. (M)
DEFERRED TAXES (M)
OTHER LIAB. (M)
LONG-T. LIABILITIES (M)
DEBT (M)
TOTAL CAPITAL (B)
201020112012201320142015201620172018201920202021202220232024
                             
000000000000000
000000000000000
000000000000000
000000000000000
000000000000000
000000000000000
3247.347.954.272.373.166.776.294.8105.383.379.278.382.8185.71
000012.215.519.534.842.544.556.636.346.243.4233.72
000000000000000
14.3129.710.572.273.775.273.390.888.767.753.242.836.3629.94
7.67.67.77.747.946.548.898.6164.7171.8161.9161.9161.9161.9161.9
00003.71.50121.3002.3000
53.966.965.372.4208.3210.3210.2294.9394.1410.3369.5332.9329.2324.5311.28
53.966.965.372.4208.3210.3210.2294.9394.1410.3369.5332.9329.2324.5311.28
                             
56.967.46857.50.10.10.23.230.20.20.2110.7110.76110.76
00014.8134.4135.8209.7330.1473.8488.3453.4445.9449.2435.46434.35
55.460.867.274.674.390.9112.5114.5133.8165.9156.3212.5282.4245.64247.7
45.82.3710.66-0.61.8-2.17.411.45.2-83.8-76.75-81.96
000000000000000
116.3134137.5153.9219.4232.8321.8449.6608.5661.8621.3663.8758.5715.11710.85
00001.1112.54.96.400000
00000000015.41210.780.2110.38124.27
000000000000000
56.755.471.287.4129.7107.5131.6156.1124.2826976.842.334.8787.5
000000000000000
56.755.471.287.4130.8108.5132.6158.6129.1103.88187.5122.5145.24211.77
26.3151519.144.799.191.9139.4141.9224.9218.6188.5149.7144.16128.95
0000008.60011.300000
14.420.411.728.356.636.53737.643.347.567.483.2000
40.735.426.747.4101.3135.6137.5177185.2283.7286271.7149.7144.16128.95
97.490.897.9134.8232.1244.1270.1335.6314.3387.5367359.2272.2289.4340.72
0.210.220.240.290.450.480.590.790.921.050.991.021.0311.05
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Balance Sheet

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Understanding the Balance Sheet

The balance sheet of Midland States Bancorp provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Midland States Bancorp's financial health and stability.

Assets

Midland States Bancorp's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Midland States Bancorp must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Midland States Bancorp after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Midland States Bancorp's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)
DEPRECIATION (M)
DEFERRED TAXES (M)
CHANGES IN WORKING CAPITAL (M)
NON-CASH ITEM (M)
PAID INTEREST (M)
PAID TAXES (M)
NET CASH FLOW FROM OPERATING ACTIVITIES (M)
CAPITAL EXPENDITURES (M)
CASH FLOW FROM INVESTING ACTIVITIES (M)
CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)
INTEREST INCOME AND EXPENSES (M)
NET DEBT CHANGE (M)
NET CHANGE IN EQUITY (M)
CASH FLOW FROM FINANCING ACTIVITIES (M)
CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)
TOTAL DIVIDENDS PAID (M)
NET CHANGE IN CASH FLOW (M)
FREE CASH FLOW (M)
SHARE-BASED COMPENSATION (M)
201220132014201520162017201820192020202120222023
131410243116395522819975
556121313161616141211
000000000000
-206-128-39244045542822913471
446820182133311-60
121081315224158473155159
230481000373625
2312173257097538499334236154
-3-3-2-6-2-6-7-5-2-2-3-8
-36-10030-229-360-234-6-364-1,312-478-1,098-76
-33-9633-223-358-2280-359-1,309-475-1,095-67
000000000000
4031191686-3136-20-23-74-13
0180072320-37-9111-16
494121208313188-916760482332-104
4928-5189234113-42-4843540324-39
-5-5-40-9-14-20-23-25-25-29-35
14-277352-2124-1180-52338-530-25
-1.127.418.667.223.364.289.9533.2496.5331.7233.3145.91
000000000000

Midland States Bancorp stock margins

The Midland States Bancorp margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Midland States Bancorp. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Midland States Bancorp.

