Merchants Bancorp Stock

Merchants Bancorp Net Income 2024

Merchants Bancorp Net Income

297.93 M USD

Ticker

MBIN

ISIN

US58844R1086

WKN

A2H6X2

In 2024, Merchants Bancorp's profit amounted to 297.93 M USD, a 21.82% increase from the 244.56 M USD profit recorded in the previous year.

The Merchants Bancorp Net Income history

YEARNET INCOME (undefined USD)
2025e286.27
2024e297.93
2023244.56
2022193.74
2021206.23
2020166.06
201968.11
201859.54
201751.35
201631.13
201528.38
20143.8
201338.94
201243.06

Merchants Bancorp Revenue, EBIT, Net Income

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Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into Merchants Bancorp, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Merchants Bancorp from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Merchants Bancorp’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Merchants Bancorp. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Merchants Bancorp’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Merchants Bancorp’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Merchants Bancorp’s growth potential.

Merchants Bancorp Revenue, EBIT and net profit per share

DateMerchants Bancorp RevenueMerchants Bancorp EBITMerchants Bancorp Net Income
2025e687.17 M undefined459.26 M undefined286.27 M undefined
2024e668.87 M undefined459.51 M undefined297.93 M undefined
20231.19 B undefined0 undefined244.56 M undefined
2022606.77 M undefined0 undefined193.74 M undefined
2021469.22 M undefined0 undefined206.23 M undefined
2020410.26 M undefined0 undefined166.06 M undefined
2019259.08 M undefined0 undefined68.11 M undefined
2018190.15 M undefined0 undefined59.54 M undefined
2017142.07 M undefined0 undefined51.35 M undefined
2016101.44 M undefined0 undefined31.13 M undefined
201583.35 M undefined0 undefined28.38 M undefined
201459.82 M undefined0 undefined3.8 M undefined
201358.94 M undefined0 undefined38.94 M undefined
201261.89 M undefined0 undefined43.06 M undefined

Merchants Bancorp stock margins

The Merchants Bancorp margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Merchants Bancorp. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Merchants Bancorp.
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Gross margin
EBIT margin
Profit margin
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Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Merchants Bancorp's sales revenue. A higher gross margin percentage indicates that the Merchants Bancorp retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Merchants Bancorp's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Merchants Bancorp's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Merchants Bancorp's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Merchants Bancorp. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Merchants Bancorp's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Merchants Bancorp Margin History

Merchants Bancorp Gross marginMerchants Bancorp Profit marginMerchants Bancorp EBIT marginMerchants Bancorp Profit margin
2025e0 %66.83 %41.66 %
2024e0 %68.7 %44.54 %
20230 %0 %20.51 %
20220 %0 %31.93 %
20210 %0 %43.95 %
20200 %0 %40.48 %
20190 %0 %26.29 %
20180 %0 %31.31 %
20170 %0 %36.15 %
20160 %0 %30.68 %
20150 %0 %34.05 %
20140 %0 %6.36 %
20130 %0 %66.07 %
20120 %0 %69.58 %

Merchants Bancorp Aktienanalyse

What does Merchants Bancorp do?

Merchants Bancorp is a diversified financial services company based in Carmel, Indiana, USA. It was founded in 1990 and has since become one of the largest independent banking and financial services companies in the Midwest United States. The company offers a wide range of financial services for retail customers as well as small and medium-sized businesses. These include traditional banking products such as checking accounts and savings products, as well as mortgages and business financing. Merchants Bancorp specializes in financing residential properties, particularly multi-family homes, and is well-established in this area. Merchants Bancorp operates in three main business segments: deposit business, mortgage business, and bank holding business. In the deposit business, Merchants Bancorp offers a broad range of deposit products for retail and business customers. These include checking accounts, savings accounts, money market accounts, and CDs. The company also offers online banking and mobile banking services to provide customers with maximum convenience and quick access to their financial affairs. In the mortgage business, Merchants Bancorp offers a variety of mortgage products for retail and business customers. These include FHA loans, VA loans, Fannie Mae and Freddie Mac loans, as well as jumbo loans. The company also provides comprehensive consulting services for construction financing customers. Merchants Bancorp's bank holding business includes a wide range of services for small and medium-sized businesses. The company offers business accounts, credit cards, online banking, mobile banking, and a variety of mortgage loan products for businesses. Merchants Bancorp places great emphasis on customer service and works closely with customers to find tailored solutions for their individual financial needs. The company also collaborates with local communities and organizations, particularly promoting the development of affordable housing for low-income families and elderly individuals. In recent years, Merchants Bancorp has experienced strong growth. In 2019, the company achieved a net profit of $110.3 million and a return on equity (ROE) of 26.5 percent. The company has a market capitalization of approximately $600 million and employs more than 500 employees. Merchants Bancorp is committed to continue growing and solidifying its position as a leading financial services company in the Midwest United States. In particular, the mortgage business is expected to be further expanded. The company is well positioned to benefit from the ongoing demand for residential properties in the US and to offer its customers tailor-made financing solutions. Merchants Bancorp ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Net Income Details