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Profit margin
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Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Midland States Bancorp's sales revenue. A higher gross margin percentage indicates that the Midland States Bancorp retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Midland States Bancorp's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Midland States Bancorp's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Midland States Bancorp's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Midland States Bancorp. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Midland States Bancorp's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Midland States Bancorp Margin History

DateMidland States Bancorp Profit margin
2027e18.12 %
2026e18.05 %
2025e-32.56 %
20245.07 %
20239.94 %
202224.84 %
202126.16 %
20207.29 %
201917.03 %
201813.21 %
20177.48 %
201616.24 %
201513.65 %
20143.42 %
201310.53 %
20129.52 %
20117.69 %
20108.65 %

Midland States Bancorp Stock Sales Revenue, EBIT, Earnings per Share

The Midland States Bancorp earnings per share therefore indicates how much revenue Midland States Bancorp has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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Sales per Share
Earnings per Share
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Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Midland States Bancorp earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Midland States Bancorp's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Midland States Bancorp’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Midland States Bancorp's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Midland States Bancorp Revenue, EBIT and net profit per share

DateMidland States Bancorp Sales per ShareMidland States Bancorp Earnings per Share
2027e14.08 undefined2.55 undefined
2026e14.95 undefined2.7 undefined
2025e15.01 undefined-4.89 undefined
202425.99 undefined1.32 undefined
202323.46 undefined2.33 undefined
202217.04 undefined4.23 undefined
202113.68 undefined3.58 undefined
202013.14 undefined0.96 undefined
201913.26 undefined2.26 undefined
201812.56 undefined1.66 undefined
201711.61 undefined0.87 undefined
201613.42 undefined2.18 undefined
201511.9 undefined1.62 undefined
20146.28 undefined0.21 undefined
20136.12 undefined0.64 undefined
20125.92 undefined0.56 undefined
20116.28 undefined0.48 undefined
20107.14 undefined0.62 undefined

Midland States Bancorp business model

Midland States Bancorp Inc is a US-based holding company that was founded in 1988 and is headquartered in Effingham, Illinois. It specializes in financial services, particularly providing banking and trust services for businesses, lending, and wealth management services. The company has expanded its business through strategic planned acquisitions and mergers and is now operating in 13 states in the US. It operates in four main business segments: banking, commercial lending, institutional asset management, and wealth management. The company offers a wide range of financial products and services, including banking services, specialized financing solutions, commercial loans, institutional asset management, and individual wealth management. Its focus on providing financial services to small and medium-sized businesses, farmers, and individual customers has helped it succeed in the competitive market. Midland States Bancorp is one of the most popular companies on Eulerpool.com.

Midland States Bancorp SWOT Analysis

Helpful
Harmful
Internal

Strengths

Midland States Bancorp Inc possesses several strengths that contribute to its success and competitive advantage in the market.

The company offers a wide range of financial products and services, including commercial banking, mortgage banking, wealth management, and consumer banking. This diversification helps Midland States Bancorp attract a broad customer base and create revenue streams from multiple sources.

With branches across multiple states, Midland States Bancorp has established a strong regional presence. This enhances its visibility and accessibility to customers, leading to improved market penetration and customer acquisition.

Midland States Bancorp is led by a knowledgeable and experienced management team that brings valuable expertise to guide the company's strategic direction. This leadership ensures effective decision-making and efficient operations.

Weaknesses

Despite its strengths, Midland States Bancorp Inc also faces certain weaknesses that pose challenges to its growth and competitive position.

The company's concentrated presence in specific regions may limit its ability to tap into new markets outside those areas. This reliance on a specific region makes Midland States Bancorp vulnerable to regional economic fluctuations and potential risks associated with local market conditions.

Compared to larger national banks, Midland States Bancorp has relatively lower brand recognition. This can make it challenging to compete against better-known competitors and attract customers who are more likely to choose established banking institutions.

Like other financial institutions, Midland States Bancorp must comply with numerous regulations, which can be complex and costly to implement. Ensuring ongoing regulatory compliance requires significant resources and may affect the company's profitability.

External

Opportunities

Midland States Bancorp Inc can capitalize on various opportunities in the market to drive growth and expand its market presence.

By strategically acquiring smaller banks or forming partnerships, Midland States Bancorp can expand its geographic reach and customer base, while leveraging synergies and economies of scale to enhance its competitive position.

Embracing emerging technologies such as mobile banking, digital payment systems, and enhanced online services can enable Midland States Bancorp to attract tech-savvy customers and improve operational efficiency.

Consumers are increasingly seeking personalized financial solutions tailored to their specific needs. Midland States Bancorp can leverage this trend by offering customized products and services, enhancing customer satisfaction and loyalty.

Threats

Midland States Bancorp Inc faces certain threats that may hinder its growth and pose challenges to its profitability and sustainability.

The financial services industry is highly competitive, with both traditional banks and fintech startups vying for market share. Midland States Bancorp must continually innovate and differentiate itself to stay ahead of competitors.

Fluctuations in the economy, such as recessions or economic downturns, can impact the demand for banking and financial services. Midland States Bancorp should be prepared to navigate such challenging economic conditions and manage potential loan defaults.

As cyber threats continue to evolve, Midland States Bancorp faces the risk of cybersecurity breaches that can compromise customer data and erode trust. The company needs to invest in robust security measures to protect against these threats.

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Midland States Bancorp Eulerpool Fair Value

Details

Fair Value

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Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Midland States Bancorp historical P/E ratio, EBIT multiple, and P/S ratio

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Midland States Bancorp shares outstanding

The number of shares was Midland States Bancorp in 2024 — This indicates how many shares 21.738 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
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Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Midland States Bancorp earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Midland States Bancorp's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Midland States Bancorp’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Midland States Bancorp's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Midland States Bancorp dividend history and estimates

In 2024, Midland States Bancorp paid a dividend amounting to 1.24 undefined. Dividend means that Midland States Bancorp distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
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Dividend

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Dividend Overview

The dividend per year chart for Midland States Bancorp provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Midland States Bancorp’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Midland States Bancorp's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Midland States Bancorp Dividend History

DateMidland States Bancorp Dividend
2027e1.07 undefined
2026e1.23 undefined
2016e0.36 undefined
20251.26 undefined
20241.24 undefined
20231.2 undefined
20221.16 undefined
20211.12 undefined
20201.07 undefined
20190.97 undefined
20180.88 undefined
20170.8 undefined
2016e0.36 undefined

Midland States Bancorp dividend payout ratio

In 2024, Midland States Bancorp had a payout ratio of 38.65%. The payout ratio indicates the percentage of the company's profits that Midland States Bancorp distributes as dividends.

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Payout ratio
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Payout ratio

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What is Yearly Payout Ratio?

The yearly payout ratio for Midland States Bancorp represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Midland States Bancorp could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Midland States Bancorp's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Midland States Bancorp Payout Ratio History

DateMidland States Bancorp Payout ratio
2027e41.78 %
2026e45.62 %
2025e41.07 %
202438.65 %
202357.14 %
202227.42 %
202131.37 %
2020112.63 %
201942.92 %
201853.01 %
201793.02 %
201616.59 %
201557.14 %
201457.14 %
201357.14 %
201257.14 %
201157.14 %
201057.14 %
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Unfortunately, there are currently no price targets and forecasts available for Midland States Bancorp.

Midland States Bancorp latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
9/30/20250.66 0.24  (-63.37 %)2025 Q3
6/30/20250.64 0.44  (-31.39 %)2025 Q2
3/31/20250.56 0.57  (1.17 %)2025 Q1
12/31/20240.69 -2.17  (-414.99 %)2024 Q4
9/30/20240.65 0.74  (13.22 %)2024 Q3
6/30/20240.71 0.2  (-71.98 %)2024 Q2
3/31/20240.74 0.53  (-28.5 %)2024 Q1
12/31/20230.81 0.84  (3.79 %)2023 Q4
9/30/20230.79 0.41  (-47.84 %)2023 Q3
6/30/20230.82 0.87  (6.72 %)2023 Q2
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Eulerpool ESG Scorecard© for the Midland States Bancorp stock

Eulerpool World ESG Rating (EESG©)

43/ 100

🌱 Environment

38

👫 Social

30

🏛️ Governance

61

Environment

Scope 1 - Direct Emissions
Scope 2 - Indirect emissions from purchased energy
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Midland States Bancorp shareholders

%
Name
Stocks
Change
Date
8.78206 % BlackRock Institutional Trust Company, N.A.1,891,655-69,2576/30/2025
5.72815 % Dimensional Fund Advisors, L.P.1,233,843-35,0286/30/2025
5.65013 % The Vanguard Group, Inc.1,217,03810,6426/30/2025
3.52500 % Busey Wealth Management, Inc.759,28609/30/2025
3.28252 % BlackRock Financial Management, Inc.707,05410,3286/30/2025
2.81163 % Geode Capital Management, L.L.C.605,62529,8296/30/2025
2.77436 % State Street Investment Management (US)597,597-35,1176/30/2025
2.52493 % American Century Investment Management, Inc.543,86930,7336/30/2025
2.51159 % AQR Capital Management, LLC540,997149,1756/30/2025
1.73082 % Ludwig (Jeffrey G)372,8191,6166/30/2025
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Midland States Bancorp Executives and Management Board