Understanding Merchants Bancorp's Profit Margins

The profit margins of Merchants Bancorp represent the net income earned after deducting all operational expenses, costs, and taxes from the revenue. This figure is a clear indicator of Merchants Bancorp's financial health, operational efficiency, and profitability. Higher profit margins signify better cost management and income generation capabilities.

Year-to-Year Comparison

Evaluating Merchants Bancorp's profit on a yearly basis can offer significant insights into its financial growth, stability, and trends. A consistent increase in profit suggests improved operational efficiency, cost management, or increased revenue, while a decrease may indicate rising costs, declining sales, or operational challenges.

Impact on Investments

Merchants Bancorp's profit figures are critical for investors who are aiming to understand the company's financial standing and future growth prospects. Increased profits often lead to higher stock valuations, boosting investor confidence and attracting more investments.

Interpreting Profit Fluctuations

When Merchants Bancorp’s profit increases, it often indicates enhanced operational efficiency or increased sales. In contrast, a decline in profit can signal operational inefficiencies, increased costs, or competitive pressures, necessitating strategic interventions to boost profitability.

Frequently Asked Questions about Merchants Bancorp stock

How much profit has Merchants Bancorp made this year?

Merchants Bancorp has made 297.93 M USD this year.

How has the profit developed compared to last year?

The profit has increased by 21.82% compared to last year increased

What impact do the earnings have on the shareholders?

An increase in earnings is usually seen as a positive indicator for shareholders as it means that the company is generating profits.

How does Merchants Bancorp publish its earnings?

Merchants Bancorp publishes its earnings in the form of quarterly or annual reports.

Which financial indicators are included in the quarterly or annual reports?

The quarterly or annual reports contain information about sales and profit, cash flow, balance sheet, and other fundamentals.

Why is it important for investors to know the earnings of Merchants Bancorp?

The profits of Merchants Bancorp are an important indicator of the financial health of the company and can help investors decide whether they want to invest in the company or not.

How can one learn more about the earnings of Merchants Bancorp?

You can learn more about the earnings of Merchants Bancorp by reviewing the quarterly or annual reports or following the company presentations.

How much dividend does Merchants Bancorp pay?

Over the past 12 months, Merchants Bancorp paid a dividend of 0.32 USD . This corresponds to a dividend yield of about 0.72 %. For the coming 12 months, Merchants Bancorp is expected to pay a dividend of 0.36 USD.

What is the dividend yield of Merchants Bancorp?

The current dividend yield of Merchants Bancorp is 0.72 %.

When does Merchants Bancorp pay dividends?

Merchants Bancorp pays a quarterly dividend. This is distributed in the months of October, January, May, July.

How secure is the dividend of Merchants Bancorp?

Merchants Bancorp paid dividends every year for the past 9 years.

What is the dividend of Merchants Bancorp?

For the upcoming 12 months, dividends amounting to 0.36 USD are expected. This corresponds to a dividend yield of 0.81 %.

In which sector is Merchants Bancorp located?

Merchants Bancorp is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Merchants Bancorp kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Merchants Bancorp from 7/1/2024 amounting to 0.09 USD, you needed to have the stock in your portfolio before the ex-date on 6/14/2024.

When did Merchants Bancorp pay the last dividend?

The last dividend was paid out on 7/1/2024.

What was the dividend of Merchants Bancorp in the year 2023?

In the year 2023, Merchants Bancorp distributed 0.28 USD as dividends.

In which currency does Merchants Bancorp pay out the dividend?

The dividends of Merchants Bancorp are distributed in USD.

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Andere Kennzahlen von Merchants Bancorp

Our stock analysis for Merchants Bancorp Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Merchants Bancorp Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.