Mr. Jeffrey Ludwig

(54)
Midland States Bancorp President, Chief Executive Officer, Director and Chief Executive Officer of the Bank (since 2006)
Compensation 1.47 M

Mr. Jeffrey Mefford

(60)
Midland States Bancorp Executive Vice President, President of the Bank
Compensation 970,587

Mr. Eric Lemke

(56)
Midland States Bancorp Chief Financial Officer
Compensation 718,141

Mr. Daniel Casey

(53)
Midland States Bancorp Chief Risk Officer of the Bank
Compensation 531,874

Mr. Jeffrey Smith

(64)
Midland States Bancorp Independent Chairman of the Board
Compensation 152,750
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Midland States Bancorp Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
Raymond James Fincl Stock
Raymond James Fincl
SupplierCustomer0,630,850,550,650,660,92
NCR Stock
NCR
SupplierCustomer0,210,370,720,25-0,080,87
NICE Stock
NICE
SupplierCustomer-0,170,510,75-0,38-0,590,16
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Most common questions regarding Midland States Bancorp

What values and corporate philosophy does Midland States Bancorp represent?

Midland States Bancorp Inc represents a strong commitment to its core values and corporate philosophy. With a focus on integrity, honesty, and transparency, the company strives to provide exceptional financial services to its customers. Midland States Bancorp Inc believes in building lasting relationships based on trust and delivering value to its shareholders. The company's dedication to customer satisfaction, teamwork, and community involvement sets it apart in the industry. By consistently upholding its principles, Midland States Bancorp Inc aims to be a trusted and reliable financial partner for individuals and businesses alike.

In which countries and regions is Midland States Bancorp primarily present?

Midland States Bancorp Inc primarily operates in the United States.

What significant milestones has the company Midland States Bancorp achieved?

Midland States Bancorp Inc, a leading financial services company, has achieved several significant milestones in its successful journey. Firstly, Midland expanded its operations by acquiring Centrue Financial Corp, greatly enhancing its market presence. Additionally, the company successfully completed a secondary public offering, raising substantial capital for future growth and investment opportunities. Midland States Bancorp Inc has also been recognized for its strong financial performance, being named a top-performing bank in the nation. Furthermore, the company has received multiple accolades for excellence in community banking and customer service. These milestones signify Midland's commitment to delivering value to its shareholders and customers while establishing itself as a prominent player in the banking industry.

What is the history and background of the company Midland States Bancorp?

Midland States Bancorp Inc, founded in 1881, is a reputable financial holding company based in Effingham, Illinois. With a rich history spanning over a century, Midland States Bancorp Inc has evolved into a trusted provider of banking and financial services. The company offers a diverse range of products, including personal and commercial banking, wealth management, and mortgage services. Midland States Bancorp Inc has established a strong presence in the Midwest region of the United States, catering to the financial needs of individuals, businesses, and communities. Committed to excellence and innovation, Midland States Bancorp Inc continues to grow and adapt to the ever-changing financial landscape.

Who are the main competitors of Midland States Bancorp in the market?

The main competitors of Midland States Bancorp Inc in the market are banks such as KeyCorp, Central Federal Corporation, and Heartland Financial USA Inc. These banking institutions operate in a similar market segment and offer similar financial services and products to customers. However, Midland States Bancorp Inc differentiates itself through its unique product offerings, customer service, and market presence. As a leading player in the banking industry, Midland States Bancorp Inc strives to continuously innovate and provide exceptional value to its customers, thereby maintaining its competitive edge in the market.

In which industries is Midland States Bancorp primarily active?

Midland States Bancorp Inc is primarily active in the financial industry. As a diversified financial services company, Midland operates through its community banking, commercial banking, and wealth management segments. With a focus on offering a range of financial products and services, Midland serves individuals, businesses, and communities to meet their banking and financial needs. Through its various subsidiaries, Midland provides services such as commercial lending, treasury management, mortgage banking, wealth management, trust services, and more.

What is the business model of Midland States Bancorp?

The business model of Midland States Bancorp Inc. is focused on providing a comprehensive range of banking products and services to individuals, businesses, and communities. They offer personal and commercial banking solutions, mortgage and consumer lending, wealth management, and corporate banking services. Midland States Bancorp Inc. aims to foster long-term relationships with their clients by delivering innovative financial solutions and exceptional customer service. Their diverse portfolio and commitment to growth enable them to meet the evolving needs of their customers, ensuring financial security and success.

What is the P/E ratio of Midland States Bancorp 2025?

The P/E ratio cannot be calculated for Midland States Bancorp at the moment.

What is the P/S ratio of Midland States Bancorp 2025?

The P/S cannot be calculated for Midland States Bancorp currently.

What is the Quality Investing of Midland States Bancorp?

The Quality Investing for Midland States Bancorp is 5/10.

What is the revenue of Midland States Bancorp 2025?

The expected Midland States Bancorp revenue is 323.36 M USD.

How high is the profit of Midland States Bancorp 2025?

The expected Midland States Bancorp profit is -105.28 M USD.

What is the business model of Midland States Bancorp

Midland States Bancorp Inc. is a diverse financial holding company that aims to provide innovative and advanced financial services to customers in various industries. The company was founded in 1881 and is headquartered in Illinois, USA. It is listed on the NASDAQ stock exchange with the ticker "MSBI". Midland States Bancorp Inc. offers a wide range of financial services, primarily focused on four business areas: Community Banking, Commercial FHA Origination and Servicing, Wealth Management, and Commercial Specialty Finance. Each of these business areas has its own product line to specifically meet customer needs. The first area, Community Banking, provides a variety of banking services to the local community, including deposit accounts, credit lines, savings programs, checking accounts, and credit cards. Additionally, the Community Banking division also offers mortgage and loan options for individual customers. The Commercial FHA Origination and Servicing division provides financing solutions for residential and commercial property purchases. The company works closely with the Federal Housing Administration (FHA) program to assist customers in secure property financing. Midland States Bancorp Inc. Wealth Management Division focuses on a financial planning approach to help customers achieve their short and long-term goals. Its products include pension plan administration, investment advice, private banking services, wealth management, as well as trust and estate administration. Finally, the Commercial Specialty Finance division offers financing solutions for middle-market companies, particularly for businesses that are difficult to finance. The company works closely with various industries, including healthcare, transportation, metal industry, and timber industry, to tailor its product range specifically to the needs of businesses. Midland States Bancorp Inc. is constantly striving to monitor customer needs and market developments in order to improve its services and introduce new innovations. The company is committed to offering its customers high-quality services at a reasonable price. Overall, Midland States Bancorp Inc. has been pursuing a diversified business strategy for many years, which has allowed it to maintain growth and profitability. The company is working hard to strengthen its reputation as a trusted and reliable financial service provider and maintain its position as a leading provider in the markets it operates in.

What is the Midland States Bancorp dividend?

Midland States Bancorp pays a dividend of 1.16 USD distributed over payouts per year.

How often does Midland States Bancorp pay dividends?

The dividend cannot currently be calculated for Midland States Bancorp or the company does not pay out a dividend.

What is the Midland States Bancorp ISIN?

The ISIN of Midland States Bancorp is US5977421057.

What is the Midland States Bancorp WKN?

The WKN of Midland States Bancorp is A2AL52.

What is the Midland States Bancorp ticker?

The ticker of Midland States Bancorp is MSBI.

How much dividend does Midland States Bancorp pay?

Over the past 12 months, Midland States Bancorp paid a dividend of 1.24 USD . This corresponds to a dividend yield of about . For the coming 12 months, Midland States Bancorp is expected to pay a dividend of 1.23 USD.

What is the dividend yield of Midland States Bancorp?

The current dividend yield of Midland States Bancorp is .

When does Midland States Bancorp pay dividends?

Midland States Bancorp pays a quarterly dividend. This is distributed in the months of March, June, September, December.

How secure is the dividend of Midland States Bancorp?

Midland States Bancorp paid dividends every year for the past 12 years.

What is the dividend of Midland States Bancorp?

For the upcoming 12 months, dividends amounting to 1.23 USD are expected. This corresponds to a dividend yield of 7.77 %.

In which sector is Midland States Bancorp located?

Midland States Bancorp is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Midland States Bancorp kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Midland States Bancorp from 11/21/2025 amounting to 0.32 USD, you needed to have the stock in your portfolio before the ex-date on 11/14/2025.

When did Midland States Bancorp pay the last dividend?

The last dividend was paid out on 11/21/2025.

What was the dividend of Midland States Bancorp in the year 2024?

In the year 2024, Midland States Bancorp distributed 1.2 USD as dividends.

In which currency does Midland States Bancorp pay out the dividend?

The dividends of Midland States Bancorp are distributed in USD.

All fundamentals about Midland States Bancorp

Our stock analysis for Midland States Bancorp Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Midland States Bancorp Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.